Patents

US 12762597 B1: Systems and methods for using genetic profile data for automotive and automotive insurance contexts

Granted
2026-10-13
Filed
2023-06-30 application 18216688
Type
Utility · 6 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

The embodiments described herein relate to systems and methods for using or leveraging genetic profile data (e.g., “genetic data”) for an individual as an aspect of providing recommendations (e.g., automotive purchase recommendations) for that individual. Such genetic profile data may be directly determined, such as via a gene panel or biochemical assay performed on a sample obtained for the individual in question, or indirectly determined, such as via a gene panel or biochemical assay performed on samples obtained for one or more relatives (e.g., parents, grandparents, siblings, offspring, cousins, and so forth) of the individual in question.

Source: PTBLXML, file of 2026-10-13 (ipgb20261013.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
United Services Automobile Association (USAA) 3,269 patentsUS company or organizationSan Antonio, TXPTBLXML, file of 2026-10-13

Inventors

InventorPlacePatentsPerson pageSource
Madhusudhana Rao AbburiSan Antonio, TX14PTBLXML, file of 2026-10-13
Sean Michael Wayne CraigSan Antonio, TX12PTBLXML, file of 2026-10-13
Stacy Callaway HuggarSan Antonio, TX52PTBLXML, file of 2026-10-13
Roberto Virgillio JolliffeSan Antonio, TX15PTBLXML, file of 2026-10-13
Brian Howard KatzSan Antonio, TX11PTBLXML, file of 2026-10-13
Carol Lyn LawrenceFair Oaks Ranch, TX12PTBLXML, file of 2026-10-13
Valmore M. SmithSan Antonio, TX9PTBLXML, file of 2026-10-13

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q30/0631PTBLXML, file of 2026-10-13

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

RecordedWhatFromToReel/frameSource
2026-08-31Assignment
Assignment of assignor's interest
UIPCO, LLC signed 2026-08-27UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) SAN ANTONIO, TX75850/80PASDL, file of 2026-10-16
2026-08-25Assignment
Assignment of assignor's interest
ABBURI, MADHUSUDHANA RAO signed 2023-06-19
CRAIG, SEAN MICHAEL WAYNE signed 2023-06-16
HUGGAR, STACY CALLAWAY signed 2023-06-21
JOLLIFFE, ROBERTO VIRGILLIO signed 2023-06-16
KATZ, BRIAN HOWARD signed 2023-06-19
LAWRENCE, CAROL LYN signed 2023-06-22
SMITH, VALMORE M. signed 2026-08-24
UIPCO, LLC SAN ANTONIO, TX75763/959PASDL, file of 2026-10-16

Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.