Patents
US 10402539 B2: Integrated services qualification
- Granted
- 2019-09-03
- Filed
- 2016-03-29 application 15083508
- Type
- Utility · 10 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
Technical improvements to systems used to provide counseling regarding medical procedures and the payment therefor are discussed herein. A reduction in the amount of communications needed to provide financing for patients, when appropriate, is provided, which improves the efficiency of the systems used to process patients. Rather than transmitting sensitive data to multiple lenders to seek loan information, an internal risk assessment is developed, with the patient's consent, and used to provide pre-qualification during a cost-estimation phase of patient processing. Patients are thereby provided with greater flexibility in paying for healthcare services, which improves their access to healthcare and overall health, while providers are able to reduce regulatory and accounting burdens associated with patient delinquency.
Source: PVGPATDIS, file of 2026-04-10 (ipg190903.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| Experian Health, Inc. 29 patents | US company or organization | Franklin, TN | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Daniel E. Johnson | Wayzata, MN | 15 | PVGPATDIS, file of 2026-04-10 | |
| Matthew Baltzer | Brooks Road, CA | 3 | PVGPATDIS, file of 2026-04-10 | |
| Heather Renee Grover | Trabuco Canyon, CA | 1 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q10/06 | PVGPATDIS, file of 2026-04-10 |
| G16H | Healthcare informatics, i.e. information and communication technology [ict] specially adapted for the handling or processing of medical or healthcare data | G16H40/63 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2016-03-29 | Assignment Assignment of assignor's interest | BALTZER, MATTHEW signed 2016-03-21 GROVER, HEATHER RENEE signed 2016-03-21 JOHNSON, DANIEL ERICK signed 2016-03-28 | EXPERIAN HEALTH, INC. FRANKLIN, TN | 38122/360 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.