UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION: Form 990, tax year 2025
View the entire original 990 at ProPublica ↗
- Organization
- UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION (EIN 37-0560167)
- Tax period
- 2025-01-01 to 2025-12-31
- Filed
- 2026-09-23
- IRS object ID
- 202632669349301568
- Schema version
- 2025v4.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2026-09-23T16:30:18+00:00 | ReturnTs |
| Tax Period End | 2025-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 440160260 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FORVIS MAZARS LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 211 N BROADWAY SUITE 600 | AddressLine1Txt |
| City | SAINT LOUIS | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 631022733 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2025-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 370560167 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | UNIV | BusinessNameControlTxt |
| Phone | 2172787700 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2201 S FIRST STREET | AddressLine1Txt |
| City | CHAMPAIGN | CityNm |
| State Abbreviation | IL | StateAbbreviationCd |
| ZIP | 618207402 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | CHRIS HARLAN | PersonNm |
| Person Title | PRESIDENT/CEO | PersonTitleTxt |
| Phone | 2172787700 | PhoneNum |
| Signature | 2026-09-23 | SignatureDt |
| Discuss With Paid Preparer | Yes (true) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | TROY LINDSEY | PreparerPersonNm |
| PTIN | P01041237 | PTIN |
| Phone | 3142315544 | PhoneNum |
| Preparation | 2026-09-23 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2025 | TaxYr |
Form 990 IRS990
Principal Ofcr Business Name PrincipalOfcrBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CHRIS HARLAN | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2201 S FIRST STREET | AddressLine1Txt |
| City | CHAMPAIGN | CityNm |
| State Abbreviation | IL | StateAbbreviationCd |
| ZIP | 618207402 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $79,071,113 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.UOFICREDITUNION.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1932 | FormationYr |
| Legal Domicile State | IL | LegalDomicileStateCd |
| Activity Or Mission | TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER. | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 220 | TotalEmployeeCnt |
| Total Volunteers | 10 | TotalVolunteersCnt |
| Total Gross UBI | $24,783 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $37,957,876 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $51,042,743 | CYProgramServiceRevenueAmt |
| PY Investment Income | $7,258,326 | PYInvestmentIncomeAmt |
| CY Investment Income | $7,114,093 | CYInvestmentIncomeAmt |
| PY Other Revenue | $7,525,878 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $52,742,080 | PYTotalRevenueAmt |
| CY Total Revenue | $58,156,836 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $304,062 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $367,326 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $7,301,362 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $14,921,636 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $17,105,682 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $30,369,565 | PYOtherExpensesAmt |
| CY Other Expenses | $37,878,365 | CYOtherExpensesAmt |
| PY Total Expenses | $52,896,625 | PYTotalExpensesAmt |
| CY Total Expenses | $55,351,373 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$154,545 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $2,805,463 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $678,166,388 | TotalAssetsBOYAmt |
| Total Assets EOY | $755,508,518 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $623,400,648 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $696,793,167 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $54,765,740 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $58,715,351 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER. | MissionDesc |
| Significant New Program Srvc | Yes (true) | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Desc | CREDIT UNION SAVINGS AND CHECKING PROGRAMS: SERVICED 30,711 SHARE DRAFT ACCOUNTS, 73,807 SHARE SAVINGS ACCOUNTS, 3,641 MONEY MARKET ACCOUNTS, 1,531 IRA ACCOUNTS, AND 4,887 CERTIFICATE ACCOUNTS. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | CREDIT UNION LOAN PROGRAMS: PROVIDED 11 COMMERCIAL LOANS, 27,009 CREDIT CARDS TO MEMBERS, AND 24,624 CONSUMER AND REAL ESTATE LOANS. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | SUPPORT ALL BUSINESS RELATED MEMBER SERVICES. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expenses | $0 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | Yes (true) | PoliticalCampaignActyInd |
| Lobbying Activities | false | LobbyingActivitiesInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | false | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (true) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (true) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | Yes (true) | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Escrow Account | false | EscrowAccountInd |
| On Behalf Of Issuer | false | OnBehalfOfIssuerInd |
| Engaged In Excess Benefit Trans | false | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | false | PYExcessBenefitTransInd |
| Loan Outstanding | Yes (true) | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | false | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | false | DisregardedEntityInd |
| Related Entity | false | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | false | TransactionWithControlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | false | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| IRP Document | 72 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 220 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | false | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | false | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | false | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | Yes (true) | LocalChaptersInd |
| Policies Reference Chapters | Yes (true) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | false | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | false | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (true) | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Written Policy Or Procedure | false | WrittenPolicyOrProcedureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TRAVIS VERMILLION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 2172787700 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2201 S FIRST STREET | AddressLine1Txt |
| City | CHAMPAIGN | CityNm |
| State Abbreviation | IL | StateAbbreviationCd |
| ZIP | 61820 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (24 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| AARON CARTER | ||||||||
| VICE CHAIRPERSON | 1.0 | 0.0 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| ANNI MCCLELLAN | ||||||||
| BOARD CHAIRPERSON | 1.0 | 0.0 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| CHRISTOPHER RANDLES | ||||||||
| BOARD TREASURER | 1.0 | 0.0 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| JANE SOLON | ||||||||
| BOARD SECRETARY | 1.0 | 0.0 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| NAPOLEON KNIGHT | ||||||||
| BOARD MEMBER | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | ||
| PHILLIP ROWELL | ||||||||
| BOARD MEMBER AND SUPERVISORY COMMITTEE MEMBER | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | ||
| SARAH CRANE | ||||||||
| BOARD MEMBER | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | ||
| SUZANNE SAMPSON | ||||||||
| BOARD MEMBER AND SUPERVISORY COMMITTEE CHAIRPERSON | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | ||
| TOM DEWITT | ||||||||
| BOARD MEMBER AND SUPERVISORY COMMITTEE MEMBER | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | ||
| CHRIS HARLAN | ||||||||
| PRESIDENT / CEO | 40.0 | 0.0 | Yes (X) | $442,073 | $0 | $46,759 | ||
| GREG ANDERSON | ||||||||
| SENIOR VICE PRESIDENT | 40.0 | 0.0 | Yes (X) | $178,513 | $0 | $40,378 | ||
| JENNIFER PEYTON | ||||||||
| SENIOR VICE PRESIDENT, CONTROLLER | 40.0 | 0.0 | Yes (X) | $213,537 | $0 | $47,453 | ||
| KATE ROGERS | ||||||||
| SENIOR VICE PRESIDENT/CHIEF INNOVATION AND CORPORATE STRATEGY OFFICER | 40.0 | 0.0 | Yes (X) | $213,595 | $0 | $33,007 | ||
| KIM CHEEK | ||||||||
| SENIOR VICE PRESIDENT EMPLOYEE ADVOCACY | 40.0 | 0.0 | Yes (X) | $244,208 | $0 | $41,380 | ||
| LISA PAUL | ||||||||
| SENIOR VICE PRESIDENT MEMBER EXPERIENCE & MARKETING | 40.0 | 0.0 | Yes (X) | $205,711 | $0 | $29,690 | ||
| STACEY RUSSELL | ||||||||
| SENIOR VICE PRESIDENT/CHIEF RISK OFFICER | 40.0 | 0.0 | Yes (X) | $207,062 | $0 | $36,515 | ||
| SUSAN TOALSON MCGINTY | ||||||||
| EXECUTIVE VICE PRESIDENT/CHIEF GROWTH & ADVOCACY OFFICER | 40.0 | 0.0 | Yes (X) | $225,423 | $0 | $19,854 | ||
| TRAVIS VERMILLION | ||||||||
| EXECUTIVE VICE PRESIDENT/CHIEF FINANCIAL OFFICER | 40.0 | 0.0 | Yes (X) | $227,103 | $0 | $38,785 | ||
| ZACHARY GRITTON | ||||||||
| SENIOR VICE PRESIDENT OF IT/CHIEF INFORMATION OFFICER | 40.0 | 0.0 | Yes (X) | $213,667 | $0 | $38,142 | ||
| ANGELA CARR | ||||||||
| VICE PRESIDENT, COMMERCIAL LENDING | 40.0 | 0.0 | $146,820 | $0 | $2,949 | Yes (X) | ||
| BARBARA ANN MICHAEL | ||||||||
| MERGER CONTRACT | 0.0 | 0.0 | $172,426 | $0 | $26,276 | Yes (X) | ||
| JENNA HOWE | ||||||||
| VICE PRESIDENT/CHIEF LENDING OFFICER | 40.0 | 0.0 | $141,296 | $0 | $17,066 | Yes (X) | ||
| KASIE WOODWORTH | ||||||||
| MORTGAGE LOAN ORIGINATOR | 40.0 | 0.0 | $140,947 | $0 | $23,043 | Yes (X) | ||
| PHILIP DYKSTRA | ||||||||
| DIRECTOR OF MORTGAGE BUSINESS DEVELOPMENT | 40.0 | 0.0 | $162,809 | $0 | $31,593 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,135,190 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $472,890 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 29 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (true) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt | Address Line2ContractorAddress/USAddress/AddressLine2Txt |
|---|---|---|---|---|---|---|
| VELERA | ||||||
| 560 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | CREDIT CARD PORTFOLIO MANAGEMENT | $2,883,644 | |
| LUMIN | ||||||
| 560 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | DIGITAL BANKING VENDOR | $1,337,975 | |
| TRUHOME SOLUTIONS | ||||||
| 6330 SPRINT PKWY | OVERLAND PARK | KS | 66211 | MORTGAGE SERVICING | $908,738 | STE 200 |
| VISA USA | ||||||
| PO BOX 8999 | SAN FRANCISCO | CA | 90074 | CREDIT CARD PORTFOLIO MANAGEMENT | $874,407 | |
| CDW DIRECT LLC | ||||||
| PO BOX 75723 | CHICAGO | IL | 60675 | IT SERVICES | $640,871 | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 22 | CntrctRcvdGreaterThan100KCnt |
| Total Contributions | $0 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| LOAN PROGRAM REVENUE | 522100 | $38,837,983 | $38,837,983 | |
| CARD INCOME | 522100 | $6,310,330 | $6,310,330 | |
| FEE INCOME | 522100 | $2,964,992 | $2,940,209 | $24,783 |
| INSURANCE INCOME | 522100 | $169,954 | $169,954 | |
| MORTGAGE BANKING REVENUE | 522100 | $713,856 | $713,856 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $2,045,628 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $2,045,628 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $51,042,743 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $6,814,287 | TotalRevenueColumnAmt |
| Exclusion | $6,814,287 | ExclusionAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
| Personal | $0 | PersonalAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $21,214,083 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $20,914,277 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $0 | SecuritiesAmt |
| Other | $299,806 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $299,806 | TotalRevenueColumnAmt |
| Exclusion | $299,806 | ExclusionAmt |
Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Miscellaneous Revenue MiscellaneousRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $0 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $0 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $58,156,836 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $51,017,960 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $24,783 | UnrelatedBusinessRevenueAmt |
| Exclusion | $7,114,093 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $367,326 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,742,856 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,561,110 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $461,449 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,274,902 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,065,365 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $71,563 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $137,937 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $130,632 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $809,908 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $737,740 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,316,352 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,712,844 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $602,758 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $157,054 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $232,341 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,054,097 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $807,364 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $174,487 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| PROVISION FOR LOAN LOSSES | $5,003,149 |
| CREDIT CARD SERVICING EXPENSE | $3,691,500 |
| ATM & DEBIT CARD EXPENSE | $2,295,903 |
| LOAN SERVICING EXPENSE | $1,543,627 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,399,109 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $55,351,373 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,385,508 | BOYAmt |
| EOY | $5,656,629 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $27,204,056 | BOYAmt |
| EOY | $47,103,743 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,550,428 | BOYAmt |
| EOY | $0 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,633,100 | BOYAmt |
| EOY | $10,914,446 | EOYAmt |
Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | $0 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $559,418,830 | BOYAmt |
| EOY | $613,420,310 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,554,964 | BOYAmt |
| EOY | $3,584,245 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $15,684,170 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $7,260,732 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,657,295 | BOYAmt |
| EOY | $8,423,438 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $38,285,243 | BOYAmt |
| EOY | $36,836,904 | EOYAmt |
Investments Program Related InvestmentsProgramRelatedGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,557,788 | BOYAmt |
| EOY | $3,825,974 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $17,919,176 | BOYAmt |
| EOY | $25,742,829 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $678,166,388 | BOYAmt |
| EOY | $755,508,518 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,479,678 | BOYAmt |
| EOY | $3,223,616 | EOYAmt |
Loans From Officers Directors LoansFromOfficersDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,000,000 | BOYAmt |
| EOY | $12,000,000 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $608,920,970 | BOYAmt |
| EOY | $681,569,551 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $623,400,648 | BOYAmt |
| EOY | $696,793,167 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $54,765,740 | BOYAmt |
| EOY | $58,715,351 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $54,765,740 | BOYAmt |
| EOY | $58,715,351 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $678,166,388 | BOYAmt |
| EOY | $755,508,518 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $2,805,463 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $1,144,148 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | Yes (true) | FSAuditedInd |
| Audit Committee | Yes (true) | AuditCommitteeInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | $0 | PoliticalExpendituresAmt |
| Volunteer Hours | 0 | VolunteerHoursCnt |
| Expended527 Activities | $0 | Expended527ActivitiesAmt |
| Internal Funds Contributed | $0 | InternalFundsContributedAmt |
| Total Exempt Function Expend | $0 | TotalExemptFunctionExpendAmt |
| Form1120 POL Filed | false | Form1120POLFiledInd |
Section527 Political Org Section527PoliticalOrgGrp
Organization Business Name OrganizationBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CREDIT UNION POLITICAL ACTION COUNCIL | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1807 W DIEHL ROAD | AddressLine1Txt |
| City | NAPERVILLE | CityNm |
| State Abbreviation | IL | StateAbbreviationCd |
| ZIP | 60563 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 363092340 | EIN |
| Paid Internal Funds | $5,000 | PaidInternalFundsAmt |
| Contributions Rcvd Dlvr | $0 | ContributionsRcvdDlvrAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE C, PART I-A, LINE 1 DESCRIPTION OF POLITICAL ACTIVITIES | FormAndLineReferenceDesc |
| Explanation | THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL. | ExplanationTxt |
Schedule D IRS990ScheduleD
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,113,830 | OtherCostOrOtherBasisAmt |
| Book Value | $2,113,830 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $10,598,677 | OtherCostOrOtherBasisAmt |
| Depreciation | $5,870,748 | DepreciationAmt |
| Book Value | $4,727,929 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,971,663 | OtherCostOrOtherBasisAmt |
| Depreciation | $1,389,984 | DepreciationAmt |
| Book Value | $1,581,679 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $8,423,438 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)
| DescDesc | AmtAmt |
|---|---|
| FEDERAL INCOME TAXES | |
| MEMBER SHARES OF ALL TYPES | |
| NONMEMBER DEPOSITS | |
| MEMBERS' SHARES AND SAVINGS ACCOUNTS | $617,331,551 |
| BROKERED CERTIFICATES | $64,238,000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $681,569,551 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $58,499,330 | TotalRevEtcAuditedFinclStmtAmt |
| Net Unrealized Gains Invst | $362,125 | NetUnrealizedGainsInvstAmt |
| Donated Services And Use Fclts | $0 | DonatedServicesAndUseFcltsAmt |
| Recoveries Prior Year Grants | $0 | RecoveriesPriorYearGrantsAmt |
| Other Revenue | $0 | OtherRevenueAmt |
| Revenue Not Reported | $362,125 | RevenueNotReportedAmt |
| Revenue Subtotal | $58,137,205 | RevenueSubtotalAmt |
| Other Revenues Not Included | $19,631 | OtherRevenuesNotIncludedAmt |
| Revenue Not Reported Fincl Stmt | $19,631 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $58,156,836 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $55,331,742 | TotExpnsEtcAuditedFinclStmtAmt |
| Donated Services Use Fclts | $0 | DonatedServicesUseFcltsAmt |
| Other Expenses Included | -$19,631 | OtherExpensesIncludedAmt |
| Expenses Not Reported | -$19,631 | ExpensesNotReportedAmt |
| Expenses Subtotal | $55,351,373 | ExpensesSubtotalAmt |
| Other Expenses Not Included | $0 | OtherExpensesNotIncludedAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $55,351,373 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail (3 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| SCHEDULE D, PART X, LINE 2 FIN 48 (ASC 740) FOOTNOTE | THE CREDIT UNION IS EXEMPT, UNDER INTERNAL REVENUE CODE (IRC) 501(C)(14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES, AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AT DECEMBER 31, 2025 AND 2024. THE CREDIT UNION'S 2023 THROUGH 2025 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. |
| SCHEDULE D, PART XI, LINE 4(B) OTHER REVENUES IN FORM 990 NOT IN AUDITED FINANCIAL STATEMENTS | GAIN ON SALE OF ASSET - 19631 |
| SCHEDULE D, PART XII, LINE 2(D) OTHER EXPENSES IN AUDITED FINANCIAL STATEMENTS NOT IN FORM 990 | GAIN ON SALE OF ASSET - -19631 |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (true) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (4 entries)
| Address Line1USAddress/AddressLine1Txt | Address Line2USAddress/AddressLine2Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| THE BOARD OF TRUSTEES OF THE UNIVERSITY OF ILLINOIS | ||||||||
| 506 S WRIGHT ST | 209 HAB | URBANA | IL | 61801 | 376000511 | 501(C)(3) | $289,200 | DIVISION OF INTERCOLLEGIATE ATHLETICS SPONSORSHIP SUPPORT, UNIVERSITY OF ILLINOIS ($260,000); IFUND STUDENT-ATHLETE SCHOLARSHIP PROGRAM, UNIVERSITY OF ILLINOIS ($19,200); ALLERTON PARK & RETREAT CENTER GENERAL SUPPORT ($10,000) |
| COMMUNITY IMPACT FUND | ||||||||
| 9250 E COSTILLA AVE | GREENWOOD VILLAGE | CO | 80112 | 824577516 | 501(C)(3) | $10,000 | GENERAL PURPOSE | |
| VILLAGE OF MAHOMET | ||||||||
| 503 E MAIN | PO BOX 259 | MAHOMET | IL | 61853 | 376000499 | VILLAGE OF MAHOMET | $6,500 | MAHOMET MUSIC FESTIVAL |
| UNITED WAY OF CHAMPAIGN COUNTY | ||||||||
| 5 DUNLAP CT | SAVOY | IL | 61874 | 370662519 | 501(C)(3) | $6,000 | ATHLETIC SCHOLARSHIPS AT THE UNIVERSITY OF ILLINOIS | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 4 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE I, PART I, LINE 2 PROCEDURES FOR MONITORING USE OF GRANT FUNDS | FormAndLineReferenceDesc |
| Explanation | THE CREDIT UNION HAS A FORMAL WRITTEN POLICY THAT HAS ESTABLISHED CRITERIA FOR EVALUATING REQUESTS FOR CONTRIBUTIONS AND DONATIONS. REQUESTS IN EXCESS OF $1,000.00 REQUIRE WRITTEN APPROVAL OF TWO OFFICERS OF THE CREDIT UNION. APPROVED REQUESTS OVER $5,000.00 MUST BE REPORTED TO THE BOARD OF DIRECTORS AT LEAST ANNUALLY. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Written Policy Ref T And E Expnss | Yes (true) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (true) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | false | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (true) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (14 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CHRIS HARLAN | ||||||||||||||
| PRESIDENT / CEO | $363,014 | $0 | $79,059 | $0 | $0 | $0 | $20,534 | $0 | $26,225 | $0 | $488,832 | $0 | $0 | $0 |
| KIM CHEEK | ||||||||||||||
| SENIOR VICE PRESIDENT EMPLOYEE ADVOCACY | $210,635 | $0 | $33,573 | $0 | $0 | $0 | $31,000 | $0 | $10,380 | $0 | $285,588 | $0 | $0 | $0 |
| TRAVIS VERMILLION | ||||||||||||||
| EXECUTIVE VICE PRESIDENT/CHIEF FINANCIAL OFFICER | $194,658 | $0 | $32,445 | $0 | $0 | $0 | $10,798 | $0 | $27,987 | $0 | $265,888 | $0 | $0 | $0 |
| SUSAN TOALSON MCGINTY | ||||||||||||||
| EXECUTIVE VICE PRESIDENT/CHIEF GROWTH & ADVOCACY OFFICER | $191,673 | $0 | $33,750 | $0 | $0 | $0 | $10,764 | $0 | $9,090 | $0 | $245,277 | $0 | $0 | $0 |
| ZACHARY GRITTON | ||||||||||||||
| SENIOR VICE PRESIDENT OF IT/CHIEF INFORMATION OFFICER | $184,312 | $0 | $29,355 | $0 | $0 | $0 | $10,155 | $0 | $27,987 | $0 | $251,809 | $0 | $0 | $0 |
| KATE ROGERS | ||||||||||||||
| SENIOR VICE PRESIDENT/CHIEF INNOVATION AND CORPORATE STRATEGY OFFICER | $184,240 | $0 | $29,355 | $0 | $0 | $0 | $13,477 | $0 | $19,530 | $0 | $246,602 | $0 | $0 | $0 |
| JENNIFER PEYTON | ||||||||||||||
| SENIOR VICE PRESIDENT, CONTROLLER | $183,155 | $0 | $30,382 | $0 | $0 | $0 | $22,282 | $0 | $25,171 | $0 | $260,990 | $0 | $0 | $0 |
| STACEY RUSSELL | ||||||||||||||
| SENIOR VICE PRESIDENT/CHIEF RISK OFFICER | $177,707 | $0 | $29,355 | $0 | $0 | $0 | $27,492 | $0 | $9,023 | $0 | $243,577 | $0 | $0 | $0 |
| LISA PAUL | ||||||||||||||
| SENIOR VICE PRESIDENT MEMBER EXPERIENCE & MARKETING | $176,356 | $0 | $29,355 | $0 | $0 | $0 | $23,500 | $0 | $6,190 | $0 | $235,401 | $0 | $0 | $0 |
| GREG ANDERSON | ||||||||||||||
| SENIOR VICE PRESIDENT | $178,513 | $0 | $0 | $0 | $0 | $0 | $31,000 | $0 | $9,378 | $0 | $218,891 | $0 | $0 | $0 |
| PHILIP DYKSTRA | ||||||||||||||
| DIRECTOR OF MORTGAGE BUSINESS DEVELOPMENT | $156,526 | $0 | $6,283 | $0 | $0 | $0 | $9,661 | $0 | $21,932 | $0 | $194,402 | $0 | $0 | $0 |
| JENNA HOWE | ||||||||||||||
| VICE PRESIDENT/CHIEF LENDING OFFICER | $125,228 | $0 | $16,068 | $0 | $0 | $0 | $6,686 | $0 | $10,380 | $0 | $158,362 | $0 | $0 | $0 |
| KASIE WOODWORTH | ||||||||||||||
| MORTGAGE LOAN ORIGINATOR | $140,947 | $0 | $0 | $0 | $0 | $0 | $5,613 | $0 | $17,430 | $0 | $163,990 | $0 | $0 | $0 |
| BARBARA ANN MICHAEL | ||||||||||||||
| MERGER CONTRACT | $172,426 | $0 | $0 | $0 | $0 | $0 | $15,518 | $0 | $10,758 | $0 | $198,702 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| SCHEDULE J, PART I, LINE 1A TRAVEL FOR COMPANIONS | THE CREDIT UNION PAYS FOR SPOUSAL TRAVEL FOR BOARD MEMBERS AND OFFICERS INCLUDING AIRFARE AND EXTRA CHARGES FOR MEALS OUT. |
| SCHEDULE J, PART I, LINE 4B SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN | THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE SERP PLAN, BUT RECEIVED NO PAYOUTS IN 2025: - CHRIS HARLAN - KIM CHEEK - STACEY RUSSELL - TRAVIS VERMILLION - SUSAN TOALSON MCGINTY - ZACHARY GRITTON - KATE ROGERS - LISA PAUL - JENNIFER PEYTON - GREG ANDERSON |
Schedule L IRS990ScheduleL
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (10 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| CHRIS HARLAN | |||||||
| PRESIDENT / CEO | SPLIT DOLLAR LOAN | Yes (X) | $1,722,197 | $1,792,597 | false | Yes (true) | Yes (true) |
| KIM CHEEK | |||||||
| SENIOR VICE PRESIDENT EMPLOYEE ADVOCACY | SPLIT DOLLAR LOAN | Yes (X) | $1,100,000 | $1,182,293 | false | Yes (true) | Yes (true) |
| ZACHARY GRITTON | |||||||
| SENIOR VICE PRESIDENT OF IT/CHIEF INFORMATION OFFICER | SPLIT DOLLAR LOAN | Yes (X) | $500,000 | $537,406 | false | Yes (true) | Yes (true) |
| LISA PAUL | |||||||
| SENIOR VICE PRESIDENT MEMBER EXPERIENCE & MARKETING | SPLIT DOLLAR LOAN | Yes (X) | $325,000 | $349,314 | false | Yes (true) | Yes (true) |
| JENNIFER PEYTON | |||||||
| SENIOR VICE PRESIDENT, CONTROLLER | SPLIT DOLLAR LOAN | Yes (X) | $1,200,000 | $1,289,774 | false | Yes (true) | Yes (true) |
| KATE ROGERS | |||||||
| SENIOR VICE PRESIDENT / CHIEF INNOVATION AND CORPORATE STRATEGY OFFICER | SPLIT DOLLAR LOAN | Yes (X) | $500,000 | $537,406 | false | Yes (true) | Yes (true) |
| STACEY RUSSELL | |||||||
| SENIOR VICE PRESIDENT / CHIEF RISK OFFICER | SPLIT DOLLAR LOAN | Yes (X) | $975,000 | $1,047,942 | false | Yes (true) | Yes (true) |
| TRAVIS VERMILLION | |||||||
| EXECUTIVE VICE PRESIDENT / CHIEF FINANCIAL OFFICER | SPLIT DOLLAR LOAN | Yes (X) | $750,000 | $806,109 | false | Yes (true) | Yes (true) |
| SUSAN TOALSON MCGINTY | |||||||
| EXECUTIVE VICE PRESIDENT / CHIEF GROWTH AND ADVOCACY OFFICER | SPLIT DOLLAR LOAN | Yes (X) | $2,733,757 | $2,843,447 | false | Yes (true) | Yes (true) |
| GREG ANDERSON | |||||||
| SENIOR VICE PRESIDENT | SPLIT DOLLAR LOAN | Yes (X) | $500,000 | $528,158 | false | Yes (true) | Yes (true) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $10,914,446 | TotalBalanceDueAmt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (9 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART III, LINE 2 NEW PROGRAM SERVICES | THE UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION STARTED OFFERING COMMERCIAL LENDING IN 2025. |
| FORM 990, PART VI, LINE 6 CLASSES OF MEMBERS OR STOCKHOLDERS | AS A FINANCIAL COOPERATIVE, THE CREDIT UNION HAS MEMBER OWNERS. |
| FORM 990, PART VI, LINE 7A MEMBERS OR STOCKHOLDERS ELECTING MEMBERS OF GOVERNING BODY | THE MEMBER OWNERS ELECT THE 9 MEMBER BOARD OF DIRECTORS. |
| FORM 990, PART VI, LINE 7B DECISIONS REQUIRING APPROVAL BY MEMBERS OR STOCKHOLDERS | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS MUST BE APPROVED BY THE MEMBERSHIP. |
| FORM 990, PART VI, LINE 11B REVIEW OF FORM 990 BY GOVERNING BODY | THE FORM 990 IS PREPARED BY AN ACCOUNTING FIRM BASED ON THE AUDITED FINANCIAL STATEMENTS AND INFORMATION PROVIDED BY THE ORGANIZATION. PRIOR TO FILING, THE FORM 990 IS REVIEWED BY THE CONTROLLER AND THE CFO. |
| FORM 990, PART VI, LINE 15A PROCESS TO ESTABLISH COMPENSATION OF TOP MANAGEMENT OFFICIAL | COMPENSATION FOR THE CEO IS DEVELOPED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS WITH GUIDANCE FROM AN INDEPENDENT CONSULTANT WITH INPUT FROM AN ANNUAL SALARY REVIEW. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2025. |
| FORM 990, PART VI, LINE 15B PROCESS TO ESTABLISH COMPENSATION OF OTHER EMPLOYEES | COMPENSATION FOR OTHER OFFICERS IS DEVELOPED BY THE CEO OR OTHER OVERSEEING OFFICERS WITH INPUT FROM AN ANNUAL SALARY REVIEW. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2025. |
| FORM 990, PART VI, LINE 19 REQUIRED DOCUMENTS AVAILABLE TO THE PUBLIC | FINANCIAL STATEMENTS ARE MADE AVAILABLE ON OUR WEBSITE AND UPON REQUEST AT ANY OF OUR BRANCH LOCATIONS. |
| FORM 990, PART VIII, LINE 2F OTHER PROGRAM SERVICE REVENUE | ALL OTHER PROGRAM REVENUE - TOTAL REVENUE: 2045628, RELATED OR EXEMPT FUNCTION REVENUE: 2045628, UNRELATED BUSINESS REVENUE: , REVENUE EXCLUDED FROM TAX UNDER SECTIONS 512, 513, OR 514: ; |
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