2018-10-31T10:37:00-06:00 2017-12-31 990 2017-01-01 930468003 FIRST COMMUNITY CREDIT UNION % Renee Nelson FIRS 5413962145 200 N ADAMS COQUILLE OR 97423 RENEE NELSON Executive VPCFO 5413962145 2018-10-31 198.184.62.5 21010520183041026900 2018-10-31 O E0E83A0A430203345ADF2FBF448552B713DE2547 A5D88E0FACA3D92FEDA94D4BDBA78169A78F9B9F 2017 2018-06-14 16:35:46Z DAVID ELMER 200 N ADAMS COQUILLE OR 97423 40220918 false X www.myfirstccu.org X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING 13 13 312 17 1911762 0 30390237 32061652 3378808 4300436 1721602 1919702 35490647 38281790 4480 7278 0 17282505 18465670 0 0 11758835 11481249 29045820 29954197 6444827 8327593 969995014 1044692282 873146375 939516051 96848639 105176231 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. false false ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false true false false false true 1058 0 true 312 true true true false false false false false X 13 13 false false true false true true true true true false false true true true true true true true true false X RENEE NELSON 5413962145 200 N ADAMS COQUILLE OR 97423 ELIZABETH DAVIS BOARD MEMBER CHAIR 1 X X 1723 0 0 STEVE MOHRLAND BOARD MBR VICE CHAIR 1 X X 13481 0 0 SHAUN HOBACK BOARD MBR SECRETARY 1 X X 13628 0 0 ROBIN MCALPIN BOARD MBR TREASURER 1 X X 13524 0 0 DAN GIBSON BOARD MEMBER 1 X X 14687 0 0 FRANK SPROUL BOARD MEMBER 1 X X 12000 0 0 BRIAN MENEFEE BOARD MEMBER 1 X X 13353 0 0 DENNIS ERICKSON BOARD MEMBER 1 X X 13406 0 0 LINDA FURMAN-GRILE BOARD MEMBER 1 X X 13566 0 0 GERALD PRICKETT BOARD MEMBER 1 X X 13527 0 0 HALL THOMAS BOARD MEMBER 1 X X 13500 0 0 JUNE CHADBOURNE BOARD MEMBER 1 X X 12000 0 0 HARVEY DENNEY BOARD MEMBER 1 X X 13492 0 0 DAVID ELMER PRESIDENTCEOTREASURE 40 1 X 643140 0 28586 RENEE NELSON EXECUTIVE VPCFO 40 X 773383 0 28586 DENISE HILL EXECUTIVE VPCOO 40 X 461473 0 15587 JOHN NICOLAUS VP INVESTMENT SERVICES 40 X 435547 0 28586 DENISE DEWALD REGIONAL VP 40 X 163788 0 28586 SUSAN HARRINGTON REGIONAL VP 40 X 158942 0 27533 WENDY OSGOOD REGIONAL VP 40 X 158718 0 22204 KEVIN ISLEY VP APPLICATION DEVELOP 40 X 130990 0 26135 3087868 205803 16 false true false HARMON CONSTRUCTION 61393 HWY 101 COOS BAY OR 97420 CONSTRUCTION 1987821 CENTURYLINK PO BOX 4648 MONROE LA 71211 PHONEDATA 442864 REDHAWK NETWORK SECURITY 62958 LAYTON AVE STE 1 BEND OR 97701 NETWORK ADMIN 427509 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM SUPPORT 419720 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 SERVICES PRODUCTS 392254 11 INTEREST ON LOANS 522100 23274750 23274750 8786902 8786902 32061652 4292308 4292308 7940 7940 7940 1947256 1939128 8128 8128 8128 INSURANCE SALES 524298 863514 863514 NON-MEMBER ATM INCOME 522100 130112 130112 INVESTMENT SERVICES 523000 918136 918136 1911762 38281790 32061652 1911762 4300436 X 7278 1953102 13089540 293702 909625 2219701 102096 67109 79108 383788 5181971 1348418 1350449 102648 267854 993156 1188968 110339 PROVISION FOR LOAN LOSSES 55331 250014 29954197 0 0 0 9139881 8890048 219565829 167220533 34864 49528 599670257 706426897 822946 882767 36896599 8423552 27576627 28473047 86601316 106072814 1583549 1667453 9519869 9340581 15479876 15668614 969995014 1044692282 4586615 5161456 868559760 934354595 873146375 939516051 X 96848639 105176231 96848639 105176231 969995014 1044692282 8327593 X false false false false false false false false false false 5711050 5711050 24215149 3369988 20845161 3765824 2263841 1501983 3204576 2789723 414853 28473047 1667453 C 1667453 VARIOUS 15668614 15668614 MEMBER SHARES 934354595 934354595 X X X X false true false false false false false false false ELIZABETH DAVIS BOARD MEMBER CHAIR 1723 1723 STEVE MOHRLAND BOARD MBR VICE CHAIR 13481 13481 SHAUN HOBACK BOARD MBR SECRETARY 13628 13628 ROBIN MCALPIN BOARD MBR TREASURER 13524 13524 DAN GIBSON BOARD MEMBER 14687 14687 FRANK SPROUL BOARD MEMBER 12000 12000 BRIAN MENEFEE BOARD MEMBER 13353 13353 DENNIS ERICKSON BOARD MEMBER 13406 13406 LINDA FURMAN-GRILE BOARD MEMBER 13566 13566 GERALD PRICKETT BOARD MEMBER 13527 13527 HALL THOMAS BOARD MEMBER 13500 13500 JUNE CHADBOURNE BOARD MEMBER 12000 12000 HARVEY DENNEY BOARD MEMBER 13492 13492 DAVID ELMER PRESIDENTCEOTREASURE 472917 151800 18423 9000 19586 671726 RENEE NELSON EXECUTIVE VPCFO 383974 370986 18423 9000 19586 801969 DENISE HILL EXECUTIVE VPCOO 253750 189300 18423 9000 6587 477060 JOHN NICOLAUS VP INVESTMENT SERVICES 435547 9000 19586 464133 DENISE DEWALD REGIONAL VP 154846 8942 9000 19586 192374 SUSAN HARRINGTON REGIONAL VP 150000 8942 7947 19586 186475 WENDY OSGOOD REGIONAL VP 151000 7718 9000 13204 180922 KEVIN ISLEY VP APPLICATION DEVELOP 124975 6015 6550 19586 157126 Other TOTAL 457F CONTRIBUTIONS ARE AS FOLLOWS: Other SONJA JOHNSTON - $30,780 (CONTRIBUTION) Part VI Line 4 THE BOARD GOVERNING POLICIES HAVE BEEN CHANGED TO INCLUDE COMPENSATION Part VI Line 4 FOR EACH MEMBER OF THE BOARD, AS WELL AS THE SUPERVISORY COMMITTEE MEMBERS. Part VI Line 6 EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE Part VI Line 6 ORGANIZATION IS A MEMBER. Part VI Line 7a EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF Part VI Line 7a DIRECTORS AS WELL AS OTHER ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP. Part VI Line 11b THE FORM 990 IS PREPARED BY THE VICE PRESIDENT OF FINANCE. IT IS REVIEWED Part VI Line 11b BY THE CHIEF FINANCIAL OFFICER, AND IS PRESENTED TO THE EXECUTIVE COMMITTEE Part VI Line 19 All of these documents are available upon request. Part IX Line 11g CONSULTING Total expenses - $79108.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 Part IX Line 24e REGULATORY FEES Total expenses - $119749.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 Part IX Line 24e ASSOCIATION DUES Total expenses - $130265.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00 PART VI, LINE #4 The board governing policies have been changed to include compensation for PART VI, LINE #4 each member of the board, as well as the Supervisory Committee members. PART VI, Line #6, 7a & 7b Each person who has purchased a $1 share and opened an account with the PART VI, Line #6, 7a & 7b organization is a member. Each member of the organization can vote for the PART VI, Line #6, 7a & 7b members of the board of directors as well as other issues that are brought PART VI, Line #6, 7a & 7b before the membership to be voted on. PART VI, Line #11b The form 990 is prepared by the Vice President of Finance. It is viewed by PART VI, Line #11b the Chief Financial Officer, and is then presented to the Executive PART VI, Line #11b Committee for review. PART VI, Line #12c The Credit Union has and maintains a conflict of interest policy. The PART VI, Line #12c policy includes members of senior and executive management as well as PART VI, Line #12c board members. If a conflict of interest were to arise, it would be PART VI, Line #12c reported at the next scheduled board meeting. Various controls are in PART VI, Line #12c place to help deter these types of relationships or transactions and is PART VI, Line #12c monitored by management. The policy is reviewed annually for any necessary PART VI, Line #12c changes or updates. PART VI, Line #15a & 15b Annual reviews are performed by the Board for the CEO at the beginning of PART VI, Line #15a & 15b each year, using salary survey data. The performance for the last year is PART VI, Line #15a & 15b analyzed and pay increases are administered as deemed necessary. The CEO PART VI, Line #15a & 15b does the same annual review process with the other officers of the PART VI, Line #15a & 15b organization, and also administers any Board approved salary increases as PART VI, Line #15a & 15b warranted. PART VI, Line #19 Governing documents of the organization are available upon request as well PART VI, Line #19 as monthly financial statements. Financials are posted in the branches. OREGON FINANCIAL SERVICES LLC 200 N ADAMS Coquille OR 97423 930468003 INSURANCE OR 687161 53689 FIRST COMM CU false false false false false false false false false false false false false false false false false false false