Patents

US 12632845 B2: Cloud-based configurable transaction management controller and method thereof

Granted
2026-05-19
Filed
2024-04-25 application 18645622
Type
Utility · 20 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

Technologies for remotely managing payment authorization request messaging for payment transactions include a transaction management controller of one environment and a point of interaction device of another environment. The transaction management controller receives a transaction amount for a payment transaction from a business management engine. The payment transaction is based on a purchase transaction initiated by a merchant computing device of the other environment. The transaction management controller also receives payment card data from the point of interaction device, which is communicatively isolated from the merchant computing device and the business management engine. The transaction management controller inserts the transaction amount and the payment card data into a payment authorization request message, which is transmitted to a payment network. A payment authorization response message is received from the payment network and transmitted by the transaction management controller to the business management engine. Other embodiments are described and claimed.

Source: PTBLXML, file of 2026-05-19 (ipgb20260519.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
Worldpay, LLC 477 patentsUS company or organizationSymmes Township, OHPTBLXML, file of 2026-05-19

Inventors

InventorPlacePatentsPerson pageSource
Francois B. BergeonScottsdale, AZ15PTBLXML, file of 2026-05-19
Scot A. BryantChandler, AZ25PTBLXML, file of 2026-05-19
Coy A. ChristensenScottsdale, AZ34PTBLXML, file of 2026-05-19

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q20/202PTBLXML, file of 2026-05-19

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

RecordedWhatFromToReel/frameSource
2024-04-25Name change
Change of name
VANTIV, LLC signed 2018-07-16WORLDPAY, LLC SYMMES TOWNSHIP, OH67224/225PASDL, file of 2026-10-15
2024-04-25Assignment
Assignment of assignor's interest
BERGEON, FRANCOIS B. signed 2015-12-07
BRYANT, SCOT A. signed 2015-10-27
CHRISTENSEN, COY A. signed 2015-12-14
VANTIV, LLC SYMMES TOWNSHIP, OH67223/728PASDL, file of 2026-10-15

Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.