Patents
US 12749124 B2: Artificial intelligence (AI) to aid underwriting and insurance agents
- Granted
- 2026-09-29
- Filed
- 2023-06-01 application 18204580
- Type
- Utility · 19 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
The following relates generally to aiding underwriting and insurance agents. In some embodiments, one or more processors: (1) receive, with an AI chatbot (or voice bot) of the one or more processors, an input statement; (2) determine, with the AI chatbot, from the received input statement, a type of insurance policy; (3) determine, with the AI chatbot, from the input statement, a question corresponding to the type of insurance policy; (4) determine, with the AI chatbot, an answer to the question by retrieving insurance information based upon (i) the type of insurance policy, and/or (ii) the question; and/or (5) present, via the AI chatbot, the answer to the question.
Source: PTBLXML, file of 2026-09-29 (ipgb20260929.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 2,604 patents | US company or organization | Bloomington, IL | STATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and state | PTBLXML, file of 2026-09-29 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Brian Mark Fields | Phoenix, AZ | 287 | PTBLXML, file of 2026-09-29 | |
| Nathan L. Tofte | Downs, IL | 173 | PTBLXML, file of 2026-09-29 | |
| Joseph Robert Brannan | Bloomington, IL | 104 | PTBLXML, file of 2026-09-29 | |
| Vicki King | Bloomington, IL | 109 | PTBLXML, file of 2026-09-29 | |
| Justin Davis | Bloomington, IL | 92 | PTBLXML, file of 2026-09-29 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q40/08 | PTBLXML, file of 2026-09-29 |
| H04L | Transmission of digital information, e.g. telegraphic communication | H04L51/02 | PTBLXML, file of 2026-09-29 |
| G06F | Electric digital data processing | G06F40/40 | PTBLXML, file of 2026-09-29 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
No recorded assignments or security interests on file for this patent.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.