ZIA CREDIT UNION: Form 990, tax year 2011
View the entire original 990 at ProPublica ↗
- Organization
- ZIA CREDIT UNION (EIN 85-0121717)
- Tax period
- 2011-01-01 to 2011-12-31
- Filed
- 2012-09-10
- IRS object ID
- 201242549349300739
- Schema version
- 2011v1.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2012-09-10T15:17:59-05:00 | Timestamp |
| Tax Period End Date | 2011-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 850378315 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BARRACLOUGH & ASSOCIATES PC | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 1847 | AddressLine1 |
| City | SANTA FE | City |
| State | NM | State |
| ZIP Code | 87504 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2011-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 850121717 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ZIA CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | ZIAC | NameControl |
| Phone | 5056624671 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 490 | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | LARRY KNOLL | Name |
| Title | INTERIM PRESIDENT | Title |
| Phone | 5056624671 | Phone |
| Date Signed | 2012-09-06 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | JOHN E BARRACLOUGH JR | Name |
| PTIN | P00287935 | PTIN |
| Phone | 5059833387 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2011 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | LARRY KNOLL | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 CENTRAL AVE | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 9028066 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.ZIACU.ORG | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Year Formation | 1955 | YearFormation |
| State Legal Domicile | NM | StateLegalDomicile |
| Activity Or Mission Description | NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 5 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 5 | NbrIndependentVotingMembers |
| Total Nbr Employees | 69 | TotalNbrEmployees |
| Total Nbr Volunteers | 0 | TotalNbrVolunteers |
| Total Gross UBI | 0 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 0 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 8935787 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 8745665 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 84411 | InvestmentIncomePriorYear |
| Investment Income Current Year | 74708 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 159715 | OtherRevenuePriorYear |
| Other Revenue Current Year | 207693 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 9179913 | TotalRevenuePriorYear |
| Total Revenue Current Year | 9028066 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 3223244 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 3288646 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 5985813 | OtherExpensePriorYear |
| Other Expenses Current Year | 5506704 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 9209057 | TotalExpensesPriorYear |
| Total Expenses Current Year | 8795350 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | -29144 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 232716 | RevenuesLessExpensesCY |
| Total Assets BOY | 129576298 | TotalAssetsBOY |
| Total Assets EOY | 132468644 | TotalAssetsEOY |
| Total Liabilities BOY | 118762464 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 121422094 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 10813834 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 11046550 | NetAssetsOrFundBalancesEOY |
| Mission Description | NONE | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. | Description |
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 0 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 2845 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 69 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 0 | UnrelatedBusinessIncome |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributions |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOf |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 5 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 5 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | NM | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THE ORGANIZATION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5056624671 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 CENTRAL AVENUE | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (6 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer |
|---|---|---|---|---|---|---|
| RICHARD ROYBAL | ||||||
| CHAIR | 1.00 | X | 0 | 0 | 0 | |
| JOSE GARCIA | ||||||
| VICE CHAIR | 1.00 | X | 0 | 0 | 0 | |
| MIGUEL VELASQUEZ | ||||||
| SECRETARY | 1.00 | X | 0 | 0 | 0 | |
| ANN VALVERDE | ||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |
| IVAN TRUJILLO | ||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |
| ROBERT L MORTENSEN | ||||||
| PRESIDENT | 40.00 | 148572 | 0 | 0 | X | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 148572 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 0 | TotalOtherCompensation |
| Number Individuals GT100 K | 1 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 0 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (4 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| PRESBYTERIAN HEALTH PLAN | |||||
| DEPARTMENT 1594 | DENVER | CO | 802911594 | HEALTH CARE INSURANCE | 568559 |
| NATIONAL CREDIT UNION ADMIN | |||||
| 1775 DUKE ST | ALEXANDRIA | VA | 223143428 | INSURANCE | 312869 |
| EPL | |||||
| 22 IVERNESS CENTER PKWAY SUITE 400 | BIRMINGHAM | AL | 35242 | DATA PROCESSING | 300896 |
| DURAN ENTERPRISES DE SANTA FE | |||||
| 1713 PASEO DE PERALTA | SANTA FE | NM | 87501 | REMODELING CONTRACTORS | 142331 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 4 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (2 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| LOAN INCOME | 522100 | 7369728 | 7369728 |
| FEE INCOME | 522100 | 1375937 | 1375937 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 8745665 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 74708 | TotalRevenueColumn |
| Related Or Exempt Function Income | 74708 | RelatedOrExemptFunctionIncome |
Other Revenue Misc OtherRevenueMisc
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | OTHER REVENUE | Description |
| Business Code | 522100 | BusinessCode |
| Total Revenue Column | 207693 | TotalRevenueColumn |
| Related Or Exempt Function Income | 207693 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 207693 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 9028066 | TotalRevenueColumn |
| Related Or Exempt Function Income | 9028066 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 148572 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2264649 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 87926 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 626300 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 161199 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 110470 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 74162 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1149720 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 214189 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 41902 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 19788 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1261729 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 451799 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 312337 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| PROVISION FOR LOAN LOSS | 1244403 |
| EDUCATIONAL AND PROMOTI | 140266 |
| LOSS ON SALE OF OTHER A | 134220 |
| LOAN SERVICING | 131450 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 220269 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 8795350 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2701414 | BOY |
| EOY | 2333985 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 14477755 | BOY |
| EOY | 22767089 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3545626 | BOY |
| EOY | 3365378 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 95787230 | BOY |
| EOY | 92483926 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 6717897 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 1957593 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5209005 | BOY |
| EOY | 4760304 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4514872 | BOY |
| EOY | 3421870 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3340396 | BOY |
| EOY | 3336092 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 129576298 | BOY |
| EOY | 132468644 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 442054 | BOY |
| EOY | 430292 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 118320410 | BOY |
| EOY | 120991802 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 118762464 | BOY |
| EOY | 121422094 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3866666 | BOY |
| EOY | 3866666 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6947168 | BOY |
| EOY | 7179884 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 10813834 | BOY |
| EOY | 11046550 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 129576298 | BOY |
| EOY | 132468644 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 232716 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 0 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 1 | AuditCommittee |
| Financial Statement Separate | X | FinancialStatementSeparate |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1056470 | OtherCostOrOtherBasis |
| Book Value | 1056470 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 3934914 | OtherCostOrOtherBasis |
| Depreciation | 1297614 | Depreciation |
| Book Value | 2637300 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1294387 | OtherCostOrOtherBasis |
| Depreciation | 659979 | Depreciation |
| Book Value | 634408 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 432126 | OtherCostOrOtherBasis |
| Book Value | 432126 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 4760304 | TotalOfBookValueLandBuildings |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | SHARES AND DEPOSITS | Description |
| Amount | $120,991,802 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 120991802 | TotalOfAmounts |
| Total Revenue | 9028066 | TotalRevenue |
| Total Expenses | 8795350 | TotalExpenses |
| Excess Or Deficit For Year | 232716 | ExcessOrDeficitForYear |
| Excess Or Deficit Per FS | 232716 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 9028066 | TotRevenueEtcAuditedFinclStmt |
| Revenue Not Rptd F990 | 0 | RevenueNotRptdF990 |
| Revenue Subtotal | 9028066 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 9028066 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 8795350 | TotExpensesEtcAuditedFinclStmt |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 8795350 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 8795350 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: | Identifier |
| Return Reference | PART X: | ReturnReference |
| Explanation | NO UNCERTAIN TAX POSITIONS | Explanation |
Schedule L IRS990ScheduleL
Loan Table LoanTable (62 entries)
| Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|
| RICHARD ROYBAL | ||||||
| HELOC | X | $104,000 | 100820 | 0 | 1 | 1 |
| RICHARD ROYBAL | ||||||
| MORTGAGE | X | $185,566 | 144352 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| USED MOTOR HOME | X | $20,000 | 2800 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| USED CAMPER | X | $61,288 | 47700 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| USED AUTO | X | $30,871 | 25600 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| USED AUTO | X | $35,785 | 33017 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| LINE OF CREDIT | X | $20,000 | 16500 | 0 | 1 | 1 |
| MIGUEL VELASQUEZ | ||||||
| HELOC | X | $51,000 | 46700 | 0 | 1 | 1 |
| JOSE GARCIA | ||||||
| CROSS COLLATERAL | X | $16,000 | 15391 | 0 | 1 | 1 |
| JOSE GARCIA | ||||||
| USED AUTO | X | $24,313 | 22654 | 0 | 1 | 1 |
| JOSE GARCIA | ||||||
| MORTGAGE | X | $299,000 | 283994 | 0 | 1 | 1 |
| JOSE GARCIA | ||||||
| LINE OF CREDIT | X | $1,000 | 501 | 0 | 1 | 1 |
| IVAN TRUJILLO | ||||||
| USED AUTO | X | $33,934 | 25199 | 0 | 1 | 1 |
| ANNE VALVERDE | ||||||
| SIGNATURE | X | $5,000 | 3880 | 0 | 1 | 1 |
| ANNE VALVERDE | ||||||
| SIGNATURE | X | $30,000 | 27084 | 0 | 1 | 1 |
| ANNE VALVERDE | ||||||
| MORTGAGE | X | $275,800 | 265220 | 0 | 1 | 1 |
| ANNE VALVERDE | ||||||
| USED AUTO | X | $13,991 | 13016 | 0 | 1 | 1 |
| MATTY PEREZ | ||||||
| SIGNATURE | X | $22,000 | 19157 | 0 | 1 | 1 |
| MATTY PEREZ | ||||||
| NEW MOTOR HOME | X | $24,965 | 22658 | 0 | 1 | 1 |
| MATTY PEREZ | ||||||
| USED AUTO | X | $7,960 | 7600 | 0 | 1 | 1 |
| LAWRENCE GUTIERREZ | ||||||
| SIGNATURE | X | $17,000 | 16698 | 0 | 1 | 1 |
| LAWRENCE GUTIERREZ | ||||||
| USED AUTO | X | $11,040 | 8144 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | ||||||
| USED MOTOR HOME | X | $15,255 | 4164 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | ||||||
| USED AUTO | X | $11,139 | 6879 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | ||||||
| SIGNATURE | X | $5,000 | 4023 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | ||||||
| USED AUTO | X | $15,348 | 7365 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | ||||||
| SIGNATURE | X | $4,000 | 3854 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| MORTGAGE | X | $300,000 | 222623 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| SIGNATURE | X | $10,000 | 8637 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| CD SECURED | X | $19,000 | 18153 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| SHARE SECURED | X | $5,646 | 5646 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| SHARE SECURED | X | $13,000 | 12289 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| LINE OF CREDIT | X | $25,000 | 23189 | 0 | 1 | 1 |
| LARRY MORTENSEN | ||||||
| HELOC | X | $103,000 | 102518 | 0 | 1 | 1 |
| MARGOT LIBERTY | ||||||
| SHARE SECURED | X | $18,000 | 13980 | 0 | 1 | 1 |
| MARGOT LIBERTY | ||||||
| OVERDRAFT | X | $500 | 458 | 0 | 1 | 1 |
| JEANNENE SPARKS | ||||||
| SIGNATURE | X | $36,565 | 35937 | 0 | 1 | 1 |
| JEANNENE SPARKS | ||||||
| MORTGAGE | X | $166,250 | 159666 | 0 | 1 | 1 |
| JEANNENE SPARKS | ||||||
| USED AUTO | X | $7,012 | 6831 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| USED AUTO | X | $37,355 | 33687 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| OVERDRAFT | X | $500 | 230 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| MORTGAGE | X | $148,000 | 141705 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| CROSS COLLATERAL | X | $15,000 | 14352 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| NEW AUTO | X | $13,200 | 10952 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | ||||||
| OVERDRAFT | X | $500 | 29 | 0 | 1 | 1 |
| EDWIN ORTIZ | ||||||
| USED AUTO | X | $32,000 | 26218 | 0 | 1 | 1 |
| EDWIN ORTIZ | ||||||
| SIGNATURE | X | $41,000 | 36681 | 0 | 1 | 1 |
| EDWIN ORTIZ | ||||||
| LINE OF CREDIT | X | $6,000 | 5860 | 0 | 1 | 1 |
| EDWIN ORTIZ | ||||||
| HELOC | X | $105,000 | 102933 | 0 | 1 | 1 |
| EDWIN ORTIZ | ||||||
| HELOC | X | $174,000 | 171871 | 0 | 1 | 1 |
| SEFERINO ORTIZ | ||||||
| NEW AUTO | X | $9,973 | 7317 | 0 | 1 | 1 |
| SEFERINO ORTIZ | ||||||
| CROSS COLLATERAL | X | $10,000 | 9393 | 0 | 1 | 1 |
| SEFERINO ORTIZ | ||||||
| USED AUTO | X | $13,276 | 12155 | 0 | 1 | 1 |
| SEFERINO ORTIZ | ||||||
| MORTGAGE | X | $345,000 | 336767 | 0 | 1 | 1 |
| ELENA MONTOYA | ||||||
| X | $500 | 182 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| X | $20,875 | 20628 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| X | $110,794 | 148411 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| X | $3,500 | 3422 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| X | $500 | 442 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| X | $51,608 | 43011 | 0 | 1 | 1 | |
| ELENA MONTOYA | ||||||
| HELOC | X | $135,000 | 134980 | 0 | 1 | 1 |
| ELENA MONTOYA | ||||||
| MORTGAGE | X | $335,350 | 319255 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 3365378 | TotalBalanceDue |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (9 entries)
| Return ReferenceReturnReference | ExplanationExplanation |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH A MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. |
| FORM 990, PART VI, SECTION A, LINE 7B | THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. |
| FORM 990, PART VI, SECTION B, LINE 11 | FORM 990 IS PREPARED BY AN OUTSIDE PREPARER AND GIVEN TO THE PRINCIPAL OFFICER AND BOARD TO REVIEW. |
| FORM 990, PART VI, SECTION B, LINE 12C | ADHERENCE TO CREDIT UNION REGULATIONS |
| FORM 990, PART VI, SECTION B, LINE 15 | APPROVAL BY THE BOARD OF DIRECTORS |
| FORM 990, PART VI, SECTION C, LINE 18 | AVAILABLE FOR REVIEW ON REQUEST AT THE CREDIT UNION. |
| FORM 990, PART VI, SECTION C, LINE 19 | CREDIT UNION MEMBERS CAN OBTAIN INFORMATION ABOUT THEIR CREDIT UNION BY ATTENDING THE ANNUAL MEETING FOR THE MEMBERSHIP, SPECIFICALLY REQUESTING INFORMATION FROM THE CREDIT UNION, READING CREDIT UNION NEWSLETTERS, AND ACCESSING INFORMATION ON THEIR CREDIT UNION'S WEBSITE. AVAILABLE UPON REQUEST: 1) ARTICLES OF INCORPORATION AND BYLAWS 2) FINANCIAL STATEMENTS |
| THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
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