2013-08-19T11:57:35-05:00 2012-12-31 202126731 PARKS & COMPANY PLC 441 N WASHINGTON EL DORADO AR 71730 990 2012-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 P O BOX 490 LOS ALAMOS NM 87544 DAVID WOODRUFF 5056624671 2013-08-05 1 G PETE PARKS P00393041 8708623401 2013-08-02 2012 2016-02-24 21:20:13Z DAVID WOODRUFF 1001 CENTRAL AVENUE LOS ALAMOS NM 87544 7960907 0 X WWW.ZIACU.ORG X CREDIT UNION 1955 NM NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 5 5 0 0 0 0 0 0 8745665 7850920 74708 109987 207693 0 9028066 7960907 0 0 0 0 2413221 2751892 0 0 0 6382129 5158927 8795350 7910819 232716 50088 132466620 129357936 121420070 118261298 11046550 11096638 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 0 0 7910819 NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 7910819 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X THE ORGANIZATION 5056624671 P O BOX 490 LOS ALAMOS NM 87544 JOSE BENITO GARCIA 1.00 X 0 0 0 IVAN TRUJILLO 1.00 X 0 0 0 ANNE VALVERDE 1.00 X 0 0 0 OLIVIA TRUJILLO 1.00 X 0 0 0 RICHARD ROYBAL 1.00 X 0 0 0 LARRY KNOLL 40.00 X 101414 0 0 DAVID WOODRUFF 40.00 X 30947 0 0 132361 0 0 1 0 0 0 PRESBYTERIAN HEALTH PLAN P O BOX 27489 ALBUQUERQUE NM 87125 HEALTH CARE INSURANCE 429216 EPL 22 INVERNESS CENTER PKWAY SUITE 40 BIRMINGHAM AL 35242 DATA PROCESSING 424598 MINNESOTA LIFE 400 ROBERT STREET NORTH ST PAUL MN 55101 INSURANCE 317938 CUNA MUTUAL GROUP 5910 MINERAL POINT ROAD MADISON WI 53705 INSURANCE 112296 4 INTEREST INCOME ON LOA 522100 6485226 6485226 FEE INCOME 522100 1365694 1365694 7850920 109987 109987 7960907 7960907 0 0 2102471 2102471 72167 72167 420800 420800 156454 156454 366353 366353 47904 47904 363226 363226 424598 424598 21308 21308 751957 751957 371627 371627 106984 106984 PROVISION FOR LOAN LOSS 1191197 1191197 LOSS ON ABANDONMENT OF 496520 496520 DATA PROCESSING 400571 400571 BANK SERVICE CHARGES 137928 137928 478754 478754 7910819 7910819 0 0 1095425 879630 22767089 33157311 3365378 2807857 67659 92483926 78561357 6817177 2293679 4760304 4523498 3421870 5806588 4572628 3554036 132466620 129357936 430021 336357 120990049 117924941 121420070 118261298 X 3866666 3866666 0 0 7179884 7229972 11046550 11096638 132466620 129357936 50088 0 X X 0 1 X 1 0 1602645 1602645 3934913 1400082 2534831 1107235 772044 335191 172384 121553 50831 4523498 MEMBER SHARE DEPOSITS 117924941 117924941 7960907 0 7960907 0 7960907 7910819 0 7910819 0 7910819 RICHARD ROYBAL DIRECTOR HOME EQUITY LOC X 104000 88366 0 1 1 RICHARD ROYBAL DIRECTOR MORTGAGE X 185566 127201 0 1 1 JOSE GARCIA DIRECTOR CROSS COLLATERAL X 15391 12069 0 1 1 JOSE GARCIA DIRECTOR USED AUTO X 24313 20239 0 1 1 JOSE GARCIA DIRECTOR MORTGAGE X 299000 278586 0 1 1 IVAN TRUJILLO DIRECTOR USED AUTO X 33934 20589 0 1 1 IVAN TRUJILLO DIRECTOR VEHICLE X 16023 15398 0 1 1 ANNE VALVERDE DIRECTOR USED AUTO X 13991 11123 0 1 1 ANNE VALVERDE DIRECTOR MORTGAGE X 275800 261087 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR MOTOR HOME X 24965 20819 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR USED AUTO X 7960 5631 0 1 1 LAWRENCE GUTIERREZ SUPERVISORY COMMITTEE MEMBER SIGNATURE X 17000 10843 0 1 1 LAWRENCE GUTIERREZ SUPERVISORY COMMITTEE MEMBER USED AUTO X 11040 5984 0 1 1 MARIA DORA GARDUNO SUPERVISORY COMMITTEE MEMBER SIGNATURE X 5000 1529 0 1 1 MARIA DORA GARDUNO SUPERVISORY COMMITTEE MEMBER USED AUTO X 8561 7454 0 1 1 MARIA DORA GARDUNO CHIEF FINANCIAL OFFICER USED AUTO X 16653 15399 0 1 1 MARGOT LIBERTY FORMER KEY EMPLOYEE PERSONAL X 18000 8704 0 1 1 JEANNENE SPARKS FORMER KEY EMPLOYEE MORTGAGE X 209827 193753 0 1 1 SORAIDA DEAGUERO FORMER KEY EMPLOYEE MORTGAGE & AUTOS X 214555 151034 0 0 0 EDWIN ORTIZ FORMER KEY EMPLOYEE MORTGAGE & AUTOS X 358000 326784 0 0 0 SEFERINO ORTIZ FORMER KEY EMPLOYEE MORTGAGE & AUTOS X 378249 341731 0 0 0 ELENA MONTOYA FORMER KEY EMPLOYEE MORTGAGE & AUTOS X 658127 597110 0 0 0 LARRY MORTENSEN FORMER KEY EMPLOYEE MORTGAGE & AUTOS X 475646 354083 0 0 0 2875516 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OR DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS. FORM 990, PART VI, SECTION C, LINE 18 FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FOR 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING. FORM 990, PART XII, LINE 2C: THERE WAS NO CHANGE IN THE OVERSIGHT OR SELECTION PROCESS DURING 2012