Patents

US 12341733 B2: AI/ML chatbot for negotiations

Granted
2025-06-24
Filed
2023-10-10 application 18378329
Type
Utility · 20 claims
Elsewhere
Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗

Abstract

Systems and methods for an artificial intelligence (AI)/machine learning (ML) chatbot for intelligent negotiation of terms is disclosed herein. An exemplary computing system includes one or more processors; and a memory storing executable instructions thereon. When executed by the one or more processors, these instructions may cause the one or more processors to: receive, from a first contracting party during a negotiating period, a plurality of prospective terms for a contractual agreement; and determine, via an AI chatbot, whether the plurality of prospective terms are acceptable terms based on a plurality of parameters indicated by a second contracting party. Responsive to determining that the plurality of prospective terms are unacceptable terms, the instructions may further cause the processors to generate, via the AI chatbot, a plurality of counter terms based on the plurality of parameters; and transmit the plurality of counter terms to the first contracting party.

Source: PVGPATDIS, file of 2026-04-10 (ipg250624.xml).

Assignees

AssigneeTypePlaceAlso on furp.orgSource
State Farm Mutual Automobile Insurance Company 2,604 patentsUS company or organizationBloomington, ILSTATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and statePVGPATDIS, file of 2026-04-10

Inventors

InventorPlacePatentsPerson pageSource
Brian Mark FieldsPhoenix, AZ287PVGPATDIS, file of 2026-04-10
Nathan L. TofteDowns, IL173PVGPATDIS, file of 2026-04-10
Joseph Robert BrannanBloomington, IL104PVGPATDIS, file of 2026-04-10
Vicki KingBloomington, IL109PVGPATDIS, file of 2026-04-10
Justin DavisBloomington, IL92PVGPATDIS, file of 2026-04-10

CPC categories

SubclassCategoryFirst groupSource
H04LTransmission of digital information, e.g. telegraphic communicationH04L51/02PVGPATDIS, file of 2026-04-10
G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided forG06Q50/188PVGPATDIS, file of 2026-04-10

Cooperative Patent Classification, as currently assigned (one row per subclass).

Assignments and security interests

RecordedWhatFromToReel/frameSource
2023-10-18Assignment
Assignment of assignor's interest
KING, VICKI signed 2023-07-19
DAVIS, JUSTIN signed 2023-07-25
FIELDS, BRIAN signed 2023-07-26
BRANNAN, JOSEPH ROBERT signed 2023-08-10
TOFTE, NATHAN L. signed 2023-10-03
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY BLOOMINGTON, IL65260/668ECORSEXC, file of 2026-09-25

Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.

USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.