Patents
US 10223752 B1: Assessing risk using vehicle environment information
- Granted
- 2019-03-05
- Filed
- 2015-10-20 application 14887580
- Type
- Utility · 17 claims
- Elsewhere
- Google Patents ↗ · USPTO patent document ↗ · USPTO Patent Center record ↗
Abstract
A method includes receiving vehicle sensor data from a second vehicle via one or more wireless signals. The vehicle sensor data is collected by a sensor that is located on or in the second vehicle and configured to sense an environment external to the second vehicle. The vehicle sensor data is received at an electronic processing system, and stored in a memory. A set of one or more characteristics of the environment external to the first vehicle is determined by processing the stored vehicle sensor data, and a risk indicator is determined based on the set of one or more characteristics, a risk indicator. An insurance rating for an insurance policy associated with the first vehicle is determined based on the risk indicator.
Source: PVGPATDIS, file of 2026-04-10 (ipg190305.xml).
Assignees
| Assignee | Type | Place | Also on furp.org | Source |
|---|---|---|---|---|
| State Farm Mutual Automobile Insurance Company 2,604 patents | US company or organization | Bloomington, IL | STATE FARM MUTUAL AUTOMOBILE INSURANCE CO Form D issuer FUZZY medium confidence: same name (legal endings aside) and state | PVGPATDIS, file of 2026-04-10 |
Inventors
| Inventor | Place | Patents | Person page | Source |
|---|---|---|---|---|
| Todd Binion | Bloomington, IL | 136 | PVGPATDIS, file of 2026-04-10 | |
| Joe Harr | Bloomington, IL | 18 | PVGPATDIS, file of 2026-04-10 | |
| Brian Mark Fields | Normal, IL | 287 | PVGPATDIS, file of 2026-04-10 | |
| Steven C. Cielocha | Bloomington, IL | 134 | PVGPATDIS, file of 2026-04-10 | |
| Steve J. Balbach | Bloomington, IL | 15 | PVGPATDIS, file of 2026-04-10 |
CPC categories
| Subclass | Category | First group | Source |
|---|---|---|---|
| G06Q | Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes; systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not otherwise provided for | G06Q40/08 | PVGPATDIS, file of 2026-04-10 |
| G07C | Time or attendance registers; registering or indicating the working of machines; generating random numbers; voting or lottery apparatus; arrangements, systems or apparatus for checking not provided for elsewhere | G07C5/008 | PVGPATDIS, file of 2026-04-10 |
Cooperative Patent Classification, as currently assigned (one row per subclass).
Assignments and security interests
| Recorded | What | From | To | Reel/frame | Source |
|---|---|---|---|---|---|
| 2015-10-20 | Assignment Assignment of assignor's interest | BALBACH, STEVE J. signed 2013-10-15 BINION, TODD signed 2013-10-15 FIELDS, BRIAN signed 2013-10-15 HARR, JOE signed 2013-10-15 CIELOCHA, STEVEN signed 2013-10-16 | STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY BLOOMINGTON, IL | 36833/537 | ECORSEXC, file of 2026-09-25 |
Documents recorded with the USPTO Assignment Recordation Branch that list this patent. A security interest is a lender’s claim on the patent as collateral; a release ends it.
USPTO bulk data: PatentsView granted patents, disambiguated (PVGPATDIS) for patents, assignees, inventors, places and CPC categories; the USPTO Patent Assignment Dataset (ECORSEXC) for assignments and security interests. Patents filed in the last 20 years. No claims or full text. Links to other records are by name (and state): EXACT means the identical full name and state; FUZZY means a looser name match, with the confidence shown.