Patents
US 12743689 B1: Systems and methods for ghost card creation via a browser extension
- Granted
- 2026-09-22
- Filed
- 2024-07-10 application 18769051
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Embodiments described herein disclose methods and systems for identifying that a user is accessing a retailer or service provider website and automatically enabling an interactive window that includes personalized user information. The system can detect that the user is accessing a payment webpage associated with the website, and, in response, generate a selectable list of payment instruments associated with the user. When the user selects a payment instrument, the system can create an electronic ghost card linked to the payment instrument and the electronic ghost card information can be input into the payment webpage.
Source: PTBLXML, file of 2026-09-22 (ipgb20260922.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| United Services Automobile Association (USAA) 3,269 patents | US company or organization | San Antonio, TX | PTBLXML, file of 2026-09-22 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Huihui Wu | Grapevine, TX | 33 | PTBLXML, file of 2026-09-22 | |
| Alejandra Valles | El Paso, TX | 14 | PTBLXML, file of 2026-09-22 | |
| Darrius M. Jones | San Antonio, TX | 18 | PTBLXML, file of 2026-09-22 | |
| Valmore M. Smith | San Antonio, TX | 9 | PTBLXML, file of 2026-09-22 | |
| Lonnie B. Roberts | San Antonio, TX | 5 | PTBLXML, file of 2026-09-22 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/351 | PTBLXML, file of 2026-09-22 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2024-07-10 | Assignment Assignment of assignor's interest | UIPCO, LLC signed 2021-02-12 | UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) SAN ANTONIO, TX | 67954/342 | PASDL, file of 2026-09-25 |
| 2024-07-10 | Assignment Assignment of assignor's interest | WU, HUIHUI signed 2018-02-23 VALLES, ALEJANDRA signed 2018-02-23 JONES, DARRIUS M. signed 2018-02-27 SMITH, VALMORE M. signed 2018-02-21 ROBERTS, LONNIE B. signed 2018-02-27 | UIPCO, LLC SAN ANTONIO, TX | 67954/221 | PASDL, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.