Patents
US 12770168 B1: Automated teller machine for object scanning and appraisal
- Granted
- 2026-10-20
- Filed
- 2024-10-29 application 18930082
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Aspects of the present disclosure are directed to an automated teller machine (ATM) having personal object scanning and appraisal capabilities, which, in some implementations, can be used for improved valuable personal property (VPP) insurance. The ATM can allow a user to place a personal object in a receptacle having scanning and sensing capabilities provided via, for example, cameras, depth sensors, scales, etc. The ATM can generate a model of the personal object based on the data generated by such scanners and/or sensors, and can apply artificial intelligence models to identify properties of the object. The ATM can further apply a machine learning model trained on known personal objects and past insurance claims to determine a value for the personal object. In some implementations, the ATM can be used in a claims process to compare an original scan of the personal object with a later scan to assess damage.
Source: PTBLXML, file of 2026-10-20 (ipgb20261020.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| United Services Automobile Association (USAA) 3,269 patents | US company or organization | San Antonio, TX | PTBLXML, file of 2026-10-20 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Jose L. Romero, Jr. | San Antonio, TX | 94 | PTBLXML, file of 2026-10-20 | |
| Andre Rene Buentello | San Antonio, TX | 129 | PTBLXML, file of 2026-10-20 | |
| Nina Schuessler | San Antonio, TX | 10 | PTBLXML, file of 2026-10-20 | |
| Jennifer Hunt Erickson | San Antonio, TX | 33 | PTBLXML, file of 2026-10-20 | |
| Breanna Nicole Allerkamp | Boerne, TX | 14 | PTBLXML, file of 2026-10-20 | |
| Kevin McAdams | Boerne, TX | 3 | PTBLXML, file of 2026-10-20 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q30/0278 | PTBLXML, file of 2026-10-20 |
| G07F | Coin-freed or like apparatus | G07F19/201 | PTBLXML, file of 2026-10-20 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2026-09-03 | Assignment Assignment of assignor's interest | UIPCO, LLC signed 2026-08-27 | UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) SAN ANTONIO, TX | 75900/528 | PASDL, file of 2026-10-23 |
| 2026-02-03 | Assignment Assignment of assignor's interest | ROMERO, JOSE L., JR. signed 2024-10-25 BUENTELLO, ANDRE RENE signed 2024-10-25 SCHUESSLER, NINA signed 2024-10-25 ERICKSON, JENNIFER HUNT signed 2024-10-29 ALLERKAMP, BREANNA NICOLE signed 2024-10-29 MCADAMS, KEVIN signed 2024-10-25 | UIPCO, LLC SAN ANTONIO, TX | 73668/708 | PASDL, file of 2026-10-23 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.