Patents

US 12748747 B2: Systems and methods for analyzing veracity of statements

Granted
2026-09-29
Filed
2023-10-06 application 18482254
Type
Utility · 20 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

The present embodiments may relate to secondary systems that verify potential fraud or the absence thereof. Artificial intelligence and/or chatbots may be employed to verify veracity of statements used in connection with insurance or loan applications, and/or insurance claims. For instance, a veracity analyzer (VA) computing device includes a processor in communication with a memory device, and may be configured to: (1) generate at least one model by analyzing a plurality of historical statements to identify a plurality of reference indicators correlating to inaccuracy of a historical statement; (2) receive a data stream corresponding to a current statement; (3) parse the data stream using the at least one model to identify at least one candidate indicator included in the current statement matching at least one of the plurality of reference indicators; and/or (4) flag, in response to identifying the at least one candidate indicator, the current statement as potentially false.

Source: PTBLXML, file of 2026-09-29 (ipgb20260929.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
State Farm Mutual Automobile Insurance Company 2,604 patentsUS company or organizationBloomington, ILSTATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and statePTBLXML, file of 2026-09-29

Inventors

InventorPlacePatentsPerson pageSource
Brian N. HarveyBloomington, IL132PTBLXML, file of 2026-09-29

CPC categories

SubclassCategoryFirst groupSource
G06FElectric digital data processingG06F16/2365PTBLXML, file of 2026-09-29
G10LSpeech analysis techniques or speech synthesis; speech recognition; speech or voice processing techniques; speech or audio coding or decodingG10L15/22PTBLXML, file of 2026-09-29

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

No recorded assignments or security interests on file for this patent.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.