Patents
US 10592202 B2: Mobile information apparatus supporting mobile payment that includes security based, at least partly, on user pushbutton, user biometrics, data encryption, and short physical distance wireless communication
- Granted
- 2020-03-17
- Filed
- 2015-08-17 application 14828369
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
A mobile information apparatus for making mobile payments associated with a credit card, via a near distance radio frequency wireless communication unit, is herein disclosed and enabled. At least part of the payment information is stored in the mobile information apparatus with an encryption technique. To make a payment, the user approximates the mobile information apparatus to within a limited local physical distance of a wireless output controller, and the biometrics of the user is obtained by the mobile information apparatus as a security measure. The user authorizes the payment by using an interface on the mobile information apparatus, and subsequent to having received the biometric authentication and user authorization, the mobile information apparatus releases the payment information that includes encrypted data associated with a transaction over a short range radio frequency communication link to the wireless output controller for payment and transaction processing.
Source: PVGPATDIS, file of 2026-04-10 (ipg200317.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Flexiworld Technologies, Inc. 76 patents | US company or organization | Vancouver, WA | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| William Ho Chang | Vancouver, WA | 85 | PVGPATDIS, file of 2026-04-10 | |
| Christina Ying Liu | Merced, CA | 71 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06F | Electric digital data processing | G06F3/167 | PVGPATDIS, file of 2026-04-10 |
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/3224 | PVGPATDIS, file of 2026-04-10 |
| H04L | Transmission of digital information, e.g. telegraphic communication | H04L12/2805 | PVGPATDIS, file of 2026-04-10 |
| H04M | Telephonic communication | H04M1/2478 | PVGPATDIS, file of 2026-04-10 |
| H04W | Wireless communication networks | H04W4/12 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2015-08-26 | Assignment Assignment of assignor's interest | CHANG, WILLIAM HO signed 2001-11-01 LIU, CHRISTINA YING signed 2001-11-01 | FLEXIWORLD TECHNOLOGIES, INC. VANCOUVER, WA | 36430/97 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.