NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA: Form 990, tax year 2012

View the entire original 990 at ProPublica ↗

Organization: NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA (EIN 04-3244616)
Tax period: 2012-01-01 to 2012-12-31
Filed: 2013-09-05
IRS object ID: 201332489349300728
Schema version: 2012v2.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule B
Schedule C
Schedule D
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-09-05T15:15:53-05:00	Timestamp
Tax Period End Date	2012-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	GONZALEZ AND ASSOCIATES PC	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	14 PAGE TERRACE	AddressLine1
City	STOUGHTON	City
State	MA	State
ZIP Code	02072	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2012-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	043244616	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	NEIGHBORHOOD ASSISTANCE CORPORATION	BusinessNameLine1
Business Name Line2	OF AMERICA	BusinessNameLine2

Field	Value	IRS element (for citing)
Name Control	NEIG	NameControl
Phone	6172506222	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3607 WASHINGTON STREET	AddressLine1
City	JAMAICA PLAIN	City
State	MA	State
ZIP Code	02130	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	BRUCE MARKS	Name
Title	PRESIDENT	Title
Phone	6172506222	Phone
Date Signed	2013-08-26	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	LILLIAN GONZALEZ CPA MST CSEP CSRP	Name
Phone	7813441040	Phone
Date Prepared	2013-08-26	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2012	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	BRUCE MARKS	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	3607 WASHINGTON STREET	AddressLine1
City	JAMAICA PLAIN	City
State	MA	State
ZIP Code	02130	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	57112492	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	WWW.NACA.COM	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	1994	YearFormation
State Legal Domicile	MA	StateLegalDomicile
Activity Or Mission Description	TO STABILIZE COMMUNITIES THROUGH HOME OWNERSHIP AND COMMUNITY ADVOCACY.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	6	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	2	NbrIndependentVotingMembers
Total Nbr Employees	801	TotalNbrEmployees
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Prior Year	4781563	ContributionsGrantsPriorYear
Contributions Grants Current Year	5510206	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	54305287	ProgramServiceRevenuePriorYear
Program Service Revenue CY	51592539	ProgramServiceRevenueCY
Investment Income Prior Year	94377	InvestmentIncomePriorYear
Investment Income Current Year	9638	InvestmentIncomeCurrentYear
Other Revenue Current Year	0	OtherRevenueCurrentYear
Total Revenue Prior Year	59181227	TotalRevenuePriorYear
Total Revenue Current Year	57112383	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	24616662	SalariesEtcPriorYear
Salaries Etc Current Year	25358716	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	19072384	OtherExpensePriorYear
Other Expenses Current Year	20501149	OtherExpensesCurrentYear
Total Expenses Prior Year	43689046	TotalExpensesPriorYear
Total Expenses Current Year	45859865	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	15492181	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	11252518	RevenuesLessExpensesCY
Total Assets BOY	68644271	TotalAssetsBOY
Total Assets EOY	83252361	TotalAssetsEOY
Total Liabilities BOY	43824445	TotalLiabilitiesBOY
Total Liabilities EOY	47182589	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	24819826	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	36069772	NetAssetsOrFundBalancesEOY
Info In Schedule O Part III	X	InfoInScheduleOPartIII
Mission Description	TO STABILIZE COMMUNITIES THROUGH HOME OWNERSHIP AND COMMUNITY ADVOCACY.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Expense	40180417	Expense
Description	NACA'S MISSION IS TO STABILIZE COMMUNITIES THROUGH AFFORDABLE HOMEOWNERSHIP AND COMMUNITY ADVOCACY. NACA PROVIDES UNPRECEDENTED HOMEOWNERSHIP OPPORTUNITIES FOR LOW AND MODERATE INCOME PEOPLE AND PEOPLE PURCHASING IN LOW AND MODERATE INCOME COMMUNITIES THROUGH EDUCATION, COUNSELING AND MORTGAGE ASSISTANCE IN COMBINATION WITH ACCESS TO AFFORDABLE MORTGAGES. NACA ALSO ASSISTS HOMEOWNERS WHO HAVE AN UNAFFORDABLE MORTGAGE. NACA'S ADVOCACY INCLUDES NEIGHBORHOOD STABILIZATION INITIATIVES AND ACTIVITIES OPPOSING PREDATORY AND DISCRIMINATORY LENDING PRACTICES AS WELL AS ADDRESSING OTHER ISSUES OF FINANCIAL EXPLOITATION OF LOW AND MODERATE INDIVIDUALS AND COMMUNITIES. HOMEOWNERS IN VARIOUS COMMUNITIES THROUGHOUT THE UNITED STATES WHO PURCHASE THROUGH NACA BECOME NACA MEMBERS AND RECEIVE EXTENSIVE POST-OWNERSHIP ASSISTANCE TO PREVENT THE FORECLOSURE ON THEIR HOME. SERVICES INCLUDE EXTENSIVE COUNSELING, BUDGETING ASSISTANCE, FINANCIAL ASSISTANCE, AND OTHER SUPPORT. NACA'S NATIONAL OFFICE IS LOCATED IN JAMAICA PLAIN, MASSACHUSETTS WITH LOCAL OFFICES SERVICING INDIVIDUALS AND COMMUNITIES THROUGHOUT THE UNITED STATES. NACA IS OPEN TO ALL RESIDENTS IN THE COMMUNITIES WHERE NACA HAS ESTABLISHED ITS PRESENCE.	Description
Total Program Service Expense	40180417	TotalProgramServiceExpense
Described In501 C3	false	DescribedIn501C3
Schedule B Required	true	ScheduleBRequired
Political Activities	false	PoliticalActivities
Subject To Proxy Tax	true	SubjectToProxyTax
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	true	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	false	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	true	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Excess Benefit Transaction	false	ExcessBenefitTransaction
Prior Excess Benefit Transaction	false	PriorExcessBenefitTransaction
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	true	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	true	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	true	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	92	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Number Of Employees	801	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	true	NonDeductibleContributions
Non Deductible Disclosure	true	NonDeductibleDisclosure
Quid Pro Quo Contributions	false	QuidProQuoContributions
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOf
Funds To Pay Premiums	false	FundsToPayPremiums
Premiums Paid	false	PremiumsPaid
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	6	NbrVotingGoverningBodyMembers
Number Independent Voting Members	2	NumberIndependentVotingMembers
Family Or Business Relationship	true	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	true	LocalChapters
Policies Reference Chapters	true	PoliciesReferenceChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
States Where Copy Of Return Is Filed	MA	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	AL	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	CA	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	FL	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	GA	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	NY	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	OR	StatesWhereCopyOfReturnIsFiled
Other Website	X	OtherWebsite
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	BRUCE MARKS	NamePerson
Telephone Number	6172506222	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	3607 WASHINGTON ST	AddressLine1
City	JAMAICA PLAIN	City
State	MA	State
ZIP Code	02130	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (14 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	OfficerOfficer	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	Highest Compensated EmployeeHighestCompensatedEmployee
BRUCE MARKS
PRES/CEO/DIR	40.00	X	X	144491	0	8509
LINDA MOTEN
DIRECTOR	2.00	X		23192	0	0
GRAYLAN HAGLER
DIRECTOR	2.00	X		7000	0	0
MARY T PRUSSMAN
DIRECTOR	2.00	X		0	0	0
GLYNN LLOYD
TREAS./DIREC	5.00	X	X	0	0	0
DOUGLAS FIERBERG
DIRECTOR	2.00	X		0	0	0
KENT WHITNEY
VP REAL ESTA	2.00		X	54000	0	0
MARISSA LANDRAU-PIRAZZI
CLERK	40.00		X	44173	0	0
MARTIN WHITE
VP REAL ESTA	2.00		X	6000	0	0
SCOTT NGUYEN
PROGRAM DEVE	40.00			164003	0	3009	X
GEORGE WEBER
GENERAL COUN	40.00			129154	0	1050	X
DETRIA AUSTIN
CHIEF OPERAT	40.00			127673	0	10539	X
TOM MACFARLAN
NATIONAL IT	40.00			106450	0	1638	X
MILDRED GALVEZ
MORTGAGE CON	40.00			103861	0	3858	X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	909997	TotalReportableCompFromOrg
Total Other Compensation	28603	TotalOtherCompensation
Number Individuals GT100 K	7	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (3 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
KASOWITZ BENSON TORRES & FRIEDMAN
1633 BROADWAY	NEW YORK	NY	10019	LEGAL	332890
GLOBAL PRODUCTIONS
93 ELLSWORTH ST 206	BRIDGEPORT	CT	06605	EVENT MGMT	210000
LITTLER MENDELSON
PO BOX 45547	SAN FRANCISCO	CA	94145	LEGAL	166346

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	3	NumberOfContractorsGT100K
Government Grants	4694184	GovernmentGrants
All Other Contributions	816022	AllOtherContributions
Total Contributions	5510206	TotalContributions

Program Service Revenue ProgramServiceRevenue (5 entries)

DescriptionDescription	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
AMERICAN DREAM PROGRAM	22145000	22145000
HOME SAVE SOLUTIONS	12171600	12171600
BROKERAGE REVENUE	7157678	7157678
HOME SAVE COUNSELING	5154350	5154350
MEMBER FEES	4466097	4466097

Total Oth Program Service Revenue TotalOthProgramServiceRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	497814	TotalRevenueColumn
Related Or Exempt Function Income	497814	RelatedOrExemptFunctionIncome

Field	Value	IRS element (for citing)
Total Program Service Revenue	51592539	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	9747	TotalRevenueColumn
Exclusion	$9,747	ExclusionAmount

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	109	Securities

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	-109	Securities

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	-109	TotalRevenueColumn
Related Or Exempt Function Income	-109	RelatedOrExemptFunctionIncome

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	57112383	TotalRevenueColumn
Related Or Exempt Function Income	51592430	RelatedOrExemptFunctionIncome
Exclusion	$9,747	ExclusionAmount

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	188664	Total
Program Services	94333	ProgramServices
Management And General	94331	ManagementAndGeneral

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	20785358	Total
Program Services	18050597	ProgramServices
Management And General	2734761	ManagementAndGeneral

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	2364080	Total
Program Services	1995481	ProgramServices
Management And General	368599	ManagementAndGeneral

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	2020614	Total
Program Services	1705567	ProgramServices
Management And General	315047	ManagementAndGeneral

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	773848	Total
Program Services	332890	ProgramServices
Management And General	440958	ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	95900	Total
Management And General	95900	ManagementAndGeneral

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	32362	Total
Program Services	22362	ProgramServices
Management And General	10000	ManagementAndGeneral

Advertising Advertising

Field	Value	IRS element (for citing)
Total	27413	Total
Program Services	27413	ProgramServices

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	752252	Total
Program Services	550486	ProgramServices
Management And General	201766	ManagementAndGeneral

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	1350463	Total
Program Services	1251333	ProgramServices
Management And General	99130	ManagementAndGeneral

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	2303701	Total
Program Services	2133133	ProgramServices
Management And General	170568	ManagementAndGeneral

Travel Travel

Field	Value	IRS element (for citing)
Total	4426244	Total
Program Services	3749286	ProgramServices
Management And General	676958	ManagementAndGeneral

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	27944	Total
Management And General	27944	ManagementAndGeneral

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	640622	Total
Program Services	570569	ProgramServices
Management And General	70053	ManagementAndGeneral

Insurance Insurance

Field	Value	IRS element (for citing)
Total	525818	Total
Program Services	486665	ProgramServices
Management And General	39153	ManagementAndGeneral

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
AMERICAN DREAM EVENT	6447918	6447918
HOUSING SERVICES	1241961	1241961
REAL ESTATE COMMISSIONS	707751	707751
CREDIT REPORT EXPENSE	415242	415242

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	731710	Total
Program Services	397430	ProgramServices
Management And General	334280	ManagementAndGeneral

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	45859865	Total
Program Services	40180417	ProgramServices
Management And General	5679448	ManagementAndGeneral
Fundraising	0	Fundraising

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	15325975	BOY
EOY	35163069	EOY

Pledges And Grants Receivable PledgesAndGrantsReceivable

Field	Value	IRS element (for citing)
BOY	4395673	BOY
EOY	2783264	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	38142556	BOY
EOY	34080375	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	346997	BOY
EOY	1528420	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	3238744	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	2546924	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	1106484	BOY
EOY	691820	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	8701662	BOY
EOY	8714982	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	100	BOY
EOY	100	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	624824	BOY
EOY	290331	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	68644271	BOY
EOY	83252361	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	2932542	BOY
EOY	2669511	EOY

Deferred Revenue DeferredRevenue

Field	Value	IRS element (for citing)
BOY	40756352	BOY
EOY	41428011	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	135551	BOY
EOY	3085067	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	43824445	BOY
EOY	47182589	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	21988507	BOY
EOY	33905200	EOY

Temporarily Restricted Net Assets TemporarilyRestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	2831319	BOY
EOY	2164572	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	24819826	BOY
EOY	36069772	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	68644271	BOY
EOY	83252361	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	11252518	ReconcilationRevenueExpenses
Reconciliation Unrealized Invest	-2572	ReconciliationUnrealizedInvest
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited

FS Audited Basis FSAuditedBasis

Field	Value	IRS element (for citing)
Financial Statement Consolidated	X	FinancialStatementConsolidated

Field	Value	IRS element (for citing)
Audit Committee	true	AuditCommittee
Federal Grant Audit Required	true	FederalGrantAuditRequired
Federal Grant Audit Performed	true	FederalGrantAuditPerformed

Schedule B IRS990ScheduleB

Contributor Info ContributorInfo

Field	Value	IRS element (for citing)
Contributor Number	RESTRICTED	ContributorNumber

Contributor Name Business ContributorNameBusiness

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor Address US ContributorAddressUS

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Aggregate Contributions	RESTRICTED	AggregateContributions

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Substantially All Dues Nondeduct	true	SubstantiallyAllDuesNondeduct
Only In House Lobbying	true	OnlyInHouseLobbying
Agree To Carryover Prior Year	false	AgreeToCarryoverPriorYear

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Agent Trustee Etc	false	AgentTrusteeEtc
Included On FS	false	IncludedOnFS

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	3238744	OtherCostOrOtherBasis
Depreciation	2546924	Depreciation
Book Value	691820	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	691820	TotalOfBookValueLandBuildings

Other Liabilities OtherLiabilities (5 entries)

DescriptionDescription	AmountAmount
DUE TO AFFILIATES	$2,945,136
REFUNDABLE GRANTS	$75,000
REHAB FUNDS LIABILITY	$48,880
PASS THROUGH ACCOUNT	$8,853
OTHER MISCELLANEOUS LIABILITIES	$7,198

Field	Value	IRS element (for citing)
Total Of Amounts	3085067	TotalOfAmounts
Tot Revenue Etc Audited Fincl Stmt	60074338	TotRevenueEtcAuditedFinclStmt
Net Unrealized Gains Investments	-2572	NetUnrealizedGainsInvestments
Other Revenues	2964527	OtherRevenues
Revenue Not Rptd F990	2961955	RevenueNotRptdF990
Revenue Subtotal	57112383	RevenueSubtotal
Total Revenue Per Form990	57112383	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	45909246	TotExpensesEtcAuditedFinclStmt
Other Expenses Included	49381	OtherExpensesIncluded
Expenses Not Rptd F990	49381	ExpensesNotRptdF990
Expenses Subtotal	45859865	ExpensesSubtotal
Total Expenses Per Form990	45859865	TotalExpensesPerForm990

Form990 Schedule D Part XIII Form990ScheduleDPartXIII (2 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
REVENUE AMOUNTS INCLUDED IN FINANCIALS - OTHER	SCHEDULE D, PAGE 4, PART XI, LINE 2D	AFFILIATE REVENUE 2,964,527
EXPENSE AMOUNTS INCLUDED IN FINANCIALS - OTHER	SCHEDULE D, PAGE 4, PART XII, LINE 2D	AFFILIATE EXPENSES 49,381

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Form990 Of Other Organizations	X	Form990OfOtherOrganizations
Written Employment Contract	X	WrittenEmploymentContract
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement
Comp Based On Revenue Of Filing Org	false	CompBasedOnRevenueOfFilingOrg
Comp Based On Revenue Related Orgs	false	CompBasedOnRevenueRelatedOrgs
Comp Based Net Earnings Filing Org	false	CompBasedNetEarningsFilingOrg
Comp Based Net Earnings Relate Orgs	false	CompBasedNetEarningsRelateOrgs
Any Non Fixed Payments	false	AnyNonFixedPayments
Initial Contract Exception	false	InitialContractException

Form990 Schedule J Part II Form990ScheduleJPartII (2 entries)

TitleTitle	Base Compensation Filing OrgBaseCompensationFilingOrg	Deferred Comp Filing OrgDeferredCompFilingOrg	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg	Total Compensation Filing OrgTotalCompensationFilingOrg
BRUCE MARKS
PRESCEODIR	144491	3000	5509	153000
SCOTT NGUYEN
PROGRAM DEVELOPER	164003		3009	167012

Schedule L IRS990ScheduleL

Form990 Schedule L Part IV Form990ScheduleLPartIV (2 entries)

RelationshipRelationship	Amount Of TransactionAmountOfTransaction	Description Of TransactionDescriptionOfTransaction	Sharing Of RevenuesSharingOfRevenues
DOUGLAS FIERBERGBODE & GRENIER
DIRECTOR	49304	LEGAL SERVICES	false
DEBBIANNE PRUSSMAN
FAMILY MEMBER	37939	EMPLOYEE	false

Form990 Schedule L Part V Form990ScheduleLPartV

Field	Value	IRS element (for citing)
Identifier	ADDITIONAL INFORMATION	Identifier
Return Reference	SCHEDULE L PART V	ReturnReference
Explanation	THE BOARD MEMBER DOUGLAS FIERBERG IS A PARTNER IN THE FIRM BODE GRENIER WHICH PROVIDES LEGAL SERVICES TO NACA DEBBIANNE PRUSSMAN IS THE DAUGHTER OF A MEMBER OF THE BOARD OF DIRECTORS	Explanation

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (7 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
FIRST ACCOMPLISHMENT DESCRIPTION	FORM 990, PAGE 2, PART III, LINE 4A	EXTENSIVE POST-OWNERSHIP ASSISTANCE TO PREVENT THE FORECLOSURE ON THEIR HOME. SERVICES INCLUDE EXTENSIVE COUNSELING, BUDGETING ASSISTANCE, FINANCIAL ASSISTANCE, AND OTHER SUPPORT. NACA'S NATIONAL OFFICE IS LOCATED IN JAMAICA PLAIN, MASSACHUSETTS WITH LOCAL OFFICES SERVICING INDIVIDUALS AND COMMUNITIES THROUGHOUT THE UNITED STATES. NACA IS OPEN TO ALL RESIDENTS IN THE COMMUNITIES WHERE NACA HAS ESTABLISHED ITS PRESENCE.
RELATED PARTY INFORMATION AMONG OFFICERS	FORM 990, PAGE 6, PART VI, LINE 2	BRUCE MARKS,NACA BRUCE MARKS, NSF CEO/PRES/DIR CEO/PRES/DIR OFFICER BRUCE MARKS, NACA BRUCE MARKS, UNAC CEO/PRES/DIR CEO/PRES/DIR OFFICER BRUCE MARKS, NACA BRUCE MARKS, NSC CEO/PRES/DIR PRES/CLERK OFFICER BRUCE MARKS, NACA BRUCE MARKS, CAPA CEO/PRES/DIR PRES OFFICER BRUCE MARKS, NACA MARISSA LANDRAU-PIRAZZI, NACA CEO/PRES/DIR EE/CLERK SPOUSE MARISSA LANDRAU-PIRAZZI, NACA MARISSA LANDRAU-PIRAZZI, NSF CLERK CLERK OFFICER MARISSA LANDRAU-PIRAZZI, NACA MARISSA LANDRAU-PIRAZZI, UNAC CLERK CLERK OFFICER MARY PRUSSMAN, NACA MARY PRUSSMAN, NSF DIRECTOR DIRECTOR DIRECTORS GLYNN LLOYD, NACA GLYNN LLOYD, UNAC TREAS/DIR TREAS/DIR OFFICERS GLYNN LLOYD, NACA GLYNN LLOYD, NSF TREAS/DIR TREAS/DIR OFFICERS DOUGLAS FIERBERG, NACA DOUGLAS FIERBERG, UNAC DIRECTOR DIRECTOR DIRECTORS DOUGLAS FIERBERG, NACA DOUGLAS FIERBERG, NSF DIRECTOR DIRECTOR DIRECTORS
ORGANIZATION'S PROCESS USED TO REVIEW FORM 990	FORM 990, PAGE 6, PART VI, LINE 11B	FORM 990 IS PROVIDED TO AND REVIEWED BY THE BOARD OF DIRECTORS AND OFFICERS PRIOR TO FILING.
ENFORCEMENT OF CONFLICTS POLICY	FORM 990, PAGE 6, PART VI, LINE 12C	BOARD REVIEWS ANY POTENTIAL CONFLICTS OF INTEREST.
COMPENSATION PROCESS FOR TOP OFFICIAL	FORM 990, PAGE 6, PART VI, LINE 15A	COMPENSATION IS APPROVED BY MEMBERS OF THE BOARD THAT ARE INDEPENDENT OF THE CEO.
COMPENSATION PROCESS FOR OFFICERS	FORM 990, PAGE 6, PART VI, LINE 15B	COMPENSATION FOR OTHER STAFF AND KEY EMPLOYEES IS DETERMINED BY THE CEO, AND SUBSEQUENTLY REVIEWED BY THE BOARD OF DIRECTORS AS APPROPRIATE.
GOVERNING DOCUMENTS DISCLOSURE EXPLANATION	FORM 990, PAGE 6, PART VI, LINE 19	DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.

Schedule R IRS990ScheduleR

Form990 Schedule R Part II Form990ScheduleRPartII (2 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Primary ActivitiesPrimaryActivities	Legal Domicile StateLegalDomicileState	Exempt Code SectionExemptCodeSection	Public Charity StatusPublicCharityStatus	Business Name Line1DirectControllingEntityName/BusinessNameLine1	Controlled OrgControlledOrg
NEIGHBORHOOD STABILIZATION FUND INC
3607 WASHINGTON STREET	JAMAICA PLAIN	MA	02130	043249517	CHARITABLE	MA	501C3	9	NACA	false
UNION NEIGHBORHOOD ASSISTANCE CORP
3607 WASHINGTON STREET	JAMAICA PLAIN	MA	02130	222956189	CHARITABLE	MA	501C3	9	NACA	false

Form990 Schedule R Part IV Form990ScheduleRPartIV (2 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Primary ActivityPrimaryActivity	Legal Domicile StateLegalDomicileState	Direct Controlling Entity NADirectControllingEntityNA	Controlled OrgControlledOrg
NEIGHBORHOOD STABILIZATION CORP
3607 WASHINGTON STREET	JAMAICA PLAIN	MA	02130	043192204	HOUSING	MA	N/A	false
COMMUNITY ASSIST PROG OF AMERICA
3607 WASHINGTON STREET	JAMAICA PLAIN	MA	02130	043244437	HOUSING	MA	N/A	false

Field	Value	IRS element (for citing)
Receipt Of Int Ann Rents Royalties	false	ReceiptOfIntAnnRentsRoyalties
Gift Grant Or Cap Contr To Other Org	false	GiftGrantOrCapContrToOtherOrg
Gift Grant Or Cap Contr Fr Other Org	false	GiftGrantOrCapContrFrOtherOrg
Loans Or Guarantees To Other Org	true	LoansOrGuaranteesToOtherOrg
Loans Or Guarantees From Other Org	true	LoansOrGuaranteesFromOtherOrg
Dividends Related Organization	false	DividendsRelatedOrganization
Sale Of Assets To Other Org	false	SaleOfAssetsToOtherOrg
Purchase Of Assets From Other Org	false	PurchaseOfAssetsFromOtherOrg
Exchange Of Assets	false	ExchangeOfAssets
Rental Of Facilities To Other Orgs	false	RentalOfFacilitiesToOtherOrgs
Rental Of Facilities Fr Other Orgs	false	RentalOfFacilitiesFrOtherOrgs
Perform Of Services For Other Orgs	false	PerformOfServicesForOtherOrgs
Perform Of Services By Other Orgs	true	PerformOfServicesByOtherOrgs
Sharing Of Facilities	true	SharingOfFacilities
Sharing Of Paid Employees	false	SharingOfPaidEmployees
Reimbursement Paid To Other Org	false	ReimbursementPaidToOtherOrg
Reimbursement Paid By Other Org	false	ReimbursementPaidByOtherOrg
Other Transfer To Other Org	false	OtherTransferToOtherOrg
Other Transfer From Other Org	false	OtherTransferFromOtherOrg

Transactions Related Orgs Table TransactionsRelatedOrgsTable (4 entries)

Transaction TypeTransactionType	Amount InvolvedAmountInvolved	Method Of Amt DeterminationMethodOfAmtDetermination
NEIGHBORHOOD STAB FUND (NSF)
M	2945136	MEMBERSHIP DUES
UNION OF NEIGHBORHOOD ASSIST (UNAC)
E	1038	EXPENSE ADVANCE
NSF UNAC
N		NO PAYMENT
NEIGHBORHOOD STABILIZATION FUND
D	28823	EXPENSE ADVANCE

NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA: Form 990, tax year 2012

Return header ReturnHeader

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Preparer Firm US Address PreparerFirmUSAddress

Filer Filer

Name Name

US Address USAddress

Officer Officer

Preparer Preparer

Form 990 IRS990

Address Principal Officer US AddressPrincipalOfficerUS

The Books Are In Care Of TheBooksAreInCareOf

Address US AddressUS

Form990 Part VII Section A Form990PartVIISectionA (14 entries)

Contractor Compensation ContractorCompensation (3 entries)

Program Service Revenue ProgramServiceRevenue (5 entries)

Total Oth Program Service Revenue TotalOthProgramServiceRevenue

Investment Income InvestmentIncome

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Gain Or Loss GainOrLoss

Net Gain Or Loss Investments NetGainOrLossInvestments

Total Revenue TotalRevenue

Comp Current Officers Directors CompCurrentOfficersDirectors

Other Salaries And Wages OtherSalariesAndWages

Other Employee Benefits OtherEmployeeBenefits

Payroll Taxes PayrollTaxes

Fees For Services Legal FeesForServicesLegal

Fees For Services Accounting FeesForServicesAccounting

Fees For Services Other FeesForServicesOther

Advertising Advertising

Office Expenses OfficeExpenses

Information Technology InformationTechnology

Occupancy Occupancy

Travel Travel

Conferences Meetings ConferencesMeetings

Depreciation Depletion DepreciationDepletion

Insurance Insurance

Other Expenses OtherExpenses (4 entries)

All Other Expenses AllOtherExpenses

Total Functional Expenses TotalFunctionalExpenses

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Pledges And Grants Receivable PledgesAndGrantsReceivable

Accounts Receivable AccountsReceivable

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Investments Other Securities InvestmentsOtherSecurities

Other Assets Total OtherAssetsTotal

Total Assets TotalAssets

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Deferred Revenue DeferredRevenue

Other Liabilities OtherLiabilities

Total Liabilities TotalLiabilities

Unrestricted Net Assets UnrestrictedNetAssets

Temporarily Restricted Net Assets TemporarilyRestrictedNetAssets

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

FS Audited Basis FSAuditedBasis

Schedule B IRS990ScheduleB

Contributor Info ContributorInfo

Contributor Name Business ContributorNameBusiness

Contributor Address US ContributorAddressUS

Schedule C IRS990ScheduleC

Schedule D IRS990ScheduleD

Equipment Equipment

Other Liabilities OtherLiabilities (5 entries)

Form990 Schedule D Part XIII Form990ScheduleDPartXIII (2 entries)

Schedule J IRS990ScheduleJ

Form990 Schedule J Part II Form990ScheduleJPartII (2 entries)

Schedule L IRS990ScheduleL

Form990 Schedule L Part IV Form990ScheduleLPartIV (2 entries)

Form990 Schedule L Part V Form990ScheduleLPartV

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (7 entries)

Schedule R IRS990ScheduleR

Form990 Schedule R Part II Form990ScheduleRPartII (2 entries)

Form990 Schedule R Part IV Form990ScheduleRPartIV (2 entries)

Transactions Related Orgs Table TransactionsRelatedOrgsTable (4 entries)

Comments