Patents
US 12608541 B2: Systems and methods for hyperledger-based payment transactions, alerts, and dispute settlement, using smart contracts
- Granted
- 2026-04-21
- Filed
- 2023-06-26 application 18341215
- Type
- Utility · 14 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Decentralized computer systems and methods are disclosed for hyperledger-based payment transactions, alerts, and dispute settlement, using smart contracts. One method includes: receiving transaction information comprising transaction data of transaction attributes for a transaction for a good or service originating at a merchant; storing the transaction data of the transaction attributes for the transaction, in a Smart Contract generated or updated by a Smart Contract application; deploying the Smart Contract into one or more blockchain networks, wherein at least one of the one or more blockchain networks; performing one or more iterations of enabling, using an inter ledger protocol, to transfer at least some of the transaction data of the transaction attributes of the transaction to another of the one or more blockchain networks, wherein each of the one or more blockchain networks serves one or more business functions of the transaction.
Source: PTBLXML, file of 2026-04-21 (ipgb20260421.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Worldpay, LLC 477 patents | US company or organization | Symmes Township, OH | PTBLXML, file of 2026-04-21 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Ramesh Vijayaraghavan | Mason, OH | 19 | PTBLXML, file of 2026-04-21 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06F | Electric digital data processing | G06F40/197 | PTBLXML, file of 2026-04-21 |
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/10 | PTBLXML, file of 2026-04-21 |
| H04L | Transmission of digital information, e.g. telegraphic communication | H04L9/0637 | PTBLXML, file of 2026-04-21 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2023-06-26 | Name change Change of name | VANTIV, LLC signed 2018-07-16 | WORLDPAY, LLC SYMMES TOWNSHIP, OH | 64110/369 | PASDL, file of 2026-10-15 |
| 2023-06-26 | Assignment Assignment of assignor's interest | VIJAYARAGHAVAN, RAMESH signed 2017-11-24 | VANTIV, LLC SYMMES TOWNSHIP, OH | 64060/287 | PASDL, file of 2026-10-15 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.