Patents
US 10783577 B2: Systems and methods for providing enhanced loan qualification information
- Granted
- 2020-09-22
- Filed
- 2014-11-04 application 14532938
- Type
- Utility · 18 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Methods and systems are disclosed for providing enhanced information relating to terms for financing a purchase, such as a real estate purchase. According to disclosed embodiments, a financial service system collects financial information associated with the prospective buyer. The financial service system also configures a secure software object, or token, comprising the buyer's financial information. The financial service system transmits the token to various inventory listing sites. By utilizing graphical user interfaces on the inventory listing sites that integrate the transmitted token information, the prospective buyer is provided enhanced information for shopping and researching their purchase, including how the purchase and its financing fit into their overall financial profile.
Source: PVGPATDIS, file of 2026-04-10 (ipg200922.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Capital One Financial Corporation 141 patents | US company or organization | McLean, VA | CAPITAL ONE FINANCIAL CORP SEC filer FUZZY low confidence: same name (legal endings aside), one of each nationally | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Drew Jacobs | Arlington, VA | 48 | PVGPATDIS, file of 2026-04-10 | |
| Luke A. Hammock | Washington, DC | 41 | PVGPATDIS, file of 2026-04-10 | |
| Michael W. Upton | Charlotte, NC | 6 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q40/03 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2021-10-26 | Assignment Assignment of assignor's interest | CAPITAL ONE FINANCIAL CORPORATION signed 2014-11-18 | CAPITAL ONE SERVICES, LLC MCLEAN, VA | 57912/55 | ECORSEXC, file of 2026-09-25 |
| 2021-10-26 | Assignment Assignment of assignor's interest | JACOBS, DREW signed 2014-11-04 HAMMOCK, LUKE A. signed 2014-11-05 | CAPITAL ONE FINANCIAL CORPORATION MCLEAN, VA | 57912/28 | ECORSEXC, file of 2026-09-25 |
| 2021-03-30 | Assignment Assignment of assignor's interest | UPTON, MICHAEL signed 2020-10-26 | CAPITAL ONE SERVICES, LLC MCLEAN, VA | 55760/904 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.