Patents
US 11380435 B2: Automated assistance program qualification and enrollment
- Granted
- 2022-07-05
- Filed
- 2019-04-03 application 16374453
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Automated assistance program qualification and enrollment are provided. An assistance program qualification and enrollment (APQE) system determines whether a user qualifies for an assistance program that offers assistance with an ongoing transaction record with a service provider. The APQE system generates a set of questions based on qualification data (used to make a qualification determination) that are not included in collected user data and financial data about the user. The user's qualification is based on an evaluation of the user data, financial data, and user-provided responses to the questions. If the user qualifies for the assistance program, an option is provided to the user to enroll in the assistance program. If additional information is needed to complete an enrollment process for the assistance program, an interface is provided that enables the user to provide the data for completing the process.
Source: PVGPATDIS, file of 2026-04-10 (ipg220705.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Experian Health, Inc. 29 patents | US company or organization | Franklin, TN | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Paul Hoffman | Mill Valley, CA | 5 | PVGPATDIS, file of 2026-04-10 | |
| Sean M. Porter | Plymouth, MN | 1 | PVGPATDIS, file of 2026-04-10 | |
| Kevin Otto Horvath | Bloomingdale, IL | 3 | PVGPATDIS, file of 2026-04-10 | |
| Elizabeth Donato Serie | Maple Grove, MN | 1 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G16H | Healthcare informatics, i.e. information and communication technology [ict] specially adapted for the handling or processing of medical or healthcare data | G16H40/20 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2019-05-20 | Assignment Assignment of assignor's interest | HORVATH, KEVIN OTTO signed 2019-04-01 HOFFMAN, PAUL JOSEPH signed 2019-04-02 PORTER, SEAN M. signed 2019-04-03 SERIE, ELIZABETH DONATO signed 2019-04-22 | EXPERIAN HEALTH, INC. FRANKLIN, TN | 49232/223 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.