COLORADO HEALTH BENEFIT EXCHANGE: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
COLORADO HEALTH BENEFIT EXCHANGE (EIN 45-3733823)
Tax period
2024-07-01 to 2025-06-30
Filed
2026-04-21
IRS object ID
202611119349301131
Schema version
2024v5.5
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2026-04-21T11:00:11-05:00ReturnTs
Tax Period End2025-06-30TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN331498605PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1PLANTE & MORAN PLLCBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line18181 E TUFTS AVE SUITE 600AddressLine1Txt
CityDENVERCityNm
State AbbreviationCOStateAbbreviationCd
ZIP80237ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2024-07-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN453733823EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1COLORADO HEALTH BENEFIT EXCHANGEBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlCOLOBusinessNameControlTxt
Phone7204962530PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line14600 SOUTH ULSTER STREET 300AddressLine1Txt
CityDENVERCityNm
State AbbreviationCOStateAbbreviationCd
ZIP80237ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonKEVIN PATTERSONPersonNm
Person TitleCEOPersonTitleTxt
Phone7204962530PhoneNum
Signature2026-04-17SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (1)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonALYSSA M KENTPreparerPersonNm
PTINP01701477PTIN
Phone3037409400PhoneNum
Preparation2026-04-17PreparationDt
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

Doing Business As Name DoingBusinessAsName

FieldValueIRS element (for citing)
Business Name Line1CONNECT FOR HEALTH COLORADOBusinessNameLine1Txt
FieldValueIRS element (for citing)
Principal OfficerKEVIN PATTERSONPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line14600 SOUTH ULSTER STREET NO 300AddressLine1Txt
CityDENVERCityNm
State AbbreviationCOStateAbbreviationCd
ZIP80237ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$72,273,797GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressWWW.CONNECTFORHEALTHCO.COMWebsiteAddressTxt
Type Of Organization OtherYes (X)TypeOfOrganizationOtherInd
Other Organization DscUNINCORPORATED ASSOCIATIONOtherOrganizationDsc
Formation2011FormationYr
Legal Domicile StateCOLegalDomicileStateCd
Activity Or MissionTO INCREASE ACCESS, AFFORDABILITY, AND CHOICE FOR INDIVIDUALS PURCHASING INSURANCE.ActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee242TotalEmployeeCnt
Total Volunteers12TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$6,785,366PYContributionsGrantsAmt
CY Contributions Grants$5,281,579CYContributionsGrantsAmt
PY Program Service Revenue$52,733,483PYProgramServiceRevenueAmt
CY Program Service Revenue$65,885,333CYProgramServiceRevenueAmt
PY Investment Income$628,014PYInvestmentIncomeAmt
CY Investment Income$1,103,669CYInvestmentIncomeAmt
PY Other Revenue$139,279PYOtherRevenueAmt
CY Other Revenue$3,216CYOtherRevenueAmt
PY Total Revenue$60,286,142PYTotalRevenueAmt
CY Total Revenue$72,273,797CYTotalRevenueAmt
PY Grants And Similar Paid$0PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$25,354,821PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$25,968,057CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$10,306CYTotalFundraisingExpenseAmt
PY Other Expenses$28,636,218PYOtherExpensesAmt
CY Other Expenses$33,316,254CYOtherExpensesAmt
PY Total Expenses$53,991,039PYTotalExpensesAmt
CY Total Expenses$59,284,311CYTotalExpensesAmt
PY Revenues Less Expenses$6,295,103PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$12,989,486CYRevenuesLessExpensesAmt
Total Assets BOY$55,485,461TotalAssetsBOYAmt
Total Assets EOY$72,790,021TotalAssetsEOYAmt
Total Liabilities BOY$10,453,858TotalLiabilitiesBOYAmt
Total Liabilities EOY$14,768,932TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$45,031,603NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$58,021,089NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionTHE MISSION OF CONNECT FOR HEALTH COLORADO IS TO INCREASE ACCESS, AFFORDABILITY, AND CHOICE FOR INDIVIDUALS AND SMALL EMPLOYERS PURCHASING HEALTH INSURANCE IN COLORADO. (SEE ON SCHEDULE O)CONNECT FOR HEALTH COLORADO IS INTENDED TO REFLECT THE NEEDS OF OUR STATE, SEEK COLORADO-SPECIFIC SOLUTIONS, AND EXPLORE THE MAXIMUM NUMBER OF OPTIONS AVAILABLE TO THE STATE OF COLORADO IN MEETING THE GOALS OF ACCESS, AFFORDABILITY, AND CHOICE.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
Expense$49,658,517ExpenseAmt
Grant$0GrantAmt
Revenue$63,303,039RevenueAmt
DescTHE CONTINUATION OF THE FEDERAL ENHANCED PREMIUM TAX CREDITS AND COLORADO'S COST SHARING REDUCTIONS HELPED LOWER THE COST OF MONTHLY PREMIUMS AND OUT-OF-POCKET COSTS FOR 80% OF OUR CUSTOMERS. THROUGH THESE SAVINGS PROGRAMS AND CONTINUED EFFORTS TO INFORM PEOPLE OF THEIR HEALTH INSURANCE OPTIONS AND AVAILABLE FINANCIAL HELP, C4HCO SAW RECORD ENROLLMENTS THIS YEAR. NEARLY 296,500 COLORADANS SIGNED UP FOR COVERAGE DURING OPEN ENROLLMENT FOR 2025. THIS TOTAL WAS A 19% INCREASE FROM THE PRIOR OPEN ENROLLMENT PERIOD. WITH THE GROWTH IN HEALTH COVERAGE PROVIDED THROUGH C4HCO, THE STATE SAW AN INCREASE OF OVER $300 MILLION IN FEDERAL FINANCIAL HELP. (SEE ON SCHEDULE O)AREAS OF SIGNIFICANT FOCUS THIS YEAR INCLUDED:CUSTOMER OPERATIONS.OUR CUSTOMER SERVICE CENTER CONTINUED TO BUILD ON THE MOMENTUM AND SUCCESS WE EXPERIENCED IN STREAMLINING OPERATIONS LAST YEAR WHEN WE BROUGHT SYSTEMS IN-HOUSE AND CREATED A DEDICATED INTERNAL CUSTOMER SUPPORT TEAM. THANKS TO THESE IMPROVEMENTS AND THE IMPLEMENTATION OF AN INTUITIVE KNOWLEDGE BASE THIS YEAR, THE AVERAGE CALL DURATION DECREASED BY A FULL MINUTE BETWEEN DECEMBER 2023 AND DECEMBER 2024, LEADING TO A CUSTOMER SATISFACTION RATE OF 87% NEARLY 40% HIGHER THAN FIVE YEARS AGO.BROKER AND ASSISTER CUSTOMER SUPPORT.ABOUT 66% OF ALL ENROLLMENTS FOR PLAN YEAR 2025 WERE COMPLETED WITH THE HELP OF A HEALTH INSURANCE BROKER OR ASSISTER. THIS YEAR, WE EXPANDED OUR ASSISTANCE NETWORK, WELCOMING NEW COMMUNITY-BASED REFERRAL PARTNERS, INCLUDING SOCIAL SERVICE AGENCIES AND HEALTH CARE PROVIDERS. ADDITIONALLY, CONNECT FOR HEALTH COLORADO ADDED 17 NEW STOREFRONT LOCATIONS TO PROVIDE ENROLLMENT HELP AT 63 ENROLLMENT CENTERS ACROSS THE STATE. IMPROVEMENTS TO THE BROKER PORTAL ALLOWED FOR SEAMLESS INTEGRATION WITH CUSTOMER INFORMATION AND SPED UP THE ENROLLMENT PROCESS. THESE IMPROVEMENTS CONTRIBUTED TO NEARLY 178,000 CUSTOMERS ENROLLING WITH THE HELP OF A BROKER.MODERNIZING SYSTEMS.WITH AN INCREASED EMPHASIS ON A CUSTOMER'S EXPERIENCE WHEN USING THE MARKETPLACE PLATFORM, C4HCO FOCUSED ON CONTINUING TO MOVE TOWARDS A COMBINED APPLICATION AND SHOPPING/ENROLLMENT PROCESS. ACCOMPLISHMENTS DURING THE YEAR INCLUDED ENHANCEMENTS TO OUR RENEWAL PROCESS, CONTRIBUTING TO 83% OF OUR ENROLLMENTS COMING FROM RETURNING CUSTOMERS. ADDITIONALLY, IMPROVEMENTS WERE MADE TO OUR CUSTOMER PAYMENT AND TESTING PROCESSES.Desc
Total Program Service Expenses$49,658,517TotalProgramServiceExpensesAmt
Described In Section501c3Yes (1)DescribedInSection501c3Ind
Schedule B RequiredYes (1)ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Lobbying Activities0LobbyingActivitiesInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other AssetsYes (1)ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtYes (1)ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To Organizations0GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Engaged In Excess Benefit Trans0EngagedInExcessBenefitTransInd
PY Excess Benefit Trans0PYExcessBenefitTransInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent0BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded Entity0DisregardedEntityInd
Related EntityYes (1)RelatedEntityInd
Related Organization Ctrl EntYes (1)RelatedOrganizationCtrlEntInd
Transaction With Control EntYes (1)TransactionWithControlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org0TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document24IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee242EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit0UnrelatedBusIncmOverLimitInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Quid Pro Quo Contributions0QuidProQuoContributionsInd
Form8282 Property Disposed Of0Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct0RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct0PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt0SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or Stockholders0MembersOrStockholdersInd
Election Of Board Members0ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of Committees0MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process OtherYes (1)CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1BRIAN BRAUN CFOBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone7204962530PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line14600 SOUTH ULSTER STREET NO 300AddressLine1Txt
CityDENVERCityNm
State AbbreviationCOStateAbbreviationCd
ZIP80237ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (19 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeIndHighest Compensated EmployeeHighestCompensatedEmployeeInd
DICK THOMPSON
BOARD CHAIR5.000.00Yes (X)Yes (X)$0$0$0
MARA BAER
BOARD CHAIR-ELECT3.000.00Yes (X)Yes (X)$0$0$0
ANNIE LEE
VICE-CHAIR3.000.00Yes (X)Yes (X)$0$0$0
LOREZ MEINHOLD
TREASURER3.000.00Yes (X)Yes (X)$0$0$0
CHRISTY BLAKELY
DIRECTOR3.000.00Yes (X)$0$0$0
PATRICK GORDON
DIRECTOR3.000.00Yes (X)$0$0$0
ADAM FOX
DIRECTOR3.000.00Yes (X)$0$0$0
ROBERT RUIZ-MOSS
DIRECTOR3.000.00Yes (X)$0$0$0
JENNIFER BROOKS
DIRECTOR3.000.00Yes (X)$0$0$0
KEVIN PATTERSON
CHIEF EXECUTIVE OFFICER45.000.00Yes (X)$398,905$0$40,400
BRIAN BRAUN
CHIEF FINANCIAL OFFICER45.000.00Yes (X)$292,599$0$62,162
KELLY GUTHNER
CHIEF INNOVATION OFFICER45.000.00Yes (X)$295,531$0$56,074
KATHERINE DAVIES
CHIEF PRODUCT OFFICER45.000.00$200,488$0$39,262Yes (X)
NINA SCHWARTZ
CHIEF POLICY AND EXTERNAL AFFAIRS OFFICER42.000.00$176,907$0$30,116Yes (X)
RENATA ROBINSON
CHIEF HUMAN RESOURCES AND TRAINING OFFICER41.000.00$292,056$0$50,750Yes (X)
ALAN SCHMITZ
GENERAL COUNSEL/COMPLIANCE OFFICER41.000.00$255,772$0$52,926Yes (X)
JUSTIN BRANDON
SENIOR DIRECTOR OF CUSTOMER AND ISSUER OPERATIONS45.000.00$201,500$0$45,693Yes (X)
WILLIAM SCHWARTZ
DIRECTOR OF SOFTWARE DEVELOPMENT41.280.00$188,523$0$44,623Yes (X)
MOLLY MCCLURG
DEPUTY GENERAL COUNSEL40.000.00$184,450$0$29,119Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$2,486,731TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$451,125TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K75IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
CGI
12907 COLLECTIONS CENTER DRCHICAGOIL60693TECHNOLOGY DEVELOPMENT$8,167,892
HIRE CONNECTIONS
7853 E ARAPAHOE CT 1000CENTENNIALCO80112CUSTOMER SERVICE$3,696,228
QUANTA INTELLIGENCE
3800 BUCHTEL BOULEVARD 100037DENVERCO80250TECH AND BUSINESS INTELLIGENCE$627,912
COMPRI CONSULTING
2601 BLAKE STREET SUITE 100DENVERCO80205PRODUCT DEVELOPMENT$373,950
BURKSCOMM
3619 S NARCISSUS WAYDENVERCO80237OUTREACH$228,474
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K9CntrctRcvdGreaterThan100KCnt
All Other Contributions$5,281,579AllOtherContributionsAmt
Total Contributions$5,281,579TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtExclusionExclusionAmt
CARRIER FEE REVENUE900099$57,989,601$57,989,601
PROGRAM REVENUE900099$5,310,222$5,310,222
MANAGEMENT FEES900099$2,585,510$2,585,510
FieldValueIRS element (for citing)
Total Program Service Revenue$65,885,333TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$832,172TotalRevenueColumnAmt
Exclusion$832,172ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Other$271,497OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Other$0OtherAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Other$271,497OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$271,497TotalRevenueColumnAmt
Exclusion$271,497ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

FieldValueIRS element (for citing)
DescOTHER INCOMEDesc
Business900099BusinessCd
Total Revenue Column$3,216TotalRevenueColumnAmt
Related Or Exempt Func Income$3,216RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Other Revenue Total$3,216OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$72,273,797TotalRevenueColumnAmt
Related Or Exempt Func Income$63,303,039RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$0UnrelatedBusinessRevenueAmt
Exclusion$3,689,179ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$1,431,065TotalAmt
Program Services$1,001,143ProgramServicesAmt
Management And General$422,350ManagementAndGeneralAmt
Fundraising$7,572FundraisingAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$17,648,679TotalAmt
Program Services$14,320,487ProgramServicesAmt
Management And General$3,328,192ManagementAndGeneralAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$1,801,792TotalAmt
Program Services$1,446,895ProgramServicesAmt
Management And General$354,182ManagementAndGeneralAmt
Fundraising$715FundraisingAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$3,371,200TotalAmt
Program Services$2,707,179ProgramServicesAmt
Management And General$662,683ManagementAndGeneralAmt
Fundraising$1,338FundraisingAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$1,715,321TotalAmt
Program Services$1,377,456ProgramServicesAmt
Management And General$337,184ManagementAndGeneralAmt
Fundraising$681FundraisingAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$20,894TotalAmt
Management And General$20,894ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$494,632TotalAmt
Program Services$102,814ProgramServicesAmt
Management And General$391,818ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$267,411TotalAmt
Program Services$80,004ProgramServicesAmt
Management And General$187,407ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$273,868TotalAmt
Program Services$82,350ProgramServicesAmt
Management And General$191,518ManagementAndGeneralAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$468,496TotalAmt
Program Services$375,729ProgramServicesAmt
Management And General$92,767ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$104,133TotalAmt
Program Services$15,325ProgramServicesAmt
Management And General$88,808ManagementAndGeneralAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$29,959TotalAmt
Program Services$13,228ProgramServicesAmt
Management And General$16,731ManagementAndGeneralAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$4,644,275TotalAmt
Program Services$4,589,212ProgramServicesAmt
Management And General$55,063ManagementAndGeneralAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$99,973TotalAmt
Management And General$99,973ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
TECHNOLOGY DEVELOPMENT$11,730,391$11,655,071$75,320
MARKETING AND OUTREACH$6,156,921$6,140,692$16,229
CUSTOMER SERVICE DEVELO$5,410,889$5,410,889
TRAINING$100,198$47,191$53,007

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$3,514,214TotalAmt
Program Services$292,852ProgramServicesAmt
Management And General$3,221,362ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$59,284,311TotalAmt
Program Services$49,658,517ProgramServicesAmt
Management And General$9,615,488ManagementAndGeneralAmt
Fundraising$10,306FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$2,695,077BOYAmt
EOY$2,022,102EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$4,463,047BOYAmt
EOY$9,226,190EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$14,953,395BOYAmt
EOY$11,985,818EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$1,155,084BOYAmt
EOY$1,279,122EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$67,951,477LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$48,974,486LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$18,529,219BOYAmt
EOY$18,976,991EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
BOY$10,340,807BOYAmt
EOY$21,155,609EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

FieldValueIRS element (for citing)
BOY-$172,762BOYAmt
EOY$98,735EOYAmt

Intangible Assets IntangibleAssetsGrp

FieldValueIRS element (for citing)
BOY$336,859BOYAmt
EOY$3,870,176EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$3,184,735BOYAmt
EOY$4,175,278EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$55,485,461BOYAmt
EOY$72,790,021EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$7,910,375BOYAmt
EOY$9,013,486EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$2,543,483BOYAmt
EOY$5,755,446EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$10,453,858BOYAmt
EOY$14,768,932EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$26,696,089BOYAmt
EOY$39,384,354EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$18,335,514BOYAmt
EOY$18,636,735EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$45,031,603BOYAmt
EOY$58,021,089EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$55,485,461BOYAmt
EOY$72,790,021EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$12,989,486ReconcilationRevenueExpnssAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS AuditedYes (1)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consolidated Basis Fincl StmtYes (X)ConsolidatedBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (1)AuditCommitteeInd
Federal Grant Audit RequiredYes (1)FederalGrantAuditRequiredInd
Federal Grant Audit PerformedYes (1)FederalGrantAuditPerformedInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Governmental UnitYes (X)GovernmentalUnitInd

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule D IRS990ScheduleD

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$205,649OtherCostOrOtherBasisAmt
Book Value$205,649BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$1,366,572OtherCostOrOtherBasisAmt
Depreciation$1,252,421DepreciationAmt
Book Value$114,151BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$66,379,256OtherCostOrOtherBasisAmt
Depreciation$47,722,065DepreciationAmt
Book Value$18,657,191BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$18,976,991TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (3 entries)

DescDescBook ValueBookValueAmt
INTERCOMPANY RECEIVABLE$2,602,881
LEASE RIGHT-OF-USE ASSETS$1,545,014
SECURITY DEPOSITS$27,383
FieldValueIRS element (for citing)
Total Book Value Other Assets$4,175,278TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)

DescDescAmtAmt
SBITA LIABILITY$3,946,355
RIGHT-OF-USE LIABLITIY$1,372,840
DEFERRED RENT$436,251
FieldValueIRS element (for citing)
Total Liability$5,755,446TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt$71,903,255TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported$0RevenueNotReportedAmt
Revenue Subtotal$71,903,255RevenueSubtotalAmt
Other Revenues Not Included$370,542OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt$370,542RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990$72,273,797TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt$58,913,769TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported$0ExpensesNotReportedAmt
Expenses Subtotal$58,913,769ExpensesSubtotalAmt
Other Expenses Not Included$370,542OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt$370,542ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990$59,284,311TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART XI, LINE 4B - OTHER ADJUSTMENTS:INTEREST EXPENSE NETTED AGAINST REVENUE 370,542.
PART XII, LINE 4B - OTHER ADJUSTMENTS:INTEREST EXPENSE NETTED AGAINST REVENUE 370,542.

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr Plan0SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org0CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs0CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org0CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs0CompBsdNetEarnsRltdOrgsInd
Any Non Fixed PaymentsYes (1)AnyNonFixedPaymentsInd
Initial Contract Exception0InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
KEVIN PATTERSON
CHIEF EXECUTIVE OFFICER$351,081$0$47,824$0$0$0$20,400$0$20,000$0$439,305$0$0$0
BRIAN BRAUN
CHIEF FINANCIAL OFFICER$292,599$0$0$0$0$0$29,620$0$32,542$0$354,761$0$0$0
KELLY GUTHNER
CHIEF INNOVATION OFFICER$295,531$0$0$0$0$0$29,553$0$26,521$0$351,605$0$0$0
RENATA ROBINSON
CHIEF HUMAN RESOURCES AND TRAINING O$292,056$0$0$0$0$0$23,666$0$27,084$0$342,806$0$0$0
ALAN SCHMITZ
GENERAL COUNSEL/COMPLIANCE OFFICER$255,772$0$0$0$0$0$25,851$0$27,075$0$308,698$0$0$0
JUSTIN BRANDON
SENIOR DIRECTOR OF CUSTOMER AND ISSU$201,500$0$0$0$0$0$20,130$0$25,563$0$247,193$0$0$0
KATHERINE DAVIES
CHIEF PRODUCT OFFICER$200,488$0$0$0$0$0$20,599$0$18,663$0$239,750$0$0$0
WILLIAM SCHWARTZ
DIRECTOR OF SOFTWARE DEVELOPMENT$188,523$0$0$0$0$0$18,972$0$25,651$0$233,146$0$0$0
MOLLY MCCLURG
DEPUTY GENERAL COUNSEL$184,450$0$0$0$0$0$17,857$0$11,262$0$213,569$0$0$0
NINA SCHWARTZ
CHIEF POLICY AND EXTERNAL AFFAIRS OF$176,907$0$0$0$0$0$17,961$0$12,155$0$207,023$0$0$0

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 7FormAndLineReferenceDesc
ExplanationTHE BONUS THAT WAS PAID TO THE CEO WAS DETERMINED BY THE BOARD OF DIRECTORS.ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (5 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 8BCOMMITTEES DO NOT HAVE ANY DELEGATED AUTHORITY BY THE BOARD AND CAN ONLY DISCUSS AND MAKE RECOMMENDATIONS TO THE FULL BOARD FOR ADDITIONAL ACTION.
FORM 990, PART VI, SECTION B, LINE 11BTHE FORM 990 IS REVIEWED BY ALL MEMBERS OF THE EXECUTIVE AND FINANCE COMMITTEE AND MADE AVAILABLE TO THE ENTIRE BOARD PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12CALL BOARD MEMBERS AND EMPLOYEES COMPLETE CONFLICT OF INTEREST DECLARATIONS, WHICH ARE UPDATED ANNUALLY. THE COMPLETED CONFLICT OF INTEREST DECLARATIONS ARE THEN REVIEWED BY HUMAN RESOURCES AND THE EXECUTIVE TEAM TO DETERMINE IF THERE ARE ANY RISKS ASSOCIATED WITH ANY OF THE DISCLOSURES.
FORM 990, PART VI, SECTION B, LINE 15THE BOARD OF DIRECTORS USED A BLENDED APPROACH TO DETERMINE THE CEO'S ANNUAL COMPENSATION. THIS INCLUDED CONSIDERATION OF THIRD-PARTY MARKET DATA, EMPLOYEE ENGAGEMENT SURVEY RESULTS, THE CEO 360-FEEDBACK ASSESSMENT, AND THE ORGANIZATION-WIDE ANNUAL SALARY INCREASE RANGES FOR STAFF. CEO COMPENSATION ADJUSTMENT IS BASED ON PERFORMANCE AS EVALUATED BY THE BOARD. THE BOARD'S FINAL COMPENSATION DETERMINATION WAS COMMUNICATED THROUGH THE ORGANIZATION'S GENERAL COUNSEL TO PAYROLL FOR IMPLEMENTATION.
FORM 990, PART VI, SECTION C, LINE 19THE ORGANIZATION'S GOVERNING DOCUMENTS, BOARD POLICIES, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC VIA THE CONNECT FOR HEALTH COLORADO WEBSITE.

Schedule R IRS990ScheduleR

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

FieldValueIRS element (for citing)
Business Name Line1CONNECT FOR HEALTH COLORADO COMPANY PBCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line14600 S ULSTER STREET SUITE 300AddressLine1Txt
CityDENVERCityNm
State AbbreviationCOStateAbbreviationCd
ZIP80237ZIPCd
FieldValueIRS element (for citing)
EIN854063842EIN
Primary ActivitiesMANAGEMENT SERVICESPrimaryActivitiesTxt
Legal Domicile StateCOLegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1COLORADO HEALTH BENEFIT EXCHANGEBusinessNameLine1Txt
FieldValueIRS element (for citing)
Entity TypeCEntityTypeTxt
Share Of Total Income$271,497ShareOfTotalIncomeAmt
Share Of EOY Assets$2,701,616ShareOfEOYAssetsAmt
Ownership1.00000OwnershipPct
Controlled OrganizationYes (1)ControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts RyltsYes (1)ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org0GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org0GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org0LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org0LoansOrGuaranteesFromOthOrgInd
Div Related Organization0DivRelatedOrganizationInd
Asset Sale To Other Org0AssetSaleToOtherOrgInd
Asset Purchase From Other Org0AssetPurchaseFromOtherOrgInd
Asset Exchange0AssetExchangeInd
Rental Of Facilities To Oth Org0RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org0RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth OrgYes (1)PerformOfServicesForOthOrgInd
Perform Of Services By Other Org0PerformOfServicesByOtherOrgInd
Sharing Of FacilitiesYes (1)SharingOfFacilitiesInd
Paid Employees SharingYes (1)PaidEmployeesSharingInd
Reimbursement Paid To Other Org0ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other OrgYes (1)ReimbursementPaidByOtherOrgInd
Transfer To Other Org0TransferToOtherOrgInd
Transfer From Other Org0TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp (3 entries)

Transaction TypeTransactionTypeTxtInvolvedInvolvedAmtMethod Of Amount DeterminationMethodOfAmountDeterminationTxt
CONNECT FOR HEALTH COLORADO COMPANY PBC
A$17,371FMV
CONNECT FOR HEALTH COLORADO COMPANY PBC
Q$2,585,509FMV
CONNECT FOR HEALTH COLORADO COMPANY PBC
L$2,585,509FMV

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