SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC

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Cite this

Plain text SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC. furp.org, nonprofit organization profile, tax years 2010–2025. https://furp.org/org/springboard-non-profit-consumer-credit-management-inc-330656671. Retrieved 2026-11-15.

APA furp.org. (n.d.). SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC [Nonprofit organization profile; tax years 2010–2025]. Retrieved November 15, 2026, from https://furp.org/org/springboard-non-profit-consumer-credit-management-inc-330656671

MLA “SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC.” furp.org, tax years 2010–2025, https://furp.org/org/springboard-non-profit-consumer-credit-management-inc-330656671. Accessed 15 Nov. 2026.

Retrieved 2026-11-15; covers tax years 2010–2025. Data: furp.org (index © the FURP Alliance; the records are public domain).

2025 · Form 990 · revenue $4.0M · expenses $5.2M · assets $3.3M

Also known as
CREDIT MANAGEMENT INC
EIN
33-0656671
Address
1825 CHICAGO AVE STE 240, RIVERSIDE, CA 92507-2374
Website
WWW.CREDIT.ORG
NTEE code
P51 Financial Counseling (Human Services) published (IRS Business Master File)
Exempt type
501(c)(3): charitable, religious, educational, scientific or literary (corporation)
Ruling date
December 2001 (when the IRS recognized its exemption)
IRS status
Exempt (unconditional) (IRS Business Master File) IRS data ↗
Tax-deductible donations
Yes: listed in IRS Publication 78 (public charity) Pub 78 ↗
Foundation status
Public charity, 509(a)(2)
Cross-check
ProPublica Nonprofit Explorer

Mission

The specific purpose of the corporation shall be to educate consumers on various options available to address their credit and debt issues, empower consumers to achieve long-term financial self-sufficiency, promote financial literacy, communicate to the general public best money management practices, offer other financial coaching services, develop new financial tools in support of financial education and relieve the burdens of government through various federal, state and local initiatives.

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

28 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.

NameLatest titleYearsLatest year payTotal pay from hereOrganizations
Melinda Opperman Chief External Affairs Officer2010-2025 $162,410$2,548,291 2
Michelle Taylor VP Operations2022-2025 $169,987$596,920 1
Cynthia Williams President - CEO2024-2025 $249,996$450,696 2
Anthony Todd Emerson Director2022-2025 $0$426,490 1
Robin Hillary Chief Innovation Officer2024-2025 $115,577$275,734 1
Heather Shanahan VP, Technology & Product Developmen2025 $145,742$145,742 2
Todd Emerson (former) PRESIDENT-CEO2010-2019 $273,804$3,794,633 5
Justin Waller (former) SENIOR VICE PRESIDENT OPER2010-2019 $186,764$1,632,904 2
Jamie Deason (former) EXECUTIVE VICE PRESIDENT2011-2023 $172,358$1,496,073 1
Joanne Cordero (former) EXECUTIVE VICE PRESIDENT2012-2018 $197,590$1,366,150 3
Aaron Horvath (former) EXECUTIVE VICE PRESIDENT2010-2014 $138,665$1,150,884 2
Rajesh Thayi (former) TECHNOLOGY DIRECTOR2012-2018 $169,830$1,065,365 2
Lyle Lansdell (former) EXECUTIVE VICE PRESIDENT2010-2013 $196,096$731,055 1
Scott Kotula (former) PROGRAM DIRECTOR2013-2018 $168,479$681,232 1
Suzanne Kaufman (former) ASSISTANT PROGRAM DIRECTOR2013-2017 $146,977$676,735 1
Patricia Haderlie (former) SENIOR VICE PRESIDENT2015-2017 $145,142$398,287 2
Gladys Reimers (former) SVP OF COUNSELING SERVICES2021-2023 $111,014$380,351 1
Marlisa Hodgin (former) CFO2010-2011 $99,451$288,148 1
Jonathan Williams (former) DIRECTOR OF IT2014-2015 $134,129$266,493 1
Dianne Wilkman (former) FUND DEVELOPMENT & PUBLIC2010-2011 $91,607$214,927 1
Angel Capalbo (former) SVP, PROGRAM MANAGEMENT2021 $176,815$176,815 1
Jacob Smith (former) SOFTWARE PRODUCT MANAGER2013 $158,676$158,676 1
Ken Lentz (former) DIRECTOR OF IT2011 $150,000$150,000 1
Kevin Weeks (former) SENIOR VICE PRESIDENT2012 $125,000$125,000 3
Rene Daniali (former) SERVER TECHNICIAN2012 $120,023$120,023 1
Luis Carrillo Godoy (former) DIRECTOR OF PROGRAM SERVICES2019 $111,122$111,122 1
Phuong Kim Vong (former) BUSINESS & QA ANALYST2018 $106,850$106,850 1
Sonny Sarabia (former) DIRECTOR2010-2014 $0$13,000 1

Officers and directors, no compensation reported

12 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.

NameLatest titleYearsHrs/wk (latest)CompensationOrganizations
Stacie Anctil Chair2010-2025 1 $0 reported 1
Mike Fraschilla DIRECTOR2012-2025 1 $0 reported 1
Ethan Horn Treasurer2010-2025 1 $0 reported 1
John Perlstein Secretary2022-2025 1 $0 reported 2
Meredith Chillemi (former) SECRETARY2010-2021 1 $0 reported 1
Curtis Paradzick (former) VICE CHAIRPERSON2010-2015 1 $0 reported 2
Denis Gitschier (former) DIRECTOR2010-2015 1 $0 reported 2
Steven Clark (former) DIRECTOR2010-2015 1 $0 reported 2
Rev Stevens Wright (former) CHAIRPERSON2011-2014 1 $0 reported 1
Michael Fraschilla (former) DIRECTOR2010-2011 1 $0 reported 1
Steven Wright (former) DIRECTOR/CHAIRMAN2010 1 $0 reported 1
Susan Conjurski (former) DIRECTOR2010 1 $0 reported 1

People by year

2025 · 10 people listed · 5 paid, $844K · 37 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
CYNTHIA WILLIAMS President - CEO50 $228,915$0$21,081 $249,9962
Michelle Taylor VP Operations40 $151,729$0$18,258 $169,9871
Melinda Opperman Chief External Affairs Officer50 $146,900$0$15,510 $162,4102
Heather Shanahan VP, Technology & Product Developmen40 $138,273$0$7,469 $145,7422
Robin Hillary Chief Innovation Officer40 $104,640$0$10,937 $115,5771
Anthony Todd Emerson Director1 $0$0$0 $01
Ethan Horn Treasurer1 $0$0$0 $01
Stacie Anctil Chair1 $0$0$0 $01
Mike Fraschilla DIRECTOR1 $0$0$0 $01
John Perlstein Secretary1 $0$0$0 $02
2024 · 9 people listed · 5 paid, $789K · 45 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
CYNTHIA WILLIAMS PRESIDENT - CEO50 $184,708$0$15,992 $200,7002
MELINDA OPPERMAN CHIEF EXTERNAL AFFAIRS OFF50 $180,800$0$15,799 $196,5992
MICHELLE TAYLOR VP OPERATIONS40 $170,400$0$15,471 $185,8711
ROBIN HILLARY CHIEF INNOVATION OFFICER40 $150,462$0$9,695 $160,1571
ANTHONY TODD EMERSON PRESIDENT-CEO1 $42,519$0$3,069 $45,5881
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
JOHN PERLSTEIN SECRETARY1 $0$0$0 $02
2023 · 9 people listed · 5 paid, $953K · 64 employees · 4 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY TODD EMERSON PRESIDENT-CEO60 $338,187$0$14,996 $353,1831
MELINDA OPPERMAN CHIEF EXTERNAL AFFAIRS OFF50 $176,060$0$15,018 $191,0782
JAMIE DEASON EXECUTIVE VICE PRESIDENT50 $159,372$0$12,986 $172,3581
MICHELLE TAYLOR VP OPERATIONS40 $109,688$0$15,941 $125,6291
GLADYS REIMERS SVP OF COUNSELING SERVICES40 $105,020$0$5,994 $111,0141
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
JOHN PERLSTEIN SECRETARY1 $0$0$0 $02
ETHAN HORN TREASURER1 $0$0$0 $01
2022 · 9 people listed · 5 paid, $663K · 73 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
JAMIE DEASON EXECUTIVE VICE PRESIDENT50 $179,800$0$14,513 $194,3131
MELINDA OPPERMAN CHIEF EXTERNAL AFFAIRS OFFICER50 $176,000$0$13,996 $189,9962
GLADYS REIMERS SVP OF COUNSELING SERVICES40 $128,000$0$7,360 $135,3601
MICHELLE TAYLOR VP OPERATIONS40 $100,641$1$14,791 $115,4331
ANTHONY TODD EMERSON PRESIDENT-CEO60 $25,770$0$1,949 $27,7191
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
JOHN PERLSTEIN SECRETARY1 $0$0$0 $02
ETHAN HORN TREASURER1 $0$0$0 $01
2021 · 8 people listed · 4 paid, $695K · 65 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
JAMIE DEASON EXECUTIVE VICE PRESIDENT50 $179,800$0$14,376 $194,1761
MELINDA OPPERMAN PRESIDENT-CEO60 $176,000$0$13,628 $189,6282
ANGEL CAPALBO SVP, PROGRAM MANAGEMENT40 $162,161$0$14,654 $176,8151
GLADYS REIMERS SVP OF COUNSELING SERVICES40 $128,000$0$5,977 $133,9771
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2020 · 5 people listed · 1 paid, $186K · 55 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
MELINDA OPPERMAN PRESIDENT-CEO60 $173,027$0$13,328 $186,3552
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2019 · 8 people listed · 4 paid, $737K · 61 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT-CEO60 $262,163$0$11,641 $273,8045
JUSTIN WALLER SENIOR VICE PRESIDENT OPER50 $176,967$0$9,797 $186,7642
MELINDA OPPERMAN PRESIDENT-CEO60 $155,080$0$10,570 $165,6502
LUIS CARRILLO GODOY DIRECTOR OF PROGRAM SERVICES50 $103,653$0$7,469 $111,1221
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2018 · 11 people listed · 7 paid, $1.3M · 223 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT - CEO60 $355,310$0$24,066 $379,3765
JOANNE CORDERO EXECUTIVE VICE PRESIDENT50 $182,927$0$14,663 $197,5903
RAJESH THAYI TECHNOLOGY DIRECTOR50 $164,895$0$4,935 $169,8302
SCOTT KOTULA PROGRAM DIRECTOR50 $160,867$0$7,612 $168,4791
JUSTIN WALLER SENIOR VICE PRESIDENT OPERATIONS50 $150,469$0$11,273 $161,7422
MELINDA OPPERMAN EXECUTIVE VICE PRESIDENT50 $129,817$0$10,250 $140,0672
PHUONG KIM VONG BUSINESS & QA ANALYST50 $102,632$0$4,218 $106,8501
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2017 · 12 people listed · 8 paid, $1.6M · 290 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $417,400$0$10,800 $428,2005
JOANNE CORDERO EXECUTIVE VICE PRESIDENT50 $237,700$0$14,991 $252,6913
JUSTIN WALLER SENIOR VICE PRESIDENT50 $174,525$0$9,896 $184,4212
MELINDA OPPERMAN EXECUTIVE VICE PRESIDENT50 $148,100$0$11,859 $159,9592
RAJESH THAYI TECHNOLOGY DIRECTOR50 $152,751$0$6,110 $158,8612
SUZANNE KAUFMAN ASSISTANT PROGRAM DIRECTOR50 $134,600$0$12,377 $146,9771
SCOTT KOTULA PROGRAM DIRECTOR50 $139,777$0$6,359 $146,1361
PATRICIA HADERLIE SENIOR VICE PRESIDENT50 $138,450$0$6,692 $145,1422
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2016 · 12 people listed · 8 paid, $1.5M · 336 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $400,092$0$10,600 $410,6925
JOANNE CORDERO EXECUTIVE VICE PRESIDENT50 $208,200$0$13,954 $222,1543
JUSTIN WALLER SENIOR VICE PRESIDENT50 $163,908$0$6,250 $170,1582
RAJESH THAYI TECHNOLOGY DIRECTOR50 $147,197$0$5,888 $153,0852
MELINDA OPPERMAN EXECUTIVE VICE PRESIDENT50 $135,546$0$12,131 $147,6772
SUZANNE KAUFMAN ASSISTANT PROGRAM DIRECTOR50 $129,231$0$12,519 $141,7501
SCOTT KOTULA PROGRAM DIRECTOR50 $134,615$0$6,042 $140,6571
PATRICIA HADERLIE SENIOR VICE PRESIDENT50 $124,444$0$5,343 $129,7872
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
2015 · 16 people listed · 9 paid, $1.6M · 368 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $376,631$0$11,299 $387,9305
JOANNE CORDERO SR. VP ADMINISTRATION50 $178,315$0$16,115 $194,4303
JAMIE DEASON SR. VP OF OPERATIONS50 $168,709$0$6,673 $175,3821
JUSTIN WALLER VP OPERATIONS50 $155,769$0$10,178 $165,9472
RAJESH THAYI TECHNOLOGY DIRECTOR50 $149,794$0$4,494 $154,2882
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH50 $127,116$0$11,615 $138,7312
SUZANNE KAUFMAN SR. OPERATIONS MANAGER50 $123,373$0$11,478 $134,8511
JONATHAN WILLIAMS DIRECTOR OF IT50 $124,616$0$9,513 $134,1291
PATRICIA HADERLIE VP OF TALENT AND TRAINING50 $119,448$0$3,910 $123,3582
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
STEVEN CLARK DIRECTOR1 $0$0$0 $02
DENIS GITSCHIER DIRECTOR1 $0$0$0 $02
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
CURTIS PARADZICK VICE CHAIRPERSON1 $0$0$0 $02
2014 · 19 people listed · 10 paid, $1.8M · 345 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $351,902$0$45,287 $397,1895
JAMIE DEASON SR. VP OF OPERATIONS50 $192,976$0$11,110 $204,0861
JOANNE CORDERO SR. VP ADMINISTRATION50 $174,300$0$15,431 $189,7313
JUSTIN WALLER VP OPERATIONS50 $157,825$0$10,712 $168,5372
RAJESH THAYI TECHNOLOGY DIRECTOR50 $140,478$0$15,300 $155,7782
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH50 $130,885$0$15,626 $146,5112
AARON HORVATH EXECUTIVE VICE PRESIDENT50 $120,802$0$17,863 $138,6652
JONATHAN WILLIAMS DIRECTOR OF IT50 $124,875$0$7,489 $132,3641
SUZANNE KAUFMAN SR. OPERATIONS MANAGER50 $113,667$0$10,986 $124,6531
SCOTT KOTULA SR. OPERATIONS MANAGER50 $102,241$0$10,461 $112,7021
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
STEVEN CLARK DIRECTOR1 $0$0$0 $02
DENIS GITSCHIER DIRECTOR1 $0$0$0 $02
SONNY SARABIA DIRECTOR1 $0$0$0 $01
MIKE FRASCHILLA DIRECTOR1 $0$0$0 $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
REV STEVENS WRIGHT CHAIRPERSON1 $0$0$0 $01
CURTIS PARADZICK VICE CHAIRPERSON1 $0$0$0 $02
2013 · 20 people listed · 11 paid, $2.1M · 342 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $358,459-$7,500 $365,9595
AARON HORVATH EXECUTIVE VICE PRESIDENT60 $240,783-$17,158 $257,9412
JAMIE DEASON SR. VP OF OPERATIONS60 $194,270-$11,154 $205,4241
LYLE LANSDELL EXECUTIVE VICE PRESIDENT60 $183,105-$12,991 $196,0961
JUSTIN WALLER VP OUTSOURCED SOLUTIONS50 $166,549-$10,061 $176,6102
JOANNE CORDERO SR. VP ADMINISTRATION60 $151,627-$12,855 $164,4823
JACOB SMITH SOFTWARE PRODUCT MANAGER50 $150,000-$8,676 $158,6761
RAJESH THAYI TECHNOLOGY DIRECTOR50 $142,051-$10,925 $152,9762
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH60 $132,550-$10,975 $143,5252
SUZANNE KAUFMAN SR. OPERATIONS MANAGER50 $117,543-$10,961 $128,5041
SCOTT KOTULA SR. OPERATIONS MANAGER50 $105,618-$7,640 $113,2581
STACIE ANCTIL DIRECTOR1 --- $01
STEVEN CLARK DIRECTOR1 --- $02
DENIS GITSCHIER DIRECTOR1 --- $02
SONNY SARABIA DIRECTOR1 --- $01
MIKE FRASCHILLA DIRECTOR1 --- $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
REV STEVENS WRIGHT CHAIRPERSON1 $0$0$0 $01
CURTIS PARADZICK VICE CHAIRPERSON1 $0$0$0 $02
2012 · 19 people listed · 10 paid, $1.9M · 293 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO70 $383,050$0$0 $383,0505
LYLE LANSDELL EXECUTIVE VICE PRESIDENT60 $266,781$0$0 $266,7811
AARON HORVATH EXECUTIVE VICE PRESIDENT60 $256,231$0$0 $256,2312
JAMIE DEASON SR. VP OF OPERATIONS60 $204,165$0$0 $204,1651
JUSTIN WALLER VP OUTSOURCED SOLUTIONS50 $146,861-$0 $146,8612
JOANNE CORDERO VP ADMINISTRATION50 $145,072-$0 $145,0723
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH60 $139,608$0$0 $139,6082
KEVIN WEEKS SENIOR VICE PRESIDENT50 $125,000$0$0 $125,0003
RAJESH THAYI TECHNOLOGY DIRECTOR50 $120,547$0$0 $120,5472
RENE DANIALI SERVER TECHNICIAN50 $120,023-$0 $120,0231
STEVEN CLARK DIRECTOR1 $0-- $02
DENIS GITSCHIER DIRECTOR1 $0-- $02
MIKE FRASCHILLA DIRECTOR1 $0-- $01
MEREDITH CHILLEMI SECRETARY1 $0$0$0 $01
ETHAN HORN TREASURER1 $0$0$0 $01
REV STEVENS WRIGHT CHAIRPERSON1 $0$0$0 $01
CURTIS PARADZICK VICE CHAIRPERSON1 $0$0$0 $02
STACIE ANCTIL DIRECTOR1 $0-- $01
SONNY SARABIA DIRECTOR1 $0$0$0 $01
2011 · 18 people listed · 9 paid, $1.6M · 159 employees
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT & CEO60 $367,681$0$0 $367,6815
AARON HORVATH EXECUTIVE VICE PRESIDENT60 $275,278$0$0 $275,2782
LYLE LANSDELL EXECUTIVE VICE PRESIDENT60 $209,740$0$0 $209,7401
KEN LENTZ DIRECTOR OF IT60 $150,000$0$0 $150,0001
JAMIE DEASON SR. VP OF OPERATIONS60 $146,169$0$0 $146,1691
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH60 $131,978$0$0 $131,9782
JUSTIN WALLER SENIOR MANAGER OF IT60 $111,419$0$0 $111,4192
MARLISA HODGIN CFO60 $99,451$0$0 $99,4511
DIANNE WILKMAN FUND DEVELOPMENT & PUBLIC60 $91,607$0$0 $91,6071
MEREDITH CHILLEMI DIRECTOR/SECRETARY1 --- $01
ETHAN HORN DIRECTOR/TREASURER1 --- $01
STEVENS WRIGHT DIRECTOR1 --- $01
CURTIS PARADZICK DIRECTOR1 --- $02
STACIE ANCTIL DIRECTOR1 --- $01
STEVEN CLARK DIRECTOR1 --- $02
MICHAEL FRASCHILLA DIRECTOR1 --- $01
DENIS GITSCHIER DIRECTOR1 --- $02
SONNY SARABIA DIRECTOR1 --- $01
2010 · 17 people listed · 8 paid, $1.3M · 326 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
TODD EMERSON PRESIDENT/CEO60 $303,760$0$96,992 $400,7525
AARON HORVATH SR. VP STRATEGIC DEVELOPMENT60 $215,981$0$6,788 $222,7692
MARLISA HODGIN CFO60 $169,879$0$18,818 $188,6971
JUSTIN WALLER SR. VP OPERATIONS60 $157,205$0$3,240 $160,4452
DIANNE WILKMAN FUND DEVELOPMENT/PUBLIC POLICY60 $108,823$0$14,497 $123,3201
MELINDA OPPERMAN SR. VP COMMUNITY OUTREACH60 $115,377$0$3,142 $118,5192
LYLE LANSDELL SR. VP FINANCE60 $58,438$0$0 $58,4381
SONNY SARABIA DIRECTOR60 $0$0$13,000 $13,0001
MEREDITH CHILLEMI DIRECTOR/SECRETARY1 $0$0$0 $01
ETHAN HORN DIRECTOR/TREASURY1 $0$0$0 $01
STEVEN WRIGHT DIRECTOR/CHAIRMAN1 $0$0$0 $01
CURTIS PARADZICK DIRECTOR/VICE CHAIR1 $0$0$0 $02
STACIE ANCTIL DIRECTOR1 $0$0$0 $01
SUSAN CONJURSKI DIRECTOR1 $0$0$0 $01
STEVEN CLARK DIRECTOR1 $0$0$0 $02
MICHAEL FRASCHILLA DIRECTOR1 $0$0$0 $01
DENIS GITSCHIER DIRECTOR1 $0$0$0 $02

Highest-paid independent contractors

2025 · 2 contractors · $963K
NameLocationServicePaid
SPRINGBOARD SOCIAL ENTERPRISESLadera Ranch, CAManagement consulting$789,830
SALES ELEMENT LLCPearl River, NYSoftware consultant$173,375
2024 · 4 contractors · $2.0M
NameLocationServicePaid
SPRINGBOARD SOCIAL ENTERPRISESLADERA RANCH, CAMANAGEMENT CONSULTING$1,377,541
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMSOFTWARE CONSULTANT$219,088
NATIONAL FOUNDATION FOR CREDIT COUNSELINWASHINGTON, DCTRADE ASSOCIATION$202,671
FIVE9 INCSAN RAMON, CASOFTWARE SERVICES$174,421
2023 · 3 contractors · $1.7M
NameLocationServicePaid
SPRINGBOARD SOCIAL ENTERPRISESLADERA RANCH, CAMANAGEMENT CONSULTING$1,281,870
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMSOFTWARE CONSULTANT$230,520
NATIONAL FOUNDATION FOR CREDIT COUNSELINMERRIFIELD, VATRADE ASSOCIATION$171,708
2022 · 4 contractors · $3.0M
NameLocationServicePaid
SPRINGBOARD SOCIAL ENTERPRISESLADERA RANCH, CAMANAGEMENT CONSULTING$2,247,780
BAYGRAPE TECHNOLOGY LLCLADERA RANCH, CASOFTWARE CONSULTANT$289,000
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMSOFTWARE CONSULTANT$230,264
NATIONAL FOUNDATION FOR CREDIT COUNSELINMERRIFIELD, VATRADE ASSOCIATION$228,137
2021 · 3 contractors · $3.5M
NameLocationServicePaid
SPRINGBOARD SOCIAL ENTERPRISESLADERA RANCH, CAMANAGEMENT CONSULTING$2,918,580
G&M HIRE ENTERPRISES LLCTEMECULA, CATEMPORARY STAFFING AGENCY$312,540
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMSOFTWARE PROVIDER$229,032
2019 · 2 contractors · $370K
NameLocationServicePaid
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMIT AND WEBSITE SERVICES$242,455
INVESTIS DIGITALPHOENIX, AZIT AND WEBSITE SERVICES$127,500
2018 · 3 contractors · $1.4M
NameLocationServicePaid
KAISER FOUNDATION HEALTH PLANLOS ANGELES, CAEMPLOYEE BENEFITS/HEALTHCARE$1,032,469
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMIT AND WEBSITE SERVICES$206,328
MARCUM LLPLOS ANGELES, CAACCOUNTING SERVICES$130,819
2014 · 1 contractor · $137K
NameLocationServicePaid
Angelique CapalboRIVERSIDE, CAMANAGEMENT$136,663
2013 · 5 contractors · $2.6M
NameLocationServicePaid
SPERIDIAN TECHNOLOGIESIT MANAGEMENT$1,210,646
REPUBLIC INDEMNITYINSURANCE$547,271
KAISER PERMANENTEHEALTH SERVICES$399,257
APPLEONESTAFFING$323,392
AEROTEKSTAFFING$103,795
2012 · 5 contractors · $2.6M
NameLocationServicePaid
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMIT MANAGEMENT$1,063,228
ANTHEM BLUE CROSSLOS ANGELES, CAHEALTH SERVICES$634,149
KAISER PERMANENTELOS ANGELES, CAHEALTH SERVICES$586,983
BETTER BUSINESS BUREAUCOLTON, CARENT$220,187
COMMODUM TECHNOLOGYUPLAND, CAIT MANAGEMENT$143,849
2011 · 5 contractors · $5.3M
NameLocationServicePaid
APPLEONE EMPLOYEMENT SERVICESGLENDALE, CASTAFFING$2,969,372
ACCOUNTEMPSSAN RANOM, CASTAFFING$847,759
SPERIDIAN TECHNOLOGIESALBUQUERQUE, NMIT MANAGEMENT$694,875
TECH SYSTEMSATLANTA, GATECHNOLOGY$406,868
KAISER PERMANENTELOS ANGELES, CAHEALTH SERVICES$399,265
2010 · 5 contractors · $3.9M
NameLocationServicePaid
APPLEONE EMPLOYMENT SERVICESGLENDALE, CASTAFFING$1,447,440
SPERIDIAN TECHNOLOGIES LLCALBUQUERQUE, NMPROGRAMMING SERVICES$1,362,303
HEALTHNETLOS ANGELES, CAHEALTH SERVICES$609,143
ACCOUNTEMPSSAN RAMON, CASTAFFING$311,825
KAISER PERMANENTELOS ANGELES, CAHEALTH SERVICES$192,131

Other organizations that listed this one among their highest-paid independent contractors. Contractor lists give no EIN, so these are matched on name and address; check the filing.

YearPaid byServicePaidFiling
2018HOMEOWNERSHIP PRESERVATION FOUNDATIONCOUNSELING SERVICES$503,966view vendor page
2018SPRINGBOARD CDFIMANAGEMENT SERVICE$151,677view vendor page
2017HOMEOWNERSHIP PRESERVATION FOUNDATIONCOUNSELING SERVICES$1,046,042view vendor page
2016HOMEOWNERSHIP PRESERVATION FOUNDATIONCOUNSELING SERVICES$2,758,874view vendor page
2015HOMEOWNERSHIP PRESERVATION FOUNDATIONCOUNSELING SERVICES$3,003,079view vendor page
2014HOMEOWNERSHIP PRESERVATION FOUNDATIONCOUNSELING SERVICES$2,658,664view vendor page

Who gave

Contributor names are not public for this form type.

Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2025 · Form 990 period ending 2025-12-31 · view filing · original 990 ↗
$4,048,762$5,218,539 $3,332,703$2,272,372 $1,936,977$1,779,276 $1,976,22737-
2024 · Form 990 period ending 2024-12-31 · view filing · original 990 ↗
$4,460,847$7,343,044 $5,270,422$3,473,764 $1,833,497$2,385,019 $742,118450
2023 · Form 990 period ending 2023-12-31 · view filing · original 990 ↗
$9,859,029$7,756,704 $9,852,454$6,087,569 $5,662,524$3,173,470 $673,619644
2022 · Form 990 period ending 2022-12-31 · view filing · original 990 ↗
$6,984,946$9,290,861 $7,401,716$3,050,179 $2,365,082$3,370,733 $25,770730
2021 · Form 990 period ending 2021-12-31 · view filing · original 990 ↗
$5,993,379$8,844,135 $8,795,796$6,654,459 $2,457,261$2,708,790 $645,961650
2020 · Form 990 period ending 2020-12-31 · view filing · original 990 ↗
$4,176,877$6,935,838 $11,029,605$8,784,731 $527,459$3,305,688 $186,355550
2019 · Form 990 period ending 2019-12-31 · view filing · original 990 ↗
$14,955,902$7,336,318 $11,413,185$10,347,436 $352,962$3,708,107 $626,218610
2018 · Form 990 period ending 2018-12-31 · view filing · original 990 ↗
$17,395,786$18,368,367 $17,056,952$2,537,867 $1,734,879$15,193,379 $576,9662230
2017 · Form 990 period ending 2017-12-31 · view filing · original 990 ↗
$25,004,918$25,834,702 $19,732,443$3,665,636 $3,174,792$18,721,574 $845,493290-
2016 · Form 990 period ending 2016-12-31 · view filing · original 990 ↗
$27,383,331$28,856,771 $21,141,518$4,495,420 $3,141,943$20,993,897 $785,078336-
2015 · Form 990 period ending 2015-12-31 · view filing · original 990 ↗
$27,926,032$29,377,017 $22,674,080$5,968,860 $4,116,247$21,773,655 $850,7703680
2014 · Form 990 period ending 2014-12-31 · view filing · original 990 ↗
$29,053,238$30,241,499 $9,875,893$7,519,056 $4,784,790$22,622,109 $850,0633450
2013 · Form 990 period ending 2013-12-31 · view filing · original 990 ↗
$30,194,501$30,599,033 $13,209,585$8,755,955 $6,362,070$23,523,838 $1,260,7943420
2012 · Form 990 period ending 2012-12-31 · view filing · original 990 ↗
$28,740,509$29,905,182 $12,865,786$9,102,488 $4,809,444$23,827,362 $383,0502930
2011 · Form 990 period ending 2011-12-31 · view filing · original 990 ↗
$26,792,587$24,774,001 $14,001,285$10,190,944 $6,692,808$20,039,101 $1,383,131159-
2010 · Form 990 period ending 2010-12-31 · view filing · original 990 ↗
$18,726,323$18,520,338 $12,310,204$8,174,744 $8,541,290$9,929,372 $1,129,4623260

Connected to

Organizations that list some of the same people on their returns (officers, directors, key employees on this organization’s latest return), and related organizations it lists on Schedule R.

Funders of this organization

9 grantors reported grants to this organization, $24,262,722 in all, tax years 2010 to 2025. Exact: the grantor wrote this organization's EIN. Fuzzy: the grantor wrote only a name (foundations' 990-PF has no EIN field), matched to the same or a near-identical name in the same state; the name as filed is shown. From the latest return for each grantor and year, so amended returns aren't counted twice. CSV

GrantorTotal givenGrantsLatest year's amountLatest yearYears givenTypeMatchGrants
NEIGHBORHOOD REINVESTMENT CORP $17,205,62113 $86,5842024 2010-2015, 2021-2024 Public charity Exact
show
CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO $4,472,2974 $931,5002024 2021-2024 Public charity Exact
show
NATIONAL FOUNDATION FOR CREDIT COUNSELING INC $2,170,15415 $62,6722024 2010-2024 Public charity Exact
show
CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN NEVADA $149,1632 $20,8972015 2014-2015 Public charity Exact
show
WELLS FARGO FOUNDATION $140,0002 $40,0002025 2024-2025 Private foundation Fuzzy filed as “Springboard Nonprofit Consumer Credit Management Inc”, “SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC”
show
INLAND SOUTHERN CALIFORNIA UNITED WAY $52,6674 $22,6672019 2013-2014, 2019 Public charity Exact
show
BANK OF AMERICA CHARITABLE FOUNDATION INC $45,0003 $15,0002015 2012, 2014-2015 Private foundation Fuzzy filed as “SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC”, “SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC”
show
LOCAL INITIATIVES SUPPORT CORPORATION $27,5001 $27,5002021 2021 Public charity Exact
show
JPMORGAN CHASE FOUNDATION $3201 $3202020 2020 Private foundation Fuzzy filed as “SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC”
show

Nearby + Similar BETA

Organizations like this one: what they do and who they are linked to

Same category: NTEE code and revenue

Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. NTEE: the IRS’s code when it lists one, otherwise FURP’s inferred code. Same state only · More (100)

OrganizationStateNTEELatest revenueLatest expensesTop-paid titleTop payWhy similar
CONSUMER CREDIT COUNSELING FOUNDATION INCCAP51 $4,499,587$4,036,803 PRES, TREAS,$183,015 Same NTEE code P51, revenue within 2x, same state
DEBTWAVE CREDIT COUNSELING INCCAP51 $3,177,074$2,649,504 Executive Dir.$196,864 Same NTEE code P51, revenue within 2x, same state
ABACUS CREDIT COUNSELINGCAP51 $2,995,231$2,521,477 CEO$317,173 Same NTEE code P51, revenue within 2x, same state
WEST FLORIN REPRESENTATIVE PAYEE SERVICES & NORDHUS INCCAP51 $3,771,442$3,611,332 President$0 Same NTEE code P51, revenue within 2x, same state
ACCESS COUNSELING INCCAP51 $2,158,050$2,474,279 Vice President and Secretary$105,200 Same NTEE code P51, revenue within 2x, same state
A-1 COMMUNITY HOUSING SERVICESCAP51 $2,671,223$2,329,713 EXECUTIVE DIRECTOR$96,177 Same NTEE code P51, revenue within 2x, same state
USA HOMEOWNERSHIP FOUNDATION INCCAP51 $4,527,526$5,564,209 Secretary$29,165 Same NTEE code P51, revenue within 2x, same state
CALIFORNIANS FOR FINANCIAL EDUCATIONCAP51 $2,886,067$5,105,773 PRESIDENT/DIRECTOR/TREASURER$0 Same NTEE code P51, revenue within 2x, same state
CREDIT CARD MANAGEMENT SERVICES INCFLP51 $4,502,566$4,089,333 President$270,730 Same NTEE code P51, revenue within 2x, similar name
ADVANTAGE CREDIT COUNSELING SERVICE INCPAP51 $2,487,050$2,409,594 PRESIDENT & CEO$162,418 Same NTEE code P51, revenue within 2x
CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INCNYP51 $5,051,413$3,952,237 Chief Executive Officer$210,269 Same NTEE code P51, revenue within 2x
TRINITY CREDIT COUNSELING INCOHP51 $7,679,281$6,914,972 PRESIDENT$329,388 Same NTEE code P51, revenue within 2x
CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INCOHP51 $3,515,785$3,346,254 PRESIDENT /$256,993 Same NTEE code P51, revenue within 2x
CONSUMER & BUSINESS DEBT COUNSELINGFLP51 $2,537,556$2,381,057 President$286,457 Same NTEE code P51, revenue within 2x
DEBT REDUCTION SERVICES INCIDP51 $2,316,028$2,358,235 PRESIDENT AND CEO$13,629 Same NTEE code P51, revenue within 2x, similar mission
CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEYPAP51 $6,107,706$5,843,125 CFO (SERVED UNTIL 09/2024)$276,898 Same NTEE code P51, revenue within 2x
GRANT CARDONE FOUNDATION INCFLP51 $3,962,014$632,000 DIRECTOR$13,083 Same NTEE code P51, revenue within 2x
WOMENS MONEY MATTERS INCMAP51 $2,104,178$1,588,623 EXECUTIVE DIRECTOR$136,491 Same NTEE code P51, revenue within 2x
NORTHWEST SIDE HOUSING CENTERILP51 $4,656,097$3,519,392 EXECUTIVE DIRECTOR$99,667 Same NTEE code P51, revenue within 2x
INCHARGE EDUCATION FOUNDATION INCFLP51 $6,237,222$6,337,585 CEO$414,755 Same NTEE code P51, revenue within 2x
CREDIT & HOMEOWNERSHIP EMPOWERMENT SERVICESMOP51 $3,483,870$2,514,419 President$177,000 Same NTEE code P51, revenue within 2x
SECUREFUTURES FOUNDATION INCWIP51 $2,085,450$2,080,020 PRESIDENT & CEO$171,619 Same NTEE code P51, revenue within 2x
HEBREW FREE LOAN SOCIETY INCNYP51 $6,348,228$4,086,510 PRESIDENT & CEO$367,957 Same NTEE code P51, revenue within 2x
ECONOMIC EMPOWERMENT CENTERNEP51 $4,315,945$1,132,017 Executive Director$149,319 Same NTEE code P51, revenue within 2x
NEIGHBORHOOD HOUSING SERVICES OF BROOKLYN BEDFORD-STUYVESANT CDC INNYP51 $2,855,069$2,646,302 EXECUTIVE DIRECTOR$163,603 Same NTEE code P51, revenue within 2x

Who funds organizations like this

Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).

GrantorTotal givenGrantsOrganizations fundedTypeYearsWhich ones
SHERWOOD FOUNDATION $21,551,86922 3Private foundation2014–2025 ECONOMIC EMPOWERMENT CENTER; CREDIT ADVISORS FOUNDATION; FINANCIAL BEGINNINGS
CITI FOUNDATION $11,900,0007 5Private foundation2020–2024 NATIONAL BANKERS COMMUNITY ALLIANCE INC; NORTHWEST SIDE HOUSING CENTER; GROW BROOKLYN INC; LIFE ASSET INC and 1 more
UNITED JEWISH APPEAL FEDERATION OF JEWISH PHILANTHROPIES OF NY INC $6,790,19316 1DAF sponsor2009–2024 HEBREW FREE LOAN SOCIETY INC
NATIONAL CHRISTIAN CHARITABLE FOUNDATION $6,658,30536 6DAF sponsor2012–2024 COMPASS FINANCES GOD S WAY INC; FREEDOM RAIN INC; J BAR J YOUTH SERVICES INC; GRANT CARDONE FOUNDATION INC and 2 more
JPMORGAN CHASE FOUNDATION funds this one $6,288,82273 18Private foundation2010–2025 START SMALL THINK BIG INC; SOUTHWEST ECONOMIC SOLUTIONS; CREDIT & HOMEOWNERSHIP EMPOWERMENT SERVICES; CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY and 14 more
JEWISH COMMUNAL FUND $5,701,37616 1DAF sponsor2009–2024 HEBREW FREE LOAN SOCIETY INC
SILICON VALLEY COMMUNITY FOUNDATION $5,493,0007 3DAF sponsor2020–2024 START SMALL THINK BIG INC; CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY; A-1 COMMUNITY HOUSING SERVICES
FIDELITY INVESTMENTS CHARITABLE GIFT FUND $5,003,76579 23DAF sponsor2016–2024 HEBREW FREE LOAN SOCIETY INC; PROSPERITYME; SECUREFUTURES FOUNDATION INC; NATIONAL ASSOCIATION OF INVESTORS CORPORATION and 19 more
W K KELLOGG FOUNDATION $4,976,28814 4Private foundation2017–2024 SOUTHWEST ECONOMIC SOLUTIONS; NATIONAL BANKERS COMMUNITY ALLIANCE INC; BASBLUE INC; PREPARE AND PROSPER
BALTIMORE COMMUNITY FOUNDATION INC $4,499,0383 2DAF sponsor2016–2024 CASH CAMPAIGN OF MARYLAND INC; MARYLAND CAPITAL ENTERPRISES INC
THE COMMUNITY FOUNDATION OF GREATER BIRMINGHAM $4,465,7958 1DAF sponsor2012–2024 FREEDOM RAIN INC
WELLS FARGO FOUNDATION funds this one $3,440,00025 15Private foundation2024–2025 NATIONAL BANKERS COMMUNITY ALLIANCE INC; NATIONAL FOUNDATION FOR CREDIT COUNSELING INC; EARN TO LEARN; CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY and 11 more
FAIRBRIDGE FOUNDATION $3,166,00011 1Private foundation2015–2025 FINANCIAL BEGINNINGS
SYNCHRONY FOUNDATION $3,120,0006 1Private foundation2020–2025 NATIONAL FOUNDATION FOR CREDIT COUNSELING INC
SAINT PAUL & MINNESOTA FOUNDATION $2,979,60527 2DAF sponsor2010–2025 FAMILYMEANS; PREPARE AND PROSPER

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2025 · Form 990 · $5,218,539 spent · pay $2,449,664 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Pay: officers, directors, trustees, key employees $1,976,227$1,302,502$673,725- 37.9%
Other (as described)Outside Support Services $789,829$661,580$128,249- 15.1%
Other employee benefits $402,164$282,997$119,167- 7.7%
Occupancy $402,075$316,265$85,810- 7.7%
Depreciation and depletion $277,764$230,863$46,901- 5.3%
Fees: other services $264,992$135,155$129,837- 5.1%
Other (as described)Software Maintenance and Suppo $194,750$194,495$255- 3.7%
Other (as described)All other expenses $166,618$70,245$96,373- 3.2%
Advertising and promotion $145,236$143,987$1,249- 2.8%
All other expenses $132,691$90,620$42,071- 2.5%
Other (as described)Software licenses $125,993$100,965$25,028- 2.4%
Information technology $106,399$88,875$17,524- 2.0%
Insurance $79,579$70,342$9,237- 1.5%
Other salaries and wages $71,273-$71,273- 1.4%
Interest $46,806$5,248$41,558- 0.9%
Travel $36,143$6,083$30,060- 0.7%
Total$5,218,539100%

View the filing

2024 · Form 990 · $7,343,044 spent · pay $2,898,872 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $1,699,245$971,027$728,218- 23.1%
Other (as described)OUTSIDE SUPPORT SERVICE $1,377,541$1,377,541-- 18.8%
Pay: officers, directors, trustees, key employees $742,118-$742,118- 10.1%
Depreciation and depletion $706,426$706,426-- 9.6%
All other expenses $493,973$219,538$274,435- 6.7%
Other employee benefits $457,509$181,676$275,833- 6.2%
Information technology $367,848$361,741$6,107- 5.0%
Fees: other services $365,368$209,000$156,368- 5.0%
Other (as described)SOFTWARE MAINTENANCE AN $307,883$252,219$55,664- 4.2%
Other (as described)SOFTWARE LICENSES $266,853$232,277$34,576- 3.6%
Advertising and promotion $224,302$79,484$144,818- 3.1%
Insurance $117,448$83,852$33,596- 1.6%
Interest $115,159$115,159-- 1.6%
Travel $60,190$58,350$1,840- 0.8%
Occupancy $31,141$25,036$6,105- 0.4%
Other (as described)COMMUNICATION $10,040$6,280$3,760- 0.1%
Total$7,343,044100%

View the filing

2023 · Form 990 · $7,756,704 spent · pay $2,909,871 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $1,761,699$1,710,679$51,020- 22.7%
Other (as described)OUTSIDE SUPPORT SERVICE $1,341,089-$1,341,089- 17.3%
Depreciation and depletion $707,043-$707,043- 9.1%
Pay: officers, directors, trustees, key employees $673,619-$673,619- 8.7%
Fees: other services $567,704$327,238$240,466- 7.3%
Other employee benefits $474,553$348,367$126,186- 6.1%
All other expenses $471,981$279,345$192,636- 6.1%
Other (as described)SOFTWARE MAINTENANCE AN $446,196$299,538$146,658- 5.8%
Other (as described)COMMUNICATION $353,186$4,240$348,946- 4.6%
Interest $302,905-$302,905- 3.9%
Advertising and promotion $254,521$161,345$93,176- 3.3%
Other (as described)SOFTWARE LICENSES $199,146$54,739$144,407- 2.6%
Insurance $120,348$27,656$92,692- 1.6%
Travel $44,947$9,757$35,190- 0.6%
Occupancy $37,767$10,400$27,367- 0.5%
Total$7,756,704100%

View the filing

2022 · Form 990 · $9,290,861 spent · pay $3,523,794 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,929,841$2,371,700$558,141- 31.5%
Other (as described)OUTSIDE SUPPORT SERVICE $2,042,272-$2,042,272- 22.0%
All other expenses $1,177,936$494,140$683,796- 12.7%
Depreciation and depletion $705,789-$705,789- 7.6%
Other employee benefits $568,183$470,636$97,547- 6.1%
Fees: other services $464,672$308,566$156,106- 5.0%
Other (as described)SOFTWARE MAINTENANCE AN $330,998$257,151$73,847- 3.6%
Other (as described)COMMUNICATION $282,448$5,350$277,098- 3.0%
Other (as described)TEMPORARY STAFF (NON-EM $278,816$278,816-- 3.0%
Interest $244,630-$244,630- 2.6%
Insurance $104,520$23,421$81,099- 1.1%
Information technology $59,460$33,496$25,964- 0.6%
Advertising and promotion $40,321$3,500$36,821- 0.4%
Pay: officers, directors, trustees, key employees $25,770-$25,770- 0.3%
Occupancy $19,819$8,778$11,041- 0.2%
Travel $15,386$4,272$11,114- 0.2%
Total$9,290,861100%

View the filing

2021 · Form 990 · $8,844,135 spent · pay $3,269,213 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other (as described)OUTSIDE SUPPORT SERVICE $2,810,890$127,899$2,682,991- 31.8%
Other salaries and wages $2,687,227$1,493,068$1,194,159- 30.4%
All other expenses $778,955$477,029$301,926- 8.8%
Other employee benefits $581,986$356,537$225,449- 6.6%
Depreciation and depletion $377,030$30,513$346,517- 4.3%
Occupancy $341,782$398$341,384- 3.9%
Other (as described)SOFTWARE MAINTENANCE AN $305,869$22,478$283,391- 3.5%
Other (as described)TEMPORARY STAFF (NON-EM $302,656$127,155$175,501- 3.4%
Other (as described)COMMUNICATION $273,847$26,734$247,113- 3.1%
Fees: other services $100,280$31,567$68,713- 1.1%
Insurance $99,350-$99,350- 1.1%
Interest $95,683$62$95,621- 1.1%
Advertising and promotion $79,984$550$79,434- 0.9%
Travel $8,596$1,592$7,004- 0.1%
Total$8,844,135100%

View the filing

2020 · Form 990 · $6,935,838 spent · pay $2,723,390 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,537,035$1,634,555$902,480- 36.6%
Other (as described)SERVICE FEES $1,791,516$23,358$1,768,158- 25.8%
All other expenses $789,209$380,656$408,553- 11.4%
Information technology $460,255$32,390$427,865- 6.6%
Occupancy $286,397$4,240$282,157- 4.1%
Depreciation and depletion $262,727-$262,727- 3.8%
Other (as described)COMMUNICATION $226,189$12,747$213,442- 3.3%
Fees: other services $205,693$76,524$129,169- 3.0%
Pay: officers, directors, trustees, key employees $186,355-$186,355- 2.7%
Insurance $94,444$20,125$74,319- 1.4%
Travel $57,019$2,507$54,512- 0.8%
Interest $29,824-$29,824- 0.4%
Advertising and promotion $8,150$6,600$1,550- 0.1%
Fees: legal $1,025-$1,025- 0.0%
Total$6,935,838100%

View the filing

2019 · Form 990 · $7,336,318 spent · pay $2,788,915 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $2,162,697$1,400,388$647,608$114,701 29.5%
Other (as described)PROGRAM ADMINISTRATION $1,115,845-$1,096,904$18,941 15.2%
All other expenses $637,258$172,297$438,545$26,416 8.7%
Pay: officers, directors, trustees, key employees $626,218-$626,218- 8.5%
Information technology $559,642$19,625$539,987$30 7.6%
Other (as described)SERVICE FEES $491,765$491,765-- 6.7%
Interest $429,911-$429,911- 5.9%
Occupancy $293,912$300$293,612- 4.0%
Other (as described)AMORTIZATION OF DEBT IS $273,586-$273,586- 3.7%
Depreciation and depletion $203,355-$203,355- 2.8%
Fees: other services $191,227$29,527$160,925$775 2.6%
Other (as described)COMMUNICATION $135,505-$133,553$1,952 1.8%
Travel $128,066$7,663$113,244$7,159 1.7%
Insurance $76,671$20,204$56,467- 1.0%
Advertising and promotion $7,883$7,654-$229 0.1%
Fees: legal $2,777-$2,777- 0.0%
Total$7,336,318100%

View the filing

2018 · Form 990 · $18,368,367 spent · pay $13,037,894 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $12,460,928$10,497,731$1,794,907$168,290 67.8%
All other expenses $1,470,667$613,485$812,067$45,115 8.0%
Other (as described)TRANSACTION/PROCESSING $1,372,285$1,338,888$33,397- 7.5%
Occupancy $633,438$349,864$283,574- 3.4%
Pay: officers, directors, trustees, key employees $576,966-$576,966- 3.1%
Information technology $564,890$239,268$325,622- 3.1%
Other (as described)COMMUNICATION $342,565$187,349$153,211$2,005 1.9%
Fees: other services $270,815$23,617$247,198- 1.5%
Depreciation and depletion $237,807-$237,807- 1.3%
Other (as described)UTILITIES $187,169$110,863$76,306- 1.0%
Insurance $101,106$23,785$77,321- 0.6%
Travel $88,526$1,874$83,398$3,254 0.5%
Other (as described)MAINTAINANCE AND REPAIR $32,961$24$32,937- 0.2%
Advertising and promotion $26,875$26,598-$277 0.1%
Interest $1,369-$1,369- 0.0%
Total$18,368,367100%

View the filing

2017 · Form 990 · $25,834,702 spent · pay $18,495,411 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $17,649,918$14,541,127$2,943,863$164,928 68.3%
Other (as described)TRANSACTION/PROCESSING $2,126,143$1,507,376$618,767- 8.2%
All other expenses $1,721,556$1,007,818$669,839$43,899 6.7%
Pay: officers, directors, trustees, key employees $845,493-$845,493- 3.3%
Information technology $828,187$341,022$487,165- 3.2%
Occupancy $827,825$392,521$435,304- 3.2%
Depreciation and depletion $553,390$312,097$241,293- 2.1%
Other (as described)UTILITIES $471,097$383,849$87,248- 1.8%
Other (as described)COMMUNICATION $396,858$220,233$175,612$1,013 1.5%
Insurance $192,812$25,181$167,631- 0.7%
Travel $99,110$3,857$93,390$1,863 0.4%
Other (as described)MAINTAINANCE AND REPAIR $70,172$2,853$67,319- 0.3%
Fees: legal $33,233$11,274$21,959- 0.1%
Advertising and promotion $18,908$9,220$9,335$353 0.1%
Total$25,834,702100%

View the filing

2016 · Form 990 · $28,856,771 spent · pay $20,461,597 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $19,676,519$16,499,009$2,986,742$190,768 68.2%
Other (as described)TRANSACTION/PROCESSING $2,601,904$2,597,767$4,137- 9.0%
All other expenses $1,660,977$869,046$745,368$46,563 5.8%
Information technology $1,004,238$409,930$594,260$48 3.5%
Pay: officers, directors, trustees, key employees $785,078-$785,078- 2.7%
Occupancy $770,831$400,949$369,398$484 2.7%
Depreciation and depletion $626,924-$626,924- 2.2%
Other (as described)MAINTAINANCE AND REPAIR $611,952$1,294$610,658- 2.1%
Other (as described)UTILITIES $446,226$357,031$89,195- 1.5%
Other (as described)COMMUNICATION $344,187$198,160$144,045$1,982 1.2%
Insurance $179,933$17,866$162,067- 0.6%
Travel $94,565$6,610$82,443$5,512 0.3%
Fees: legal $33,573$7,371$26,202- 0.1%
Advertising and promotion $19,864$14,496$5,368- 0.1%
Total$28,856,771100%

View the filing

2015 · Form 990 · $29,377,017 spent · pay $21,807,732 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $20,956,962$19,471,115$1,118,938$366,909 71.3%
All other expenses $5,844,564$4,994,472$850,092- 19.9%
Pay: officers, directors, trustees, key employees $850,770-$850,770- 2.9%
Depreciation and depletion $572,277$413,591$158,686- 1.9%
Other (as described)PROFESSIONAL SERVICES $381,466$287,144$94,322- 1.3%
Travel $197,147$35,562$89,108$72,477 0.7%
Office expenses $142,729$129,299$13,430- 0.5%
Insurance $125,711$100,569$25,142- 0.4%
Advertising and promotion $115,033$101,190$6,082$7,761 0.4%
Interest $67,454$43,845$23,609- 0.2%
Other (as described)BANK CHARGES $49,902$32,613$17,289- 0.2%
Other (as described)STAFF DEVELOPMENT $41,695$35,638$6,057- 0.1%
Other (as described)LEASED EQUIPMENT $22,558$16,242$6,316- 0.1%
Fees: legal $8,749$2,263$6,486- 0.0%
Total$29,377,017100%

View the filing

2014 · Form 990 · $30,241,499 spent · pay $22,776,218 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $21,926,155$20,181,831$1,331,999$412,325 72.5%
All other expenses $5,048,639$4,775,278$273,361- 16.7%
Pay: officers, directors, trustees, key employees $850,063-$850,063- 2.8%
Depreciation and depletion $726,667$520,346$206,321- 2.4%
Other (as described)PROFESSIONAL SERVICES $670,520$593,560$76,960- 2.2%
Travel $231,700$18,829$126,431$86,440 0.8%
Office expenses $186,544$163,231$23,313- 0.6%
Advertising and promotion $164,830$147,180$9,479$8,171 0.5%
Fees: legal $112,796$40,524$71,392$880 0.4%
Insurance $110,517$88,414$22,103- 0.4%
Other (as described)STAFF DEVELOPMENT $75,840$66,710$9,130- 0.3%
Interest $69,762$48,281$21,481- 0.2%
Other (as described)BANK CHARGES $46,069$30,254$15,815- 0.2%
Other (as described)LEASED EQUIPMENT $21,397$15,406$5,991- 0.1%
Total$30,241,499100%

View the filing

2013 · Form 990 · $30,599,033 spent · pay $23,327,707 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $22,066,913$20,912,957$765,583$388,373 72.1%
All other expenses $4,186,535$3,842,387$344,148- 13.7%
Pay: officers, directors, trustees, key employees $1,260,794-$1,260,794- 4.1%
Depreciation and depletion $818,451$579,716$238,735- 2.7%
Other (as described)PROFESSIONAL SERVICES $749,126$672,841$76,285- 2.4%
Advertising and promotion $484,431$440,565$25,812$18,054 1.6%
Travel $394,642$47,143$213,681$133,818 1.3%
Fees: legal $163,626$135,127$21,817$6,682 0.5%
Other (as described)STAFF DEVELOPMENT $115,750$104,768$10,982- 0.4%
Insurance $102,861$82,258$20,603- 0.3%
Other (as described)LEASED EQUIPMENT $98,011$79,403$18,608- 0.3%
Interest $81,861$56,314$25,547- 0.3%
Other (as described)BANK CHARGES $76,032$50,339$25,693- 0.2%
Total$30,599,033100%

View the filing

2012 · Form 990 · $29,905,182 spent · pay $22,171,542 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $21,788,492$19,478,266$1,873,481$436,745 72.9%
All other expenses $4,607,154$4,357,802$249,352- 15.4%
Depreciation and depletion $987,354$696,681$290,673- 3.3%
Advertising and promotion $473,625$424,296$26,928$22,401 1.6%
Travel $453,023$9,686$279,074$164,263 1.5%
Other (as described)PROFESSIONAL SERVICES $408,664$344,812$63,852- 1.4%
Pay: officers, directors, trustees, key employees $383,050-$383,050- 1.3%
Office expenses $218,895$190,265$28,630- 0.7%
Other (as described)STAFF DEVELOPMENT $136,217$119,745$16,472- 0.5%
Other (as described)BANK CHARGES $108,938$74,653$34,285- 0.4%
Insurance $103,309$82,647$20,662- 0.3%
Fees: legal $89,920$21,851$44,997$23,072 0.3%
Interest $87,516$56,886$30,630- 0.3%
Other (as described)LEASED EQUIPMENT $59,025$42,498$16,527- 0.2%
Total$29,905,182100%

View the filing

2011 · Form 990 · $24,774,001 spent · pay $17,764,001 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $16,380,870$14,984,810$1,012,217$383,843 66.1%
All other expenses $3,626,000$3,360,000$266,000- 14.6%
Pay: officers, directors, trustees, key employees $1,383,131$968,191$345,783$69,157 5.6%
Depreciation and depletion $1,031,000$670,000$361,000- 4.2%
Other (as described)PROFESSIONAL SERVICES $696,000$673,000$23,000- 2.8%
Advertising and promotion $482,000$439,000$26,000$17,000 1.9%
Travel $410,000$151,000$162,000$97,000 1.7%
Fees: legal $231,000$126,000$97,000$8,000 0.9%
Office expenses $142,000$118,000$24,000- 0.6%
Interest $94,000$61,000$33,000- 0.4%
Insurance $87,000$65,000$22,000- 0.4%
Other (as described)BANK CHARGES $83,000$54,000$29,000- 0.3%
Other (as described)LEASED EQUIPMENT $82,000$53,000$29,000- 0.3%
Other (as described)STAFF DEVELOPMENT $46,000$40,000$6,000- 0.2%
Total$24,774,001100%

View the filing

2010 · Form 990 · $18,520,338 spent · pay $12,245,569 · grants $0 · events $0
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $11,116,107$9,301,730$1,360,783$453,594 60.0%
Pay: officers, directors, trustees, key employees $1,129,462$903,570$169,419$56,473 6.1%
All other expenses $1,106,843$245,442$861,401- 6.0%
Depreciation and depletion $879,245$571,509$307,736- 4.7%
Fees: other services $854,426$806,201$48,225- 4.6%
Information technology $598,822$482,631$116,191- 3.2%
Other (as described)REPAIRS & MAINTENANCE $581,414$422,530$158,884- 3.1%
Office expenses $503,739$413,428$90,311- 2.7%
Travel $467,421$126,318$213,189$127,914 2.5%
Advertising and promotion $360,083$324,120$21,578$14,385 1.9%
Fees: legal $302,213$178,448$113,864$9,901 1.6%
Other (as described)BANK CHARGES $223,300$200,403$22,897- 1.2%
Interest $144,245$93,759$50,486- 0.8%
Other (as described)STAFF DEVELOPMENT $93,524$81,544$11,980- 0.5%
Other (as described)DUES & SUBSCRIPTIONS $90,617$72,494$18,123- 0.5%
Insurance $37,807$28,355$9,452- 0.2%
Other (as described)LEASED EQUIPMENT $31,070$21,257$9,813- 0.2%
Total$18,520,338100%

View the filing

State business registration

The same business name in the same state, from the state’s official registry data.

Trademarks

20 US trademarks, 6 live.

MarkSerialFiledStatusSource
CREDIT.ORG871634322016-09-07RegisteredTRCFECO2, file of 2024-03-27
MOVE859146172013-04-25Registration cancelledTRTYRAP, file of 2026-04-03
SMP857222222012-09-06AbandonedTRCFECO2, file of 2024-03-27
STUDENT LOAN MANAGEMENT PLAN857221852012-09-06AbandonedTRCFECO2, file of 2024-03-27
STUDENT LOAN ALLIANCE857161862012-08-29Registration cancelledTRCFECO2, file of 2024-03-27
RENT4SUCCESS856370152012-05-29Registered and renewedTRCFECO2, file of 2024-03-27
STREET LIGHT REPORT855733452012-03-19Registration cancelledTRCFECO2, file of 2024-03-27
SOCIAL CONSCIOUS MANAGEMENT855410282012-02-13Registration cancelledTRCFECO2, file of 2024-03-27
MORTGAGE ASSISTANCE ADVISOR854726872011-11-15Registration cancelledTRCFECO2, file of 2024-03-27
FIT ACADEMY852976682011-04-18Registered and renewedTRCFECO2, file of 2024-03-27

The newest marks of the trademark owners above, matched to this record by name (and state).

Also on this site Fuzzy

RecordName as filedWhereDatasetMatched by
Business registrationSPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT, INC.CAState business registriesEIN (EXACT, as the state registration reports it)
Plan sponsorSPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT, INC.CAForm 5500 (employee benefit plans)EIN (EXACT)
Trademark ownerSpringboard Non-Profit Consumer Credit Management, Inc.CATrademarks (USPTO)name and state

Matched by an identifier (EIN, CIK, CRD), by name and state or city, or by street address; a shared name or address is not proof of the same person or organization. Every link says how it was made; how the cross-referencing works.

Others with the same interests

NTEE code Financial Counseling, CA first:

More with this interest.

In other datasets, the same topic (Human services) in CA:

Interests: Financial Counseling · Human services

The area Census

Riverside CountyRiverside cityCensus Tract 422.14

County outline, the place (blue), the tract (orange) and the ZIP center (dot).

In Census Tract 422.14, Riverside County, California, place (city or town) Riverside, CA, county Riverside County, CA, state California; placed by its ZIP code (county and tract) and city name (place). The tract is the tract holding most of the record's ZIP code (FURP does not geocode street addresses).

  • CYNTHIA WILLIAMS was paid $249,996, 2.7 times the median household income in Riverside, CA ($91,045), where 12.2% of residents live in poverty.
  • Revenue of $4,048,762 is $13 per resident of Riverside, CA (population 319,069).
  • That revenue equals 0.05% of all household income in Riverside, CA (95,176 households at the median $91,045, about $8,665,298,920).
  • 37 employees is 0.1 per 1,000 residents of Riverside, CA.
MeasureCensus tract
Census Tract 422.14, Riverside County, California
Place (city or town)
Riverside, CA
County
Riverside County, CA
State
California
Population B010037,679319,0692,478,60039,287,377
Population, 2020 census P16,843314,9982,418,18539,538,223
Median age B0100239.333.637.037.9
Under 18 B0100124.4%23.1%24.1%22.0%
65 and over B0100112.1%12.0%15.4%15.7%
Households B110012,26695,176775,33513,548,091
Foreign born B0500218.2%22.4%21.9%27.0%
Median household income B19013$133,370$91,045$93,074$99,122
Median family income B19113$132,171$101,253$103,984$113,346
Per capita income B19301$44,101$34,896$38,317$49,513
Poverty rate B170015.5%12.2%10.6%12.0%
Unemployment rate B230256.2%6.3%6.5%6.6%
Civilian labor force B230254,217164,8871,191,32320,068,466
Mean commute (minutes) B0801331.831.333.828.7
Bachelor's degree or higher B1500327.9%25.7%25.6%37.1%
Housing units B250012,39499,910869,41414,644,735
Owner-occupied B2500378.7%56.8%69.1%55.9%
Renters B2500321.3%43.2%30.9%44.1%
Median home value B25077$599,900$584,800$557,300$734,700
Median gross rent B25064$2,645$1,914$1,901$2,036
White, not Hispanic B0300223.5%26.1%31.0%33.8%
Black B0300222.5%5.9%6.0%5.2%
Hispanic or Latino B0300240.5%55.6%51.3%40.2%
Asian B030029.9%8.0%6.9%15.3%
American Indian and Alaska Native B030020.1%0.2%0.3%0.3%

Economy now FRED unemployment 5.1% in Sep 2026 (5.5% a year earlier); per capita personal income $90,957 in 2025, up 30% in five years (+4.3% after inflation); Unemployment rate: 5.5% in Sep 2016 to 5.1% in Sep 2026; low 3.8%, high 16.1% the state; Source: FRED, Federal Reserve Bank of St. Louis.

Data: IPUMS NHGIS (ACS 2020-2024 and the 2020 census); each figure links to its table for that area at data.census.gov. Records are placed by ZIP code and city name, not street address. More: everything FURP has in Census Tract 422.14, Riverside County, California.

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