ZIA CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- ZIA CREDIT UNION (EIN 85-0121717)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-08-19
- IRS object ID
- 201322319349300422
- Schema version
- 2012v2.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-08-19T11:57:35-05:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 202126731 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PARKS & COMPANY PLC | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 441 N WASHINGTON | AddressLine1 |
| City | EL DORADO | City |
| State | AR | State |
| ZIP Code | 71730 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 850121717 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ZIA CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | ZIAC | NameControl |
| Phone | 5056624671 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | P O BOX 490 | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | DAVID WOODRUFF | Name |
| Title | CEO | Title |
| Phone | 5056624671 | Phone |
| Date Signed | 2013-08-05 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | G PETE PARKS | Name |
| PTIN | P00393041 | PTIN |
| Phone | 8708623401 | Phone |
| Date Prepared | 2013-08-02 | DatePrepared |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | DAVID WOODRUFF | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 CENTRAL AVENUE | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 7960907 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.ZIACU.ORG | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Type Of Org Other Description | CREDIT UNION | TypeOfOrgOtherDescription |
| Year Formation | 1955 | YearFormation |
| State Legal Domicile | NM | StateLegalDomicile |
| Activity Or Mission Description | NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 5 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 5 | NbrIndependentVotingMembers |
| Total Nbr Employees | 0 | TotalNbrEmployees |
| Total Nbr Volunteers | 0 | TotalNbrVolunteers |
| Total Gross UBI | 0 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 0 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 8745665 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 7850920 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 74708 | InvestmentIncomePriorYear |
| Investment Income Current Year | 109987 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 207693 | OtherRevenuePriorYear |
| Other Revenue Current Year | 0 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 9028066 | TotalRevenuePriorYear |
| Total Revenue Current Year | 7960907 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 2413221 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 2751892 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 6382129 | OtherExpensePriorYear |
| Other Expenses Current Year | 5158927 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 8795350 | TotalExpensesPriorYear |
| Total Expenses Current Year | 7910819 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 232716 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 50088 | RevenuesLessExpensesCY |
| Total Assets BOY | 132466620 | TotalAssetsBOY |
| Total Assets EOY | 129357936 | TotalAssetsEOY |
| Total Liabilities BOY | 121420070 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 118261298 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 11046550 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 11096638 | NetAssetsOrFundBalancesEOY |
| Mission Description | NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Expense | 7910819 | Expense |
| Description | NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. | Description |
| Total Program Service Expense | 7910819 | TotalProgramServiceExpense |
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 0 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 0 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 0 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Number Of Employees | 0 | NumberOfEmployees |
| Unrelated Business Income | 0 | UnrelatedBusinessIncome |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributions |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOf |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 5 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 5 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 0 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 0 | CompensationProcessCEO |
| Compensation Process Other | 0 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THE ORGANIZATION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5056624671 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | P O BOX 490 | AddressLine1 |
| City | LOS ALAMOS | City |
| State | NM | State |
| ZIP Code | 87544 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (7 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer |
|---|---|---|---|---|---|---|
| JOSE BENITO GARCIA | ||||||
| CHAIRMAN | 1.00 | X | 0 | 0 | 0 | |
| IVAN TRUJILLO | ||||||
| VICE CHAIRMAN | 1.00 | X | 0 | 0 | 0 | |
| ANNE VALVERDE | ||||||
| TREASURER | 1.00 | X | 0 | 0 | 0 | |
| OLIVIA TRUJILLO | ||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |
| RICHARD ROYBAL | ||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |
| LARRY KNOLL | ||||||
| CEO | 40.00 | 101414 | 0 | 0 | X | |
| DAVID WOODRUFF | ||||||
| CEO | 40.00 | 30947 | 0 | 0 | X | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 132361 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 0 | TotalOtherCompensation |
| Number Individuals GT100 K | 1 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 0 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (4 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| PRESBYTERIAN HEALTH PLAN | |||||
| P O BOX 27489 | ALBUQUERQUE | NM | 87125 | HEALTH CARE INSURANCE | 429216 |
| EPL | |||||
| 22 INVERNESS CENTER PKWAY SUITE 40 | BIRMINGHAM | AL | 35242 | DATA PROCESSING | 424598 |
| MINNESOTA LIFE | |||||
| 400 ROBERT STREET NORTH | ST PAUL | MN | 55101 | INSURANCE | 317938 |
| CUNA MUTUAL GROUP | |||||
| 5910 MINERAL POINT ROAD | MADISON | WI | 53705 | INSURANCE | 112296 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 4 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (2 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| INTEREST INCOME ON LOA | 522100 | 6485226 | 6485226 |
| FEE INCOME | 522100 | 1365694 | 1365694 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 7850920 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 109987 | TotalRevenueColumn |
| Related Or Exempt Function Income | 109987 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 7960907 | TotalRevenueColumn |
| Related Or Exempt Function Income | 7960907 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2102471 | Total |
| Program Services | 2102471 | ProgramServices |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 72167 | Total |
| Program Services | 72167 | ProgramServices |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 420800 | Total |
| Program Services | 420800 | ProgramServices |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 156454 | Total |
| Program Services | 156454 | ProgramServices |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 366353 | Total |
| Program Services | 366353 | ProgramServices |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 47904 | Total |
| Program Services | 47904 | ProgramServices |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 363226 | Total |
| Program Services | 363226 | ProgramServices |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 424598 | Total |
| Program Services | 424598 | ProgramServices |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 21308 | Total |
| Program Services | 21308 | ProgramServices |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 751957 | Total |
| Program Services | 751957 | ProgramServices |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 371627 | Total |
| Program Services | 371627 | ProgramServices |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 106984 | Total |
| Program Services | 106984 | ProgramServices |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices |
|---|---|---|
| PROVISION FOR LOAN LOSS | 1191197 | 1191197 |
| LOSS ON ABANDONMENT OF | 496520 | 496520 |
| DATA PROCESSING | 400571 | 400571 |
| BANK SERVICE CHARGES | 137928 | 137928 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 478754 | Total |
| Program Services | 478754 | ProgramServices |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7910819 | Total |
| Program Services | 7910819 | ProgramServices |
| Management And General | 0 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1095425 | BOY |
| EOY | 879630 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 22767089 | BOY |
| EOY | 33157311 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3365378 | BOY |
| EOY | 2807857 | EOY |
Receivables From Disqual Persons ReceivablesFromDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 67659 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 92483926 | BOY |
| EOY | 78561357 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 6817177 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 2293679 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4760304 | BOY |
| EOY | 4523498 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3421870 | BOY |
| EOY | 5806588 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4572628 | BOY |
| EOY | 3554036 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 132466620 | BOY |
| EOY | 129357936 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 430021 | BOY |
| EOY | 336357 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 120990049 | BOY |
| EOY | 117924941 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 121420070 | BOY |
| EOY | 118261298 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3866666 | BOY |
| EOY | 3866666 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7179884 | BOY |
| EOY | 7229972 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 11046550 | BOY |
| EOY | 11096638 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 132466620 | BOY |
| EOY | 129357936 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 50088 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 0 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Separate | X | FinancialStatementSeparate |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | 1 | AuditCommittee |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1602645 | OtherCostOrOtherBasis |
| Book Value | 1602645 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 3934913 | OtherCostOrOtherBasis |
| Depreciation | 1400082 | Depreciation |
| Book Value | 2534831 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1107235 | OtherCostOrOtherBasis |
| Depreciation | 772044 | Depreciation |
| Book Value | 335191 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 172384 | OtherCostOrOtherBasis |
| Depreciation | 121553 | Depreciation |
| Book Value | 50831 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 4523498 | TotalOfBookValueLandBuildings |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | MEMBER SHARE DEPOSITS | Description |
| Amount | $117,924,941 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 117924941 | TotalOfAmounts |
| Tot Revenue Etc Audited Fincl Stmt | 7960907 | TotRevenueEtcAuditedFinclStmt |
| Revenue Not Rptd F990 | 0 | RevenueNotRptdF990 |
| Revenue Subtotal | 7960907 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 7960907 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 7910819 | TotExpensesEtcAuditedFinclStmt |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 7910819 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 7910819 | TotalExpensesPerForm990 |
Schedule L IRS990ScheduleL
Loan Table LoanTable (23 entries)
| Relationship With OrganizationRelationshipWithOrganization | Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|---|
| RICHARD ROYBAL | |||||||
| DIRECTOR | HOME EQUITY LOC | X | $104,000 | 88366 | 0 | 1 | 1 |
| RICHARD ROYBAL | |||||||
| DIRECTOR | MORTGAGE | X | $185,566 | 127201 | 0 | 1 | 1 |
| JOSE GARCIA | |||||||
| DIRECTOR | CROSS COLLATERAL | X | $15,391 | 12069 | 0 | 1 | 1 |
| JOSE GARCIA | |||||||
| DIRECTOR | USED AUTO | X | $24,313 | 20239 | 0 | 1 | 1 |
| JOSE GARCIA | |||||||
| DIRECTOR | MORTGAGE | X | $299,000 | 278586 | 0 | 1 | 1 |
| IVAN TRUJILLO | |||||||
| DIRECTOR | USED AUTO | X | $33,934 | 20589 | 0 | 1 | 1 |
| IVAN TRUJILLO | |||||||
| DIRECTOR | VEHICLE | X | $16,023 | 15398 | 0 | 1 | 1 |
| ANNE VALVERDE | |||||||
| DIRECTOR | USED AUTO | X | $13,991 | 11123 | 0 | 1 | 1 |
| ANNE VALVERDE | |||||||
| DIRECTOR | MORTGAGE | X | $275,800 | 261087 | 0 | 1 | 1 |
| MATTY PEREZ | |||||||
| SUPERVISORY COMMITTEE CHAIR | MOTOR HOME | X | $24,965 | 20819 | 0 | 1 | 1 |
| MATTY PEREZ | |||||||
| SUPERVISORY COMMITTEE CHAIR | USED AUTO | X | $7,960 | 5631 | 0 | 1 | 1 |
| LAWRENCE GUTIERREZ | |||||||
| SUPERVISORY COMMITTEE MEMBER | SIGNATURE | X | $17,000 | 10843 | 0 | 1 | 1 |
| LAWRENCE GUTIERREZ | |||||||
| SUPERVISORY COMMITTEE MEMBER | USED AUTO | X | $11,040 | 5984 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | |||||||
| SUPERVISORY COMMITTEE MEMBER | SIGNATURE | X | $5,000 | 1529 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | |||||||
| SUPERVISORY COMMITTEE MEMBER | USED AUTO | X | $8,561 | 7454 | 0 | 1 | 1 |
| MARIA DORA GARDUNO | |||||||
| CHIEF FINANCIAL OFFICER | USED AUTO | X | $16,653 | 15399 | 0 | 1 | 1 |
| MARGOT LIBERTY | |||||||
| FORMER KEY EMPLOYEE | PERSONAL | X | $18,000 | 8704 | 0 | 1 | 1 |
| JEANNENE SPARKS | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE | X | $209,827 | 193753 | 0 | 1 | 1 |
| SORAIDA DEAGUERO | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE & AUTOS | X | $214,555 | 151034 | 0 | 0 | 0 |
| EDWIN ORTIZ | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE & AUTOS | X | $358,000 | 326784 | 0 | 0 | 0 |
| SEFERINO ORTIZ | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE & AUTOS | X | $378,249 | 341731 | 0 | 0 | 0 |
| ELENA MONTOYA | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE & AUTOS | X | $658,127 | 597110 | 0 | 0 | 0 |
| LARRY MORTENSEN | |||||||
| FORMER KEY EMPLOYEE | MORTGAGE & AUTOS | X | $475,646 | 354083 | 0 | 0 | 0 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 2875516 | TotalBalanceDue |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (7 entries)
| Return ReferenceReturnReference | ExplanationExplanation |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION. |
| FORM 990, PART VI, SECTION B, LINE 11 | FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OR DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING. |
| FORM 990, PART VI, SECTION B, LINE 12C | EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS. |
| FORM 990, PART VI, SECTION C, LINE 18 | FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST. |
| FORM 990, PART VI, SECTION C, LINE 19 | A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FOR 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING. |
| FORM 990, PART XII, LINE 2C: | THERE WAS NO CHANGE IN THE OVERSIGHT OR SELECTION PROCESS DURING 2012 |
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