Patents

US 12619978 B2: Systems and methods for encryption and decryption service for electronic transaction monitoring and reporting

Granted
2026-05-05
Filed
2024-12-19 application 18987351
Type
Utility · 17 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

A method for electronic transaction monitoring and reporting includes: determining whether the received transaction request is encrypted, upon determining that the received transaction request is not encrypted, sending a failure alert to the merchant, determining a receiving acquirer processor for the transaction request, and transmitting the transaction request to the determined acquirer processor.

Source: PTBLXML, file of 2026-05-05 (ipgb20260505.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
Worldpay, LLC 477 patentsUS company or organizationSymmes Township, OHPTBLXML, file of 2026-05-05

Inventors

InventorPlacePatentsPerson pageSource
Brant PetersonDenver, CO24PTBLXML, file of 2026-05-05

CPC categories

SubclassCategoryFirst groupSource
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q20/382PTBLXML, file of 2026-05-05
H04LTransmission of digital information, e.g. telegraphic communicationH04L9/3226PTBLXML, file of 2026-05-05

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

RecordedWhatFromToReel/frameSource
2026-03-06Name change
Change of name
VANTIV, LLC signed 2018-07-16WORLDPAY, LLC SYMMES TOWNSHIP, OH75022/503PASDL, file of 2026-10-15
2026-03-06Assignment
Assignment of assignor's interest
PETERSON, BRANT signed 2017-12-14VANTIV, LLC SYMMES TOWNSHIP, OH73994/434PASDL, file of 2026-10-15

Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.