ROYAL NEIGHBORS OF AMERICA: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- ROYAL NEIGHBORS OF AMERICA (EIN 36-1711198)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-07-29
- IRS object ID
- 201332109349300338
- Schema version
- 2012v2.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-07-29T12:51:15-05:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ROYAL NEIGHBORS OF AMERICA | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 230 16TH STREET | AddressLine1 |
| City | ROCK ISLAND | City |
| State | IL | State |
| ZIP Code | 61201 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 361711198 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Royal Neighbors of America | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | ROYA | NameControl |
| Phone | 3097884561 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 230 16th Street | AddressLine1 |
| City | Rock Island | City |
| State | IL | State |
| ZIP Code | 61201 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Susan E Mack | Name |
| Title | Secretary | Title |
| Phone | 3097884561 | Phone |
| Date Signed | 2013-05-14 | DateSigned |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Forrest Miller | Name |
| PTIN | P01695490 | PTIN |
| Phone | 3097328261 | Phone |
| Date Prepared | 2013-07-29 | DatePrepared |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
Name Of Principal Officer Business NameOfPrincipalOfficerBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Royal Neighbors of America | BusinessNameLine1 |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 230 16th Street | AddressLine1 |
| City | Rock Island | City |
| State | IL | State |
| ZIP Code | 61201 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 318566872 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| All Affiliates Included | false | AllAffiliatesIncluded |
| Organization501c | X | Organization501c |
| Web Site | www.royalneighbors.org | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1895 | YearFormation |
| State Legal Domicile | IL | StateLegalDomicile |
| Activity Or Mission Description | Provide women and those they care about with valuable insurance products, financial education, member benefits and services, and opportunities to connect with each other and their communities through a lodge system. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 11 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 150 | TotalNbrEmployees |
| Total Nbr Volunteers | 28101 | TotalNbrVolunteers |
| Total Gross UBI | 0 | TotalGrossUBI |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 69828039 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 76754393 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 39428397 | InvestmentIncomePriorYear |
| Investment Income Current Year | 61936268 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 977857 | OtherRevenuePriorYear |
| Other Revenue Current Year | 1020595 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 110234293 | TotalRevenuePriorYear |
| Total Revenue Current Year | 139711256 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 285749 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 188087 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 68143324 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 86328447 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 29719682 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 29176403 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 12622838 | OtherExpensePriorYear |
| Other Expenses Current Year | 14851372 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 110771593 | TotalExpensesPriorYear |
| Total Expenses Current Year | 130544309 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | -537300 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 9166947 | RevenuesLessExpensesCY |
| Total Assets BOY | 792485851 | TotalAssetsBOY |
| Total Assets EOY | 831334323 | TotalAssetsEOY |
| Total Liabilities BOY | 581004276 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 624927407 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 211481575 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 206406916 | NetAssetsOrFundBalancesEOY |
| Mission Description | Provide women and those they care about with valuable insurance products, financial education, member benefits and services, and opportunities to connect with each other and their communities through a lodge system. | MissionDescription |
| Expense | 126527652 | Expense |
| Description | 4a. Insurance Benefits Programs: Insurance activities and benefits in accordance with the terms of Life, Annuity, and Accident and Health Certificates. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 4016656 | Expense |
| Grants | 188087 | Grants |
| Description | 4b. Membership benefit programs, Fraternal activities and benefits for adult and youth members, and charitable and community service activities. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expense | 130544308 | TotalProgramServiceExpense |
| Described In501 C3 | false | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | false | CreditCounseling |
| Term Or Permanent Endowments | true | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | true | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | true | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | false | ReportFin48Footnote |
| Independent Audit Financial Stmt | false | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | true | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Loan To Officer Or DQP | false | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | true | RelatedEntity |
| Related Org Controlled Entity | true | RelatedOrgControlledEntity |
| Transaction Related Entity | true | TransactionRelatedEntity |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 0 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 150 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | false | UnrelatedBusinessIncome |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Indoor Tanning Services | false | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 11 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | true | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | false | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | true | LocalChapters |
| Policies Reference Chapters | true | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | true | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | true | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | true | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | Susan Mack Secretary | NamePerson |
| Telephone Number | 3097884561 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 230 16th Street | AddressLine1 |
| City | Rock Island | City |
| State | IL | State |
| ZIP Code | 61201 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (25 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Key EmployeeKeyEmployee | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|---|
| Joyce Elam | ||||||||
| Director | 2.00 | X | 64385 | 0 | 0 | |||
| Benet DeBerrySpence | ||||||||
| Director | 2.00 | X | 57385 | 0 | 0 | |||
| Patsy Kneller | ||||||||
| Director | 2.00 | X | 62135 | 0 | 0 | |||
| Patricia Gibford | ||||||||
| Director | 2.00 | X | 68135 | 0 | 0 | |||
| Wan Ling Martello | ||||||||
| Director | 2.00 | X | 36135 | 0 | 0 | |||
| V Sue Molina | ||||||||
| Director | 2.00 | X | 73385 | 0 | 0 | |||
| Susan Waring | ||||||||
| Director | 2.00 | X | 63385 | 0 | 0 | |||
| Linda Neuman | ||||||||
| Director | 2.00 | X | 41135 | 0 | 0 | |||
| Ruth McGregor | ||||||||
| Director | 2.00 | X | 17000 | 0 | 0 | |||
| Nancy Hanna | ||||||||
| Director | 2.00 | X | 68885 | 0 | 0 | |||
| Estella Vallejo | ||||||||
| Director | 2.00 | X | 21000 | 0 | 0 | |||
| Cynthia Tidwell | ||||||||
| President | 38.00 | X | 745059 | 0 | 0 | X | ||
| Bruce Peterson | ||||||||
| Secretary and General Counsel | 38.00 | 240598 | 0 | 0 | X | |||
| Marc Schoenfeld | ||||||||
| CFO/Treasurer | 38.00 | 371983 | 0 | 0 | X | |||
| Chris Seistrup | ||||||||
| Chief Operating Executive | 38.00 | X | 291079 | 0 | 0 | X | ||
| Kristin McDaniel | ||||||||
| 38.00 | 235561 | 0 | 0 | X | ||||
| Brian Haynes | ||||||||
| CFO/Treasurer | 38.00 | 331821 | 0 | 0 | X | |||
| Mary Staver | ||||||||
| 38.00 | 188788 | 0 | 0 | X | ||||
| Jon Lucia | ||||||||
| 38.00 | 263272 | 0 | 0 | X | ||||
| Curtis Zeck | ||||||||
| 38.00 | 185738 | 0 | 0 | X | ||||
| Randall Rogers | ||||||||
| 38.00 | 174565 | 0 | 0 | X | ||||
| Steven Snowbeck | ||||||||
| 38.00 | 166154 | 0 | 0 | X | ||||
| John Friederich | ||||||||
| 38.00 | 155176 | 0 | 0 | X | ||||
| Deborah Wesenberg | ||||||||
| 38.00 | 141592 | 0 | 0 | X | ||||
| Steven Knight | ||||||||
| 38.00 | 128943 | 0 | 0 | X | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 4193294 | TotalReportableCompFromOrg |
| Number Individuals GT100 K | 23 | NumberIndividualsGT100K |
| Formers Listed | true | FormersListed |
| Total Comp GT150 K | true | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| Senior Advisor Services and Insurance Services | |||||
| 11551 Forest Central Dr Suite 200 | Dallas | TX | 75243 | Insurance Sales | 680765 |
| American Senior Benefits | |||||
| 8400 W 110th St Ste 220 | Overland Park | KS | 66210 | Insurance Sales | 247235 |
| Cuso Financial Services Inc | |||||
| 10455 Sorrento Valley 210 | San Diego | CA | 92121 | Insurance Sales | 181878 |
| Asurea Wholesale Ins Services Inc | |||||
| 3010 Lava Ridge Ct Ste 200 | Roseville | CA | 95661 | Insurance Sales | 174278 |
| AIMC | |||||
| 1360 Redmond Circle | Rome | GA | 30165 | Medical Supp | 4481920 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 9 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| Premium Income | 524113 | 69314880 | 69314880 |
| Allowance on Reinsurance | 524113 | 7387861 | 7387861 |
| Other Income | 524113 | 51652 | 51652 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 76754393 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 30507802 | TotalRevenueColumn |
| Related Or Exempt Function Income | 30507802 | RelatedOrExemptFunctionIncome |
Gross Rents GrossRents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 1020595 | Real |
Rental Income Or Loss RentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 1020595 | Real |
Net Rental Income Or Loss NetRentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 1020595 | TotalRevenueColumn |
| Related Or Exempt Function Income | 1020595 | RelatedOrExemptFunctionIncome |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 210284082 | Securities |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 178855616 | Securities |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 31428466 | Securities |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 31428466 | TotalRevenueColumn |
| Related Or Exempt Function Income | 31428466 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 139711256 | TotalRevenueColumn |
| Related Or Exempt Function Income | 139711256 | RelatedOrExemptFunctionIncome |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 188087 | Total |
Benefits To Members BenefitsToMembers
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 86328447 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2221683 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 24709979 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1406447 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 137777 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 700517 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 416118 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 78552 | Total |
Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 161344 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 332471 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 435152 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1167697 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1156776 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1193014 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 476944 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 547536 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1174121 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 171924 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| TPA Fees and Allowance | 2808624 |
| Inc in Loading on Deferred & Uncollected Premiums | 851108 |
| Sundry General Expenses | 730307 |
| Inspection Report Fees | 637140 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2512544 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 130544309 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 155212 | BOY |
| EOY | 2449285 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4260732 | BOY |
| EOY | 47167263 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 8633798 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 2949856 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6896468 | BOY |
| EOY | 5683942 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 518482999 | BOY |
| EOY | 418959367 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 93475186 | BOY |
| EOY | 186049715 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 169215254 | BOY |
| EOY | 171024751 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 792485851 | BOY |
| EOY | 831334323 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2525200 | BOY |
| EOY | 4010522 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 578479076 | BOY |
| EOY | 620916885 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 581004276 | BOY |
| EOY | 624927407 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 211481575 | BOY |
| EOY | 206406916 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 211481575 | BOY |
| EOY | 206406916 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 792485851 | BOY |
| EOY | 831334323 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 9166947 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | -14241606 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
| Audit Committee | true | AuditCommittee |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Included On FS | false | IncludedOnFS |
Current Year CurrentYear
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 558342 | BeginningOfYearBalance |
| Contributions | 9358 | Contributions |
| Investment Earnings Or Losses | 77322 | InvestmentEarningsOrLosses |
| End Of Year Balance | 645022 | EndOfYearBalance |
Current Year Minus1 Year CurrentYearMinus1Year
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 547505 | BeginningOfYearBalance |
| Contributions | 12239 | Contributions |
| Investment Earnings Or Losses | -1402 | InvestmentEarningsOrLosses |
| End Of Year Balance | 558342 | EndOfYearBalance |
Current Year Minus2 Years CurrentYearMinus2Years
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 468663 | BeginningOfYearBalance |
| Contributions | 15015 | Contributions |
| Investment Earnings Or Losses | 63827 | InvestmentEarningsOrLosses |
| End Of Year Balance | 547505 | EndOfYearBalance |
Current Year Minus3 Years CurrentYearMinus3Years
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 407046 | BeginningOfYearBalance |
| Contributions | 18206 | Contributions |
| Investment Earnings Or Losses | 43411 | InvestmentEarningsOrLosses |
| End Of Year Balance | 468663 | EndOfYearBalance |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Board Designated EOY Balance | 1.00000 | BoardDesignatedEOYBalance |
| Endowments Held By Related Orgs | true | EndowmentsHeldByRelatedOrgs |
| Are Related Orgs Listed Schedule R | true | AreRelatedOrgsListedScheduleR |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 400000 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 331350 | OtherCostOrOtherBasis |
| Book Value | 731350 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 4483171 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 2614897 | OtherCostOrOtherBasis |
| Depreciation | 2377542 | Depreciation |
| Book Value | 4720526 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 804379 | OtherCostOrOtherBasis |
| Depreciation | 572314 | Depreciation |
| Book Value | 232065 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1 | OtherCostOrOtherBasis |
| Book Value | 1 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 5683942 | TotalOfBookValueLandBuildings |
Other Securities OtherSecurities (2 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| Bonds-Privately Placed | 182555426 | C |
| Other Long Term Inv. | 3494289 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 186049715 | TotalOfBookValueSecurities |
Other Assets OtherAssets (7 entries)
| DescriptionDescription | Book ValueBookValue |
|---|---|
| Interest Acc on Bonds, Stocks, Loans & Inv Assets | 8383486 |
| Uncollected Prem and Agent Balances | 167407 |
| Deferred Prems, Agent Balances net yet due | 9360901 |
| Amounts Recoverable from Reinsurers | 3026372 |
| Mortgage Loans | 136485075 |
| Certificate Loans | 13447112 |
| 457(b) Plan Assets | 154398 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 171024751 | TotalBookValueOtherAssets |
Other Liabilities OtherLiabilities (16 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| Aggregate reserve for Life Cer | $563,414,525 |
| Aggregate reserve for A&H | $839,986 |
| Liab for Deposit-Type Contract | $15,956,580 |
| Contract Claims: Life | $5,009,334 |
| Contract Claims; A&H | $414,874 |
| Ref payable appor. for payment | $1,470,000 |
| Prem and Adv Annuity consider | $103,230 |
| Due to/from MOO Prem | $3,528,596 |
| Int Maint Reserve | $13,019,012 |
| Comm to field work due $ accru | $93,013 |
| Remit & items not allowed | $483,343 |
| Asset Val Reserve | $9,906,751 |
| Int Def benefit pymts | $317,436 |
| Pension Liability | $6,030,432 |
| 457(b) Liability | $154,398 |
| Amts W/H by Soc as Agent | $175,375 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 620916885 | TotalOfAmounts |
Form990 Schedule D Part XIII Form990ScheduleDPartXIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Explanation | Sch D Part V Line 4: The intended use of the endowment funds is to generate earnings to provide a stable fund to support on-going programs in furtherance of the mission of the Royal Neighbors Foundation. | Explanation |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | true | RecordsMaintained |
Form990 Schedule I Part III Form990ScheduleIPartIII (2 entries)
| Type Of GrantTypeOfGrant | Number Of RecipientsNumberOfRecipients | Amount Of Cash GrantAmountOfCashGrant |
|---|---|---|
| Scholarships | 69 | 177250 |
| Fraternal Aid Assistance | 43 | 10838 |
Form990 Schedule I Part IV Form990ScheduleIPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Explanation | Scholarships are awarded to recipients who meet individual criteria for specific scholarships upon submission of an application. All applications are reviewed for qualifications. Scholarship files are maintained for each recipient. All payments are made directly to the institution attended by the recipient. Fraternal Aid applications are received and tracked with the membership application system. All applicants need to be a Royal Neighbor member and have experienced an extreme case of need due to illness, accident, or property loss not covered by insurance. Applicants must apply for aid within six months following need. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Idemnification Gross Up Payments | X | IdemnificationGrossUpPayments |
| Written Policy Re T And E Expenses | true | WrittenPolicyReTAndEExpenses |
| Substantiation Required | true | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Written Employment Contract | X | WrittenEmploymentContract |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | true | SeverancePayment |
Form990 Schedule J Part II Form990ScheduleJPartII (14 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Bonus Filing OrgBonusFilingOrg | Other Compensation Filing OrgOtherCompensationFilingOrg | Total Compensation Filing OrgTotalCompensationFilingOrg |
|---|---|---|---|
| Cynthia Tidwell | |||
| 372606 | 273441 | 99012 | 745059 |
| Bruce Peterson | |||
| 190008 | 50590 | 240598 | |
| Marc Schoenfeld | |||
| 92308 | 50000 | 229675 | 371983 |
| Chris Seistrup | |||
| 218133 | 72946 | 291079 | |
| Kristin McDaniel | |||
| 182774 | 52787 | 235561 | |
| Brian Haynes | |||
| 63628 | 149496 | 118697 | 331821 |
| Mary Staver | |||
| 144037 | 44751 | 188788 | |
| Jon Lucia | |||
| 186928 | 76344 | 263272 | |
| Curtis Zeck | |||
| 154690 | 31048 | 185738 | |
| Randall Rogers | |||
| 162558 | 12007 | 174565 | |
| Steven Snowbeck | |||
| 166154 | 166154 | ||
| John Friederich | |||
| 139251 | 15925 | 155176 | |
| Deborah Wesenberg | |||
| 127061 | 14531 | 141592 | |
| Steven Knight | |||
| 115710 | 13233 | 128943 | |
Form990 Schedule J Part III Form990ScheduleJPartIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Explanation | 1a: Tax gross-up payment for all nine independent directors for the annuity purchase portion of their compensation. This benefit was treated as taxable compensation. 4a: Brian Haynes was paid $118,696.50 in 2012 as a severance payment. | Explanation |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation
| Field | Value | IRS element (for citing) |
|---|---|---|
| Explanation | Part VI, Line 6: Royal Neighbors of America is an I.R.C. Section 501(c)(8) fraternal benefit society, organized under the laws of Illinois applicable to fraternal benefit societies. As such, Royal Neighbors has members, but no stockholders, and is organized solely for the benefit of its members and their beneficiaries. Part VI, Line 7a: The adult beneficial members of Royal Neighbors of America elect 9 of the 11 members of the governing body in a direct election by mail as authorized by Royal Neighbors of America's bylaws and by the Illinois laws applicable to fraternal benefit societies. Part VI, Line 11a: The Form 990 is reviewed by the chair of Royal Neighbors of America's Audit Committee and then the Form 990 is emailed to each member of the governing body for review prior to the filing of the Form 990. Part VI, Line 12c: Royal Neighbors of America's conflict of interest policy requires annual certification by all officers, directors, and key employees, among others, regarding compliance with the conflicts of interest policy, including disclosure of matters that could give rise to conflicts. These matters are reported to the Governance Committee and, if applicable, the Audit Committee. Part VI, Line 15a and 15b: The compensation of Royal Neighbors of America's CEO and other officers and key employees, among others, is approved by the governing body following review and recommendation by the compensation committee, composed entirely of outside (independent) directors of Royal Neighbors of America. The Compensation Committee process includes a review of comparability data. The deliberations and decisions of the Compensation Committee and the governing body are contemporaneously substantiated through written minutes. Part VI, Line 18: Royal Neighbors of America makes its Form 990 available for public inspection upon request at its office and by mail upon written request. Part VI, Line 19: Royal Neighbors of America makes its Articles of Incorporation, Bylaws, and annual financial information (including summarized financial statements) available to the public on its website. The annual financial information is also mailed to the members in the Royal Neighbors magazine. Royal Neighbors of America's conflict of interest policy is available upon request. Part XI, Line 9: The $-14,241,606 change in net assets or fund balances is itemized as follows: $-12,007,008 change in net unrealized capital gains, $-1,502,792 change in non-admitted assets, $1,052,193 change in asset valuation reserve, $-1,783,999 change in pension valuation. Part XII, Line 2c: No change in process or oversight. | Explanation |
Schedule R IRS990ScheduleR
Form990 Schedule R Part II Form990ScheduleRPartII (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Primary ActivitiesPrimaryActivities | Legal Domicile StateLegalDomicileState | Exempt Code SectionExemptCodeSection | Public Charity StatusPublicCharityStatus | Direct Controlling Entity NADirectControllingEntityNA | Controlled OrgControlledOrg |
|---|---|---|---|---|---|---|---|---|---|---|
| Royal Neighbors Foundation | ||||||||||
| 230 16th Street | Rock Island | IL | 61201 | 352164486 | Provides Financial Assistance To Those In Need | IL | 501(c)(3) | 9 | N/A | false |
| RNA Real Estate Holdings Inc | ||||||||||
| 230 16th Street | Rock Island | IL | 61201 | 263795126 | Title Holding Company | AZ | 501(c)(2) | N/A | false | |
Form990 Schedule R Part IV Form990ScheduleRPartIV
Name Of Related Org NameOfRelatedOrg
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | American Frat Financial | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 230 16th St | AddressLine1 |
| City | Rock Island | City |
| State | IL | State |
| ZIP Code | 61201 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 411928104 | EIN |
| Primary Activity | Insurance Brokerage | PrimaryActivity |
| Legal Domicile State | IL | LegalDomicileState |
| Direct Controlling Entity NA | N/A | DirectControllingEntityNA |
| Type Of Entity | C Corp | TypeOfEntity |
| Share Of Total Income | 85080 | ShareOfTotalIncome |
| Share Of EOY Assets | 697753 | ShareOfEOYAssets |
| Percentage Ownership | 1.00000 | PercentageOwnership |
| Controlled Org | false | ControlledOrg |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Rental Of Facilities Fr Other Orgs | true | RentalOfFacilitiesFrOtherOrgs |
| Sharing Of Facilities | true | SharingOfFacilities |
| Sharing Of Paid Employees | true | SharingOfPaidEmployees |
Comments