WESTERLY COMMUNITY CREDIT UNION

Cite this

Plain text WESTERLY COMMUNITY CREDIT UNION. furp.org, nonprofit organization profile, tax years 2010–2025. https://furp.org/org/westerly-community-credit-union-050255222. Retrieved 2026-10-25.

APA furp.org. (n.d.). WESTERLY COMMUNITY CREDIT UNION [Nonprofit organization profile; tax years 2010–2025]. Retrieved October 25, 2026, from https://furp.org/org/westerly-community-credit-union-050255222

MLA “WESTERLY COMMUNITY CREDIT UNION.” furp.org, tax years 2010–2025, https://furp.org/org/westerly-community-credit-union-050255222. Accessed 25 Oct. 2026.

Retrieved 2026-10-25; covers tax years 2010–2025. Data: furp.org, CC BY 4.0.

2025 · Form 990 · revenue $28.7M · expenses $24.8M · assets $506.6M

EIN
05-0255222
Address
4979 TOWER HILL RD, WAKEFIELD, RI 02879-2283
Website
WWW.WESTERLYCCU.COM
NTEE code
-
Exempt type
501(c)(14): credit union (corporation)
Ruling date
February 1993 (when the IRS recognized its exemption)
IRS status
Exempt (unconditional) (IRS Business Master File) IRS data ↗
Tax-deductible donations
No
Cross-check
ProPublica Nonprofit Explorer

Mission

WESTERLY COMMUNITY CREDIT UNION IS MEMBER OWNED AND OPERATED. THE MISSION OF THE CREDIT UNION IS TO IMPROVE THE FINANCIAL WELLBEING OF ITS MEMBER OWNERS. IT DOES SO BY PROVIDING MEMBERS VALUE IN THE PRODUCT DELIVERED AND COMPASSIONATE AND CARING SERVICE.

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

49 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.

NameLatest titleYearsLatest year payTotal pay from hereOrganizations
Stephen White CEO2010-2025 $451,366$5,127,977 1
Andrew Rogers PRESIDENT2021-2025 $312,343$1,239,830 1
Margaret Sisco CXO2021-2025 $262,826$1,132,333 1
Richard Champ VP OF COMMERCIAL LENDING2023-2025 $223,234$617,315 1
Aaron Clark CFO2024-2025 $199,137$386,351 1
Joseph Stoy IT DIRECTOR2024-2025 $182,394$333,004 1
Gwendolyn Gencarellli VP OF FINANCIAL SERVICES2024-2025 $161,526$311,661 1
Laura Donohue CONTROLLER2024-2025 $135,670$273,817 1
James Maloney VP OF CONSUMER AND MORTGAGE LENDING2025 $174,518$174,518 1
Peter Stefanski CHAIRPERSON2011-2025 $14,725$145,800 1
Alycia Marandloa DIRECTOR OF HUMAN RESOURCES2025 $145,248$145,248 1
Robert Delaney BOARD TREASURER2010-2025 $11,125$142,525 1
William Quirk BOARD SECRETARY2010-2025 $11,125$128,900 1
Shannon Melchione BUSINESS DEVELOPMENT OFFICER2025 $123,740$123,740 1
Joseph Ritacco BOARD MEMBER2011-2025 $9,925$117,100 1
Dawn Smith BOARD MEMBER2011-2025 $9,925$113,200 1
Paul Marsiglio BOARD MEMBER2011-2025 $9,925$110,600 1
Danny Nesmith SUPERVISORY COMMITTEE MEMB2010-2025 $8,525$110,350 1
Scott Harold BOARD MEMBER2014-2025 $9,925$86,150 1
Steven Scales VICE CHAIRPERSON2010-2025 $11,125$71,600 1
Paul Gencarella SUPERVISORY COMMITTEE CHAI2015-2025 $9,325$47,625 1
Stephen J Iacoi BOARD MEMBER2022-2025 $9,925$38,125 1
Sheilia Terranova-Beattie BOARD MEMBER2022-2025 $9,925$37,825 1
Nicholas Stahl SUPERVISORY COMMITTEE MEMB2017-2025 $8,525$31,575 1
Kristin Martino SUPERVISORY COMMITTEE MEMB2018-2025 $8,525$29,325 1
Robert Falso (former) CFO2010-2022 $285,034$2,264,780 1
Robert Boucher (former) DIRECTOR OF CREDIT AND COMPLIANCE2021-2024 $134,836$695,675 1
Mary Ellen Buckley (former) VP OF FINANCE SERVICES2021 $170,453$170,453 1
Richard Smith (former) DIRECTOR OF BUSINESS2021 $164,750$164,750 1
Jeanne Abate (former) SR MORTGAGE ORIGINATOR2021 $138,493$138,493 1
Jeffery Vandervorste (former) SR MORTGAGE ORIGINATOR2021 $123,815$123,815 1
Brian Esten (former) DIRECTOR OF COMMERCIAL LENDING2024 $122,870$122,870 1
Michael Lynch (former) Employee2010 $101,281$101,281 1
William Horne (former) BOARD MEMBER2011-2018 $3,100$90,050 1
Ruth Foster-Morgan (former) BOARD MEMBER2010-2019 $8,800$83,625 1
Stephen Scales (former) BOARD MEMBER2011-2018 $9,450$81,725 1
Sheila Beattie (former) BOARD MEMBER2012-2021 $9,275$60,792 1
David Sayles (former) BOARD MEMBER2010-2017 $3,800$53,000 1
Steve Iacoi (former) BOARD MEMBER2013-2021 $9,275$51,775 1
Joseph Limani (former) BOARD MEMBER2011-2017 $5,700$51,150 1
Sean Mcgill (former) BOARD MEMBER2011-2017 $7,600$42,400 1
James Gleason (former) BOARD MEMBER2010-2015 $1,900$35,400 1
Melissa Hill-Busch (former) BOARD MEMBER2011-2013 $5,700$20,250 1
Peter Griggs (former) BOARD MEMBER2010-2012 $1,900$11,850 1
William D Home (former) Director2010 $7,250$7,250 1
M Elizabeth Fusco (former) BOARD MEMBER2010-2012 $3,500$6,750 1
Elizabeth Fusco-Tikoian (former) BOARD MEMBER2011 $6,700$6,700 1
Joseph Limanni (former) Director2010 $3,250$3,250 1
Melessa Hill-Bush (former) Director2010 $3,250$3,250 1

People by year

2025 · 25 people listed · 25 paid, $2.5M · 96 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $409,172$0$42,194 $451,3661
ANDREW ROGERS PRESIDENT40 $296,908$0$15,435 $312,3431
MARGARET SISCO CXO40 $222,299$0$40,527 $262,8261
RICHARD CHAMP VP OF COMMERCIAL LENDING40 $179,853$0$43,381 $223,2341
AARON CLARK CFO40 $179,958$0$19,179 $199,1371
JOSEPH STOY IT DIRECTOR40 $144,875$0$37,519 $182,3941
JAMES MALONEY VP OF CONSUMER AND MORTGAGE LENDING40 $168,931$0$5,587 $174,5181
GWENDOLYN GENCARELLLI VP OF FINANCIAL SERVICES40 $134,524$0$27,002 $161,5261
ALYCIA MARANDLOA DIRECTOR OF HUMAN RESOURCES40 $109,075$0$36,173 $145,2481
LAURA DONOHUE CONTROLLER40 $114,496$0$21,174 $135,6701
SHANNON MELCHIONE BUSINESS DEVELOPMENT OFFICER40 $116,656$0$7,084 $123,7401
PETER STEFANSKI CHAIRPERSON1 $14,725$0$0 $14,7251
STEVEN SCALES VICE CHAIRPERSON1 $11,125$0$0 $11,1251
ROBERT DELANEY BOARD TREASURER1 $11,125$0$0 $11,1251
WILLIAM QUIRK BOARD SECRETARY1 $11,125$0$0 $11,1251
SHEILIA TERRANOVA-BEATTIE BOARD MEMBER1 $9,925$0$0 $9,9251
SCOTT HAROLD BOARD MEMBER1 $9,925$0$0 $9,9251
STEPHEN J IACOI BOARD MEMBER1 $9,925$0$0 $9,9251
PAUL MARSIGLIO BOARD MEMBER1 $9,925$0$0 $9,9251
JOSEPH RITACCO BOARD MEMBER1 $9,925$0$0 $9,9251
DAWN SMITH BOARD MEMBER1 $9,925$0$0 $9,9251
PAUL GENCARELLA SUPERVISORY COMMITTEE CHAI1 $9,325$0$0 $9,3251
DANNY NESMITH SUPERVISORY COMMITTEE MEMB1 $8,525$0$0 $8,5251
NICHOLAS STAHL SUPERVISORY COMMITTEE MEMB1 $8,525$0$0 $8,5251
KRISTIN MARTINO SUPERVISORY COMMITTEE MEMB1 $8,525$0$0 $8,5251
2024 · 24 people listed · 24 paid, $2.2M · 85 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE PRESIDENT & CEO40 $358,964$0$42,974 $401,9381
ANDREW ROGERS COO & SENIOR VP OF OPERATI40 $279,576$0$14,032 $293,6081
MARGARET SISCO CMO40 $211,479$0$38,064 $249,5431
RICHARD CHAMP VP OF LENDING40 $167,535$0$39,835 $207,3701
AARON CLARK VP FINANCE AND ACCOUNTING40 $168,811$0$18,403 $187,2141
JOSEPH STOY IT DIRECTOR40 $119,504$0$31,106 $150,6101
GWENDOLYN GENCARELLLI VP OF FINANCIAL SERVICES40 $124,014$0$26,121 $150,1351
LAURA DONOHUE CONTROLLER40 $117,515$0$20,632 $138,1471
ROBERT BOUCHER DIRECTOR OF CREDIT AND COMPLIANCE40 $118,972$0$15,864 $134,8361
BRIAN ESTEN DIRECTOR OF COMMERCIAL LENDING40 $117,151$0$5,719 $122,8701
PETER STEFANSKI CHAIRPERSON1 $14,200$0$0 $14,2001
STEVEN SCALES VICE CHAIRPERSON1 $10,600$0$0 $10,6001
ROBERT DELANEY BOARD TREASURER1 $10,600$0$0 $10,6001
WILLIAM QUIRK BOARD SECRETARY1 $10,600$0$0 $10,6001
SCOTT HAROLD BOARD MEMBER1 $9,400$0$0 $9,4001
STEPHEN J IACOI BOARD MEMBER1 $9,400$0$0 $9,4001
PAUL MARSIGLIO BOARD MEMBER1 $9,400$0$0 $9,4001
JOSEPH RITACCO BOARD MEMBER1 $9,400$0$0 $9,4001
DAWN SMITH BOARD MEMBER1 $9,400$0$0 $9,4001
SHEILIA TERRANOVA-BEATTIE BOARD MEMBER1 $9,100$0$0 $9,1001
PAUL GENCARELLA SUPERVISORY COMMITTEE CHAIRPERSON1 $8,800$0$0 $8,8001
DANNY NESMITH SUPERVISORY COMMITTEE MEMBER1 $8,000$0$0 $8,0001
NICHOLAS STAHL SUPERVISORY COMMITTEE MEMBER1 $8,000$0$0 $8,0001
KRISTIN MARTINO SUPERVISORY COMMITTEE MEMBER1 $8,000$0$0 $8,0001
2023 · 15 people listed · 15 paid, $1.3M · 89 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE PRESIDENT & CEO40 $337,551$0$41,364 $378,9151
ANDREW ROGERS COO & SENIOR VP OF OPERATIONS40 $223,488$0$11,006 $234,4941
MARGARET SISCO CMO40 $194,541$0$33,693 $228,2341
ROBERT BOUCHER VP OF RETAIL LEADING40 $175,663$0$21,258 $196,9211
RICHARD CHAMP VP OF LENDING40 $154,783$0$31,928 $186,7111
PETER STEFANSKI CHAIRPERSON1 $14,200$0$0 $14,2001
STEVEN SCALES VICE CHAIRPERSON1 $10,600$0$0 $10,6001
ROBERT DELANEY BOARD TREASURER1 $10,600$0$0 $10,6001
WILLIAM QUIRK BOARD SECRETARY1 $10,600$0$0 $10,6001
SHEILIA TERRANOVA-BEATTIE BOARD MEMBER1 $9,400$0$0 $9,4001
SCOTT HAROLD BOARD MEMBER1 $9,400$0$0 $9,4001
STEPHEN J IACOI BOARD MEMBER1 $9,400$0$0 $9,4001
JOSEPH RITACCO BOARD MEMBER1 $9,400$0$0 $9,4001
DAWN SMITH BOARD MEMBER1 $9,400$0$0 $9,4001
PAUL MARSIGLIO BOARD MEMBER1 $9,100$0$0 $9,1001
2022 · 15 people listed · 15 paid, $1.3M · 92 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $324,136$0$31,566 $355,7021
ROBERT FALSO CFO40 $284,166$0$868 $285,0341
ANDREW ROGERS COO40 $198,727$0$15,912 $214,6391
MARGARET SISCO CMO40 $180,248$0$19,901 $200,1491
ROBERT BOUCHER VP OF LENDING40 $165,274$0$2,594 $167,8681
PETER STEFANSKI CHAIRPERSON1 $14,200$0$0 $14,2001
STEVEN SCALES VICE CHAIRPERSON1 $10,600$0$0 $10,6001
ROBERT DELANEY BOARD TREASURER1 $10,600$0$0 $10,6001
WILLIAM QUIRK BOARD SECRETARY1 $10,600$0$0 $10,6001
SHEILIA TERRANOVA-BEATTIE BOARD MEMBER1 $9,400$0$0 $9,4001
SCOTT HAROLD BOARD MEMBER1 $9,400$0$0 $9,4001
STEPHEN J IACOI BOARD MEMBER1 $9,400$0$0 $9,4001
PAUL MARSIGLIO BOARD MEMBER1 $9,400$0$0 $9,4001
JOSEPH RITACCO BOARD MEMBER1 $9,400$0$0 $9,4001
DAWN SMITH BOARD MEMBER1 $9,400$0$0 $9,4001
2021 · 19 people listed · 19 paid, $1.9M · 87 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $309,179$0$44,500 $353,6791
ROBERT FALSO CFO40 $213,147$0$36,647 $249,7941
ROBERT BOUCHER VP OF LENDING40 $160,133$0$35,917 $196,0501
MARGARET SISCO CMO40 $157,250$0$34,331 $191,5811
ANDREW ROGERS COO40 $179,110$0$5,636 $184,7461
MARY ELLEN BUCKLEY VP OF FINANCE SERVICES40 $140,310$0$30,143 $170,4531
RICHARD SMITH DIRECTOR OF BUSINESS40 $146,219$0$18,531 $164,7501
JEANNE ABATE SR MORTGAGE ORIGINATOR40 $121,474$0$17,019 $138,4931
JEFFERY VANDERVORSTE SR MORTGAGE ORIGINATOR40 $115,107$0$8,708 $123,8151
PETER STEFANSKI CHAIRPERSON1 $14,075$0$0 $14,0751
ROBERT DELANEY BOARD TREASURER1 $10,475$0$0 $10,4751
WILLIAM QUIRK BOARD SECRETARY1 $10,475$0$0 $10,4751
STEVEN SCALES VICE CHAIRPERSON1 $10,175$0$0 $10,1751
JOSEPH RITACCO BOARD MEMBER1 $9,275$0$0 $9,2751
PAUL MARSIGLIO BOARD MEMBER1 $9,275$0$0 $9,2751
SCOTT HAROLD BOARD MEMBER1 $9,275$0$0 $9,2751
SHEILA BEATTIE BOARD MEMBER1 $9,275$0$0 $9,2751
STEVE IACOI BOARD MEMBER1 $9,275$0$0 $9,2751
DAWN SMITH BOARD MEMBER1 $9,275$0$0 $9,2751
2020 · 12 people listed · 12 paid, $1.2M · 79 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $298,514$0$641,205 $939,7191
ROBERT FALSO CFO40 $202,926$0$0 $202,9261
PETER STEFANSKI CHAIRPERSON1 $1,850$0$0 $1,8501
ROBERT DELANEY BOARD TREASURER1 $1,550$0$0 $1,5501
STEVEN SCALES VICE CHAIRPERSON1 $1,550$0$0 $1,5501
WILLIAM QUIRK BOARD SECRETARY1 $1,550$0$0 $1,5501
JOSEPH RITACCO BOARD MEMBER1 $1,450$0$0 $1,4501
PAUL MARSIGLIO BOARD MEMBER1 $1,450$0$0 $1,4501
SCOTT HAROLD BOARD MEMBER1 $1,450$0$0 $1,4501
SHEILA BEATTIE BOARD MEMBER1 $1,450$0$0 $1,4501
STEVE IACOI BOARD MEMBER1 $1,450$0$0 $1,4501
DAWN SMITH BOARD MEMBER1 $1,450$0$0 $1,4501
2019 · 17 people listed · 17 paid, $587K · 82 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $268,621$0$0 $268,6211
ROBERT FALSO CFO40 $184,121$0$0 $184,1211
DANNY NESMITH CHAIRMAN1 $13,600$0$0 $13,6001
PETER STEFANSKI BOARD MEMBER1 $10,000$0$0 $10,0001
ROBERT DELANEY BOARD TREASURER1 $10,000$0$0 $10,0001
STEVEN SCALES VICE CHAIRPERSON1 $10,000$0$0 $10,0001
JOSEPH RITACCO BOARD MEMBER1 $8,800$0$0 $8,8001
PAUL MARSIGLIO BOARD MEMBER1 $8,800$0$0 $8,8001
RUTH FOSTER-MORGAN BOARD MEMBER1 $8,800$0$0 $8,8001
SHEILA BEATTIE BOARD MEMBER1 $8,800$0$0 $8,8001
WILLIAM QUIRK BOARD MEMBER1 $8,800$0$0 $8,8001
DAWN SMITH BOARD MEMBER1 $8,800$0$0 $8,8001
SCOTT HAROLD SUPERVISORY COMMITTEE CHAIRPERSON1 $8,200$0$0 $8,2001
KRISTIN MARTINO SUPERVISORY COMMITTEE1 $7,400$0$0 $7,4001
NICHOLAS STAHL SUPERVISORY COMMITTEE1 $7,400$0$0 $7,4001
PAUL GENCARELLA SUPERVISORY COMMITTEE1 $7,400$0$0 $7,4001
STEVE IACOI SUPERVISORY COMMITTEE1 $7,400$0$0 $7,4001
2018 · 18 people listed · 18 paid, $507K · 80 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $230,128$0$0 $230,1281
ROBERT FALSO CFO40 $150,273$0$0 $150,2731
DANNY NESMITH CHAIRMAN1 $11,950$0$0 $11,9501
ROBERT DELANEY BOARD TREASURER1 $9,550$0$0 $9,5501
STEPHEN SCALES BOARD MEMBER1 $9,450$0$0 $9,4501
PETER STEFANSKI BOARD MEMBER1 $9,250$0$0 $9,2501
DAWN SMITH BOARD MEMBER1 $8,350$0$0 $8,3501
JOSEPH RITACCO BOARD MEMBER1 $8,350$0$0 $8,3501
PAUL MARSIGLIO BOARD MEMBER1 $8,350$0$0 $8,3501
RUTH FOSTER-MORGAN BOARD MEMBER1 $8,350$0$0 $8,3501
SHEILA BEATTIE BOARD MEMBER1 $8,350$0$0 $8,3501
WILLIAM QUIRK BOARD MEMBER1 $8,350$0$0 $8,3501
SCOTT HAROLD SUPERVISORY COMMITTEE1 $7,650$0$0 $7,6501
NICHOLAS STAHL SUPERVISORY COMMITTEE1 $6,750$0$0 $6,7501
PAUL GENCARELLA SUPERVISORY COMMITTEE1 $6,750$0$0 $6,7501
STEVE IACOI SUPERVISORY COMMITTEE1 $6,750$0$0 $6,7501
KRISTIN MARTINO BOARD MEMBER1 $5,400$0$0 $5,4001
WILLIAM HORNE BOARD MEMBER1 $3,100$0$0 $3,1001
2017 · 20 people listed · 20 paid, $499K · 77 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $220,285$0$0 $220,2851
ROBERT FALSO CFO40 $150,405$0$0 $150,4051
WILLIAM HORNE CHAIRMAN1 $12,400$0$0 $12,4001
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
PETER STEFANSKI BOARD MEMBER1 $9,050$0$0 $9,0501
ROBERT DELANEY BOARD TREASURER1 $9,050$0$0 $9,0501
STEPHEN SCALES BOARD MEMBER1 $9,050$0$0 $9,0501
DAWN SMITH BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,850$0$0 $7,8501
RUTH FOSTER-MORGAN BOARD MEMBER1 $7,850$0$0 $7,8501
WILLIAM QUIRK BOARD MEMBER1 $7,850$0$0 $7,8501
SEAN MCGILL BOARD MEMBER1 $7,600$0$0 $7,6001
PAUL MARSIGLIO BOARD MEMBER1 $7,100$0$0 $7,1001
SHEILA BEATTIE BOARD MEMBER1 $6,017$0$0 $6,0171
SCOTT HAROLD SUPERVISORY COMMITTEE1 $5,850$0$0 $5,8501
JOSEPH LIMANI BOARD MEMBER1 $5,700$0$0 $5,7001
PAUL GENCARELLA SUPERVISORY COMMITTEE1 $5,650$0$0 $5,6501
STEVE IACOI SUPERVISORY COMMITTEE1 $5,650$0$0 $5,6501
DAVID SAYLES BOARD MEMBER1 $3,800$0$0 $3,8001
NICHOLAS STAHL SUPERVISORY COMMITTEE1 $900$0$0 $9001
2016 · 19 people listed · 19 paid, $492K · 79 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $211,256$0$0 $211,2561
ROBERT FALSO CFO40 $146,667$0$0 $146,6671
WILLIAM HORNE CHAIRMAN1 $12,650$0$0 $12,6501
STEPHEN SCALES BOARD MEMBER1 $9,950$0$0 $9,9501
PETER STEFANSKI BOARD MEMBER1 $9,350$0$0 $9,3501
ROBERT DELANEY BOARD TREASURER1 $9,050$0$0 $9,0501
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
RUTH FOSTER-MORGAN BOARD MEMBER1 $8,450$0$0 $8,4501
WILLIAM QUIRK BOARD MEMBER1 $7,850$0$0 $7,8501
DAVID SAYLES BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,850$0$0 $7,8501
DAWN SMITH BOARD MEMBER1 $7,850$0$0 $7,8501
SEAN MCGILL BOARD MEMBER1 $7,600$0$0 $7,6001
JOSEPH LIMANI BOARD MEMBER1 $7,600$0$0 $7,6001
PAUL MARSIGLIO BOARD MEMBER1 $6,850$0$0 $6,8501
SHEILA BEATTIE BOARD MEMBER1 $5,650$0$0 $5,6501
SCOTT HAROLD BOARD MEMBER1 $5,650$0$0 $5,6501
STEVE IACOI BOARD MEMBER1 $5,650$0$0 $5,6501
PAUL GENCARELLA BOARD MEMBER1 $5,650$0$0 $5,6501
2015 · 20 people listed · 20 paid, $628K · 78 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT FALSO CFO40 $292,625$0$0 $292,6251
STEPHEN WHITE CEO40 $200,750$0$0 $200,7501
WILLIAM HORNE CHAIRMAN1 $12,650$0$0 $12,6501
STEPHEN SCALES BOARD MEMBER1 $10,850$0$0 $10,8501
ROBERT DELANEY BOARD TREASURER1 $9,050$0$0 $9,0501
RUTH FOSTER-MORGAN BOARD MEMBER1 $9,050$0$0 $9,0501
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
DAVID SAYLES BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,850$0$0 $7,8501
PETER STEFANSKI BOARD MEMBER1 $7,850$0$0 $7,8501
DAWN SMITH BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH LIMANI BOARD MEMBER1 $7,600$0$0 $7,6001
WILLIAM QUIRK BOARD MEMBER1 $7,600$0$0 $7,6001
SEAN MCGILL BOARD MEMBER1 $7,300$0$0 $7,3001
PAUL MARSIGLIO BOARD MEMBER1 $6,850$0$0 $6,8501
SHEILA BEATTIE BOARD MEMBER1 $5,650$0$0 $5,6501
SCOTT HAROLD BOARD MEMBER1 $5,650$0$0 $5,6501
STEVE IACOI BOARD MEMBER1 $5,650$0$0 $5,6501
PAUL GENCARELLA BOARD MEMBER1 $4,050$0$0 $4,0501
JAMES GLEASON BOARD MEMBER1 $1,900$0$0 $1,9001
2014 · 19 people listed · 19 paid, $442K · 76 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $181,291$0$0 $181,2911
ROBERT FALSO CFO40 $127,506$0$0 $127,5061
WILLIAM HORNE CHAIRMAN1 $12,650$0$0 $12,6501
STEPHEN SCALES BOARD MEMBER1 $10,850$0$0 $10,8501
ROBERT DELANEY BOARD TREASURER1 $9,050$0$0 $9,0501
RUTH FOSTER-MORGAN BOARD MEMBER1 $9,050$0$0 $9,0501
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
JAMES GLEASON BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH LIMANI BOARD MEMBER1 $7,850$0$0 $7,8501
WILLIAM QUIRK BOARD MEMBER1 $7,850$0$0 $7,8501
DAVID SAYLES BOARD MEMBER1 $7,850$0$0 $7,8501
PETER STEFANSKI BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,600$0$0 $7,6001
DAWN SMITH BOARD MEMBER1 $7,300$0$0 $7,3001
PAUL MARSIGLIO BOARD MEMBER1 $6,850$0$0 $6,8501
SHEILA BEATTIE BOARD MEMBER1 $5,650$0$0 $5,6501
SEAN MCGILL BOARD MEMBER1 $5,650$0$0 $5,6501
STEVE IACOI BOARD MEMBER1 $5,650$0$0 $5,6501
SCOTT HAROLD BOARD MEMBER1 $4,300$0$0 $4,3001
2013 · 19 people listed · 19 paid, $661K · 85 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $410,076$0$0 $410,0761
ROBERT FALSO CFO40 $120,536$0$0 $120,5361
WILLIAM HORNE CHAIRMAN1 $12,650$0$0 $12,6501
STEPHEN SCALES BOARD MEMBER1 $10,850$0$0 $10,8501
RUTH FOSTER-MORGAN BOARD MEMBER1 $9,050$0$0 $9,0501
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
ROBERT DELANEY BOARD TREASURER1 $8,800$0$0 $8,8001
JAMES GLEASON BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH LIMANI BOARD MEMBER1 $7,850$0$0 $7,8501
WILLIAM QUIRK BOARD MEMBER1 $7,850$0$0 $7,8501
DAVID SAYLES BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,600$0$0 $7,6001
PETER STEFANSKI BOARD MEMBER1 $7,600$0$0 $7,6001
PAUL MARSIGLIO BOARD MEMBER1 $6,550$0$0 $6,5501
MELISSA HILL-BUSCH BOARD MEMBER1 $5,700$0$0 $5,7001
SHEILA BEATTIE BOARD MEMBER1 $5,650$0$0 $5,6501
SEAN MCGILL BOARD MEMBER1 $5,650$0$0 $5,6501
DAWN SMITH BOARD MEMBER1 $5,650$0$0 $5,6501
STEVE IACOI BOARD MEMBER1 $4,300$0$0 $4,3001
2012 · 20 people listed · 20 paid, $442K · 78 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $187,305$0$0 $187,3051
ROBERT FALSO CFO40 $124,413$0$0 $124,4131
WILLIAM HORNE CHAIRMAN1 $12,650$0$0 $12,6501
STEPHEN SCALES BOARD MEMBER1 $10,850$0$0 $10,8501
ROBERT DELANEY BOARD TREASURER1 $9,050$0$0 $9,0501
RUTH FOSTER-MORGAN BOARD MEMBER1 $9,050$0$0 $9,0501
DANNY NESMITH BOARD MEMBER1 $9,050$0$0 $9,0501
JAMES GLEASON BOARD MEMBER1 $7,850$0$0 $7,8501
MELISSA HILL-BUSCH BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH LIMANI BOARD MEMBER1 $7,850$0$0 $7,8501
WILLIAM QUIRK BOARD MEMBER1 $7,850$0$0 $7,8501
DAVID SAYLES BOARD MEMBER1 $7,850$0$0 $7,8501
JOSEPH RITACCO BOARD MEMBER1 $7,300$0$0 $7,3001
PETER STEFANSKI BOARD MEMBER1 $6,550$0$0 $6,5501
SEAN MCGILL BOARD MEMBER1 $5,650$0$0 $5,6501
PAUL MARSIGLIO BOARD MEMBER1 $5,650$0$0 $5,6501
DAWN SMITH BOARD MEMBER1 $5,650$0$0 $5,6501
SHEILA BEATTIE BOARD MEMBER1 $4,300$0$0 $4,3001
M ELIZABETH FUSCO BOARD MEMBER1 $3,500$0$0 $3,5001
PETER GRIGGS BOARD MEMBER1 $1,900$0$0 $1,9001
2011 · 19 people listed · 19 paid, $397K · 72 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
STEPHEN WHITE CEO40 $171,165$0$0 $171,1651
ROBERT FALSO CFO40 $110,134$0$0 $110,1341
WILLIAM HORNE CHAIRMAN1 $11,300$0$0 $11,3001
STEPHEN SCALES BOARD MEMBER1 $9,875$0$0 $9,8751
ROBERT DELANEY BOARD TREASURER1 $8,225$0$0 $8,2251
RUTH FOSTER-MORGAN BOARD MEMBER1 $8,225$0$0 $8,2251
DANNY NESMITH BOARD MEMBER1 $8,225$0$0 $8,2251
ELIZABETH FUSCO-TIKOIAN BOARD MEMBER1 $6,700$0$0 $6,7001
JAMES GLEASON BOARD MEMBER1 $6,700$0$0 $6,7001
PETER GRIGGS BOARD MEMBER1 $6,700$0$0 $6,7001
MELISSA HILL-BUSCH BOARD MEMBER1 $6,700$0$0 $6,7001
JOSEPH LIMANI BOARD MEMBER1 $6,700$0$0 $6,7001
WILLIAM QUIRK BOARD MEMBER1 $6,700$0$0 $6,7001
DAVID SAYLES BOARD MEMBER1 $6,700$0$0 $6,7001
JOSEPH RITACCO BOARD MEMBER1 $5,050$0$0 $5,0501
PETER STEFANSKI BOARD MEMBER1 $5,050$0$0 $5,0501
PAUL MARSIGLIO BOARD MEMBER1 $5,050$0$0 $5,0501
DAWN SMITH BOARD MEMBER1 $5,050$0$0 $5,0501
SEAN MCGILL BOARD MEMBER1 $2,950$0$0 $2,9501
2010 · 15 people listed · 15 paid, $442K · 75 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
Stephen White Employee40 $165,781$0$0 $165,7811
Robert Falso Employee40 $120,346$0$0 $120,3461
Michael Lynch Employee40 $101,281$0$0 $101,2811
William D Home Director2 $7,250$0$0 $7,2501
Steven Scales Director1 $6,950$0$0 $6,9501
Robert J Delaney Director2 $5,750$0$0 $5,7501
Danny M Nesmith Director2 $5,750$0$0 $5,7501
Ruth Foster-Morgan Director1 $5,750$0$0 $5,7501
David Sayles Director1 $3,250$0$0 $3,2501
M Elizabeth Fusco Director1 $3,250$0$0 $3,2501
Peter D Griggs Director1 $3,250$0$0 $3,2501
William A Quirk Director1 $3,250$0$0 $3,2501
Joseph Limanni Director1 $3,250$0$0 $3,2501
James G Gleason Director1 $3,250$0$0 $3,2501
Melessa Hill-Bush Director1 $3,250$0$0 $3,2501

Highest-paid independent contractors

2010 · 4 contractors · $1.5M
NameLocationServicePaid
Northeast Member Business ServicesKeene, NHComputer$588,025
Jack Henry & AssociatesSt Louis, MOData Processing$429,791
United HealthcareProvidence, RIInsurance$332,444
Diebold IncEast Providence, RIATM, Equipment Servicing$149,956

Who the money went to

Grants this organization reported paying: Schedule I Part II of the Form 990, or the grants-paid list on the 990-PF. Open a year for every recipient. Recipients link to their own page when the grant names an EIN we have (990-PF grants list no EIN, so those link only on an exact, unique name and state). Grants to individuals are counted; their names are not shown.

2025 · 3 grants to organizations · $85K

Listed grants add up to $85,000; the return's “grants paid” expense line says $148,073. Returns can differ here (grants paid vs. accrued, items listed elsewhere); check the filing.

Negative amounts are returned or refunded grants; they are listed last and left out of the totals of grants paid.

Who gave

Contributor names are not public for this form type.

Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2025 · Form 990 period ending 2025-12-31 · view filing · original 990 ↗
$28,666,146$24,750,823 $506,617,789$44,231,675 $0$23,410,312 $2,219,297960
2024 · Form 990 period ending 2024-12-31 · view filing · original 990 ↗
$25,769,590$24,323,161 $497,668,725$38,333,036 $0$23,875,207 $1,918,421850
2023 · Form 990 period ending 2023-12-31 · view filing · original 990 ↗
$22,886,086$21,225,344 $468,681,098$35,644,498 $0$21,166,026 $1,188,126890
2022 · Form 990 period ending 2022-12-31 · view filing · original 990 ↗
$18,312,399$14,838,035 $452,757,930$31,761,067 $0$17,532,104 $1,325,792920
2021 · Form 990 period ending 2021-12-31 · view filing · original 990 ↗
$17,253,972$12,808,141 $412,210,779$34,519,891 $0$16,368,023 $1,874,211870
2020 · Form 990 period ending 2020-12-31 · view filing · original 990 ↗
$15,367,113$12,532,611 $367,124,004$30,217,462 $0$14,480,880 $1,157,845790
2019 · Form 990 period ending 2019-12-31 · view filing · original 990 ↗
$14,891,523$12,452,505 $326,735,039$27,511,606 $0$14,368,945 $586,942820
2018 · Form 990 period ending 2018-12-31 · view filing · original 990 ↗
$12,957,127$10,849,855 $295,300,249$24,991,229 $0$12,787,082 $507,101800
2017 · Form 990 period ending 2017-12-31 · view filing · original 990 ↗
$11,821,792$10,109,137 $271,125,389$22,857,448 $0$11,690,829 $498,957770
2016 · Form 990 period ending 2016-12-31 · view filing · original 990 ↗
$11,119,362$9,631,597 $250,342,378$20,976,714 $0$10,580,615 $492,473790
2015 · Form 990 period ending 2015-12-31 · view filing · original 990 ↗
$10,563,677$9,354,436 $232,806,172$19,570,021 $0$10,137,277 $627,675780
2014 · Form 990 period ending 2014-12-31 · view filing · original 990 ↗
$10,390,886$9,004,360 $225,145,294$18,829,034 $0$9,849,910 $308,796760
2013 · Form 990 period ending 2013-12-31 · view filing · original 990 ↗
$10,151,439$9,079,402 $224,435,728$18,110,309 $0$9,773,991 $530,612850
2012 · Form 990 period ending 2012-12-31 · view filing · original 990 ↗
$10,756,854$10,546,474 $215,449,318$16,232,380 $0$9,924,498 $311,718780
2011 · Form 990 period ending 2011-12-31 · view filing · original 990 ↗
$11,637,106$11,544,159 $210,540,210$14,954,045 $0$10,276,509 $397,199720
2010 · Form 990 period ending 2010-12-31 · view filing · original 990 ↗
$12,150,561$11,111,340 $213,056,193$16,321,719 $0$11,286,775 $441,60875-

Funders of this organization

Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).

Similar organizations

Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)

OrganizationStateNTEELatest revenueLatest expensesTop-paid titleTop payWhy similar
WESTEX COMMUNITY CREDIT UNIONTXNot reported $15,147,222$10,190,040 CEO$136,293 Similar name, revenue within 2x, similar mission
WEST COMMUNITY CREDIT UNIONMONot reported $36,962,035$34,465,851 PRESIDENT/CEO$1,012,187 Similar name, revenue within 2x
GREATER COMMUNITY CREDIT UNIONMNNot reported $14,799,692$9,982,975 MANAGER$216,970 Similar name, revenue within 2x, similar mission
TVA COMMUNITY CREDIT UNIONALNot reported $18,525,304$13,475,459 CEO$328,361 Similar name, revenue within 2x, similar mission
TELESIS COMMUNITY CREDIT UNIONCANot reported $24,622,743$35,830,628 President / CEO$2,163,274 Similar name, revenue within 2x, similar mission
MEMBERS1ST COMMUNITY CREDIT UNIONIANot reported $18,616,382$16,382,229 CEO$360,798 Similar name, revenue within 2x, similar mission
COMMUNITY TRUST CREDIT UNIONILW61 $15,330,009$12,349,547 CHIEF EXECUTIVE OFFICER$358,771 Similar name, revenue within 2x, similar mission
st louis community credit unionMONot reported $36,719,402$34,946,691 Chief Executive Officer$429,623 Similar name, revenue within 2x, similar mission
OUR COMMUNITY CREDIT UNIONWANot reported $35,651,903$30,693,087 PRESIDENT$1,035,276 Similar name, revenue within 2x
MONROE COMMUNITY CREDIT UNIONMINot reported $20,422,600$15,859,895 PRESIDENT/CEO$357,837 Similar name, revenue within 2x, similar mission
TEXOMA COMMUNITY CREDIT UNIONTXNot reported $24,587,587$21,266,490 President & CEO$212,851 Similar name, revenue within 2x, similar mission
COMMUNITY FIRST CREDIT UNIONCANot reported $47,791,718$44,667,904 CEO$726,937 Similar name, revenue within 2x, similar mission
EAGLE COMMUNITY CREDIT UNIONCANot reported $28,059,143$26,333,188 CLO$349,250 Similar name, revenue within 2x
U S COMMUNITY CREDIT UNIONTNNot reported $22,908,081$20,171,505 CEO$435,779 Similar name, revenue within 2x
Bellwether Community Credit UnionNHNot reported $33,425,054$32,462,420 Past SVP/CAO$669,512 Similar name, revenue within 2x, similar mission
BLACKHAWK COMMUNITY CREDIT UNIONWINot reported $46,312,579$39,163,083 CEO$581,221 Similar name, revenue within 2x, similar mission
MY COMMUNITY CREDIT UNIONTXNot reported $44,853,895$40,945,666 CEO$1,171,701 Similar name, revenue within 2x
MATADORS COMMUNITY CREDIT UNIONCANot reported $19,850,598$18,863,248 President & CEO$381,577 Similar name, revenue within 2x, similar mission
FRONTIER COMMUNITY CREDIT UNIONKSNot reported $15,111,897$14,401,913 PRESIDENT/CEO$216,739 Similar name, revenue within 2x, similar mission
1ST COMMUNITY CREDIT UNIONWINot reported $18,065,394$14,875,666 PRESIDENT/CEO$330,142 Similar name, revenue within 2x
COMMUNITY CHOICE CREDIT UNIONIANot reported $55,660,525$49,667,631 CEO$967,587 Similar name, revenue within 2x
TELCO COMMUNITY CREDIT UNIONNCNot reported $24,588,053$17,887,811 PRESIDENT CE$275,190 Similar name, revenue within 2x
FORT COMMUNITY CREDIT UNIONWINot reported $23,245,817$20,291,551 CHIEF EXECUTIVE OFFICER$406,249 Similar name, revenue within 2x
CITIZENS COMMUNITY CREDIT UNIONIANot reported $18,537,242$14,727,033 CEO$287,018 Similar name, revenue within 2x
Northwest Community Credit UnionORNot reported $43,038,706$37,410,497 President & CEO$923,274 Similar name, revenue within 2x

Who funds organizations like this

Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).

GrantorTypeTotal givenGrantsOrganizations fundedYearsWhich ones
ST LOUIS COMMUNITY FOUNDATION INCORPORATED DAF sponsor$388,3002 12023–2024 st louis community credit union
UNITED WAY OF THE BAY AREA DAF sponsor$53,0003 12019–2021 NORTHEAST COMMUNITY CREDIT UNION
UNITED WAY OF GREATER ST LOUIS INC DAF sponsor$7,9331 12017–2017 st louis community credit union
US VENTURE-SCHMIDT FAMILY FOUNDATION INC Private foundation$3,0001 12024–2024 FOX COMMUNITIES CREDIT UNION
VELVA VETERANS GROUP Private foundation$5031 12025–2025 NORTH STAR COMMUNITY CREDIT UNION

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2025 · Form 990 · $24,750,823 spent · pay $8,440,408 · grants $148,073 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Interest $8,731,987--- 35.3%
Other salaries and wages $4,430,024--- 17.9%
Pay: officers, directors, trustees, key employees $2,219,297--- 9.0%
Other (as described)LOAN SERVICING $1,407,719--- 5.7%
Other employee benefits $1,020,880--- 4.1%
Depreciation and depletion $991,088--- 4.0%
Office expenses $899,957--- 3.6%
Advertising and promotion $828,117--- 3.3%
Occupancy $761,240--- 3.1%
Information technology $734,170--- 3.0%
Payroll taxes $535,034--- 2.2%
Other (as described)PROVISION FOR CREDIT LO $505,000--- 2.0%
All other expenses $497,788--- 2.0%
Travel $334,259--- 1.4%
Fees: other services $329,238--- 1.3%
Pension plan contributions $235,173--- 1.0%
Grants to US organizations and governments $148,073--- 0.6%
Fees: accounting $107,114--- 0.4%
Fees: legal $34,665--- 0.1%
Total$24,750,823100%

View the filing

2024 · Form 990 · $24,323,161 spent · pay $7,762,468 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Interest $8,439,254--- 34.7%
Other salaries and wages $4,197,739--- 17.3%
Pay: officers, directors, trustees, key employees $1,918,421--- 7.9%
Office expenses $1,770,469--- 7.3%
Other (as described)PROVISION FOR LOAN LOSS $1,339,294--- 5.5%
Depreciation and depletion $1,009,231--- 4.1%
Occupancy $869,011--- 3.6%
Other employee benefits $833,885--- 3.4%
Other (as described)LOAN SERVICING EXP $803,925--- 3.3%
Advertising and promotion $756,050--- 3.1%
Information technology $724,012--- 3.0%
Payroll taxes $496,916--- 2.0%
Travel $328,578--- 1.4%
Pension plan contributions $315,507--- 1.3%
Fees: other services $177,494--- 0.7%
All other expenses $155,670--- 0.6%
Fees: accounting $121,576--- 0.5%
Fees: legal $66,129--- 0.3%
Total$24,323,161100%

View the filing

2023 · Form 990 · $21,225,344 spent · pay $7,287,992 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Interest $5,643,569--- 26.6%
Other salaries and wages $4,448,419--- 21.0%
Office expenses $1,799,390--- 8.5%
Pay: officers, directors, trustees, key employees $1,188,126--- 5.6%
Other (as described)PROVISION FOR LOAN LOSS $1,115,228--- 5.3%
Depreciation and depletion $1,070,291--- 5.0%
Advertising and promotion $902,478--- 4.3%
Other (as described)LOAN SERVICING EXP $864,229--- 4.1%
Other employee benefits $863,313--- 4.1%
Occupancy $819,786--- 3.9%
Information technology $753,005--- 3.5%
Payroll taxes $453,408--- 2.1%
Travel $355,008--- 1.7%
Pension plan contributions $334,726--- 1.6%
Fees: other services $246,103--- 1.2%
Other (as described)MISCELLANEOUS $189,765--- 0.9%
Fees: accounting $153,167--- 0.7%
Fees: legal $25,333--- 0.1%
Total$21,225,344100%

View the filing

2022 · Form 990 · $14,838,035 spent · pay $6,783,600 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $4,116,464--- 27.7%
Office expenses $1,700,896--- 11.5%
Pay: officers, directors, trustees, key employees $1,325,792--- 8.9%
Interest $1,224,945--- 8.3%
Depreciation and depletion $1,042,175--- 7.0%
Other employee benefits $898,888--- 6.1%
Other (as described)LOAN SERVICING EXP $767,843--- 5.2%
Information technology $723,675--- 4.9%
Advertising and promotion $723,503--- 4.9%
Occupancy $652,821--- 4.4%
Other (as described)PROVISION FOR LOAN LOSS $467,487--- 3.2%
Payroll taxes $431,669--- 2.9%
Travel $317,312--- 2.1%
Fees: other services $177,095--- 1.2%
Other (as described)MISCELLANEOUS $140,316--- 0.9%
Fees: accounting $60,582--- 0.4%
Fees: legal $55,785--- 0.4%
Pension plan contributions $10,787--- 0.1%
Total$14,838,035100%

View the filing

2021 · Form 990 · $12,808,141 spent · pay $6,146,260 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $3,021,788--- 23.6%
Pay: officers, directors, trustees, key employees $1,874,211--- 14.6%
Office expenses $1,406,113--- 11.0%
Interest $994,599--- 7.8%
Other employee benefits $800,964--- 6.3%
Depreciation and depletion $792,915--- 6.2%
Occupancy $764,831--- 6.0%
Information technology $665,877--- 5.2%
Advertising and promotion $583,470--- 4.6%
Other (as described)LOAN SERVICING EXP $499,933--- 3.9%
Payroll taxes $377,012--- 2.9%
Travel $273,667--- 2.1%
Fees: other services $179,088--- 1.4%
Fees: accounting $159,400--- 1.2%
Other (as described)PROVISION FOR LOAN LOSS $132,443--- 1.0%
Other (as described)MISCELLANEOUS $115,700--- 0.9%
Other (as described)OREO EXP $77,920--- 0.6%
Pension plan contributions $72,285--- 0.6%
Fees: legal $15,925--- 0.1%
Total$12,808,141100%

View the filing

2020 · Form 990 · $12,532,611 spent · pay $5,488,731 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $3,254,918--- 26.0%
Interest $1,825,086--- 14.6%
Pay: officers, directors, trustees, key employees $1,157,845--- 9.2%
Other employee benefits $1,075,968--- 8.6%
Office expenses $1,065,135--- 8.5%
Depreciation and depletion $749,285--- 6.0%
Occupancy $738,398--- 5.9%
Information technology $622,831--- 5.0%
Other (as described)PROVISION FOR LOAN LOSS $475,438--- 3.8%
Advertising and promotion $464,294--- 3.7%
Other (as described)LOAN SERVICING EXP $417,927--- 3.3%
Travel $227,517--- 1.8%
Fees: accounting $175,625--- 1.4%
Fees: other services $134,479--- 1.1%
Other (as described)MISCELLANEOUS $126,653--- 1.0%
Fees: legal $19,608--- 0.2%
Other (as described)OREO EXP $1,604--- 0.0%
Total$12,532,611100%

View the filing

2019 · Form 990 · $12,452,505 spent · pay $5,290,605 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $3,481,675--- 28.0%
Interest $2,022,804--- 16.2%
Other employee benefits $1,221,988--- 9.8%
Office expenses $1,072,300--- 8.6%
Depreciation and depletion $765,838--- 6.2%
Occupancy $701,268--- 5.6%
Advertising and promotion $649,851--- 5.2%
Pay: officers, directors, trustees, key employees $586,942--- 4.7%
Information technology $530,715--- 4.3%
Other (as described)LOAN SERVICING EXP $396,393--- 3.2%
Travel $380,886--- 3.1%
Other (as described)PROVISION FOR LOAN LOSS $225,720--- 1.8%
Fees: other services $161,566--- 1.3%
Fees: accounting $145,200--- 1.2%
Other (as described)OTHER $90,251--- 0.7%
Fees: legal $16,962--- 0.1%
Other (as described)OREO EXP $2,146--- 0.0%
Total$12,452,505100%

View the filing

2018 · Form 990 · $10,849,855 spent · pay $4,965,914 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Pay: disqualified persons $3,253,855--- 30.0%
Occupancy $1,425,791--- 13.1%
Interest $1,141,326--- 10.5%
Office expenses $928,419--- 8.6%
Advertising and promotion $592,815--- 5.5%
Information technology $577,828--- 5.3%
Other employee benefits $545,706--- 5.0%
Pay: officers, directors, trustees, key employees $507,101--- 4.7%
Other (as described)LOAN SERVICING EXP $429,613--- 4.0%
Other (as described)OTHER $375,469--- 3.5%
Pension plan contributions $340,998--- 3.1%
Payroll taxes $318,254--- 2.9%
Fees: accounting $133,200--- 1.2%
Other (as described)PROVISION FOR LOAN LOSS $128,617--- 1.2%
Fees: other services $102,385--- 0.9%
Other (as described)OREO EXP $34,755--- 0.3%
Fees: legal $13,723--- 0.1%
Total$10,849,855100%

View the filing

2017 · Form 990 · $10,109,137 spent · pay $4,670,818 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $3,117,919--- 30.8%
Occupancy $1,423,305--- 14.1%
Office expenses $863,807--- 8.5%
Interest $848,196--- 8.4%
Information technology $567,137--- 5.6%
Other employee benefits $539,636--- 5.3%
Advertising and promotion $517,159--- 5.1%
Pay: officers, directors, trustees, key employees $498,957--- 4.9%
Other (as described)LOAN SERVICING EXP $439,296--- 4.3%
Other (as described)OTHER $344,889--- 3.4%
Payroll taxes $299,613--- 3.0%
Pension plan contributions $214,693--- 2.1%
Fees: other services $160,673--- 1.6%
Fees: accounting $121,200--- 1.2%
Other (as described)PROVISION FOR LOAN LOSS $101,187--- 1.0%
Fees: legal $39,294--- 0.4%
Other (as described)OREO EXP $12,176--- 0.1%
Total$10,109,137100%

View the filing

2016 · Form 990 · $9,631,597 spent · pay $4,319,893 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,844,918--- 29.5%
Occupancy $1,337,517--- 13.9%
Office expenses $812,304--- 8.4%
Interest $762,453--- 7.9%
Information technology $604,046--- 6.3%
Other employee benefits $510,544--- 5.3%
Pay: officers, directors, trustees, key employees $492,473--- 5.1%
Other (as described)OTHER $461,091--- 4.8%
Advertising and promotion $447,541--- 4.6%
Other (as described)LOAN SERVICING EXP $410,811--- 4.3%
Payroll taxes $290,648--- 3.0%
Other (as described)PROVISION FOR LOAN LOSS $223,822--- 2.3%
Pension plan contributions $181,310--- 1.9%
Fees: accounting $116,263--- 1.2%
Fees: other services $109,543--- 1.1%
Fees: legal $19,341--- 0.2%
Other (as described)OREO EXP $6,972--- 0.1%
Total$9,631,597100%

View the filing

2015 · Form 990 · $9,354,436 spent · pay $4,141,287 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,656,587--- 28.4%
Occupancy $1,312,874--- 14.0%
Office expenses $813,286--- 8.7%
Interest $795,855--- 8.5%
Pay: officers, directors, trustees, key employees $627,675--- 6.7%
Information technology $598,463--- 6.4%
Other employee benefits $456,797--- 4.9%
Advertising and promotion $453,324--- 4.8%
Other (as described)LOAN SERVICING EXP $386,994--- 4.1%
Other (as described)OTHER $341,629--- 3.7%
Payroll taxes $290,193--- 3.1%
Other (as described)PROVISION FOR LOAN LOSS $255,022--- 2.7%
Fees: other services $146,324--- 1.6%
Fees: accounting $121,145--- 1.3%
Pension plan contributions $110,035--- 1.2%
Fees: legal $16,247--- 0.2%
Other (as described)OREO EXP -$28,014--- -0.3%
Total$9,354,436100%

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2014 · Form 990 · $9,004,360 spent · pay $3,891,367 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Pay: disqualified persons $2,864,160--- 31.8%
Occupancy $1,285,020--- 14.3%
Interest $935,972--- 10.4%
Office expenses $766,580--- 8.5%
Information technology $570,757--- 6.3%
Other employee benefits $418,839--- 4.7%
Other (as described)LOAN SERVICING EXP $373,951--- 4.2%
Other (as described)OTHER $343,388--- 3.8%
Advertising and promotion $316,551--- 3.5%
Pay: officers, directors, trustees, key employees $308,796--- 3.4%
Payroll taxes $278,708--- 3.1%
Other (as described)PROVISION FOR LOAN LOSS $258,583--- 2.9%
Fees: accounting $127,806--- 1.4%
Fees: other services $96,932--- 1.1%
Other (as described)OREO EXP $21,168--- 0.2%
Pension plan contributions $20,864--- 0.2%
Fees: legal $16,285--- 0.2%
Total$9,004,360100%

View the filing

2013 · Form 990 · $9,079,402 spent · pay $3,973,316 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Pay: disqualified persons $2,577,218--- 28.4%
Occupancy $1,274,071--- 14.0%
Interest $1,040,867--- 11.5%
Office expenses $710,973--- 7.8%
Information technology $534,786--- 5.9%
Pay: officers, directors, trustees, key employees $530,612--- 5.8%
Other employee benefits $423,343--- 4.7%
Other (as described)OTHER $315,048--- 3.5%
Other (as described)LOAN SERVICING EXP $313,684--- 3.5%
Advertising and promotion $301,817--- 3.3%
Payroll taxes $279,274--- 3.1%
Other (as described)PROVISION FOR LOAN LOSS $218,967--- 2.4%
Pension plan contributions $162,869--- 1.8%
Other (as described)NCUSIF STABILIZATION $154,051--- 1.7%
Fees: accounting $141,907--- 1.6%
Fees: other services $52,377--- 0.6%
All other expenses $27,229--- 0.3%
Fees: legal $20,309--- 0.2%
Total$9,079,402100%

View the filing

2012 · Form 990 · $10,546,474 spent · pay $4,205,495 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Pay: disqualified persons $2,796,091--- 26.5%
Interest $1,321,945--- 12.5%
Occupancy $1,298,172--- 12.3%
Other (as described)PROVISION FOR LOAN LOSS $1,082,987--- 10.3%
Office expenses $741,436--- 7.0%
Information technology $509,554--- 4.8%
Pension plan contributions $440,376--- 4.2%
Other employee benefits $384,793--- 3.6%
Other (as described)LOAN SERVICING EXP $353,315--- 3.4%
Pay: officers, directors, trustees, key employees $311,718--- 3.0%
Other (as described)OTHER $305,150--- 2.9%
Advertising and promotion $281,149--- 2.7%
Payroll taxes $272,517--- 2.6%
Other (as described)NCUSIF STABILIZATION $177,649--- 1.7%
All other expenses $128,408--- 1.2%
Fees: other services $63,674--- 0.6%
Fees: accounting $58,642--- 0.6%
Fees: legal $18,898--- 0.2%
Total$10,546,474100%

View the filing

2011 · Form 990 · $11,544,159 spent · pay $4,068,850 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,654,917--- 23.0%
Interest $1,632,330--- 14.1%
Other (as described)PROVISION FOR LOAN LOSS $1,060,714--- 9.2%
Occupancy $972,644--- 8.4%
Office expenses $608,760--- 5.3%
Depreciation and depletion $601,484--- 5.2%
Information technology $574,201--- 5.0%
Other employee benefits $497,017--- 4.3%
Other (as described)NCUSIF STABILIZATION $452,075--- 3.9%
Other (as described)OREO EXP $410,353--- 3.6%
Pay: disqualified persons $397,199--- 3.4%
Other (as described)LOAN SERVICING EXP $368,216--- 3.2%
Advertising and promotion $330,632--- 2.9%
Pension plan contributions $271,276--- 2.3%
Travel $260,803--- 2.3%
Payroll taxes $248,441--- 2.2%
Fees: other services $100,417--- 0.9%
Fees: accounting $87,000--- 0.8%
Fees: legal $15,680--- 0.1%
Total$11,544,159100%

View the filing

2010 · Form 990 · $11,111,340 spent · pay $4,092,488 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,564,915$2,564,915-- 23.1%
Interest $2,171,121$2,171,121-- 19.5%
Information technology $791,153$791,153-- 7.1%
Other (as described)Allowance for Loan Losses $597,901$597,901-- 5.4%
Depreciation and depletion $559,361$559,361-- 5.0%
Other employee benefits $528,217$528,217-- 4.8%
Other (as described)Other Real Estate Owned $509,906$509,906-- 4.6%
Other (as described)Other General and Administrative Expenses $483,965$483,965-- 4.4%
Occupancy $482,602$482,602-- 4.3%
All other expenses $453,746$453,746-- 4.1%
Pay: officers, directors, trustees, key employees $441,608$441,608-- 4.0%
Pension plan contributions $319,668$319,668-- 2.9%
Payroll taxes $238,080$238,080-- 2.1%
Advertising and promotion $203,621$203,621-- 1.8%
Other (as described)Loan Servicing and Collection $200,736$200,736-- 1.8%
Office expenses $190,391$190,391-- 1.7%
Other (as described)Equipment Rental and Servicing $120,675$120,675-- 1.1%
Fees: legal $92,450$92,450-- 0.8%
Fees: accounting $82,000$82,000-- 0.7%
Insurance $79,224$79,224-- 0.7%
Total$11,111,340100%

View the filing

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