Patents
US 12762566 B1: Fraud detection using augmented analytics
- Granted
- 2026-10-13
- Filed
- 2024-12-03 application 18966605
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Systems and methods ingest extensive data regarding real-time transactions to determine correlation between a variety of parameters and possible fraud events. Possible fraud can be predicted, and notifications delivered to a fraud team. Correlations can be discovered using unsupervised machine learning, and particular systems and methods can utilize natural language processing to both receive and provide information concerning fraud risk and countermeasures.
Source: PTBLXML, file of 2026-10-13 (ipgb20261013.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| United Services Automobile Association (USAA) 3,269 patents | US company or organization | San Antonio, TX | PTBLXML, file of 2026-10-13 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Gregory D. Hansen | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Andre R. Buentello | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Ashley R. Philbrick | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Jose L. Romero, Jr. | San Antonio, TX | 94 | PTBLXML, file of 2026-10-13 | |
| Reynaldo Medina, III | San Antonio, TX | 172 | PTBLXML, file of 2026-10-13 | |
| Curtis M. Bell | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Yevgeniy Khmelev | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Stacy C. Huggar | San Antonio, TX | PTBLXML, file of 2026-10-13 | ||
| Ruthie Lyle | Durham, NC | PTBLXML, file of 2026-10-13 | ||
| Victor Kwak | Frisco, TX | 44 | PTBLXML, file of 2026-10-13 | |
| Jon D. McEachron | Boerne, TX | 31 | PTBLXML, file of 2026-10-13 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/4016 | PTBLXML, file of 2026-10-13 |
| G06N | Computing arrangements based on specific computational models | G06N20/00 | PTBLXML, file of 2026-10-13 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2025-06-03 | Assignment Assignment of assignor's interest | UIPCO, LLC signed 2024-11-13 | UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) SAN ANTONIO, TX | 71298/901 | PASDL, file of 2026-10-16 |
| 2025-06-03 | Assignment Assignment of assignor's interest | HANSEN, GREGORY D. signed 2020-09-22 BUENTELLO, ANDRE R. signed 2020-09-22 PHILBRICK, ASHLEY R. signed 2020-09-22 ROMERO, JOSE L., JR. signed 2020-09-25 MEDINA, REYNALDO, III signed 2020-09-25 BELL, CURTIS M. signed 2020-09-25 KHMELEV, YEVGENIY signed 2020-09-22 HUGGAR, STACY C. signed 2020-09-22 LYLE, RUTHIE D. signed 2020-09-22 MCEACHRON, JON D. signed 2020-09-25 | UIPCO, LLC SAN ANTONIO, TX | 71298/855 | PASDL, file of 2026-10-16 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.