INTERIM PRESIDENT

2012-09-10T15:17:59-05:00 2011-12-31 850378315 BARRACLOUGH & ASSOCIATES PC PO BOX 1847 SANTA FE NM 87504 990 2011-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 PO BOX 490 LOS ALAMOS NM 87544 LARRY KNOLL INTERIM PRESIDENT 5056624671 2012-09-06 1 JOHN E BARRACLOUGH JR P00287935 5059833387 2011 2016-02-24 21:20:13Z LARRY KNOLL 1001 CENTRAL AVE LOS ALAMOS NM 87544 9028066 0 X WWW.ZIACU.ORG X 1955 NM NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 5 5 69 0 0 0 0 0 8935787 8745665 84411 74708 159715 207693 9179913 9028066 0 0 0 0 3223244 3288646 0 0 0 5985813 5506704 9209057 8795350 -29144 232716 129576298 132468644 118762464 121422094 10813834 11046550 NONE 0 0 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2845 0 1 69 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 NM X THE ORGANIZATION 5056624671 1001 CENTRAL AVENUE LOS ALAMOS NM 87544 RICHARD ROYBAL CHAIR 1.00 X 0 0 0 JOSE GARCIA VICE CHAIR 1.00 X 0 0 0 MIGUEL VELASQUEZ SECRETARY 1.00 X 0 0 0 ANN VALVERDE DIRECTOR 1.00 X 0 0 0 IVAN TRUJILLO DIRECTOR 1.00 X 0 0 0 ROBERT L MORTENSEN PRESIDENT 40.00 X 148572 0 0 148572 0 0 1 0 0 0 PRESBYTERIAN HEALTH PLAN DEPARTMENT 1594 DENVER CO 802911594 HEALTH CARE INSURANCE 568559 NATIONAL CREDIT UNION ADMIN 1775 DUKE ST ALEXANDRIA VA 223143428 INSURANCE 312869 EPL 22 IVERNESS CENTER PKWAY SUITE 400 BIRMINGHAM AL 35242 DATA PROCESSING 300896 DURAN ENTERPRISES DE SANTA FE 1713 PASEO DE PERALTA SANTA FE NM 87501 REMODELING CONTRACTORS 142331 4 LOAN INCOME 522100 7369728 7369728 FEE INCOME 522100 1375937 1375937 8745665 74708 74708 OTHER REVENUE 522100 207693 207693 207693 9028066 9028066 0 0 148572 2264649 87926 626300 161199 110470 74162 1149720 214189 41902 19788 1261729 451799 312337 PROVISION FOR LOAN LOSS 1244403 EDUCATIONAL AND PROMOTI 140266 LOSS ON SALE OF OTHER A 134220 LOAN SERVICING 131450 220269 8795350 2701414 2333985 14477755 22767089 3545626 3365378 95787230 92483926 6717897 1957593 5209005 4760304 4514872 3421870 3340396 3336092 129576298 132468644 442054 430292 118320410 120991802 118762464 121422094 X 3866666 3866666 0 0 6947168 7179884 10813834 11046550 129576298 132468644 232716 0 X X 0 1 1 X 0 1056470 1056470 3934914 1297614 2637300 1294387 659979 634408 432126 432126 4760304 SHARES AND DEPOSITS 120991802 120991802 9028066 8795350 232716 232716 9028066 0 9028066 0 9028066 8795350 0 8795350 0 8795350 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X: NO UNCERTAIN TAX POSITIONS RICHARD ROYBAL HELOC X 104000 100820 0 1 1 RICHARD ROYBAL MORTGAGE X 185566 144352 0 1 1 MIGUEL VELASQUEZ USED MOTOR HOME X 20000 2800 0 1 1 MIGUEL VELASQUEZ USED CAMPER X 61288 47700 0 1 1 MIGUEL VELASQUEZ USED AUTO X 30871 25600 0 1 1 MIGUEL VELASQUEZ USED AUTO X 35785 33017 0 1 1 MIGUEL VELASQUEZ LINE OF CREDIT X 20000 16500 0 1 1 MIGUEL VELASQUEZ HELOC X 51000 46700 0 1 1 JOSE GARCIA CROSS COLLATERAL X 16000 15391 0 1 1 JOSE GARCIA USED AUTO X 24313 22654 0 1 1 JOSE GARCIA MORTGAGE X 299000 283994 0 1 1 JOSE GARCIA LINE OF CREDIT X 1000 501 0 1 1 IVAN TRUJILLO USED AUTO X 33934 25199 0 1 1 ANNE VALVERDE SIGNATURE X 5000 3880 0 1 1 ANNE VALVERDE SIGNATURE X 30000 27084 0 1 1 ANNE VALVERDE MORTGAGE X 275800 265220 0 1 1 ANNE VALVERDE USED AUTO X 13991 13016 0 1 1 MATTY PEREZ SIGNATURE X 22000 19157 0 1 1 MATTY PEREZ NEW MOTOR HOME X 24965 22658 0 1 1 MATTY PEREZ USED AUTO X 7960 7600 0 1 1 LAWRENCE GUTIERREZ SIGNATURE X 17000 16698 0 1 1 LAWRENCE GUTIERREZ USED AUTO X 11040 8144 0 1 1 MARIA DORA GARDUNO USED MOTOR HOME X 15255 4164 0 1 1 MARIA DORA GARDUNO USED AUTO X 11139 6879 0 1 1 MARIA DORA GARDUNO SIGNATURE X 5000 4023 0 1 1 MARIA DORA GARDUNO USED AUTO X 15348 7365 0 1 1 MARIA DORA GARDUNO SIGNATURE X 4000 3854 0 1 1 LARRY MORTENSEN MORTGAGE X 300000 222623 0 1 1 LARRY MORTENSEN SIGNATURE X 10000 8637 0 1 1 LARRY MORTENSEN CD SECURED X 19000 18153 0 1 1 LARRY MORTENSEN SHARE SECURED X 5646 5646 0 1 1 LARRY MORTENSEN SHARE SECURED X 13000 12289 0 1 1 LARRY MORTENSEN LINE OF CREDIT X 25000 23189 0 1 1 LARRY MORTENSEN HELOC X 103000 102518 0 1 1 MARGOT LIBERTY SHARE SECURED X 18000 13980 0 1 1 MARGOT LIBERTY OVERDRAFT X 500 458 0 1 1 JEANNENE SPARKS SIGNATURE X 36565 35937 0 1 1 JEANNENE SPARKS MORTGAGE X 166250 159666 0 1 1 JEANNENE SPARKS USED AUTO X 7012 6831 0 1 1 SORAIDA DEAGUERO USED AUTO X 37355 33687 0 1 1 SORAIDA DEAGUERO OVERDRAFT X 500 230 0 1 1 SORAIDA DEAGUERO MORTGAGE X 148000 141705 0 1 1 SORAIDA DEAGUERO CROSS COLLATERAL X 15000 14352 0 1 1 SORAIDA DEAGUERO NEW AUTO X 13200 10952 0 1 1 SORAIDA DEAGUERO OVERDRAFT X 500 29 0 1 1 EDWIN ORTIZ USED AUTO X 32000 26218 0 1 1 EDWIN ORTIZ SIGNATURE X 41000 36681 0 1 1 EDWIN ORTIZ LINE OF CREDIT X 6000 5860 0 1 1 EDWIN ORTIZ HELOC X 105000 102933 0 1 1 EDWIN ORTIZ HELOC X 174000 171871 0 1 1 SEFERINO ORTIZ NEW AUTO X 9973 7317 0 1 1 SEFERINO ORTIZ CROSS COLLATERAL X 10000 9393 0 1 1 SEFERINO ORTIZ USED AUTO X 13276 12155 0 1 1 SEFERINO ORTIZ MORTGAGE X 345000 336767 0 1 1 ELENA MONTOYA X 500 182 0 1 1 ELENA MONTOYA X 20875 20628 0 1 1 ELENA MONTOYA X 110794 148411 0 1 1 ELENA MONTOYA X 3500 3422 0 1 1 ELENA MONTOYA X 500 442 0 1 1 ELENA MONTOYA X 51608 43011 0 1 1 ELENA MONTOYA HELOC X 135000 134980 0 1 1 ELENA MONTOYA MORTGAGE X 335350 319255 0 1 1 3365378 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH A MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES, ELECT BOARD MEMBERS, AND VOTE ON ISSUES SUCH AS MERGERS AND CHARTER CONVERSIONS. BOARD AND MANAGEMENT DECISIONS AFFECT FEES MEMBERS PAY, INTEREST RATES THEY ARE CHARGED FOR LOANS, SERVICES THE CREDIT UNION OFFERS AND WHETHER MEMBERS RECEIVE DIVIDENDS. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS PREPARED BY AN OUTSIDE PREPARER AND GIVEN TO THE PRINCIPAL OFFICER AND BOARD TO REVIEW. FORM 990, PART VI, SECTION B, LINE 12C ADHERENCE TO CREDIT UNION REGULATIONS FORM 990, PART VI, SECTION B, LINE 15 APPROVAL BY THE BOARD OF DIRECTORS FORM 990, PART VI, SECTION C, LINE 18 AVAILABLE FOR REVIEW ON REQUEST AT THE CREDIT UNION. FORM 990, PART VI, SECTION C, LINE 19 CREDIT UNION MEMBERS CAN OBTAIN INFORMATION ABOUT THEIR CREDIT UNION BY ATTENDING THE ANNUAL MEETING FOR THE MEMBERSHIP, SPECIFICALLY REQUESTING INFORMATION FROM THE CREDIT UNION, READING CREDIT UNION NEWSLETTERS, AND ACCESSING INFORMATION ON THEIR CREDIT UNION'S WEBSITE. AVAILABLE UPON REQUEST: 1) ARTICLES OF INCORPORATION AND BYLAWS 2) FINANCIAL STATEMENTS THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.