Patents
US 10832261 B1: Driver profiles based upon driving behavior with passengers
- Granted
- 2020-11-10
- Filed
- 2017-10-16 application 15784822
- Type
- Utility · 13 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
In a computer-implemented method for detecting and acting upon driver behavior while driving with passengers, telematics data collected by electronic subsystems of a vehicle and/or a mobile electronic device is received. The telematics data is analyzed to identify time periods during which a driver drove with passengers, and identify driving behaviors of the driver during those times. Based upon the identified driving behaviors, a driver profile associated with the driver is set or updated. The profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, risk-averse drivers may be offered benefits or cost savings.
Source: PVGPATDIS, file of 2026-04-10 (ipg201110.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| State Farm Mutual Automobile Insurance Company 2,604 patents | US company or organization | Bloomington, IL | STATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and state | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Leo Nelson Chan | Normal, IL | 94 | PVGPATDIS, file of 2026-04-10 | |
| Jacob J. Alt | Downs, IL | 102 | PVGPATDIS, file of 2026-04-10 | |
| Matthew S. Megyese | Bloomington, IL | 48 | PVGPATDIS, file of 2026-04-10 | |
| Steven C. Cielocha | Bloomington, IL | 134 | PVGPATDIS, file of 2026-04-10 | |
| Kristopher Keith Gaudin | Bloomington, IL | 129 | PVGPATDIS, file of 2026-04-10 | |
| Brian Mark Fields | Normal, IL | 287 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q30/0201 | PVGPATDIS, file of 2026-04-10 |
| B60W | Conjoint control of vehicle sub-units of different type or different function; control systems specially adapted for hybrid vehicles; road vehicle drive control systems for purposes not related to the control of a particular sub-unit | B60W40/09 | PVGPATDIS, file of 2026-04-10 |
| G06F | Electric digital data processing | G06F16/9535 | PVGPATDIS, file of 2026-04-10 |
| G07C | Time or attendance registers; registering or indicating the working of machines; generating random numbers; voting or lottery apparatus; arrangements, systems or apparatus for checking not provided for elsewhere | G07C5/006 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2017-10-17 | Assignment Assignment of assignor's interest | CHAN, LEO NELSON signed 2017-10-13 ALT, JACOB J. signed 2017-10-11 MEGYESE, MATTHEW S. signed 2017-10-11 CIELOCHA, STEVEN C. signed 2017-09-21 GAUDIN, KRISTOPHER KEITH signed 2017-10-11 FIELDS, BRIAN MARK signed 2017-09-27 | STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY BLOOMINGTON, IL | 43884/208 | PASDL, file of 2026-10-15 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.