Patents

US 12731144 B2: Systems and methods for use in biometric-enabled network interactions

Granted
2026-09-08
Filed
2023-06-12 application 18208864
Type
Utility · 8 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

Systems and methods are provided for managing disputes in biometric-enabled network interactions. One example computer-implemented method includes receiving, at a biometric identity switch (BIS), a dispute notification for a biometric-enabled network interaction involving an account of a user, and retrieving biometric data specific to the biometric-enabled network interaction. The method also includes determining, by the BIS) whether the biometric data is representative of the user and, in response to the biometric data not being representative of the user, requesting, from a biometric service provider, a biometric identifier for an additional user, based on the biometric data. The method then includes receiving, by the BIS, the biometric identifier from the biometric service provider, identifying an interaction history of the additional user, based on the biometric identifier, and determining whether to assign the biometric-enabled network interaction to the additional user, based on the interaction history of the additional user.

Source: PTBLXML, file of 2026-09-08 (ipgb20260908.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
MASTERCARD INTERNATIONAL INCORPORATED 2,394 patentsUS company or organizationPurchase, NYPTBLXML, file of 2026-09-08

Inventors

InventorPlacePatentsPerson pageSource
Patrik SmetsBegijnendijk, BE53PTBLXML, file of 2026-09-08
Florent HayLaeken, BE15PTBLXML, file of 2026-09-08
Eddy Van De VeldeLeuven, BEPTBLXML, file of 2026-09-08

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q20/40145PTBLXML, file of 2026-09-08

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

No recorded assignments or security interests on file for this patent.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.