Patents
US 10430788 B2: Systems and methods for fund transfers
- Granted
- 2019-10-01
- Filed
- 2015-08-06 application 14820333
- Type
- Utility · 20 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Turning now to the drawings, systems and methods for transferring funds in accordance with embodiments of the invention are illustrated. In one embodiment, a method for conducting peer-to-peer transfers includes obtaining a cash-out request data using a fund transfer server system, wherein the cash-out request data includes target account data and fund data, the target account data includes metadata identifying a consumer account and specifies an account to which funds will be provided, and the fund data describes the funds to be provided in response to redeeming the cash-out request, generating a cash-out code based on cash-out request data using the fund transfer server system, providing the cash-out code using the fund transfer server system, obtaining cash-out code redemption data using the fund transfer server system, wherein the cash-out code redemption data identifies the provided cash-out code, and transmitting a request to provide the funds described by the fund data.
Source: PVGPATDIS, file of 2026-04-10 (ipg191001.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Green Dot Corporation 13 patents | US company or organization | Pasadena, CA | GREEN DOT CORPORATION Federal lobbying client EXACT high confidence: identical full name and state GREEN DOT CORP SEC filer FUZZY low confidence: same name (legal endings aside), one of each nationally | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Gary Taylor Driggs | Oak Park, CA | 3 | PVGPATDIS, file of 2026-04-10 | |
| David Gullett | Moorpark, CA | 4 | PVGPATDIS, file of 2026-04-10 | |
| Helena Mao | Pasadena, CA | 3 | PVGPATDIS, file of 2026-04-10 | |
| Calvin Park | Pasadena, CA | 3 | PVGPATDIS, file of 2026-04-10 | |
| Vijay Ramamurthy | Pasadena, CA | 3 | PVGPATDIS, file of 2026-04-10 | |
| Jeffrey Wang | Pasadena, CA | 9 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q20/385 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2024-10-10 | Release of security interest Release of security interest | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT signed 2024-10-10 | GREEN DOT CORPORATION MONROVIA, CA | 68870/246 | ECORSEXC, file of 2026-09-25 |
| 2019-10-11 | Security interest Security interest Notice of grant of security interest in patents | GREEN DOT CORPORATION signed 2019-10-10 | WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT CHARLOTTE, NC | 50712/158 | ECORSEXC, file of 2026-09-25 |
| 2019-07-22 | Assignment Assignment of assignor's interest | GULLETT, DAVID signed 2015-08-26 WANG, JEFFREY signed 2015-08-26 DRIGGS, GARY TAYLOR signed 2018-02-22 MAO, HELENA signed 2018-02-26 | GREEN DOT CORPORATION PASADENA, CA | 49924/423 | ECORSEXC, file of 2026-09-25 |
| 2019-07-22 | Assignment Assignment of assignor's interest | RAMAMURTHY, VIJAY signed 2011-01-18 | GREEN DOT CORPORATION PASADENA, CA | 49824/363 | ECORSEXC, file of 2026-09-25 |
| 2019-07-22 | Name change Change of name | NEXT ESTATE COMMUNICATIONS, INC. signed 2005-10-25 | GREEN DOT CORPORATION PASADENA, CA | 49824/335 | ECORSEXC, file of 2026-09-25 |
| 2019-07-22 | Assignment Assignment of assignor's interest | PARK, CALVIN signed 2003-03-03 | NEXT ESTATE COMMUNICATIONS, INC. PASADENA, CA | 49824/313 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.