LGE COMMUNITY CREDIT UNION: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: LGE COMMUNITY CREDIT UNION (EIN 58-6032554)
Tax period: 2011-01-01 to 2011-12-31
Filed: 2012-08-15
IRS object ID: 201212289349303436
Schema version: 2011v1.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2012-08-15T17:09:59-00:00	Timestamp
Tax Period End Date	2011-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ORTH CHAKLER MURNANE AND CO CPAs	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	12060 SW 129 COURT SUITE 201	AddressLine1
City	MIAMI	City
State	FL	State
ZIP Code	33186	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	586032554	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	LGE COMMUNITY CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	LGEC	NameControl
Phone	7704240060	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	CANDICE BRACEWELL	Name
Title	CFO	Title
Date Signed	2012-08-15	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	DOUGLAS ORTH	Name
Phone	3052328272	Phone

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	CHRIS LEGGETT	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	43228153	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Group Exemption Number	3804	GroupExemptionNumber
Organization501c	X	Organization501c
Web Site	WWW.LGECCU.ORG	WebSite
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	CREDIT UNION	TypeOfOrgOtherDescription
Year Formation	1951	YearFormation
State Legal Domicile	GA	StateLegalDomicile
Activity Or Mission Description	PROVIDE SAVINGS AND LENDING ACTIVITIES TO MEMBER OWNERS OF THE COOPERATIVE.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	9	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	9	NbrIndependentVotingMembers
Total Nbr Employees	252	TotalNbrEmployees
Total Nbr Volunteers	13	TotalNbrVolunteers
Total Gross UBI	48596	TotalGrossUBI
Net Unrelated Business Txbl Income	-97821	NetUnrelatedBusinessTxblIncome
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	41725909	ProgramServiceRevenuePriorYear
Program Service Revenue CY	39930088	ProgramServiceRevenueCY
Investment Income Prior Year	2550901	InvestmentIncomePriorYear
Investment Income Current Year	2670540	InvestmentIncomeCurrentYear
Other Revenue Prior Year	34500	OtherRevenuePriorYear
Other Revenue Current Year	28500	OtherRevenueCurrentYear
Total Revenue Prior Year	44311310	TotalRevenuePriorYear
Total Revenue Current Year	42629128	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	14406349	SalariesEtcPriorYear
Salaries Etc Current Year	15141876	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	24784106	OtherExpensePriorYear
Other Expenses Current Year	24917811	OtherExpensesCurrentYear
Total Expenses Prior Year	39190455	TotalExpensesPriorYear
Total Expenses Current Year	40059687	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	5120855	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	2569441	RevenuesLessExpensesCY
Total Assets BOY	767616886	TotalAssetsBOY
Total Assets EOY	828097719	TotalAssetsEOY
Total Liabilities BOY	679750833	TotalLiabilitiesBOY
Total Liabilities EOY	737169917	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	87866053	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	90927802	NetAssetsOrFundBalancesEOY
Mission Description	PROVIDE SAVINGS AND LENDING ACTIVITIES TO MEMBER OWNERS OF THE COOPERATIVE.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Description	INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.	Description
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	true	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	true	ReportFin48Footnote
Independent Audit Financial Stmt	false	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	true	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	true	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	25249	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	252	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	true	UnrelatedBusinessIncome
Form990-T Filed	true	Form990-TFiled
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Form8886 T Filed	false	Form8886TFiled
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	9	NbrVotingGoverningBodyMembers
Number Independent Voting Members	9	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	true	MembersOrStockholders
Election Of Board Members	true	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	false	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	false	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	CANDICE D BRACEWELL	NamePerson
Telephone Number	7704240060	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (21 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	OfficerOfficer	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	Key EmployeeKeyEmployee	Highest Compensated EmployeeHighestCompensatedEmployee	Individual Trustee Or DirectorIndividualTrusteeOrDirector
C LEGGETT
CEO	040.00	X	235381	0	36930
C BRACEWELL
CFO	040.00	X	150722	0	26030
H BRANCH III
COO	040.00	X	147446	0	25949
S STANFIELD
CAO	040.00		115688	0	28150	X
L KING
CIO	040.00		127839	0	35017	X
S TILLERY
VP LENDING	040.00		118336	0	21576		X
J KINNEY
VP/RETAIL SALES	040.00		114815	0	31891		X
D BRAUND
DIRECTOR	001.00		0	0	0			X
M BROCK
DIRECTOR	001.00		0	0	0			X
R DIXON
V. CHAIRMAN	001.00		0	0	0			X
E HARRELL
DIRECTOR	001.00		0	0	0			X
A KASSIS
TREASURER	001.00		0	0	0			X
F MYERS
ASSOC. DIRECTOR	001.00		0	0	0			X
R ROBERTS
DIRECTOR	001.00		0	0	0			X
H TEASLEY
CHAIRMAN	001.00		0	0	0			X
DR P THOMAS
DIRECTOR	001.00		0	0	0			X
S WALLS
SECRETARY	001.00		0	0	0			X
W SHAW
VP COOPERATE SERVICES	040.00		112866	0	26326		X
M FARSINEJAD
VP INFORMATION TECHNOLOGY	040.00		104449	0	21349		X
J AUSTIN
ASSOC. DIRECTOR	001.00		0	0	0			X
M CAGLE
ASSOCIATE BOD	001.00		0	0	0			X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	1227542	TotalReportableCompFromOrg
Total Other Compensation	253218	TotalOtherCompensation
Number Individuals GT100 K	9	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (5 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
NATIONAL CREDIT UNION ADMINISTRATION
1775 Duke Street	Alexandria	VA	223143428	SHARE DEPOSIT INSURANCE	2002974
BLUE CROSS BLUE SHIELD OF GEORGIA INC
3350 Peachtree Road NE	Atlanta	GA	30326	EMPLOYEE HEALTH BENEFITS	1900417
PSCU FINANCIAL SVCS
560 Carillon Parkway	St Petersburg	FL	33716	CALL CENTER MEMBER SUPPORT	437462
DIEBOLD INCORPORATED
5995 Mayfair Road	North Canton	OH	44720	ATM SUPPORT	429742
PALMETTO COOPERATIVE SERVICES LLC
7618 Woodrow Street	Irmo	SC	29063	CHECK CLEARING SERVICES	320850

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	27	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (3 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	Unrelated Business RevenueUnrelatedBusinessRevenue
INCOME ON LOANS	522100	28452451	28452451
FEE/OTHER INCOME	522100	11429041	11429041
UBIT REVENUE	524298	48596		48596

Field	Value	IRS element (for citing)
Total Program Service Revenue	39930088	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	2664548	TotalRevenueColumn
Related Or Exempt Function Income	2664548	RelatedOrExemptFunctionIncome

Gross Rents GrossRents

Field	Value	IRS element (for citing)
Real	28500	Real

Rental Income Or Loss RentalIncomeOrLoss

Field	Value	IRS element (for citing)
Real	28500	Real

Net Rental Income Or Loss NetRentalIncomeOrLoss

Field	Value	IRS element (for citing)
Total Revenue Column	28500	TotalRevenueColumn
Related Or Exempt Function Income	28500	RelatedOrExemptFunctionIncome

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Other	605017	Other

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Other	599025	Other

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Other	5992	Other

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	5992	TotalRevenueColumn
Related Or Exempt Function Income	5992	RelatedOrExemptFunctionIncome

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	42629128	TotalRevenueColumn
Related Or Exempt Function Income	42580532	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	48596	UnrelatedBusinessRevenue

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	0	Total

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	0	Total

Foreign Grants ForeignGrants

Field	Value	IRS element (for citing)
Total	0	Total

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	0	Total

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	929152	Total
Program Services	929152	ProgramServices

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	10406043	Total
Program Services	10406043	ProgramServices

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	260393	Total
Program Services	260393	ProgramServices

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	2710437	Total
Program Services	2710437	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	835851	Total
Program Services	835851	ProgramServices

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	72038	Total
Program Services	72038	ProgramServices

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	114161	Total
Program Services	114161	ProgramServices

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Field	Value	IRS element (for citing)
Fees For Services Prof Fundraising		FeesForServicesProfFundraising

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	462336	Total
Program Services	462336	ProgramServices

Advertising Advertising

Field	Value	IRS element (for citing)
Total	1170465	Total
Program Services	1170465	ProgramServices

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	5666716	Total
Program Services	5666716	ProgramServices

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	0	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	1267634	Total
Program Services	1267634	ProgramServices

Travel Travel

Field	Value	IRS element (for citing)
Total	303729	Total
Program Services	303729	ProgramServices

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	0	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	6698034	Total
Program Services	6698034	ProgramServices

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	103434	Total
Program Services	103434	ProgramServices

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	1966987	Total
Program Services	1966987	ProgramServices

Insurance Insurance

Field	Value	IRS element (for citing)
Total	136975	Total
Program Services	136975	ProgramServices

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
PROVISION FOR LOAN LOSSES	3360134	3360134
CASH SHORT/OVER	8032	8032
LOAN SERVICING	1947970	1947970
NCUA INSURANCE PREMIUM ASSESSMENTS	1639166	1639166

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	0	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	40059687	Total
Program Services	40059687	ProgramServices

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	5807969	BOY
EOY	4578357	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	111503635	BOY
EOY	6635554	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	205051	BOY
EOY	2925066	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	510462860	BOY
EOY	529482624	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	574502	BOY
EOY	606564	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	38935315	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	22422055	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	12694508	BOY
EOY	16513260	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	112200243	BOY
EOY	184653355	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	2069969	BOY
EOY	62319498	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	12098149	BOY
EOY	20383441	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	767616886	BOY
EOY	828097719	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	5300975	BOY
EOY	5907481	EOY

Unsecured Notes Loans Payable UnsecuredNotesLoansPayable

Field	Value	IRS element (for citing)
BOY	40000000	BOY
EOY	45000000	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	634449858	BOY
EOY	686262436	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	679750833	BOY
EOY	737169917	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	87866053	BOY
EOY	90927802	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	87866053	BOY
EOY	90927802	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	767616886	BOY
EOY	828097719	EOY

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	X	InfoInScheduleOPartXI
Reconcilation Revenue Expenses	2569441	ReconcilationRevenueExpenses
Reconcilation Other Changes	492308	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited
Audit Committee	true	AuditCommittee
Financial Statement Consolidated	X	FinancialStatementConsolidated
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Included On FS	false	IncludedOnFS

Land Land

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	4879887	OtherCostOrOtherBasis
Book Value	4818993	BookValue

Buildings Buildings

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	19277633	OtherCostOrOtherBasis
Depreciation	9945965	Depreciation
Book Value	9331668	BookValue

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	2417960	OtherCostOrOtherBasis
Depreciation	1550428	Depreciation
Book Value	867532	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	12359835	OtherCostOrOtherBasis
Depreciation	10864768	Depreciation
Book Value	1495067	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	16513260	TotalOfBookValueLandBuildings

Other Securities OtherSecurities (4 entries)

DescriptionDescription	Book ValueBookValue	Method Of ValuationMethodOfValuation
FEDERAL RESERVE BANK	20971687	F
INVESTMENTS IN CUSOS	830576	F
MEMBERSHIP CAPITAL SHARES	1413617	F
LONG TERM CDS	39103618	F

Field	Value	IRS element (for citing)
Total Of Book Value Securities	62319498	TotalOfBookValueSecurities

Other Liabilities OtherLiabilities (7 entries)

DescriptionDescription	AmountAmount
REGULAR SHARES	$196,320,856
MONEY MARKETS	$73,015,071
CERTIFICATES IRA CERTIFICATES	$207,433,615
SHARE DRAFTS	$191,294,991
IRAS	$17,821,220
HEALTH SAVINGS	$376,683
ESCROWS

Field	Value	IRS element (for citing)
Total Of Amounts	686262436	TotalOfAmounts
Total Revenue	42629128	TotalRevenue
Total Expenses	40059687	TotalExpenses
Excess Or Deficit For Year	2569441	ExcessOrDeficitForYear
Net Unrealized GL On Investments	492308	NetUnrealizedGLOnInvestments
Total Adjustments	492308	TotalAdjustments
Excess Or Deficit Per FS	3061749	ExcessOrDeficitPerFS

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (4 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
X	2	THE INTERNAL REVENUE SERVICE IRS HAS ISSUED A CLARIFICATION IN THE FORM OF A TECHNICAL ADVICE MEMORANDUM TAMs ON THE ISSUE OF UNRELATED BUSINESS INCOME TAX UBIT. THE IRS HAS INDICATED THIS MEMORANDUM WILL CLARIFY ITS POSITION ON WHAT TYPES OF REVENUE ARE SUBJECT TO UBIT. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. MANY STATES HAVE SIMILAR LAWS RELATED TO VARIOUS ACTIVITIES CONDUCTED BY STATE-CHARTERED CREDIT UNIONS.
X	2 continued...	AT THIS TIME, THERE IS UNCERTAINTY REGARDING WHETHER THE CREDIT UNION SHOULD PAY INCOME TAX ON CERTAIN TYPES OF NET TAXABLE INCOME FROM ACTIVITIES THAT MAY BE CONSIDERED BY TAXING AUTHORITIES AS UNRELATED TO THE PURPOSE FOR WHICH THE CREDIT UNION WAS GRANTED NONTAXABLE STATUS. THE CREDIT UNION HAS NOT FILED ANY TAX RETURNS IN THE PAST FOR POTENTIAL TAXABLE ACTIVITIES. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED.
X	2 continued...	MANAGEMENT HAS EVALUATED THE CREDIT UNIONS TAX POSITIONS AND CONCLUDED THAT THE CREDIT UNION HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENTS TO THE FINANCIAL STATEMENTS. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES DEEMED TO BE UNRELATED TO THE CREDIT UNIONS NONTAXABLE STATUS IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNIONS FINANCIAL POSITION OR RESULTS OF OPERATIONS.
X	2 continued...	WHILE IT SEEMS LIKELY THAT CERTAIN INCOME STREAMS OF STATE CHARTERED CREDIT UNIONS WILL BE SUBJECT TO UBIT, THE ISSUE REMAINS OPEN. WITH FEW EXCEPTIONS, THE CREDIT UNION IS NO LONGER SUBJECT TO EXAMINATION BY THE IRS FOR TWO TAX YEARS ENDED BEFORE DECEMBER 31, 2011.

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	X	CompensationCommittee
Compensation Survey	X	CompensationSurvey
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII (4 entries)

Base Compensation Filing OrgBaseCompensationFilingOrg	Bonus Filing OrgBonusFilingOrg	Other Compensation Filing OrgOtherCompensationFilingOrg	Deferred Comp Filing OrgDeferredCompFilingOrg	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg	Total Compensation Filing OrgTotalCompensationFilingOrg
C LEGGETT
219914	15000	467	17284	19646	272311
C BRACEWELL
123054	27000	668	17696	8334	176752
H BRANCH III
139238	6075	2133	18511	7438	173395
L KING
121678	5725	436	16625	18392	162856

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (9 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
Form 990 Part VI	6	THE ORGANIZATION HAS MEMBERS
Form 990 Part VI	7A	THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS
Form 990 Part VI	12C	LGECCU MAINTAINS A CONFLICT OF INTEREST POLICY WITHIN ITS CODE OF ETHICS. THIS POLICY IS ENFORCED AT ALL TIMES AND REVIEWED PERIODICALLY BY OUR INTERNAL AUDIT DEPARTMENT.
Form 990 Part VI	15A	LGECCU USES SURVEY DATA DURING AN ANNUAL REVIEW PROCESS TO DETERMINE THE REASONABLENESS OF ALL COMPENSATION AND BENEFITS.
Form 990 Part VI	15B	THE REVIEW OF THE CEOS COMPENSATION IS A FUNCTION OF THE BOARD OF DIRECTORS. ANNUALLY, THE BOARD USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY TO DETERMINE THE CEOS COMPENSATION. FOR ALL OTHER POSITIONS IN THE ORGANIZATION, PAY RANGES ARE REVIEWED AND APPROVED ON AN ANNUAL BASIS BY THE BOARD OF DIRECTORS UTIZLIZING DATA FROM AN INDEPENDENT COMPENSATION STUDY.
Form 990 Part VI	19	THE CREDIT UNIONS GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLILC VIEWING ON NCUA.GOB VIA THE QUARTERLY 5300 FILING.
Form 990 Part VI	11	LGECCU ENGAGED A PAID PREPAREER, ORTH , CHAKLER, MURNANE AND CO., CPAs, TO COMPLETE OUR FORM 990 FILING. UPON COMPLETION OF THE RETURN, IT WAS REVIEWED AND APPROVED BY EXECUTIVE MANAGEMENT.
Form 990 Part XI	5	NET UNREALIZED HOLDING GAINS ON SECURITIES ARISING DURING THE YEAR.
		Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS Form 990 Part VI Section B Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS Form 990 Part VI Section B Line 12C LGECCU MAINTAINS A CONFLICT OF INTEREST POLICY WITHIN ITS CODE OF ETHICS. THIS POLICY IS ENFORCED AT ALL TIMES AND REVIEWED PERIODICALLY BY OUR INTERNAL AUDIT DEPARTMENT. Form 990 Part VI Section B Line 15A LGECCU USES SURVEY DATA DURING AN ANNUAL REVIEW PROCESS TO DETERMINE THE REASONABLENESS OF ALL COMPENSATION AND BENEFITS. Form 990 Part VI Section B Line 15B THE REVIEW OF THE CEOS COMPENSATION IS A FUNCTION OF THE BOARD OF DIRECTORS. ANNUALLY, THE BOARD USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY TO DETERMINE THE CEOS COMPENSATION. FOR ALL OTHER POSITIONS IN THE ORGANIZATION, PAY RANGES ARE REVIEWED AND APPROVED ON AN ANNUAL BASIS BY THE BOARD OF DIRECTORS UTIZLIZING DATA FROM AN INDEPENDENT COMPENSATION STUDY. Form 990 Part VI Section C Line 19 THE CREDIT UNIONS GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLILC VIEWING ON NCUA.GOB VIA THE QUARTERLY 5300 FILING. Form 990 Part VI Section B Line 11 LGECCU ENGAGED A PAID PREPAREER, ORTH , CHAKLER, MURNANE AND CO., CPAs, TO COMPLETE OUR FORM 990 FILING. UPON COMPLETION OF THE RETURN, IT WAS REVIEWED AND APPROVED BY EXECUTIVE MANAGEMENT. Form 990 Part XI Line 5 NET UNREALIZED HOLDING GAINS ON SECURITIES ARISING DURING THE YEAR.

Schedule R IRS990ScheduleR

Form990 Schedule R Part I Form990ScheduleRPartI

Name Of Disregarded Entity NameOfDisregardedEntity

Field	Value	IRS element (for citing)
Business Name Line1	LGE INSURANCE SERVICES LLC	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMMERCE PARK DR	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Field	Value	IRS element (for citing)
EIN	272540699	EIN
Primary Activities	INSURANCE SALES	PrimaryActivities
Legal Domicile State	GA	LegalDomicileState
Total Income	468802	TotalIncome
EOY Assets	434569	EOYAssets

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	LGECCU	BusinessNameLine1