Patents
US 12482544 B2: Machine learning system for irrevocable patient out-of-pocket costs for prescriptions
- Granted
- 2025-11-25
- Filed
- 2024-03-13 application 18604471
- Type
- Utility · 25 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Techniques for generating an irrevocable or guaranteed out-of-pocket (OOP) cost for a patient's prescription prior to the patient submitting the prescription for processing and filling by an enterprise include receiving a request for the OOP cost, obtaining current information corresponding to the patient, and determining the irrevocable OOP cost of the prescription based on the current patient information, one or more constraints set by the enterprise for a given time interval and associated with OOP prescription costs, and changes to characteristic(s) of the patient and/or occurrences of external condition(s) predicted to occur during the given time interval. The irrevocable OOP cost may be charged to the patient for the prescription irrespective of any amount which is provided by the patient's insurance provider to cover the cost of the prescription. The techniques may utilize a set of specially-trained irrevocable OOP cost machine learning models to determine the irrevocable OOP prescription cost.
Source: PVGPATDIS, file of 2026-04-10 (ipg251125.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| WALGREEN CO. 344 patents | US company or organization | Deerfield, IL | WALGREEN CO SEC filer EXACT medium confidence: identical full name, one of each nationally | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Ajumobi O. Udechukwu | Lake Forest, IL | 7 | PVGPATDIS, file of 2026-04-10 | |
| Yannik K. Pitcan | Berkeley, CA | 3 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G16H | Healthcare informatics, i.e. information and communication technology [ict] specially adapted for the handling or processing of medical or healthcare data | G16H20/10 | PVGPATDIS, file of 2026-04-10 |
| G06N | Computing arrangements based on specific computational models | G06N20/00 | PVGPATDIS, file of 2026-04-10 |
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/0855 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2026-02-13 | Security interest Security interest Intellectual property security agreement | WALGREEN CO. signed 2026-02-13 | SIXTH STREET LENDING PARTNERS, AS COLLATERAL AGENT DALLAS, TX | 74853/261 | PASDL, file of 2026-10-15 |
| 2026-02-13 | Security interest Security interest Intellectual property security agreement | WALGREEN CO. signed 2026-02-13 | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT BOSTON, MA | 74853/150 | PASDL, file of 2026-10-15 |
| 2025-08-28 | Security interest Security interest Security interest | WALGREEN CO. signed 2025-08-28 DUANE READE signed 2025-08-28 WALGREENS SPECIALTY PHARMACY LLC signed 2025-08-28 WALGREENS BOOTS ALLIANCE, INC. signed 2025-08-28 | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT BOSTON, MA | 72679/926 | PASDL, file of 2026-10-16 |
| 2025-08-28 | Security interest Security interest Intellectual property security agreement | WALGREEN CO. signed 2025-08-28 | SIXTH STREET LENDING PARTNERS, AS COLLATERAL AGENT DALLAS, TX | 72606/878 | PASDL, file of 2026-10-16 |
| 2024-04-24 | Assignment Assignment of assignor's interest | UDECHUKWU, AJUMOBI O. signed 2021-02-15 PITCAN, YANNIK K. signed 2021-02-22 | WALGREEN CO. DEERFIELD, IL | 67215/797 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.