FIRST COMMUNITY CREDIT UNION: Form 990, tax year 2017
View the entire original 990 at ProPublica ↗
- Organization
- FIRST COMMUNITY CREDIT UNION (EIN 93-0468003)
- Tax period
- 2017-01-01 to 2017-12-31
- Filed
- 2018-10-31
- IRS object ID
- 201833049349301223
- Schema version
- 2017v2.3
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2018-10-31T10:37:00-06:00 | ReturnTs |
| Tax Period End | 2017-12-31 | TaxPeriodEndDt |
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2017-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FIRST COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of | % Renee Nelson | InCareOfNm |
| Business Name Control | FIRS | BusinessNameControlTxt |
| Phone | 5413962145 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Person Title | Executive VPCFO | PersonTitleTxt |
| Phone | 5413962145 | PhoneNum |
| Signature | 2018-10-31 | SignatureDt |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 198.184.62.5 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Federal Original Submission Id | 21010520183041026900 | FederalOriginalSubmissionId |
| Federal Original Submission Id | 2018-10-31 | FederalOriginalSubmissionIdDt |
| Filing License Type | O | FilingLicenseTypeCd |
| At Submission Creation Device Id | E0E83A0A430203345ADF2FBF448552B713DE2547 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | A5D88E0FACA3D92FEDA94D4BDBA78169A78F9B9F | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2017 | TaxYr |
| Build TS | 2018-06-14 16:35:46Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | DAVID ELMER | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $40,220,918 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | www.myfirstccu.org | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1957 | FormationYr |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Activity Or Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING | ActivityOrMissionDesc |
| Voting Members Governing Body | 13 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 13 | VotingMembersIndependentCnt |
| Total Employee | 312 | TotalEmployeeCnt |
| Total Volunteers | 17 | TotalVolunteersCnt |
| Total Gross UBI | $1,911,762 | TotalGrossUBIAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $30,390,237 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $32,061,652 | CYProgramServiceRevenueAmt |
| PY Investment Income | $3,378,808 | PYInvestmentIncomeAmt |
| CY Investment Income | $4,300,436 | CYInvestmentIncomeAmt |
| PY Other Revenue | $1,721,602 | PYOtherRevenueAmt |
| CY Other Revenue | $1,919,702 | CYOtherRevenueAmt |
| PY Total Revenue | $35,490,647 | PYTotalRevenueAmt |
| CY Total Revenue | $38,281,790 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $4,480 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $7,278 | CYGrantsAndSimilarPaidAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $17,282,505 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $18,465,670 | CYSalariesCompEmpBnftPaidAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $11,758,835 | PYOtherExpensesAmt |
| CY Other Expenses | $11,481,249 | CYOtherExpensesAmt |
| PY Total Expenses | $29,045,820 | PYTotalExpensesAmt |
| CY Total Expenses | $29,954,197 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $6,444,827 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $8,327,593 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $969,995,014 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,044,692,282 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $873,146,375 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $939,516,051 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $96,848,639 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $105,176,231 | NetAssetsOrFundBalancesEOYAmt |
| Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. | MissionDesc |
| Significant New Program Srvc | false | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Desc | ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. | Desc |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | false | PoliticalCampaignActyInd |
| Lobbying Activities | false | LobbyingActivitiesInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Temp Or Permanent Endowments | false | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | false | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | false | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | false | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | false | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | false | PYExcessBenefitTransInd |
| Loan Outstanding | false | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | false | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | Yes (true) | DisregardedEntityInd |
| Related Entity | false | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| IRP Document | 1058 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 312 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 13 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 13 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | Yes (true) | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | false | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (true) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (true) | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Phone | 5413962145 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| ELIZABETH DAVIS | ||||||||
| BOARD MEMBER CHAIR | 1 | Yes (X) | Yes (X) | $1,723 | $0 | $0 | ||
| STEVE MOHRLAND | ||||||||
| BOARD MBR VICE CHAIR | 1 | Yes (X) | Yes (X) | $13,481 | $0 | $0 | ||
| SHAUN HOBACK | ||||||||
| BOARD MBR SECRETARY | 1 | Yes (X) | Yes (X) | $13,628 | $0 | $0 | ||
| ROBIN MCALPIN | ||||||||
| BOARD MBR TREASURER | 1 | Yes (X) | Yes (X) | $13,524 | $0 | $0 | ||
| DAN GIBSON | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $14,687 | $0 | $0 | ||
| FRANK SPROUL | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $12,000 | $0 | $0 | ||
| BRIAN MENEFEE | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,353 | $0 | $0 | ||
| DENNIS ERICKSON | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,406 | $0 | $0 | ||
| LINDA FURMAN-GRILE | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,566 | $0 | $0 | ||
| GERALD PRICKETT | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,527 | $0 | $0 | ||
| HALL THOMAS | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,500 | $0 | $0 | ||
| JUNE CHADBOURNE | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $12,000 | $0 | $0 | ||
| HARVEY DENNEY | ||||||||
| BOARD MEMBER | 1 | Yes (X) | Yes (X) | $13,492 | $0 | $0 | ||
| DAVID ELMER | ||||||||
| PRESIDENTCEOTREASURE | 40 | Yes (X) | $643,140 | $0 | $28,586 | 1 | ||
| RENEE NELSON | ||||||||
| EXECUTIVE VPCFO | 40 | Yes (X) | $773,383 | $0 | $28,586 | |||
| DENISE HILL | ||||||||
| EXECUTIVE VPCOO | 40 | Yes (X) | $461,473 | $0 | $15,587 | |||
| JOHN NICOLAUS | ||||||||
| VP INVESTMENT SERVICES | 40 | $435,547 | $0 | $28,586 | Yes (X) | |||
| DENISE DEWALD | ||||||||
| REGIONAL VP | 40 | $163,788 | $0 | $28,586 | Yes (X) | |||
| SUSAN HARRINGTON | ||||||||
| REGIONAL VP | 40 | $158,942 | $0 | $27,533 | Yes (X) | |||
| WENDY OSGOOD | ||||||||
| REGIONAL VP | 40 | $158,718 | $0 | $22,204 | Yes (X) | |||
| KEVIN ISLEY | ||||||||
| VP APPLICATION DEVELOP | 40 | $130,990 | $0 | $26,135 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,087,868 | TotalReportableCompFromOrgAmt |
| Total Other Compensation | $205,803 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 16 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | false | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| HARMON CONSTRUCTION | |||||
| 61393 HWY 101 | COOS BAY | OR | 97420 | CONSTRUCTION | $1,987,821 |
| CENTURYLINK | |||||
| PO BOX 4648 | MONROE | LA | 71211 | PHONEDATA | $442,864 |
| REDHAWK NETWORK SECURITY | |||||
| 62958 LAYTON AVE STE 1 | BEND | OR | 97701 | NETWORK ADMIN | $427,509 |
| DIEBOLD | |||||
| PO BOX 643543 | PITTSBURGH | PA | 15264 | ATM SUPPORT | $419,720 |
| JACK HENRY & ASSOCIATES | |||||
| PO BOX 609 | MONETT | MO | 65708 | SERVICES PRODUCTS | $392,254 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 11 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | INTEREST ON LOANS | Desc |
| Business | 522100 | BusinessCd |
| Total Revenue Column | $23,274,750 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $23,274,750 | RelatedOrExemptFuncIncomeAmt |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $8,786,902 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $8,786,902 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $32,061,652 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $4,292,308 | TotalRevenueColumnAmt |
| Exclusion | $4,292,308 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $7,940 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $7,940 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $7,940 | TotalRevenueColumnAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $1,947,256 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $1,939,128 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $8,128 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $8,128 | TotalRevenueColumnAmt |
| Exclusion | $8,128 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|
| INSURANCE SALES | 524298 | $863,514 | $863,514 |
| NON-MEMBER ATM INCOME | 522100 | $130,112 | $130,112 |
| INVESTMENT SERVICES | 523000 | $918,136 | $918,136 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $1,911,762 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $38,281,790 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $32,061,652 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $1,911,762 | UnrelatedBusinessRevenueAmt |
| Exclusion | $4,300,436 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part IX | Yes (X) | InfoInScheduleOPartIXInd |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,278 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,953,102 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,089,540 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $293,702 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $909,625 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,219,701 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $102,096 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $67,109 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $79,108 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $383,788 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,181,971 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,348,418 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,350,449 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $102,648 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $267,854 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $993,156 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,188,968 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $110,339 | TotalAmt |
Other Expenses OtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | PROVISION FOR LOAN LOSSES | Desc |
| Total | $55,331 | TotalAmt |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $250,014 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $29,954,197 | TotalAmt |
| Program Services | $0 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,139,881 | BOYAmt |
| EOY | $8,890,048 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $219,565,829 | BOYAmt |
| EOY | $167,220,533 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $34,864 | BOYAmt |
| EOY | $49,528 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $599,670,257 | BOYAmt |
| EOY | $706,426,897 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $822,946 | BOYAmt |
| EOY | $882,767 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $36,896,599 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $8,423,552 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $27,576,627 | BOYAmt |
| EOY | $28,473,047 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $86,601,316 | BOYAmt |
| EOY | $106,072,814 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,583,549 | BOYAmt |
| EOY | $1,667,453 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,519,869 | BOYAmt |
| EOY | $9,340,581 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $15,479,876 | BOYAmt |
| EOY | $15,668,614 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $969,995,014 | BOYAmt |
| EOY | $1,044,692,282 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,586,615 | BOYAmt |
| EOY | $5,161,456 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $868,559,760 | BOYAmt |
| EOY | $934,354,595 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $873,146,375 | BOYAmt |
| EOY | $939,516,051 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $96,848,639 | BOYAmt |
| EOY | $105,176,231 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $96,848,639 | BOYAmt |
| EOY | $105,176,231 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $969,995,014 | BOYAmt |
| EOY | $1,044,692,282 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $8,327,593 | ReconcilationRevenueExpnssAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | false | FSAuditedInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Org Leg Ctrl | false | DisclosedOrgLegCtrlInd |
| Disclosed For Charitable Prps | false | DisclosedForCharitablePrpsInd |
| Written Policy Monitoring | false | WrittenPolicyMonitoringInd |
| Section170h Rqr Stsfd | false | Section170hRqrStsfdInd |
| Solicited Assets Sale | false | SolicitedAssetsSaleInd |
| Agent Trustee Etc | false | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | false | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $5,711,050 | OtherCostOrOtherBasisAmt |
| Book Value | $5,711,050 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $24,215,149 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,369,988 | DepreciationAmt |
| Book Value | $20,845,161 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,765,824 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,263,841 | DepreciationAmt |
| Book Value | $1,501,983 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,204,576 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,789,723 | DepreciationAmt |
| Book Value | $414,853 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $28,473,047 | TotalBookValueLandBuildingsAmt |
Financial Derivatives FinancialDerivativesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $1,667,453 | BookValueAmt |
| Method Valuation | C | MethodValuationCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Securities | $1,667,453 | TotalBookValueSecuritiesAmt |
Other Assets Org OtherAssetsOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | VARIOUS | Desc |
| Book Value | $15,668,614 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $15,668,614 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBER SHARES | Desc |
| Amt | $934,354,595 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $934,354,595 | TotalLiabilityAmt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | false | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (true) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | false | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | false | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | false | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | false | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | false | AnyNonFixedPaymentsInd |
| Initial Contract Exception | false | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (21 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt |
|---|---|---|---|---|---|---|
| ELIZABETH DAVIS | ||||||
| BOARD MEMBER CHAIR | $1,723 | $1,723 | ||||
| STEVE MOHRLAND | ||||||
| BOARD MBR VICE CHAIR | $13,481 | $13,481 | ||||
| SHAUN HOBACK | ||||||
| BOARD MBR SECRETARY | $13,628 | $13,628 | ||||
| ROBIN MCALPIN | ||||||
| BOARD MBR TREASURER | $13,524 | $13,524 | ||||
| DAN GIBSON | ||||||
| BOARD MEMBER | $14,687 | $14,687 | ||||
| FRANK SPROUL | ||||||
| BOARD MEMBER | $12,000 | $12,000 | ||||
| BRIAN MENEFEE | ||||||
| BOARD MEMBER | $13,353 | $13,353 | ||||
| DENNIS ERICKSON | ||||||
| BOARD MEMBER | $13,406 | $13,406 | ||||
| LINDA FURMAN-GRILE | ||||||
| BOARD MEMBER | $13,566 | $13,566 | ||||
| GERALD PRICKETT | ||||||
| BOARD MEMBER | $13,527 | $13,527 | ||||
| HALL THOMAS | ||||||
| BOARD MEMBER | $13,500 | $13,500 | ||||
| JUNE CHADBOURNE | ||||||
| BOARD MEMBER | $12,000 | $12,000 | ||||
| HARVEY DENNEY | ||||||
| BOARD MEMBER | $13,492 | $13,492 | ||||
| DAVID ELMER | ||||||
| PRESIDENTCEOTREASURE | $472,917 | $671,726 | $151,800 | $18,423 | $9,000 | $19,586 |
| RENEE NELSON | ||||||
| EXECUTIVE VPCFO | $383,974 | $801,969 | $370,986 | $18,423 | $9,000 | $19,586 |
| DENISE HILL | ||||||
| EXECUTIVE VPCOO | $253,750 | $477,060 | $189,300 | $18,423 | $9,000 | $6,587 |
| JOHN NICOLAUS | ||||||
| VP INVESTMENT SERVICES | $435,547 | $464,133 | $9,000 | $19,586 | ||
| DENISE DEWALD | ||||||
| REGIONAL VP | $154,846 | $192,374 | $8,942 | $9,000 | $19,586 | |
| SUSAN HARRINGTON | ||||||
| REGIONAL VP | $150,000 | $186,475 | $8,942 | $7,947 | $19,586 | |
| WENDY OSGOOD | ||||||
| REGIONAL VP | $151,000 | $180,922 | $7,718 | $9,000 | $13,204 | |
| KEVIN ISLEY | ||||||
| VP APPLICATION DEVELOP | $124,975 | $157,126 | $6,015 | $6,550 | $19,586 | |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Other | TOTAL 457F CONTRIBUTIONS ARE AS FOLLOWS: |
| Other | SONJA JOHNSTON - $30,780 (CONTRIBUTION) |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (36 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Part VI Line 4 | THE BOARD GOVERNING POLICIES HAVE BEEN CHANGED TO INCLUDE COMPENSATION |
| Part VI Line 4 | FOR EACH MEMBER OF THE BOARD, AS WELL AS THE SUPERVISORY COMMITTEE MEMBERS. |
| Part VI Line 6 | EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE |
| Part VI Line 6 | ORGANIZATION IS A MEMBER. |
| Part VI Line 7a | EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF |
| Part VI Line 7a | DIRECTORS AS WELL AS OTHER ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP. |
| Part VI Line 11b | THE FORM 990 IS PREPARED BY THE VICE PRESIDENT OF FINANCE. IT IS REVIEWED |
| Part VI Line 11b | BY THE CHIEF FINANCIAL OFFICER, AND IS PRESENTED TO THE EXECUTIVE COMMITTEE |
| Part VI Line 19 | All of these documents are available upon request. |
| Part IX Line 11g | CONSULTING Total expenses - $79108.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 |
| Part IX Line 24e | REGULATORY FEES Total expenses - $119749.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 |
| Part IX Line 24e | ASSOCIATION DUES Total expenses - $130265.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 |
| PART VI, LINE #4 | The board governing policies have been changed to include compensation for |
| PART VI, LINE #4 | each member of the board, as well as the Supervisory Committee members. |
| PART VI, Line #6, 7a & 7b | Each person who has purchased a $1 share and opened an account with the |
| PART VI, Line #6, 7a & 7b | organization is a member. Each member of the organization can vote for the |
| PART VI, Line #6, 7a & 7b | members of the board of directors as well as other issues that are brought |
| PART VI, Line #6, 7a & 7b | before the membership to be voted on. |
| PART VI, Line #11b | The form 990 is prepared by the Vice President of Finance. It is viewed by |
| PART VI, Line #11b | the Chief Financial Officer, and is then presented to the Executive |
| PART VI, Line #11b | Committee for review. |
| PART VI, Line #12c | The Credit Union has and maintains a conflict of interest policy. The |
| PART VI, Line #12c | policy includes members of senior and executive management as well as |
| PART VI, Line #12c | board members. If a conflict of interest were to arise, it would be |
| PART VI, Line #12c | reported at the next scheduled board meeting. Various controls are in |
| PART VI, Line #12c | place to help deter these types of relationships or transactions and is |
| PART VI, Line #12c | monitored by management. The policy is reviewed annually for any necessary |
| PART VI, Line #12c | changes or updates. |
| PART VI, Line #15a & 15b | Annual reviews are performed by the Board for the CEO at the beginning of |
| PART VI, Line #15a & 15b | each year, using salary survey data. The performance for the last year is |
| PART VI, Line #15a & 15b | analyzed and pay increases are administered as deemed necessary. The CEO |
| PART VI, Line #15a & 15b | does the same annual review process with the other officers of the |
| PART VI, Line #15a & 15b | organization, and also administers any Board approved salary increases as |
| PART VI, Line #15a & 15b | warranted. |
| PART VI, Line #19 | Governing documents of the organization are available upon request as well |
| PART VI, Line #19 | as monthly financial statements. Financials are posted in the branches. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | OREGON FINANCIAL SERVICES LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | Coquille | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
| Primary Activities | INSURANCE | PrimaryActivitiesTxt |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Total Income | $687,161 | TotalIncomeAmt |
| End Of Year Assets | $53,689 | EndOfYearAssetsAmt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FIRST COMM CU | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | false | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | false | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | false | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | false | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | false | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | false | DivRelatedOrganizationInd |
| Asset Sale To Other Org | false | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | false | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | false | AssetExchangeInd |
| Rental Of Facilities To Oth Org | false | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | false | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | false | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | false | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | false | SharingOfFacilitiesInd |
| Paid Employees Sharing | false | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | false | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | false | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | false | TransferToOtherOrgInd |
| Transfer From Other Org | false | TransferFromOtherOrgInd |