Patents
US 11715154 B2: Systems and methods for managing accounts in a financial services system
- Granted
- 2023-08-01
- Filed
- 2018-09-20 application 16137422
- Type
- Utility · 15 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Systems and methods for creating accounts at a plurality of payment processors include a method that receives a first request to create a new account, and identifies a payment processor of the plurality of payment processors to handle the first request. The method determines whether a proxy for the new account exists in a local storage and sends a second request to the identified payment processor to create the new account, where the second request includes the proxy when the proxy for the new account exists.
Source: PVGPATDIS, file of 2026-04-10 (ipg230801.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Green Dot Corporation 13 patents | US company or organization | Austin, TX | GREEN DOT CORPORATION Federal lobbying client EXACT high confidence: identical full name and state GREEN DOT CORP SEC filer FUZZY low confidence: same name (legal endings aside), one of each nationally | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Kuan Hidalgo Archer | Glendale, CA | 20 | PVGPATDIS, file of 2026-04-10 | |
| Harish Malhotra | Simi Valley, CA | 1 | PVGPATDIS, file of 2026-04-10 | |
| Keith Stropus | Los Angeles, CA | 1 | PVGPATDIS, file of 2026-04-10 | |
| Naveen Razdhan | Chino Hills, CA | 1 | PVGPATDIS, file of 2026-04-10 | |
| Royce Hamano | Los Angeles, CA | 12 | PVGPATDIS, file of 2026-04-10 | |
| John Salib | Twin Lakes, CA | 1 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q40/02 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2024-10-10 | Release of security interest Release of security interest | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT signed 2024-10-10 | GREEN DOT CORPORATION MONROVIA, CA | 68870/246 | ECORSEXC, file of 2026-09-25 |
| 2020-01-23 | Assignment Assignment of assignor's interest | HAMANO, ROYCE signed 2018-01-31 SALIB, JOHN signed 2018-10-09 STROPUS, KEITH signed 2018-10-09 ARCHER, KUAN signed 2018-10-10 MALHOTRA, HARISH signed 2018-10-10 RAZDHAN, NAVEEN signed 2018-10-10 | GREEN DOT CORPORATION PASADENA, CA | 51603/706 | ECORSEXC, file of 2026-09-25 |
| 2019-10-11 | Security interest Security interest Notice of grant of security interest in patents | GREEN DOT CORPORATION signed 2019-10-10 | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT CHARLOTTE, NC | 50712/158 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.