Patents

US 12731148 B2: Cryptocurrency wallet with risk attribution

Granted
2026-09-08
Filed
2025-01-02 application 19008532
Type
Utility · 20 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

A computerized system and method for securing a cryptocurrency wallet is provided. A transaction proposed by a user of a cryptocurrency wallet is intercepted and an address of counterparty is extracted from the transaction. If the address of the counterparty matches with an address in an allow list, a risk score is displayed for the proposed transaction. In response to displaying the risk score, an indication whether to submit or abort the proposed transaction may be received. If the indication is to submit the proposed transaction, the transaction is submitted. If the indication is to abort the proposed transaction, the transaction is aborted. In some examples, the indication to submit or abort the proposed transaction may be automatically generated based on machine learning from user behavior with earlier transactions with similar risk scores.

Source: PTBLXML, file of 2026-09-08 (ipgb20260908.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
MASTERCARD INTERNATIONAL INCORPORATED 2,394 patentsUS company or organizationPurchase, NYPTBLXML, file of 2026-09-08

Inventors

InventorPlacePatentsPerson pageSource
Arkadiusz KupiszowskiBallymoney, IEPTBLXML, file of 2026-09-08
Damien ConroyDublin, IE2PTBLXML, file of 2026-09-08
Deepthy MuraleedharanDublin, IEPTBLXML, file of 2026-09-08
Grzegorz SmoragDublin, IEPTBLXML, file of 2026-09-08
Rob LevinLeander, TXPTBLXML, file of 2026-09-08
Alan MoranGlynn, IEPTBLXML, file of 2026-09-08

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q20/4016PTBLXML, file of 2026-09-08

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

No recorded assignments or security interests on file for this patent.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.