Patents
US 12737818 B2: Systems and methods for generating a home score and modifications for a user
- Granted
- 2026-09-15
- Filed
- 2024-04-23 application 18643572
- Type
- Utility · 17 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Systems and methods are described for evaluating and gamifying maintenance for a property by a user. The method may include: (1) retrieving first home data for a first property and second home data for a second property, wherein a user is associated with the first property; (2) calculating, using a trained machine learning evaluation model, one or more second home score factors based upon the second home data; (3) detecting that the user is to be associated with the second property; (4) detecting, based upon the first home data and the second home data, one or more local environmental differences between the first property and the second property; and (5) generating a learning module for the user for improving or maintaining the one or more second home score factors based upon the one or more local environmental differences.
Source: PTBLXML, file of 2026-09-15 (ipgb20260915.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 2,604 patents | US company or organization | Bloomington, IL | STATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and state | PTBLXML, file of 2026-09-15 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Sharon Gibson | Apache Junction, AZ | 19 | PTBLXML, file of 2026-09-15 | |
| Nicholas Carmelo Marotta | Phoenix, AZ | 29 | PTBLXML, file of 2026-09-15 | |
| Daniel Wilson | Phoenix, AZ | PTBLXML, file of 2026-09-15 | ||
| David Frank | Tempe, AZ | 24 | PTBLXML, file of 2026-09-15 | |
| Phillip Michael Wilkowski | Gilbert, AZ | 14 | PTBLXML, file of 2026-09-15 | |
| Jason Goldfarb | Bloomington, IL | 6 | PTBLXML, file of 2026-09-15 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q40/08 | PTBLXML, file of 2026-09-15 |
| G06N | Computing arrangements based on specific computational models | G06N20/00 | PTBLXML, file of 2026-09-15 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
No recorded assignments or security interests on file for this patent.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.