Patents
US 12749077 B1: Self-service payment card security system
- Granted
- 2026-09-29
- Filed
- 2024-06-06 application 18735982
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
A payment card security system includes a payment card provider account system communicatively coupled to a payment card transaction device and a mobile device. The payment card transaction device sends an indication that a payment card is being used to perform a transaction. The payment card provider account system includes processors that receive the indication that the payment card is being used to perform the transaction from the payment card transaction device. The processors also send a notification indicating that the payment card is being used to perform the transaction. The processors further enable authorization of the transaction via the mobile device. In this manner, the payment card security system may prevent or reduce the occurrence of suspicious transactions as they are occurring, rather than waiting until after they have occurred.
Source: PTBLXML, file of 2026-09-29 (ipgb20260929.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| United Services Automobile Association (USAA) 3,269 patents | US company or organization | San Antonio, TX | PTBLXML, file of 2026-09-29 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Nathan Scott Harman | Aubrey, TX | 3 | PTBLXML, file of 2026-09-29 | |
| Ashley Nicole Munoz | Frisco, TX | 4 | PTBLXML, file of 2026-09-29 | |
| Matthew David LaBrenz | Lewisville, TX | 3 | PTBLXML, file of 2026-09-29 | |
| Mark Jeffrey Wallace | Little Elm, TX | 3 | PTBLXML, file of 2026-09-29 | |
| Bryan Leonard Bain | San Antonio, TX | 3 | PTBLXML, file of 2026-09-29 | |
| William Daniel Farmer | Carrollton, TX | 31 | PTBLXML, file of 2026-09-29 | |
| James Edward Finley, Jr. | McKinney, TX | 3 | PTBLXML, file of 2026-09-29 | |
| Arthur Vajirasarn | Plano, TX | 3 | PTBLXML, file of 2026-09-29 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/401 | PTBLXML, file of 2026-09-29 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
No recorded assignments or security interests on file for this patent.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.