Patents
US 12725159 B2: Methods and systems for identifying a re-routed transaction
- Granted
- 2026-09-01
- Filed
- 2021-12-16 application 17552476
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Embodiments provide methods and systems for identifying a re-routed transaction. Method performed by processor includes retrieving a plurality of transaction windows from a transaction database. Each transaction window includes a transaction declined under a restricted MCC. The method includes accessing a plurality of features associated with each transaction of each transaction window from the transaction database. The method includes predicting an output dataset of a plurality of reconstructed transaction windows based on feeding the input dataset to a trained neural network model. The method includes computing a corresponding reconstruction loss value for each transaction of each transaction window. The method includes comparing the corresponding reconstruction loss value for each transaction with a pre-determined threshold value. The method includes identifying the transaction as a re-routed transaction corresponding to the transaction declined under the restricted MCC, if a corresponding reconstruction loss value for a transaction is higher than the pre-determined threshold value.
Source: PTBLXML, file of 2026-09-01 (ipgb20260901.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| MASTERCARD INTERNATIONAL INCORPORATED 2,394 patents | US company or organization | Purchase, NY | PTBLXML, file of 2026-09-01 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Anubhav Gupta | Lucknow, IN | PTBLXML, file of 2026-09-01 | ||
| Hardik Wadhwa | Sirsa, IN | 9 | PTBLXML, file of 2026-09-01 | |
| Siddharth Vimal | Chandigarh, IN | 4 | PTBLXML, file of 2026-09-01 | |
| Siddhartha Asthana | Ghaziabad, IN | PTBLXML, file of 2026-09-01 | ||
| Ankur Arora | New Delhi, IN | 54 | PTBLXML, file of 2026-09-01 | |
| Paul John Paolucci | West Harrison, NY | 4 | PTBLXML, file of 2026-09-01 | |
| Ganesh Nagendra Prasad | Stamford, CT | 6 | PTBLXML, file of 2026-09-01 | |
| Jonathan Trivelas | Stormville, NY | 3 | PTBLXML, file of 2026-09-01 | |
| Samantha Medina | Elmsford, NY | PTBLXML, file of 2026-09-01 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/4016 | PTBLXML, file of 2026-09-01 |
| G06N | Computing arrangements based on specific computational models | G06N3/08 | PTBLXML, file of 2026-09-01 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
No recorded assignments or security interests on file for this patent.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.