Patents
US 10592201 B2: Mobile information apparatus supporting mobile payment having security based, at least in part, on device identification number, password or pin code, data encryption, and short physical distance wireless communication
- Granted
- 2020-03-17
- Filed
- 2015-08-17 application 14828359
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
A mobile information apparatus for making mobile payments associated with a credit card or bank card, via a near distance radio frequency wireless communication, is herein disclosed and enabled. At least part of payment information and part of a device identification number associated with the mobile information apparatus are stored in the mobile information apparatus with an encryption technique. To make a payment, a user moves the mobile information apparatus to within a limited local physical distance from a wireless output controller. The user authorizes the payment by providing, via an interface, an input such as a password, a pin code, a button, biometrics or an ID number. Subsequent to the user authorization, the mobile information apparatus releases the payment information and the device identification number, over a short range radio frequency communication link, directly from the mobile information apparatus to the wireless output controller for payment and transaction processing.
Source: PVGPATDIS, file of 2026-04-10 (ipg200317.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Flexiworld Technologies, Inc. 76 patents | US company or organization | Vancouver, WA | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| William Ho Chang | Vancouver, WA | 85 | PVGPATDIS, file of 2026-04-10 | |
| Christina Ying Liu | Merced, CA | 71 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06F | Electric digital data processing | G06F3/167 | PVGPATDIS, file of 2026-04-10 |
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/3224 | PVGPATDIS, file of 2026-04-10 |
| H04L | Transmission of digital information, e.g. telegraphic communication | H04L12/2805 | PVGPATDIS, file of 2026-04-10 |
| H04M | Telephonic communication | H04M1/2478 | PVGPATDIS, file of 2026-04-10 |
| H04W | Wireless communication networks | H04W4/12 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2015-08-26 | Assignment Assignment of assignor's interest | CHANG, WILLIAM HO signed 2001-11-01 LIU, CHRISTINA YING signed 2001-11-01 | FLEXIWORLD TECHNOLOGIES, INC. VANCOUVER, WA | 36430/97 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.