UNITED FOOD & COMMERCIAL WORKERS UNION-EMPLOYER HLTH & WELFARE FUND: Form 990, tax year 2010

View the entire original 990 at ProPublica ↗

Organization: UNITED FOOD & COMMERCIAL WORKERS UNION-EMPLOYER HLTH & WELFARE FUND (EIN 34-6726563)
Tax period: 2010-10-01 to 2011-09-30
Filed: 2012-07-12
IRS object ID: 201231949349300243
Schema version: 2010v3.7
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2012-07-12T14:41:50-05:00	Timestamp
Tax Period End Date	2011-09-30	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CUNNINGHAM & ASSOCIATES	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	60 EAGLE VALLEY CT	AddressLine1
City	BROADVIEW HEIGHTS	City
State	OH	State
ZIP Code	441472982	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2010-10-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	346726563	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	UNITED FOOD & COMMERCIAL WORKERS	BusinessNameLine1
Business Name Line2	UNION EMPLOYER HEALTH & WELFARE FU	BusinessNameLine2

Field	Value	IRS element (for citing)
Name Control	UNIT	NameControl
Phone	2162412828	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	9199 MARKET PLACE	AddressLine1
Address Line2	ROOM/SUITE 1	AddressLine2
City	BROADVIEW HEIGHTS	City
State	OH	State
ZIP Code	44147	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	ROBERT W GRAUVOGL	Name
Title	UNION TRUSTEE	Title
Phone	2162412828	Phone
Date Signed	2012-07-15	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	JAMES DAVIS	Name
Phone	4407171350	Phone
Date Prepared	2012-07-12	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2010	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	ROBERT W GRAUVOGL	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	9199 MARKET PLACE SUITE 1	AddressLine1
City	BROADVIEW HEIGHTS	City
State	OH	State
ZIP Code	44147	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	137598336	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	N/A	WebSite
Type Of Organization Trust	X	TypeOfOrganizationTrust
Year Formation	1952	YearFormation
State Legal Domicile	OH	StateLegalDomicile
Activity Or Mission Description	PROVIDE HEALTH AND WELFARE BENEFITS TO PARTICIPANTS	ActivityOrMissionDescription
Nbr Voting Members Governing Body	9	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	9	NbrIndependentVotingMembers
Total Nbr Employees	49	TotalNbrEmployees
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	89203645	ProgramServiceRevenuePriorYear
Program Service Revenue CY	99824232	ProgramServiceRevenueCY
Investment Income Prior Year	1670121	InvestmentIncomePriorYear
Investment Income Current Year	2718236	InvestmentIncomeCurrentYear
Other Revenue Prior Year	1327390	OtherRevenuePriorYear
Other Revenue Current Year	1532052	OtherRevenueCurrentYear
Total Revenue Prior Year	92201156	TotalRevenuePriorYear
Total Revenue Current Year	104074520	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year	97002381	BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY	101125527	BenefitsPaidToMembersCY
Salaries Etc Prior Year	2089137	SalariesEtcPriorYear
Salaries Etc Current Year	2348133	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	2075836	OtherExpensePriorYear
Other Expenses Current Year	4752943	OtherExpensesCurrentYear
Total Expenses Prior Year	101167354	TotalExpensesPriorYear
Total Expenses Current Year	108226603	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	-8966198	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	-4152083	RevenuesLessExpensesCY
Total Assets BOY	50461650	TotalAssetsBOY
Total Assets EOY	52162837	TotalAssetsEOY
Total Liabilities BOY	15173464	TotalLiabilitiesBOY
Total Liabilities EOY	21026734	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	35288186	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	31136103	NetAssetsOrFundBalancesEOY
Info In Schedule O Part III	X	InfoInScheduleOPartIII
Mission Description	PROVIDE HEALTH AND WELFARE BENEFITS TO PARTICIPANTS	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Description	MEDICAL, DENTAL AND DISABILITY BENEFITS- THE FUND IN CONJUCTION WITH DEARBORN NATIONAL COMPANY,KAISER COMMUNITY HEALTH FOUNDATION AND MEDICAL MUTUAL OF OHIO PROVIDES VARIOUS HOSPITAL, SURGICAL, MEDICAL, ACCIDENT AND SICKNESS, WEEKLY INDEMNITY, AND LIFE INSURANCE BENEFITS TO APPROXIMATELY 23,500 MEMBERS.	Description

Activity2 Activity2

Field	Value	IRS element (for citing)
Description	PAID PRESCRIPTION PROGRAM- THE FUND HAS CONTRACTED WITH CAREMARK TO PROVIDE A PROGRAM FOR PRESCRIPTION DRUGS. THE PROGRAM REQUIRES MEMBERS TO PAY 20- 30% TOWARDS EACH PRESCRIPTION. ALSO SOME MEMBERS RECEIVE REIMBURSEMENTS THROUGH MAJOR MEDICAL. APPROXIMATELY 22,300 MEMBERS ARE COVERED UNDER THIS PLAN.	Description

Activity3 Activity3

Field	Value	IRS element (for citing)
Description	EYE CARE PROGRAM. THE FUND PROVIDES VISION BENEFITS THROUGH DIRECT REIMBURSEMENT OR WITH VARIOUS PROVIDERS. THE PROGRAM PROVIDES A FULLY PAID EYE CARE PROGRAM TO APPROXIMATELY 22,700 MEMBERS. THIS PROGRAM PROVIDES A FRRE EYE EXAMINATION AND A PAIR OF GLASSES EVERY 24 MONTHS FOR ADULTS AND EVERY 12 MONTHS FOR CHILDREN.	Description

Activity Other ActivityOther

Field	Value	IRS element (for citing)
Description	TO PROVIDE AFFORDABLE HEALTH CARE TO ITS MEMBERS	Description

Field	Value	IRS element (for citing)
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Subject To Proxy Tax	false	SubjectToProxyTax
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	false	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	8	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	49	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	9	NbrVotingGoverningBodyMembers
Number Independent Voting Members	9	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	false	CompensationProcessCEO
Compensation Process Other	false	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	JEFFREY W WERNER	NamePerson
Telephone Number	2162412828	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	9199 MARKET ST	AddressLine1
City	BROADVIEW HTS	City
State	OH	State
ZIP Code	44147	ZIPCode

Field	Value	IRS element (for citing)
No Listed Persons Compensated	X	NoListedPersonsCompensated

Form990 Part VII Section A Form990PartVIISectionA (9 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation
THOMAS H ROBERTSON
UNION TRUSTE	1.00	X	0	0	0
JEAN M COLARIK
EMPLOYER TRU	1.00	X	0	0	0
TIMOTHY FERGUS
UNION TRUSTE	1.00	X	0	0	0
ROBERT W GRAUVOGL
UNION TRUSTE	1.00	X	0	0	0
DAVID HICKS
EMPLOYER TRU	1.00	X	0	0	0
THOMAS HEINEN
EMPLOYER TRU	1.00	X	0	0	0
RAY HUBER
EMPLOYER TRU	1.00	X	0	0	0
JILL ADAM
UNION TRUSTE	1.00	X	0	0	0
CARL IVKA
UNION TRUSTE	1.00	X	0	0	0

Field	Value	IRS element (for citing)
Formers Listed	false	FormersListed
Total Comp GT150 K	false	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (2 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
LITTLER MENDELSON
1100 SUPERIOR AVE	CLEVELAND	OH	44114	LEGAL FEES	168392
CUNNINGHAM & ASSOCIATES
60 EAGLE VALLEY COURT	BROADVIEW HTS	OH	44147	ACCOUNTING FEES	148565

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	2	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (3 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
EMPLOYER CONTRIBUTIONS	525100	90961251	90961251
EMPLOYEE CONTRIBUTIONS	525100	6463181	6463181
MEDICARE SUBSIDY	525100	2399800	2399800

Field	Value	IRS element (for citing)
Total Program Service Revenue	99824232	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	1042224	TotalRevenueColumn
Related Or Exempt Function Income	1042224	RelatedOrExemptFunctionIncome

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Securities	35199828	Securities

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	33523816	Securities

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	1676012	Securities

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	1676012	TotalRevenueColumn
Related Or Exempt Function Income	1676012	RelatedOrExemptFunctionIncome

Other Revenue Misc OtherRevenueMisc (2 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
FORMULARY REBATES	525100	1351637	1351637
ERRP REIMBURSEMENTS	525100	180415	180415

Field	Value	IRS element (for citing)
Total Other Revenue	1532052	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	104074520	TotalRevenueColumn
Related Or Exempt Function Income	104074520	RelatedOrExemptFunctionIncome

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	101125527	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	1615361	Total

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	216207	Total

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	391563	Total

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	125002	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	206482	Total

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	148565	Total

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	288764	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	37034	Total

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	526653	Total

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	264382	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	237950	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	10040	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	39450	Total

Insurance Insurance

Field	Value	IRS element (for citing)
Total	59292	Total

Other Expenses OtherExpenses (5 entries)

DescriptionDescription	TotalTotal
INVESTMENT DEPRECIATION	2428450
BANK CHARGES	100190
RELOCATION EXPENSE	95279
UTILITIES AND OFFICE MAIN	87806
TELEPHONE	54199

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	168407	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	108226603	Total
Program Services	0	ProgramServices
Management And General	0	ManagementAndGeneral
Fundraising	0	Fundraising

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	4679714	BOY
EOY	5960341	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	3553556	BOY
EOY	5547502	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	40790	BOY
EOY	59255	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	2175850	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	2020466	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	103202	BOY
EOY	155384	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	41659388	BOY
EOY	40015355	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	425000	BOY
EOY	425000	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	50461650	BOY
EOY	52162837	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	276938	BOY
EOY	252204	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	14896526	BOY
EOY	20774530	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	15173464	BOY
EOY	21026734	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	35288186	BOY
EOY	31136103	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	35288186	BOY
EOY	31136103	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	50461650	BOY
EOY	52162837	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	-4152083	ReconcilationRevenueExpenses
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	false	FSAudited

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Disclosed Orgs Legal Control	false	DisclosedOrgsLegalControl
Disclosed For Charitable Purposes	false	DisclosedForCharitablePurposes
Written Policy Monitoring	false	WrittenPolicyMonitoring
Sect170h Requirements Satisfied	false	Sect170hRequirementsSatisfied
Solicited Assets For Sale	false	SolicitedAssetsForSale
Agent Trustee Etc	false	AgentTrusteeEtc
Included On FS	false	IncludedOnFS
Endowments Held By Unrelated Orgs	false	EndowmentsHeldByUnrelatedOrgs
Endowments Held By Related Orgs	false	EndowmentsHeldByRelatedOrgs
Are Related Orgs Listed Schedule R	false	AreRelatedOrgsListedScheduleR

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	2175850	OtherCostOrOtherBasis
Depreciation	2020466	Depreciation
Book Value	155384	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	155384	TotalOfBookValueLandBuildings

Other Liabilities OtherLiabilities (2 entries)

DescriptionDescription	AmountAmount
ESTIMATE LIABILITY FOR IBNR	$19,062,500
INSURANCE PREM & CLAIMS PAYABLE	$1,712,030

Field	Value	IRS element (for citing)
Total Of Amounts	20774530	TotalOfAmounts
Total Revenue	104074520	TotalRevenue
Total Expenses	108226603	TotalExpenses
Excess Or Deficit For Year	-4152083	ExcessOrDeficitForYear
Other	$2,467,900	OtherAmount
Total Adjustments	2467900	TotalAdjustments
Excess Or Deficit Per FS	-1684183	ExcessOrDeficitPerFS
Tot Revenue Etc Audited Fincl Stmt	104074520	TotRevenueEtcAuditedFinclStmt
Revenue Subtotal	104074520	RevenueSubtotal
Total Revenue Per Form990	104074520	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	105758703	TotExpensesEtcAuditedFinclStmt
Expenses Subtotal	105758703	ExpensesSubtotal
Other Expenses Not Included	2467900	OtherExpensesNotIncluded
Expenses Not Rptd On Fin Stmt	2467900	ExpensesNotRptdOnFinStmt
Total Expenses Per Form990	108226603	TotalExpensesPerForm990

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
RECONCILIATION OF CHANGES - OTHER	SCHEDULE D, PAGE 4, PART XI, LINE 8	BOOK / TAX DEPRECIATION DIFFERENCE 2,467,900
EXPENSE AMOUNTS INCLUDED ON RETURN - OTHER	SCHEDULE D, PAGE 4, PART XIII, LINE 4B	BOOK / TAX DEPRECIATION DIFFERENCE 2,467,900

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (4 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
ALL OTHER ACHIEVEMENTS DESCRIPTION	FORM 990, PAGE 2, PART III, LINE 4D	TO PROVIDE AFFORDABLE HEALTH CARE TO ITS MEMBERS
ORGANIZATION'S PROCESS USED TO REVIEW FORM 990	FORM 990, PAGE 6, PART VI, LINE 11B	THE RETURN IS PREPARED BY THE FUND'S INDEPENDENT CERIFIED PUBLIC ACCOUNTANT WHICH ALSO PERFORMS AN AUDIT OF THE FUND'S BOOKS AND RECORDS. THE RETURN IS THEN PROVIDED TO THE TRUSTEES FOR REVIEW AND SIGNATURE.
ENFORCEMENT OF CONFLICTS POLICY	FORM 990, PAGE 6, PART VI, LINE 12C	THE FUND IS SUBJECT TO ERISA ANT THE TRUSTEES CONFORM TO ITS REGULATIONS. SECTION 404 AND 406 CONTAIN STRICT FIDUCIARY RULES AND CONFLICTS OF INTEREST PROHIBITIONS. THE TRUSTEES MONITOR AND ENFORCE THE FUND'S COMPLIANCE WITH ERISA. OUTSIDE PROFESSIONALS ASSIST WITH THE COMPLIANCE.
GOVERNING DOCUMENTS DISCLOSURE EXPLANATION	FORM 990, PAGE 6, PART VI, LINE 19	DOCUMENTS, POLICIES, FINANCIAL STATEMENTS, AND TAX RETURNS ARE AVAILABLE UPON REQUEST BY WRITING THE FUND'S ADMINISTRATOR AND REQUESTING A COPY.

UNITED FOOD & COMMERCIAL WORKERS UNION-EMPLOYER HLTH & WELFARE FUND: Form 990, tax year 2010

Return header ReturnHeader

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Preparer Firm US Address PreparerFirmUSAddress

Filer Filer

Name Name

US Address USAddress

Officer Officer

Preparer Preparer

Form 990 IRS990

Address Principal Officer US AddressPrincipalOfficerUS

Activity2 Activity2

Activity3 Activity3

Activity Other ActivityOther

The Books Are In Care Of TheBooksAreInCareOf

Address US AddressUS

Form990 Part VII Section A Form990PartVIISectionA (9 entries)

Contractor Compensation ContractorCompensation (2 entries)

Program Service Revenue ProgramServiceRevenue (3 entries)

Investment Income InvestmentIncome

Gross Amount Sales Assets GrossAmountSalesAssets

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Gain Or Loss GainOrLoss

Net Gain Or Loss Investments NetGainOrLossInvestments

Other Revenue Misc OtherRevenueMisc (2 entries)

Total Revenue TotalRevenue

Benefits To Members BenefitsToMembers

Other Salaries And Wages OtherSalariesAndWages

Pension Plan Contributions PensionPlanContributions

Other Employee Benefits OtherEmployeeBenefits

Payroll Taxes PayrollTaxes

Fees For Services Legal FeesForServicesLegal

Fees For Services Accounting FeesForServicesAccounting

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Fees For Services Other FeesForServicesOther

Office Expenses OfficeExpenses

Information Technology InformationTechnology

Occupancy Occupancy

Conferences Meetings ConferencesMeetings

Depreciation Depletion DepreciationDepletion

Insurance Insurance

Other Expenses OtherExpenses (5 entries)

All Other Expenses AllOtherExpenses

Total Functional Expenses TotalFunctionalExpenses

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Accounts Receivable AccountsReceivable

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Investments Other Securities InvestmentsOtherSecurities

Total Assets TotalAssets

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Other Liabilities OtherLiabilities

Total Liabilities TotalLiabilities

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Schedule D IRS990ScheduleD

Equipment Equipment

Other Liabilities OtherLiabilities (2 entries)

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (4 entries)

Comments