SRC BENEFIT PROGRAMS TRUST

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Cite this

Plain text SRC BENEFIT PROGRAMS TRUST. furp.org, nonprofit organization profile, tax years 2012–2024. https://furp.org/org/src-benefit-programs-trust-436489905. Retrieved 2026-11-15.

APA furp.org. (n.d.). SRC BENEFIT PROGRAMS TRUST [Nonprofit organization profile; tax years 2012–2024]. Retrieved November 15, 2026, from https://furp.org/org/src-benefit-programs-trust-436489905

MLA “SRC BENEFIT PROGRAMS TRUST.” furp.org, tax years 2012–2024, https://furp.org/org/src-benefit-programs-trust-436489905. Accessed 15 Nov. 2026.

Retrieved 2026-11-15; covers tax years 2012–2024. Data: furp.org (index © the FURP Alliance; the records are public domain).

2024 · Form 990 · revenue $13.9M ($14.3M in 2025 dollars) · expenses $13.9M · assets $185K

EIN
43-6489905
Address
531 S UNION AVE, SPRINGFIELD, MO 65802-2659
NTEE code
Y43 Voluntary Employees Beneficiary Associations (Non-Government) (Mutual and Membership Benefit) inferred (by a small language model from the name and 990 text, confidence 0.80; not an IRS classification)
Exempt type
501(c)(9): voluntary employees' beneficiary association (trust)
Ruling date
October 1995 (when the IRS recognized its exemption)
IRS status
Exempt (unconditional) (IRS Business Master File) IRS data ↗
Tax-deductible donations
No
Cross-check
ProPublica Nonprofit Explorer

Mission

TO PROVIDE HEALTHCARE BENEFITS FOR ITS MEMBERS

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

None of the 5 people listed on these returns reported compensation from the organization. They are listed below.

Officers and directors, no compensation reported

5 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.

NameLatest titleYearsHrs/wk (latest)CompensationOrganizations
Laura Ruzicka PLAN ADMINISTRATOR2017-2024 5 $0 reported 1
William D Sheppard TRUSTEE2012-2024 1 $0 reported 1
John P Stack TRUSTEE2012-2024 1 $0 reported 1
Src Holdings Corporation Institution PLAN SPONSOR2016-2024 0 $0 reported 1
Beverly Willis (former) TRUSTEE2012-2016 5 $0 reported 1

People by year

2024 · 4 people listed · none paid · 0 employees · 3 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINISTRATOR5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR0 $0$0$0 $01
2023 · 4 people listed · none paid · 0 employees · 3 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINIS5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR- $0$0$0 $01
2022 · 4 people listed · none paid · 0 employees · 3 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINIS5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR- $0$0$0 $01
2021 · 4 people listed · none paid · 0 employees · 3 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINIS5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR- $0$0$0 $01
2020 · 4 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINIS5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR- $0$0$0 $01
2019 · 4 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA PLAN ADMINIS5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN SPONSOR- $0$0$0 $01
2018 · 4 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA TRUSTEE5 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN ADMINIS- $0$0$0 $01
2017 · 4 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
LAURA RUZICKA TRUSTEE5 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN ADMINIS- $0$0$0 $01
2016 · 4 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
BEVERLY WILLIS TRUSTEE5 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
SRC HOLDINGS CORPORATION Institution PLAN ADMINIS- $0$0$0 $01
2015 · 3 people listed · none paid · 0 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
BEVERLY WILLIS PLAN ADMINIS5 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
2013 · 3 people listed · none paid · 0 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
BEVERLY WILLIS PLAN ADMINISTRATOR5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01
2012 · 3 people listed · none paid · 0 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
BEVERLY WILLIS PLAN ADMINISTRATOR5 $0$0$0 $01
WILLIAM D SHEPPARD TRUSTEE1 $0$0$0 $01
JOHN P STACK TRUSTEE1 $0$0$0 $01

Highest-paid independent contractors

No independent contractors reported.

Who gave

Contributor names are not public for this form type.

Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2024 · Form 990 period ending 2025-01-31 · view filing · original 990 ↗
$13,927,084$13,917,711 $184,631$73,966 $0$13,927,084 $003
2023 · Form 990 period ending 2024-01-31 · view filing · original 990 ↗
$10,094,248$10,625,613 $97,649$64,593 $0$10,094,248 -03
2022 · Form 990 period ending 2023-01-31 · view filing · original 990 ↗
$10,026,834$9,548,965 $1,010,550$595,958 $0$10,026,834 -03
2021 · Form 990 period ending 2022-01-31 · view filing · original 990 ↗
$9,937,850$9,886,270 $118,089$118,089 $0$9,937,850 -03
2020 · Form 990 period ending 2021-01-31 · view filing · original 990 ↗
$8,283,311$8,262,977 $320,959$66,509 $0$8,283,311 -0-
2019 · Form 990 period ending 2020-01-31 · view filing · original 990 ↗
$9,275,976$9,506,415 $162,975$46,175 $0$9,275,976 -0-
2018 · Form 990 period ending 2019-01-31 · view filing · original 990 ↗
$9,552,739$9,481,511 $733,271$276,614 $0$9,552,739 -0-
2017 · Form 990 period ending 2018-01-31 · view filing · original 990 ↗
$7,646,846$7,570,108 $781,339$205,386 $0$7,646,846 -0-
2016 · Form 990 period ending 2017-01-31 · view filing · original 990 ↗
$7,681,555$7,679,422 $603,914$128,648 $0$7,681,555 -0-
2015 · Form 990 period ending 2016-01-31 · view filing · original 990 ↗
$5,641,646$5,984,302 $424,559$126,515 $0$5,641,646 -0-
2013 · Form 990 period ending 2014-01-31 · view filing · original 990 ↗
$5,511,174$5,296,651 $863,370$683,372 $0$5,511,174 $000
2012 · Form 990 period ending 2013-01-31 · view filing · original 990 ↗
$3,954,693$4,233,304 $472,449$468,849 $0$3,954,693 $000

Funders of this organization

Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).

Nearby + Similar BETA

Organizations like this one: what they do and who they are linked to

Same category: NTEE code and revenue

Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. NTEE: the IRS’s code when it lists one, otherwise FURP’s inferred code. Same state only · More (100)

OrganizationStateNTEELatest revenueLatest expensesTop-paid titleTop payWhy similar
UFCW UNION LOCAL NO 88 EMPLOYERS HEALTH & WELFARE FUNDMOY43 $17,113,333$14,273,944 SECRETARY$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
TEXAS IRON WORKERS HEALTH BENEFIT FUNDMOY43 $15,162,680$12,202,865 Co-Chairman$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
CEMENT MASONS-NO 527 TRUST FUNDMOY43 $9,525,277$9,048,503 UNION TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
LOCAL UNION 682 HEALTH & WELFARE TRUST FUNDMOY43 $12,839,472$14,831,931 MANAGEMENT TRUSTEE, SECRET$9,000 Same NTEE code Y43, revenue within 2x, same state, similar mission
MISSOURI BANKERS ASSN VOLUNTARY EMPLOYEES BENEFICIARY ASSNMOY43 $19,838,427$20,202,606 CHAIRMAN$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
UNITED ASSOCIATION OF PLUMBERS LOCAL NO 8 HEALTH & WEFARE PLAN FUMOY43 $14,855,848$12,989,545 PLAN ADMINISTRATOR$156,562 Same NTEE code Y43, revenue within 2x, same state, similar mission
ROOFERS LOCAL NO 20 HEALTH & WELFARE FUNDMOY43 $10,062,794$11,836,400 Chairman$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
EMPLOYEE BENEFIT TRUST FOR RETIREES OF SPIRE MISSOURI INC COVERED BY AMOY43 $14,426,881$2,176,596 Bank$0 Same NTEE code Y43, revenue within 2x, same state
PRIVATE EDUCATION-EMPLOYERS TRUSTMOY43 $13,171,033$13,279,136 CHAIRMAN/TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state
MURPHY-HOFFMAN CO EMPLOYEE HEALTH CARE PLANMOY43 $13,262,172$13,262,172 TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state, similar mission
ST LOUIS LABOR HEALTHCARE NETWORKMOY43 $14,098,330$13,182,205 TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state
OKLAHOMA OPERATING ENGINEERS WELFARE PLANMOY43 $9,503,059$8,372,722 UNION TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state
GOVERNMENT EMPLOYEES HEALTH ASSOCIATION INC VOLUNTARY WELFAREMOY43 $13,793,553$15,164,713 TRUSTEE$863,700 Same NTEE code Y43, revenue within 2x, same state
EVERGY INCMOY43 $20,107,058$16,106,788 TRUSTEE$58,944 Same NTEE code Y43, revenue within 2x, same state
HEAT AND FROST INSULATORS ST LOUIS WELFARE FUNDMOY43 $14,245,712$9,857,136 CHAIRMAN/UNION TRUSTEE$0 Same NTEE code Y43, revenue within 2x, same state
CONSTELLATION EMPLOYEES BENEFIT TRUST FOR UNION EMPLOYEESPAY43 $13,008,639$26,561,014 INSTITUTIONAL TRUSTEE$331,045 Same NTEE code Y43, revenue within 2x, similar mission
CONSTELLATION EMPLOYEES BENEFIT TRUST FOR MANAGEMENT EMPLOYEESPAY43 $11,114,284$57,732,428 INSTITUTIONAL TRUSTEE$80,815 Same NTEE code Y43, revenue within 2x, similar mission
UNITED EMPLOYEES HEALTH PLANSNYY43 $13,967,871$14,582,895 TRUSTEE (P)$77,077 Same NTEE code Y43, revenue within 2x, similar mission
ROOFERS LOCAL 149 SECURITY BENEFIT TRUST FUNDMIY43 $15,539,977$14,374,024 Trustee$136,711 Same NTEE code Y43, revenue within 2x, similar mission
COALITION OF PUBLIC SAFETY EMPLOYEES HEALTH TRUST FUNDMIY43 $21,129,294$22,060,741 EXECUTIVE SECRETARY$138,321 Same NTEE code Y43, revenue within 2x, similar mission
MARS BENEFITS TRUSTNJY43 $19,304,096$45,721,270 TRUSTEE$55,820 Same NTEE code Y43, revenue within 2x, similar mission
POST-RETIREMENT BENEFIT TR FOR SHARED RETIREESPAY43 $18,593,289$18,983,130 TRUSTEE (SEE SCHEDULE O)$0 Same NTEE code Y43, revenue within 2x, similar mission
MO-KAN TEAMSTERS HEALTH & WELFARE FUNDMNY43 $10,180,509$9,739,151 SECRETARY$0 Same NTEE code Y43, revenue within 2x, similar mission
IBEW LOCAL UNION 375 ELECTRICIANS WELFARE FUNDPAY43 $14,623,178$15,099,140 UNION TRUSTEE$0 Same NTEE code Y43, revenue within 2x, similar mission
EXELON CORPORATION MUTUAL BENEFIT ASSOCIATION TRUSTILY43 $9,310,355$11,113,147 INSTITUTIONAL TRUSTEE$7,500 Same NTEE code Y43, revenue within 2x, similar mission

Who funds organizations like this

Not reported: none of these organizations has foundation or DAF-sponsor grants in the filings we have.

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2024 · Form 990 · $13,917,711 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $13,438,600--- 96.6%
Fees: other services $479,111--- 3.4%
Total$13,917,711100%

View the filing

2023 · Form 990 · $10,625,613 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $10,231,648--- 96.3%
Fees: other services $393,965--- 3.7%
Total$10,625,613100%

View the filing

2022 · Form 990 · $9,548,965 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $9,196,430--- 96.3%
Fees: other services $352,535--- 3.7%
Total$9,548,965100%

View the filing

2021 · Form 990 · $9,886,270 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $9,481,046--- 95.9%
Fees: other services $405,224--- 4.1%
Total$9,886,270100%

View the filing

2020 · Form 990 · $8,262,977 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $7,875,052--- 95.3%
Fees: other services $220,463--- 2.7%
Other (as described)COMMISSIONS $167,462--- 2.0%
Total$8,262,977100%

View the filing

2019 · Form 990 · $9,506,415 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $9,136,546--- 96.1%
Fees: other services $225,661--- 2.4%
Other (as described)COMMISSIONS $144,208--- 1.5%
Total$9,506,415100%

View the filing

2018 · Form 990 · $9,481,511 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $7,866,414--- 83.0%
Other (as described)REINSURANCE $853,361--- 9.0%
Other (as described)LIFE/DISABILITY INSURANCE $307,908--- 3.2%
Fees: other services $199,728--- 2.1%
Other (as described)COMMISSIONS $139,796--- 1.5%
Other (as described)OTHER MEMBER BENEFITS $114,304--- 1.2%
Total$9,481,511100%

View the filing

2017 · Form 990 · $7,570,108 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $6,353,504--- 83.9%
Other (as described)REINSURANCE $627,456--- 8.3%
Other (as described)LIFE/DISABILITY INSURANCE $185,042--- 2.4%
Fees: other services $137,414--- 1.8%
Other (as described)OTHER MEMBER BENEFITS $132,839--- 1.8%
Other (as described)COMMISSIONS $124,176--- 1.6%
All other expenses $9,677--- 0.1%
Total$7,570,108100%

View the filing

2016 · Form 990 · $7,679,422 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $6,577,608--- 85.7%
Other (as described)REINSURANCE $522,187--- 6.8%
Other (as described)LIFE/DISABILITY INSURANCE $182,883--- 2.4%
Other (as described)OTHER MEMBER BENEFITS $116,851--- 1.5%
Fees: other services $116,679--- 1.5%
Other (as described)COMMISSIONS $104,547--- 1.4%
All other expenses $58,667--- 0.8%
Total$7,679,422100%

View the filing

2015 · Form 990 · $5,984,302 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $4,898,869--- 81.9%
Other (as described)REINSURANCE $482,808--- 8.1%
Other (as described)LIFE/DISABILITY INSURANCE $187,927--- 3.1%
Fees: other services $120,403--- 2.0%
Other (as described)OTHER MEMBER BENEFITS $111,075--- 1.9%
Other (as described)COMMISSIONS $105,376--- 1.8%
All other expenses $77,844--- 1.3%
Total$5,984,302100%

View the filing

2013 · Form 990 · $5,296,651 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $4,423,305--- 83.5%
Other (as described)REINSURANCE $479,562--- 9.1%
Other (as described)LIFE/DISABILITY INSURAN $184,745--- 3.5%
Fees: other services $109,667--- 2.1%
Other (as described)OTHER MEMBER BENEFITS $99,372--- 1.9%
Total$5,296,651100%

View the filing

2012 · Form 990 · $4,233,304 spent · pay $0 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Benefits paid to members $3,391,266--- 80.1%
Other (as described)REINSURANCE $479,200--- 11.3%
Other (as described)LIFE/DISABILITY INSURAN $167,375--- 4.0%
Other (as described)ADMINISTRATION FEES $103,656--- 2.4%
Other (as described)OTHER MEMBER BENEFITS $91,807--- 2.2%
Total$4,233,304100%

View the filing

Others with the same interests

NTEE code Voluntary Employees Beneficiary Associations (Non-Government), MO first:

More with this interest.

Interests: Voluntary Employees Beneficiary Associations (Non-Government) · Mutual benefit

The area Census

Greene CountySpringfield cityCensus Tract 49

County outline, the place (blue), the tract (orange) and the ZIP center (dot).

In Census Tract 49, Greene County, Missouri, place (city or town) Springfield, MO, county Greene County, MO, state Missouri; placed by its ZIP code (county and tract) and city name (place). The tract is the tract holding most of the record's ZIP code (FURP does not geocode street addresses).

  • Revenue of $13,927,084 is $82 per resident of Springfield, MO (population 169,954).
  • That revenue equals 0.36% of all household income in Springfield, MO (78,824 households at the median $49,311, about $3,886,890,264).
MeasureCensus tract
Census Tract 49, Greene County, Missouri
Place (city or town)
Springfield, MO
County
Greene County, MO
State
Missouri
Population B010036,303169,954303,3756,191,814
Population, 2020 census P16,396169,176298,9156,154,913
Median age B0100246.633.736.439.0
Under 18 B0100123.6%17.7%20.8%22.3%
65 and over B0100119.2%16.2%17.2%17.9%
Households B110012,53478,824130,9512,508,227
Foreign born B050021.3%4.1%3.8%4.5%
Median household income B19013$77,944$49,311$61,479$70,702
Median family income B19113$101,454$66,957$81,425$91,360
Per capita income B19301$41,352$32,041$36,779$39,695
Poverty rate B170012.3%18.4%13.6%12.6%
Unemployment rate B230250.7%4.3%3.4%4.0%
Civilian labor force B230253,20190,196157,8723,120,639
Mean commute (minutes) B0801324.217.619.623.5
Bachelor's degree or higher B1500330.1%31.4%33.6%32.4%
Housing units B250012,59684,761138,9822,825,287
Owner-occupied B2500387.8%43.9%57.5%68.1%
Renters B2500312.2%56.1%42.5%31.9%
Median home value B25077$267,400$177,700$221,300$230,300
Median gross rent B25064$-666,666,666$964$989$1,033
White, not Hispanic B0300290.9%81.6%84.0%76.3%
Black B030020.0%4.5%3.0%10.9%
Hispanic or Latino B030023.0%5.8%5.1%5.2%
Asian B030020.0%1.9%1.9%2.1%
American Indian and Alaska Native B030020.0%0.3%0.2%0.2%

Data: IPUMS NHGIS (ACS 2020-2024 and the 2020 census); each figure links to its table for that area at data.census.gov. Records are placed by ZIP code and city name, not street address. More: everything FURP has in Census Tract 49, Greene County, Missouri.

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