INTERNATIONAL MICRO-LOANS OF BUFFALO INC

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Reduce your risk when donating: see where the money actually goes.

Cite this

Plain text INTERNATIONAL MICRO-LOANS OF BUFFALO INC. furp.org, nonprofit organization profile, tax years 2021–2025. https://furp.org/org/international-micro-loans-of-buffalo-inc-460925304. Retrieved 2026-11-10.

APA furp.org. (n.d.). INTERNATIONAL MICRO-LOANS OF BUFFALO INC [Nonprofit organization profile; tax years 2021–2025]. Retrieved November 10, 2026, from https://furp.org/org/international-micro-loans-of-buffalo-inc-460925304

MLA “INTERNATIONAL MICRO-LOANS OF BUFFALO INC.” furp.org, tax years 2021–2025, https://furp.org/org/international-micro-loans-of-buffalo-inc-460925304. Accessed 10 Nov. 2026.

Retrieved 2026-11-10; covers tax years 2021–2025. Data: furp.org (index © the FURP Alliance; the records are public domain).

2025 · Form 990EZ · revenue $36K · expenses $35K · assets $2K

EIN
46-0925304
Address
7931 MATERA CT, LAKEWOOD RCH, FL 34202-2157
NTEE code
T30 Public Foundations (Philanthropy, Voluntarism and Grantmaking Foundations) published (IRS Business Master File)
Exempt type
501(c)(3): charitable, religious, educational, scientific or literary (corporation)
Ruling date
December 2013 (when the IRS recognized its exemption)
IRS status
Exempt (unconditional) (IRS Business Master File) IRS data ↗
Tax-deductible donations
Yes: listed in IRS Publication 78 (public charity) Pub 78 ↗
Foundation status
Public charity supported by the public (170(b)(1)(a)(vi))
Principal officer
Robert Kreppel (its 2017 Form 990-N)
Form 990-N e-postcards
1 filed, 2017 (organizations with gross receipts normally $50,000 or less file this instead of a full Form 990) IRS data ↗
Cross-check
ProPublica Nonprofit Explorer

Mission

INTERNATIONAL MICRO-LOANS OF BUFFALO INC. ("IMB) IS A NOT FOR PROFIT CORPORATION FORMED IN NYS AND IS A 501(C)(3) ENTITY. IT IS A MICRO LOANS COMPANY, MEANING THAT IT LOANS OUT MONEY TO INDIVIDUALS THAT OPERATE SUBSISTENCE BUSINESSES AROUND THE WORLD. THIS IS DONE THROUGH THE KIVA ORGANIZATION (WWW.KIVA.ORG) AND THEIR WEBSITE. KIVA ORCHESTRATES LOANS FOR PEOPLE AROUND THE WORLD AND IMB IS RUN BY STUDENTS AT ST. JOES UNDER MY GUIDANCE AS WELL AS A COUPLE OF FACULTY MEMBERS. IMB HAS DOLLARS THAT HAVE BEEN DEPOSITED AT KIVA AND USES THOSE FUNDS TO "PURCHASE" LOANS AT KIVA. AS THE LOANS ARE REPAID, THERE ARE FUNDS AVAILABLE TO PURCHASE ADDITIONAL LOANS. THE LOANS ARE FAIRLY SHORT TERM (GENERALLY LESS THAN A YEAR) ADDITIONALLY, MONEY IS RAISED, DEPOSITED INTO THE BANK ACCOUNT, AND THEN SENT TO KIVA FOR MORE LOAN OPPORTUNITIES. IN 2025 $3,188 WAS RAISED. TOTAL AMOUNT OF REVENUE FROM LOAN REPAYMENTS IN 2025: $32,406BANK BALANCE 12/31/25: $2,461

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

None of the 1 person listed on these returns reported compensation from the organization. They are listed below.

Officers and directors, no compensation reported

1 person listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.

NameLatest titleYearsHrs/wk (latest)CompensationOrganizations
Robert Kreppel PRESIDENT2021-2025 5 $0 reported 1

People by year

2025 · 1 person listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT KREPPEL PRESIDENT5 $0-$0 $01
2024 · 1 person listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT KREPPEL PRESIDENT5 $0-$0 $01
2023 · 1 person listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT KREPPEL PRESIDENT5 $0-$0 $01
2022 · 1 person listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT KREPPEL PRESIDENT5 $0-$0 $01
2021 · 1 person listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ROBERT KREPPEL PRESIDENT5 $0-$0 $01

Highest-paid independent contractors

No independent contractors reported.

Who gave

Contributor names are not public for this form type.

Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2025 · Form 990EZ period ending 2025-12-31 · view filing · original 990 ↗
$35,594$35,331 $2,461$2,461 $3,188$32,406 ---
2024 · Form 990EZ period ending 2024-12-31 · view filing · original 990 ↗
$35,331$33,685 $2,198$2,198 $4,146$31,185 ---
2023 · Form 990EZ period ending 2023-12-31 · view filing · original 990 ↗
$21,514$23,258 $552$552 $2,361$19,100 ---
2022 · Form 990EZ period ending 2022-12-31 · view filing · original 990 ↗
$23,418$23,918 $2,296$2,296 -$23,418 ---
2021 · Form 990EZ period ending 2021-12-31 · view filing · original 990 ↗
$44,108$46,927 $2,796$2,796 $44,108- ---

Funders of this organization

Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).

Nearby + Similar BETA

Organizations like this one: what they do and who they are linked to

Same category: NTEE code and revenue

Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. NTEE: the IRS’s code when it lists one, otherwise FURP’s inferred code. Same state only · More (100)

OrganizationStateNTEELatest revenueLatest expensesTop-paid titleTop payWhy similar
ECOWORKS INTERNATIONAL INCFLT30 $32,086$44,156 TREASURER$0 Same NTEE code T30, revenue within 2x, same state
LEAVITT FAMILY FOUNDATION INCFLT30 $40,000$17,830 Pres, VP, SECY$0 Same NTEE code T30, revenue within 2x, same state
CENTER FOR PROACTIVE PEACEMAKING INCFLT30 $30,725$15,282 PRESIDENT/TREASURER$0 Same NTEE code T30, revenue within 2x, same state
INDIAN RIVER COUNTY VETERANS MALL FOUNDATION INCFLT30 $31,782$36,949 President$0 Same NTEE code T30, revenue within 2x, same state
KNIGHTS OF COLUMBUSFLT30 $39,158$31,986 Financial Secretary$0 Same NTEE code T30, revenue within 2x, same state
FIREFIGHTERS TO THE RESCUE INCFLT30 $41,823$26,558 BOARD MEMBER$0 Same NTEE code T30, revenue within 2x, same state
ARMED FORCES FAMILIES FOUNDATIONINCFLT30 $29,460$621,884 BOARD MEMBER$0 Same NTEE code T30, revenue within 2x, same state
BET SHIRA EARLY CHILDHOOD CENTER PTC INCFLT30 $40,878$28,452 PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
COMMUNITY WITH A HEART FUND INCFLT30 $30,679$87,450 Chairman$0 Same NTEE code T30, revenue within 2x, same state
ROTARY CLUB OF BROOKSVILLE CHARITABLE TRUST INCFLT30 $43,899$44,759 SECRETARY$0 Same NTEE code T30, revenue within 2x, same state
SERTOMA INCFLT30 $32,329$22,635 INTERCLUB/CLUB LIAISON$0 Same NTEE code T30, revenue within 2x, same state
EAU GALLIE ROTARY CHARITIES CORPORATIONFLT30 $43,946$30,010 Director$0 Same NTEE code T30, revenue within 2x, same state
AFFORDABLE HOME INSURANCE CHARITIES FOUNDATION INCFLT30 $36,790$39,441 TREASURER$0 Same NTEE code T30, revenue within 2x, same state
MIAMI VETERANS COALITION INCFLT30 $32,018$39,407 PRESIDENT DIRECTOR$0 Same NTEE code T30, revenue within 2x, same state
OCALA LIONS CHARITIES FOUNDATION INCFLT30 $40,947$28,879 PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
SERTOMA INCFLT30 $31,239$30,076 PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
ONE DOLLAR REVOLUTION FORUM USA INCFLT30 $39,550$77,258 SECRETARY$0 Same NTEE code T30, revenue within 2x, same state
SERTOMA INCFLT30 $42,289$25,063 President$0 Same NTEE code T30, revenue within 2x, same state
ANTHONY JOHN CICALE FOUNDATION INCFLT30 $40,886$10,735 President & Chief Operating Officer$0 Same NTEE code T30, revenue within 2x, same state
NAPLES LIONS CLUB FOUNDATION INCFLT30 $35,224$31,558 PAST PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
LOSZYNSKI FAMILY FOUNDATIONFLT30 $44,000$41,221 President$0 Same NTEE code T30, revenue within 2x, same state
ZMORA FAMILY FOUNDATION INCFLT30 $33,612$79 PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
ROTARY CLUB OF SAN JOSE CHARITABLE FUND INCFLT30 $42,521$45,309 PRESIDENT$0 Same NTEE code T30, revenue within 2x, same state
FLYINGHIGH4HAITI INCFLT30 $34,681$70,993 Vice President$0 Same NTEE code T30, revenue within 2x, same state
TWINS TREES FOUNDATION INCFLT30 $37,417$49,473 PRESIDENT/DI$0 Same NTEE code T30, revenue within 2x, same state

Who funds organizations like this

Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).

GrantorTotal givenGrantsOrganizations fundedTypeYearsWhich ones
SOCIAL JUSTICE CHARITABLE FOUNDATION $1,128,0003 1Private foundation2020–2024 SOCIAL JUSTICE CHARITABLE CORPORATION
AMERICAN ENDOWMENT FOUNDATION $194,1182 2DAF sponsor2016–2017 EFFECT INTERNATIONAL; NAPLES LIONS CLUB FOUNDATION INC
CHARITIES AID FOUNDATION AMERICA $169,6413 2DAF sponsor2021–2024 FAVORED NATIONS; HUNTER L MASON FOUNDATION
GREATER HOUSTON COMMUNITY FOUNDATION $165,50012 1DAF sponsor2010–2011 JULIA IDESON LIBRARY PRESERVATIONPARTNERS INC
COMMUNITY FOUNDATION OF WASHINGTON COUNTY MARYLAND INCORPORATED $138,6558 1DAF sponsor2011–2021 ROTARY CLUB OF HAGERSTOWN SUNRISE FOUNDATION INC
LASZLO BITO AND OLIVIA CARINO $100,0001 1Private foundation2013–2013 HELEN KELLER FOUNDATION INC
JONES FAMILY FUND $86,0004 1Private foundation2011–2015 HELEN KELLER FOUNDATION INC
THE WAYNE AND JOAN WEBBER FOUNDATION $80,0004 1Private foundation2021–2024 MOUNT CLEMENS FOUNDATION
KENNETH AND HARLE MONTGOMERY FOUNDATION $75,0005 1Private foundation2020–2024 NATIONAL CHEERS FOUNDATION
THRIVENT CHARITABLE IMPACT & INVESTING $65,16110 1DAF sponsor2014–2025 INTERNATIONAL ASSOCIATION OF LIONS CLUBS
PAYPAL CHARITABLE GIVING FUND $62,3167 4DAF sponsor2017–2024 A CAUSE FOR ENTERTAINMENT INC; WOMEN SUPPORTING WOMEN MINISTRIES INC; FLYINGHIGH4HAITI INC; HELEN KELLER FOUNDATION INC
VANGUARD CHARITABLE ENDOWMENT PROGRAM $61,0005 2DAF sponsor2021–2024 NAPLES LIONS CLUB FOUNDATION INC; ECOWORKS INTERNATIONAL INC
DTE ENERGY FOUNDATION $61,0003 1Private foundation2019–2021 MOUNT CLEMENS FOUNDATION
SAM AND KARRY MESHBERG FOUNDATION INC $60,8006 1Private foundation2014–2024 FIREFIGHTERS TO THE RESCUE INC
NATIONAL MAH JONGG LEAGUE FOUNDATION INC $50,0005 1Private foundation2014–2022 LIVE4LIFE FOUNDATION INC

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2025 · Form 990EZ · $35,331 spent · pay $0 · grants $35,306 · events $0
LineAs describedTotalShare
Grants and similar amounts paid $35,306 99.9%
Other expenses (detail on Schedule O) $25 0.1%
Total$35,331100%

View the filing

2024 · Form 990EZ · $33,685 spent · pay $0 · grants $33,553 · events $0
LineAs describedTotalShare
Grants and similar amounts paid $33,553 99.6%
Other expenses (detail on Schedule O) $132 0.4%
Total$33,685100%

View the filing

2023 · Form 990EZ · $23,258 spent · pay $0 · grants $23,258 · events $0
LineAs describedTotalShare
Grants and similar amounts paid $23,258 100.0%
Total$23,258100%

View the filing

2022 · Form 990EZ · $23,918 spent · pay $0 · grants $23,918 · events $0
LineAs describedTotalShare
Grants and similar amounts paid $23,918 100.0%
Total$23,918100%

View the filing

2021 · Form 990EZ · $46,927 spent · pay $0 · grants $46,645 · events $0
LineAs describedTotalShare
Grants and similar amounts paid $46,645 99.4%
Other expenses (detail on Schedule O) $282 0.6%
Total$46,927100%

View the filing

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