Patents

US 12755284 B1: Secure emergency resource authentication system and method

Granted
2026-10-06
Filed
2024-06-26 application 18754739
Type
Utility · 20 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

A method and system for managing and providing emergency access to one or more secured resources. The embodiments provide a system that authenticates users of an ATM kiosk after the input an access code. The authentication is performed by capture of biometric data and a member-specific passcode. In one example, the biometric data is compared to a reference biometric pattern. Where the system determines the biometric patterns match, a signal approving the request is transmitted from the system to the kiosk, causing the kiosk to release cash funds, a credit card, or a SIM card.

Source: PTBLXML, file of 2026-10-06 (ipgb20261006.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
United Services Automobile Association (USAA) 3,269 patentsUS company or organizationSan Antonio, TXPTBLXML, file of 2026-10-06

Inventors

InventorPlacePatentsPerson pageSource
Steven Michael BernsteinSan Antonio, TX23PTBLXML, file of 2026-10-06
Mounica UrityMountain View, CA9PTBLXML, file of 2026-10-06
Gregory David HansenFuquay Varina, NC73PTBLXML, file of 2026-10-06
Kristina Suniga-CabreraSan Antonio, TX19PTBLXML, file of 2026-10-06
Nina SchuesslerSan Antonio, TX10PTBLXML, file of 2026-10-06
Paul Joseph AstwoodSan Antonio, TX5PTBLXML, file of 2026-10-06
Janell GuzmanBoerne, TX4PTBLXML, file of 2026-10-06

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q20/40145PTBLXML, file of 2026-10-06

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

RecordedWhatFromToReel/frameSource
2026-08-31Assignment
Assignment of assignor's interest
UIPCO, LLC signed 2026-08-26UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) SAN ANTONIO, TX75840/155PASDL, file of 2026-10-10
2026-08-27Assignment
Assignment of assignor's interest
BERNSTEIN, STEVEN MICHAEL signed 2024-06-20
URITY, MOUNICA signed 2024-08-22
HANSEN, GREGORY DAVID signed 2024-06-17
SUNIGA-CABRERA, KRISTINA signed 2025-10-03
SCHUESSLER, NINA signed 2024-06-18
ASTWOOD, PAUL JOSEPH signed 2024-06-17
GUZMAN, JANELL signed 2026-08-25
UIPCO, LLC SAN ANTONIO, TX75807/82PASDL, file of 2026-10-10

Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.