MONEY MANAGEMENT INTERNATIONAL INC: Form 990, tax year 2024
View the entire original 990 at ProPublica ↗
- Organization
- MONEY MANAGEMENT INTERNATIONAL INC (EIN 54-1837741)
- Tax period
- 2024-01-01 to 2024-12-31
- Filed
- 2025-11-07
- IRS object ID
- 202543119349301779
- Schema version
- 2024v5.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2025-11-07T10:18:17-06:00 | ReturnTs |
| Tax Period End | 2024-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 873707167 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CBIZ ADVISORS LLC | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 685 THIRD AVENUE | AddressLine1Txt |
| City | NEW YORK | CityNm |
| State Abbreviation | NY | StateAbbreviationCd |
| ZIP | 10017 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2024-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 541837741 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MONEY MANAGEMENT INTERNATIONAL INC | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | MONE | BusinessNameControlTxt |
| Phone | 6022464520 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2401 W PEORIA 350 | AddressLine1Txt |
| City | PHOENIX | CityNm |
| State Abbreviation | AZ | StateAbbreviationCd |
| ZIP | 85029 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JAMES TRIGGS | PersonNm |
| Person Title | CEO | PersonTitleTxt |
| Phone | 6022464520 | PhoneNum |
| Signature | 2025-11-03 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | Yes (1) | IRSResponsiblePrtyInfoCurrInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | MAGDALENA CZERNIAWSKI | PreparerPersonNm |
| PTIN | P00535099 | PTIN |
| Phone | 2125038800 | PhoneNum |
| Preparation | 2025-11-03 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2024 | TaxYr |
| Build TS | 2025-03-06 01:10:19Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | JAMES TRIGGS | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2401 W PEORIA 350 | AddressLine1Txt |
| City | PHOENIX | CityNm |
| State Abbreviation | AZ | StateAbbreviationCd |
| ZIP | 85029 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $43,443,742 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.MONEYMANAGEMENT.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 2002 | FormationYr |
| Legal Domicile State | TX | LegalDomicileStateCd |
| Activity Or Mission | WE STRIVE TO BENEFIT THE COMMUNITY BY PROVIDING EXCEPTIONAL FINANCIAL EDUCATION AND COUNSELING PROGRAMS INCLUDING CREDIT, HOUSING, AND BANKRUPTCY COUNSELING. | ActivityOrMissionDesc |
| Voting Members Governing Body | 11 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 10 | VotingMembersIndependentCnt |
| Total Employee | 323 | TotalEmployeeCnt |
| Total Volunteers | 10 | TotalVolunteersCnt |
| Total Gross UBI | $310,179 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $8,893,611 | PYContributionsGrantsAmt |
| CY Contributions Grants | $15,261,987 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $23,419,417 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $18,687,228 | CYProgramServiceRevenueAmt |
| PY Investment Income | $1,327,588 | PYInvestmentIncomeAmt |
| CY Investment Income | $2,279,076 | CYInvestmentIncomeAmt |
| PY Other Revenue | $159,402 | PYOtherRevenueAmt |
| CY Other Revenue | $168,972 | CYOtherRevenueAmt |
| PY Total Revenue | $33,800,018 | PYTotalRevenueAmt |
| CY Total Revenue | $36,397,263 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $29,003,695 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $29,505,983 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $499,472 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $15,396,998 | PYOtherExpensesAmt |
| CY Other Expenses | $14,109,081 | CYOtherExpensesAmt |
| PY Total Expenses | $44,400,693 | PYTotalExpensesAmt |
| CY Total Expenses | $43,615,064 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$10,600,675 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | -$7,217,801 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $45,583,543 | TotalAssetsBOYAmt |
| Total Assets EOY | $50,449,486 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $17,707,484 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $27,386,647 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $27,876,059 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $23,062,839 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | TO IMPROVE LIVES THROUGH FINANCIAL EDUCATION. | MissionDesc |
| Significant New Program Srvc | Yes (1) | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $22,724,537 | ExpenseAmt |
| Revenue | $16,541,941 | RevenueAmt |
| Desc | DEBT & BUDGET - MONEY MANAGEMENT INTERNATIONAL (MMI) PROVIDES PERSONAL FINANCIAL COUNSELING AND EDUCATION FOR THOSE NEEDING ASSISTANCE WITH BUDGETING AND MONEY MANAGEMENT. CONSUMERS RECEIVE FINANCIAL GUIDANCE FROM A CERTIFIED CREDIT COUNSELOR. DURING A SESSION, THE COUNSELOR WILL HELP THE CONSUMER ASSESS THEIR FINANCIAL SITUATION, DEVELOP A SPENDING PLAN, SET FINANCIAL GOALS AND CREATE AN ACTION PLAN. SOME CONSUMERS MAY BE ENROLLED IN A DEBT MANAGEMENT PLAN (DMP) FOR SYSTEMATIC REPAYMENT OF CERTAIN DEBTS. TEAMS OF CERTIFIED SUPPORT COUNSELORS PROVIDE ADMINISTRATION AND SUPPORT FOR MMI'S DMP CLIENTS BY PROVIDING ONGOING FINANCIAL COUNSELING AND EDUCATION FROM THE START THROUGH COMPLETION. CORPORATE POLICY REQUIRES THAT ALL SUPPORT COUNSELORS RECEIVE IN-DEPTH TRAINING AND ARE REQUIRED TO BE INDEPENDENTLY CERTIFIED PRIOR TO COUNSELING A CONSUMER. MMI'S CERTIFIED TRAINING STAFF PROVIDES EDUCATIONAL CLASSES IN PERSON, THROUGH VIRTUAL WEBINARS, AND THROUGH SELF-PACED ONLINE MODULES THAT COVER A WIDE VARIETY OF CONSUMER FINANCE TOPICS. OF CONSUMERS WHO ENDED THEIR DEBT MANAGEMENT PLANS, 55% FULLY REPAID THEIR DEBTS THROUGH MMI AND ANOTHER 12% RECOVERED TO THE EXTENT THAT THEY WERE ABLE TO RESUME DIRECT PAYMENTS ON THEIR DEBT TO CREDITORS. IN 2024, MMI PROVIDED OVER 67,000 DEBT AND BUDGET COUNSELING SESSIONS.ADDITIONALLY, MMI HELPED OVER 56,000 INDIVIDUALS AND FAMILIES REPAY NEARLY $212 MILLION IN DEBT. CLIENTS REDUCED THEIR INTEREST RATES TO AN AVERAGE OF JUST 6.6%, SAVING UP TO $48,000 IN INTEREST BASED ON AGGREGATE DATA; AND INCREASED THEIR CREDIT SCORE BY 82 POINTS OVER THE COURSE OF THE DMP, ON AVERAGE. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $10,021,742 | ExpenseAmt |
| Desc | HOUSING - MMI PROVIDES A WIDE VARIETY OF HOUSING COUNSELING SERVICES AIMED AT SAVING HOMES AND BUILDING COMMUNITIES. FORECLOSURE PREVENTION COUNSELING ASSISTS THOSE WHO HAVE FALLEN BEHIND ON THEIR MORTGAGE PAYMENTS TO KEEP THEIR HOME AND AVOID THE COST AND CREDIT RATING DAMAGE ASSOCIATED WITH FORECLOSURE. RENTAL COUNSELING PROVIDES GUIDANCE AND SOLUTIONS TO THOSE WHO ARE AT RISK OF EVICTION. MMI'S PROJECT PORCHLIGHT DISASTER RECOVERY PROGRAM PROVIDES IMMEDIATE AND LONG-TERM SUPPORT TO CONSUMERS IMPACTED BY NATURAL DISASTERS AND THOSE EXPERIENCING ECONOMIC DISRUPTION CAUSED BY THE PANDEMIC. POST-MODIFICATION COUNSELING IS A LONG-TERM FINANCIAL COACHING PROGRAM DESIGNED TO SUPPORT LONG-TERM REPAYMENT SUCCESS FOR CONSUMERS WHO HAVE PREVIOUSLY FALLEN DELINQUENT ON THEIR MORTGAGE. REVERSE MORTGAGE COUNSELING EDUCATES SENIORS ON THE BENEFITS, CONSEQUENCES, OPTIONS, AND PROCESS OF OBTAINING A HOME EQUITY CONVERSION MORTGAGE, WHILE REVERSE MORTGAGE DEFAULT SUPPORTS SENIORS WHO ARE AT RISK OF DEFAULT DUE TO LAPSED PROPERTY TAX OR INSURANCE PAYMENTS. MMI ASSISTS POTENTIAL HOME BUYERS BY EDUCATING THEM ON THE COSTS AND RESPONSIBILITIES OF HOME OWNERSHIP. BORROWER SUCCESS, MMI'S POST-PURCHASE PROGRAM, PROVIDES NEW HOMEOWNERS WITH THE EDUCATION AND INFORMATION NEEDED TO SUPPORT SUCCESSFUL HOMEOWNERSHIP. MORE THAN 9,200 HOMEBUYERS PER MONTH RECEIVE PHONE CALLS, TEXT MESSAGES OR EMAIL FROM MMI PROVIDING TIMELY, MEANINGFUL INFORMATION TO ASSIST THEM IN REMAINING CURRENT ON THEIR MORTGAGE, UNDERSTANDING THE RESPONSIBILITIES OF HOMEOWNERSHIP, AND PROVIDING RESOURCES FOR THOSE WHO ARE STRUGGLING. AS A U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) APPROVED PROVIDER OF HOMEOWNERSHIP-COUNSELING SERVICES, MMI AFFIRMATIVELY FURTHERS FAIR HOUSING THROUGH MAKING CONSUMERS AWARE OF DISCRIMINATORY PRACTICES, MAKING ALL PROGRAMS AND ACTIVITIES ACCESSIBLE TO PERSONS WITH DISABILITIES, AND MAKING AVAILABLE LANGUAGE ASSISTANCE SERVICES TO PERSONS WITH LIMITED ENGLISH PROFICIENCY. FUNDING IS PROVIDED BY THE HUD AND THROUGH CONTRACTUAL ARRANGEMENTS WITH MORTGAGE SERVICERS AND GOVERNMENT-SPONSORED ENTERPRISE (GSE). IN 2024, MMI PROVIDED NEARLY 29,000 HOUSING-SPECIFIC SESSIONS. MMI PROVIDED HOMEOWNERSHIP EDUCATION ON THE TOPICS OF HOME BUYING, LOSS MITIGATION, RENTAL RIGHTS, AND EVICTION PREVENTION TO 10,238 CONSUMERS VIA IN PERSON, LIVE ONLINE, AND SELF-PACED EDUCATION IN THE MMI UNIVERSITY, FRAMEWORK AND EHOME AMERICA PLATFORMS IN 2024. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,481,150 | ExpenseAmt |
| Revenue | $919,989 | RevenueAmt |
| Desc | AGENCY SUPPORT SERVICES - MMI HAS OPERATED THE NEVADA 211 CALL CENTER SINCE 2015, SERVING RESIDENTS PURSUANT TO A CONTRACT WITH THE STATE OF NEVADA. NEVADA LAW REQUIRES MAINTENANCE OF A STATEWIDE INFORMATION AND REFERRAL SYSTEM. ADMINISTRATION AND OVERSIGHT OF NEVADA 211 IS THE RESPONSIBILITY OF THE NEVADA DEPARTMENT OF HEALTH AND HUMAN SERVICES AGING AND DISABILITY SERVICES DIVISION UNDER NEVADA REVISED STATUTE (NRS) 232.359. THE NEVADA 211 DATABASE INCLUDES 1,246 AGENCIES OFFERING 4,246 PROGRAMS AT MORE THAN 2,500 LOCATIONS. NEVADA 211 CALL SPECIALISTS ARE TRAINED TO ASSIST PEOPLE IN NAVIGATING THE PROCESS OF FINDING THE RIGHT AGENCY FOR THE NEEDED SERVICE. THIS INCLUDES INFORMATION AND REFERRALS FOR LOCAL HEALTHCARE, HOUSING, FOOD, UTILITIES, TRANSPORTATION, CHILDCARE ASSISTANCE, AND MORE. IN 2024, NEVADA 211 PROVIDED SERVICES TO 123,068 NEVADANS VIA PHONE, TEXT, EMAIL, AND LIVE CHAT. 284,464 USERS VISITED ONLINE AT NEVADA211.ORG. ADDITIONALLY, NEVADA 211 REPRESENTATIVES PARTICIPATED IN 477 COMMUNITY OUTREACH EVENTS IN NORTHERN, SOUTHERN, AND RURAL NEVADA, INCREASING RURAL ENGAGEMENT WITH 86 EVENTS AND ACTIVITIES IMPROVING AND STRENGTHENING THE PARTNERSHIPS WITH RURAL AGENCIES AND COMMUNITIES. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp (2 entries)
| ExpenseExpenseAmt | RevenueRevenueAmt | DescDesc |
|---|---|---|
| $669,699 | $816,898 | DEBT RESOLUTION - MONEY MANAGEMENT INTERNATIONAL (MMI) LAUNCHED DEBT RESOLUTION SERVICES IN NOVEMBER OF 2024. THESE SERVICES PROVIDE CONSUMERS WITH ACCESS TO A STRUCTURED AND SUPPORTIVE ALTERNATIVE TO BANKRUPTCY THROUGH NEGOTIATED DEBT SETTLEMENTS. CONSUMERS FACING FINANCIAL HARDSHIP ARE GUIDED THROUGH A COMPREHENSIVE CONSULTATION PROCESS WITH A CERTIFIED DEBT SPECIALIST WHO HELPS ASSESS THEIR FINANCIAL SITUATION, EVALUATE RESOLUTION OPTIONS, AND CREATE A CUSTOMIZED SETTLEMENT STRATEGY. FOR THOSE ENROLLED IN THE DEBT RESOLUTION PROGRAM (DRP), THE ORGANIZATION WORKS DIRECTLY WITH CREDITORS TO NEGOTIATE REDUCED PAYOFF AMOUNTS ON UNSECURED DEBTS, OFTEN SIGNIFICANTLY LOWERING THE TOTAL BALANCE OWED. CLIENTS MAKE A SINGLE MONTHLY PROGRAM DEPOSIT, WHICH IS USED TO FUND SETTLEMENTS AND COVER LOW ADMINISTRATIVE FEES. THE PROGRAM INCLUDES LEGAL SUPPORT SERVICES WHERE APPROPRIATE, ENSURING CLIENTS ARE REPRESENTED IN CASES OF CREDITOR LITIGATION. THIS ADDED PROTECTION HELPS STABILIZE THE CONSUMER'S FINANCIAL SITUATION WHILE SETTLEMENTS ARE NEGOTIATED. ALL DRP TEAM MEMBERS ARE REQUIRED TO COMPLETE EXTENSIVE TRAINING IN DEBT NEGOTIATION, CONSUMER RIGHTS, AND HARDSHIP VERIFICATION. ONGOING FINANCIAL EDUCATION AND SUPPORT ARE PROVIDED THROUGHOUT THE DURATION OF THE PROGRAM TO HELP CLIENTS REBUILD FINANCIAL HEALTH AND AVOID FUTURE HARDSHIP. BEING THAT THE PROGRAM LAUNCHED IN LATE 2024, ACTIVITY HAS BEEN MINIMAL AND RESTRICTED AS WE CONTINUE TO DEVELOP AND IMPROVE OUR PROCESSES TO BEST FULFILL OUR MISSION. |
| $2,770,881 | $607,433 | OTHER SERVICES - BANKRUPTCY COUNSELING AND EDCUATION - SINCE 2005, MMI HAS BEEN APPROVED TO PROVIDE PRE-FILING BANKRUPTCY COUNSELING AND ISSUE COUNSELING CERTIFICATES IN COMPLIANCE WITH THE BANKRUPTCY CODE. MMI IS ALSO APPROVED TO DELIVER PRE-DISCHARGE BANKRUPTCY EDUCATION SERVICES ALONG WITH THE CERTIFICATE OF PARTICIPATION THAT ALLOWS THE CONSUMER TO PROCEED WITH THE BANKRUPTCY DISCHARGE PROCESS. IN 2024, MMI PROVIDED MORE THAN 400 COUNSELING SESSIONS FOR CONSUMERS PRIOR TO THEIR FILING FOR BANKRUPTCY AND 200 CONSUMERS PARTICIPATED IN PRE-DISCHARGE EDUCATION PROGRAMS. MMI ALSO PROVIDES MISCELLANEOUS SERVICES SUCH AS STUDENT LOAN COUNSELING. |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Expense | $3,440,580 | TotalOtherProgSrvcExpenseAmt |
| Total Other Prog Srvc Revenue | $1,424,331 | TotalOtherProgSrvcRevenueAmt |
| Total Program Service Expenses | $37,668,009 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | 0 | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | Yes (1) | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | Yes (1) | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (1) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | 0 | TransactionWithControlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 38 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 323 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 11 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 10 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | 0 | MembersOrStockholdersInd |
| Election Of Board Members | 0 | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | AL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AK | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AZ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CO | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | FL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | HI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | IL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | KS | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | KY | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | ME | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MD | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MS | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NJ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NM | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NY | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | ND | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | PA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | TN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WV | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NH | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | LYLE LANSDELL CFO & TREASURER | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 6022464520 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2401 W PEORIA 350 | AddressLine1Txt |
| City | PHOENIX | CityNm |
| State Abbreviation | AZ | StateAbbreviationCd |
| ZIP | 85029 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (25 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|---|
| ANNE-MARIE BAKER | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| DONNA CARR | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| ELIZABETH HOTZE | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| GEORGE TORRES | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| GREG MCBRIDE | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| JERRY NEMORIN | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| JAMES TRIGGS | |||||||||
| PRESIDENT & CEO | 40.00 | 2.00 | Yes (X) | $530,479 | $0 | $47,803 | Yes (X) | ||
| KAREN ANCILLAI | |||||||||
| CHAIR | 3.00 | 1.00 | Yes (X) | $0 | $0 | $0 | Yes (X) | ||
| MANUEL MARIO PERDOMO | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| MARIA C ALONSO | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| WILLIAM A PUPO | |||||||||
| DIRECTOR | 3.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |||
| DANIEL LEVINE | |||||||||
| CHIEF TECH. OFFICER (OUTGOING) | 40.00 | 0.00 | $255,109 | $0 | $38,797 | Yes (X) | |||
| LYLE LANSDELL | |||||||||
| CHIEF FINANCIAL OFFICER/TREASURER | 40.00 | 2.00 | $338,053 | $0 | $34,638 | Yes (X) | |||
| MICHELLE JONES | |||||||||
| CHIEF EXTERNAL AFFAIRS OFFICER | 40.00 | 1.00 | $308,712 | $0 | $47,711 | Yes (X) | |||
| ROBERT CZYZEWSKI | |||||||||
| CHIEF OPERATING OFFICER | 40.00 | 0.00 | $262,492 | $0 | $44,263 | Yes (X) | |||
| ZYNDA SELLERS | |||||||||
| CHIEF COMPLIANCE OFFICER | 40.00 | 2.00 | $262,139 | $0 | $33,958 | Yes (X) | |||
| CHELSEA LOUISE TAYLOR | |||||||||
| SR. VICE PRES., HUMAN RESOURCES | 40.00 | 0.00 | $164,827 | $0 | $21,532 | Yes (X) | |||
| HELENE RAYNAUD | |||||||||
| SR. VP OF HOUSING INITIATIVES | 40.00 | 2.00 | $266,515 | $0 | $33,483 | Yes (X) | |||
| JAIME E PAYNE | |||||||||
| VICE PRESIDENT OPTS. (OUTGOING) | 40.00 | 0.00 | $312,859 | $0 | $32,842 | Yes (X) | |||
| THOMAS DE POY | |||||||||
| SR. VICE PRESIDENT, IND. RELATIONS | 40.00 | 0.00 | $227,371 | $0 | $6,784 | Yes (X) | |||
| ERIC OWEN | |||||||||
| SR. VP BUSINESS DEVELOPMENT | 40.00 | 2.00 | $150,636 | $0 | $50,429 | Yes (X) | |||
| MATTHEW KIRK MUELLER | |||||||||
| SR. DIRECTOR, INFORMATION TECH | 40.00 | 0.00 | $140,665 | $0 | $28,954 | Yes (X) | |||
| MELISSA OUARI | |||||||||
| VP INFOSEC, RISK, AND BUSS. CONT. | 40.00 | 2.00 | $141,906 | $0 | $37,896 | Yes (X) | |||
| SCOTT ROBERT CALDWELL | |||||||||
| SR. DATABASE ADMINISTRATOR | 40.00 | 0.00 | $142,293 | $0 | $3,551 | Yes (X) | |||
| SUSAN THOMPSON | |||||||||
| SR. VP HOUSING INIT. (OUTGOING) | 40.00 | 2.00 | $149,599 | $0 | $17,221 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,653,655 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $479,862 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 37 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt | Address Line1ContractorAddress/ForeignAddress/AddressLine1Txt | CityContractorAddress/ForeignAddress/CityNm | CountryContractorAddress/ForeignAddress/CountryCd |
|---|---|---|---|---|---|---|---|---|
| BDO USA LLP | ||||||||
| 2715 JORIE BLVD STE 100 | OAK BROOK | IL | 60523 | IT CONSULTING SERVICES | $1,084,502 | |||
| WAFI TECH | ||||||||
| IT CONSULTING SERVICES | $982,510 | 601 GOLDEN TOWER AL MAJAZ 1 BUHEI | SHARJAH | IN | ||||
| IT1 SOURCE LLC | ||||||||
| PO BOX 248947 | OKLAHOMA CITY | OK | 731248947 | SOFTWARE & IT CONSULTING SERVICES | $919,023 | |||
| NICE | ||||||||
| PO BOX 7247 | PHILADELPHIA | PA | 191700268 | SOFTWARE & IT CONSULTING SERVICES | $900,247 | |||
| SIMPLE A LLC | ||||||||
| 2028 E BEN WHITE BLVD STE 240-2424 | AUSTIN | TX | 78741 | IT CONSULTING SERVICES | $818,489 | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 20 | CntrctRcvdGreaterThan100KCnt |
| Federated Campaigns | $24,409 | FederatedCampaignsAmt |
| Government Grants | $2,834,408 | GovernmentGrantsAmt |
| All Other Contributions | $12,403,170 | AllOtherContributionsAmt |
| Total Contributions | $15,261,987 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| CREDIT COUNSELING & DEBT MANAGEME | 541900 | $16,541,941 | $16,541,941 | |
| AGENCY SUPPORT SERVICES | 541900 | $919,989 | $919,989 | |
| BANKRUPTCY COUNSELING & EDUCATION | 541900 | $816,898 | $816,898 | |
| BUSINESS PROCESS OUTSOURCING | 541900 | $310,179 | $310,179 | |
| AFFILIATE FEE | 900099 | $98,221 | $98,221 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $18,687,228 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $827,922 | TotalRevenueColumnAmt |
| Exclusion | $827,922 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $8,465,947 | SecuritiesAmt |
| Other | $31,686 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $7,046,479 | SecuritiesAmt |
| Other | $0 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $1,419,468 | SecuritiesAmt |
| Other | $31,686 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,451,154 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $31,686 | RelatedOrExemptFuncIncomeAmt |
| Exclusion | $1,419,468 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | ExclusionExclusionAmt |
|---|---|---|---|---|
| MISCELLANEOUS | 900099 | $477,526 | $477,526 | |
| FOREIGN EXCHANGE LOSS | 900099 | -$308,554 | -$308,554 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $168,972 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $36,397,263 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $18,886,261 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $310,179 | UnrelatedBusinessRevenueAmt |
| Exclusion | $1,938,836 | ExclusionAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,270,367 | TotalAmt |
| Program Services | $738,235 | ProgramServicesAmt |
| Management And General | $2,158,232 | ManagementAndGeneralAmt |
| Fundraising | $373,900 | FundraisingAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $20,209,406 | TotalAmt |
| Program Services | $20,089,025 | ProgramServicesAmt |
| Management And General | $116,641 | ManagementAndGeneralAmt |
| Fundraising | $3,740 | FundraisingAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $381,343 | TotalAmt |
| Program Services | $380,711 | ProgramServicesAmt |
| Management And General | $240 | ManagementAndGeneralAmt |
| Fundraising | $392 | FundraisingAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,304,375 | TotalAmt |
| Program Services | $3,234,549 | ProgramServicesAmt |
| Management And General | $57,120 | ManagementAndGeneralAmt |
| Fundraising | $12,706 | FundraisingAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,340,492 | TotalAmt |
| Program Services | $2,150,638 | ProgramServicesAmt |
| Management And General | $162,448 | ManagementAndGeneralAmt |
| Fundraising | $27,406 | FundraisingAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $193,459 | TotalAmt |
| Management And General | $193,459 | ManagementAndGeneralAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $197,976 | TotalAmt |
| Program Services | $146,745 | ProgramServicesAmt |
| Management And General | $50,991 | ManagementAndGeneralAmt |
| Fundraising | $240 | FundraisingAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $140,561 | TotalAmt |
| Management And General | $140,561 | ManagementAndGeneralAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,775,819 | TotalAmt |
| Program Services | $1,459,682 | ProgramServicesAmt |
| Management And General | $313,748 | ManagementAndGeneralAmt |
| Fundraising | $2,389 | FundraisingAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,977,270 | TotalAmt |
| Program Services | $2,143,778 | ProgramServicesAmt |
| Management And General | $790,416 | ManagementAndGeneralAmt |
| Fundraising | $43,076 | FundraisingAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,453,610 | TotalAmt |
| Program Services | $1,355,703 | ProgramServicesAmt |
| Management And General | $96,701 | ManagementAndGeneralAmt |
| Fundraising | $1,206 | FundraisingAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $764,621 | TotalAmt |
| Program Services | $709,531 | ProgramServicesAmt |
| Management And General | $53,591 | ManagementAndGeneralAmt |
| Fundraising | $1,499 | FundraisingAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $560,871 | TotalAmt |
| Program Services | $357,625 | ProgramServicesAmt |
| Management And General | $181,082 | ManagementAndGeneralAmt |
| Fundraising | $22,164 | FundraisingAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,154 | TotalAmt |
| Program Services | $4,255 | ProgramServicesAmt |
| Management And General | $3,899 | ManagementAndGeneralAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,015,947 | TotalAmt |
| Program Services | $923,664 | ProgramServicesAmt |
| Management And General | $91,218 | ManagementAndGeneralAmt |
| Fundraising | $1,065 | FundraisingAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $463,720 | TotalAmt |
| Program Services | $60,341 | ProgramServicesAmt |
| Management And General | $403,379 | ManagementAndGeneralAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| EQUIPMENT RENT & MAINT. | $2,238,131 | $2,137,104 | $101,023 | $4 |
| DIRECT COST OF REV. | $945,729 | $945,729 | ||
| MISCELLANEOUS | $741,342 | $609,043 | $132,299 | |
| LICENSES AND TAXES | $272,376 | $8,955 | $263,421 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $359,495 | TotalAmt |
| Program Services | $212,696 | ProgramServicesAmt |
| Management And General | $137,114 | ManagementAndGeneralAmt |
| Fundraising | $9,685 | FundraisingAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $43,615,064 | TotalAmt |
| Program Services | $37,668,009 | ProgramServicesAmt |
| Management And General | $5,447,583 | ManagementAndGeneralAmt |
| Fundraising | $499,472 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,709,750 | BOYAmt |
| EOY | $1,935,585 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | $573,131 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | $1,764,177 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,487,489 | BOYAmt |
| EOY | $1,241,983 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $721,989 | BOYAmt |
| EOY | $1,067,285 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $17,343,537 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $12,643,536 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,146,391 | BOYAmt |
| EOY | $4,700,001 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $27,595,919 | BOYAmt |
| EOY | $29,174,098 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $61,821 | BOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,860,184 | BOYAmt |
| EOY | $9,993,226 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $45,583,543 | BOYAmt |
| EOY | $50,449,486 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,604,418 | BOYAmt |
| EOY | $3,991,466 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,457,583 | BOYAmt |
| EOY | $8,289,360 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,034,822 | BOYAmt |
| EOY | $8,435,013 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $610,661 | BOYAmt |
| EOY | $6,670,808 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $17,707,484 | BOYAmt |
| EOY | $27,386,647 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows FASB117 | Yes (X) | OrganizationFollowsFASB117Ind |
No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $27,735,162 | BOYAmt |
| EOY | $23,036,217 | EOYAmt |
Donor Restriction Net Assets DonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $140,897 | BOYAmt |
| EOY | $26,622 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $27,876,059 | BOYAmt |
| EOY | $23,062,839 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $45,583,543 | BOYAmt |
| EOY | $50,449,486 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | -$7,217,801 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $2,183,777 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $220,804 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | Yes (1) | FederalGrantAuditRequiredInd |
| Federal Grant Audit Performed | Yes (1) | FederalGrantAuditPerformedInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org509a2 | Yes (X) | PubliclySupportedOrg509a2Ind |
Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $4,614,795 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $14,488,765 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $13,348,518 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $8,893,611 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $15,261,987 | CurrentTaxYearAmt |
| Total | $56,607,676 | TotalAmt |
Gross Receipts Admissions GrossReceiptsAdmissionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $33,444,083 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $26,600,544 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $23,448,084 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $23,419,417 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $18,589,007 | CurrentTaxYearAmt |
| Total | $125,501,135 | TotalAmt |
Total509 Total509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $38,058,878 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $41,089,309 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $36,796,602 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $32,313,028 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $33,850,994 | CurrentTaxYearAmt |
| Total | $182,108,811 | TotalAmt |
Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,400 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $1,900 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $1,600 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,660 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,550 | CurrentTaxYearAmt |
| Total | $9,110 | TotalAmt |
Substantial Contributors Amt SubstantialContributorsAmtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,889,035 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,985,332 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $7,761,615 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $4,840,609 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,735,050 | CurrentTaxYearAmt |
| Total | $21,211,641 | TotalAmt |
Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,891,435 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,987,232 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $7,763,215 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $4,842,269 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,736,600 | CurrentTaxYearAmt |
| Total | $21,220,751 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total509 | $160,888,060 | PublicSupportTotal509Amt |
Gross Investment Income509 GrossInvestmentIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $556,817 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $551,510 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $432,564 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $839,638 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $827,922 | CurrentTaxYearAmt |
| Total | $3,208,451 | TotalAmt |
Post1975 UBTI Post1975UBTIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $47,703 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $257,578 | CurrentTaxYearMinus3YearsAmt |
| Total | $305,281 | TotalAmt |
Investment Income And UBTI InvestmentIncomeAndUBTIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $604,520 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $809,088 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $432,564 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $839,638 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $827,922 | CurrentTaxYearAmt |
| Total | $3,513,732 | TotalAmt |
Other Income509 OtherIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $14,681 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $2,110 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $62,889 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $159,402 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $575,747 | CurrentTaxYearAmt |
| Total | $814,829 | TotalAmt |
Total Support Calendar Year TotalSupportCalendarYearGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $38,678,079 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $41,900,507 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $37,292,055 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $33,312,068 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $35,254,663 | CurrentTaxYearAmt |
| Total | $186,437,372 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support CY509 | 0.86300 | PublicSupportCY509Pct |
| Public Support PY509 | 0.85910 | PublicSupportPY509Pct |
| Investment Income CY | 0.01880 | InvestmentIncomeCYPct |
| Investment Income PY | 0.02150 | InvestmentIncomePYPct |
| Thirty Thr Pct Suprt Tests CY509 | Yes (X) | ThirtyThrPctSuprtTestsCY509Ind |
Form990 Schedule A Part VI Form990ScheduleAPartVIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: | FormAndLineReferenceDesc |
| Explanation | MISCELLANEOUS - 2020 AMOUNT: $ 14,681. 2021 AMOUNT: $ 2,110. 2022 AMOUNT: $ 62,889. 2023 AMOUNT: $ 159,402. 2024 AMOUNT: $ 477,526. AFFILIATE FEE - 2024 AMOUNT: $ 98,221. | ExplanationTxt |
Schedule B IRS990ScheduleB
Contributor Information ContributorInformationGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor | RESTRICTED | ContributorNum |
Contributor Business Name ContributorBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor US Address ContributorUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Contributions | RESTRICTED | TotalContributionsAmt |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $267,498 | OtherCostOrOtherBasisAmt |
| Depreciation | $195,008 | DepreciationAmt |
| Book Value | $72,490 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $689,308 | OtherCostOrOtherBasisAmt |
| Depreciation | $502,509 | DepreciationAmt |
| Book Value | $186,799 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $16,386,731 | OtherCostOrOtherBasisAmt |
| Depreciation | $11,946,019 | DepreciationAmt |
| Book Value | $4,440,712 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $4,700,001 | TotalBookValueLandBuildingsAmt |
Other Assets Org OtherAssetsOrgGrp (4 entries)
| DescDesc | Book ValueBookValueAmt |
|---|---|
| CASH HELD FOR CUSTOMERS | $8,435,013 |
| OPERATING LEASE RIGHT-OF-USE ASSETS | $1,124,275 |
| FINANCING LEASE RIGHT-OF-USE ASSETS | $37,884 |
| OTHER ASSETS | $396,054 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $9,993,226 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)
| DescDesc | AmtAmt |
|---|---|
| FORWARD CONTRACT LIABILITY | $5,490,000 |
| OPERATING LEASE LIABILITIES | $1,168,490 |
| FINANCING LEASE LIABILITIES | $12,318 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $6,670,808 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $43,108,153 | TotalRevEtcAuditedFinclStmtAmt |
| Net Unrealized Gains Invst | $2,570,777 | NetUnrealizedGainsInvstAmt |
| Other Revenue | $4,280,674 | OtherRevenueAmt |
| Revenue Not Reported | $6,851,451 | RevenueNotReportedAmt |
| Revenue Subtotal | $36,256,702 | RevenueSubtotalAmt |
| Investment Expenses Not Incld | $140,561 | InvestmentExpensesNotIncldAmt |
| Revenue Not Reported Fincl Stmt | $140,561 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $36,397,263 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $47,810,270 | TotExpnsEtcAuditedFinclStmtAmt |
| Other Expenses Included | $4,335,767 | OtherExpensesIncludedAmt |
| Expenses Not Reported | $4,335,767 | ExpensesNotReportedAmt |
| Expenses Subtotal | $43,474,503 | ExpensesSubtotalAmt |
| Investment Expenses Not Incld2 | $140,561 | InvestmentExpensesNotIncld2Amt |
| Expenses Not Rpt Fincl Stmt | $140,561 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $43,615,064 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail (4 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 2B: | MMI COLLECTS PAYMENTS FROM CLIENTS WHO ARE ON DEBT MANAGEMENT PLANS (DMPS), PLACES THOSES PAYMENTS INTO A SEPARATE TRUST ACCOUNT, AND THEN DISBURSES THOSE FUNDS TO THE CREDITORS OF THE CLIENTS. |
| PART X, LINE 2: | THE COMPANY BELIEVES IT HAS NO UNCERTAIN TAX POSITIONS AS OF DECEMBER 31, 2024 IN ACCORDANCE WITH FASB ASC TOPIC 740, "INCOME TAXES," WHICH PROVIDES STANDARDS FOR ESTABLISHING AND CLASSIFYING ANY TAX PROVISIONS FOR UNCERTAIN TAX POSITIONS. |
| PART XI, LINE 2D - OTHER ADJUSTMENTS: | REVENUE FROM RELATED ENTITY 6,033,781. CONSOLIDATED ELIMINATION -1,753,107. |
| PART XII, LINE 2D - OTHER ADJUSTMENTS: | RELATED ENTITIES' EXPENSES 5,859,531. CONSOLIDATING ELIMINATION -1,910,764. LOSS ON FORWARD CONTRACT 387,000. |
Schedule F IRS990ScheduleF
Account Activities Outside US AccountActivitiesOutsideUSGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Region | NORTH AMERICA | RegionTxt |
| Offices | 2 | OfficesCnt |
| Employee | 352 | EmployeeCnt |
| Type Of Activities Conducted | PROGRAM SERVICE | TypeOfActivitiesConductedTxt |
| Specific Services Provided | CALL CENTER SERVICES | SpecificServicesProvidedTxt |
| Region Total Expenditures | $5,859,531 | RegionTotalExpendituresAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Subtotal Offices | 2 | SubtotalOfficesCnt |
| Subtotal Employees | 352 | SubtotalEmployeesCnt |
| Continuation Total Office | 0 | ContinuationTotalOfficeCnt |
| Continuation Total Employee | 0 | ContinuationTotalEmployeeCnt |
| Total Office | 2 | TotalOfficeCnt |
| Total Employee | 352 | TotalEmployeeCnt |
| Subtotal Spent | $5,859,531 | SubtotalSpentAmt |
| Continuation Spent | $0 | ContinuationSpentAmt |
| Total Spent | $5,859,531 | TotalSpentAmt |
| Transfer To Foreign Corp | Yes (1) | TransferToForeignCorpInd |
| Interest In Foreign Trust | 0 | InterestInForeignTrustInd |
| Foreign Corp Ownership | Yes (1) | ForeignCorpOwnershipInd |
| Passive Foreign Investmest Co | 0 | PassiveForeignInvestmestCoInd |
| Foreign Partnership | 0 | ForeignPartnershipInd |
| Boycott Countries | 0 | BoycottCountriesInd |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Club Dues Or Fees | Yes (X) | ClubDuesOrFeesInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (1) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | Yes (1) | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (14 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JAMES TRIGGS | ||||||||||||||
| PRESIDENT & CEO | $376,788 | $0 | $100,000 | $0 | $53,691 | $0 | $8,550 | $0 | $39,253 | $0 | $578,282 | $0 | $0 | $0 |
| LYLE LANSDELL | ||||||||||||||
| CHIEF FINANCIAL OFFICER/TREASURER | $275,044 | $0 | $40,000 | $0 | $23,009 | $0 | $8,550 | $0 | $26,088 | $0 | $372,691 | $0 | $0 | $0 |
| MICHELLE JONES | ||||||||||||||
| CHIEF EXTERNAL AFFAIRS OFFICER | $245,553 | $0 | $40,000 | $0 | $23,159 | $0 | $8,550 | $0 | $39,161 | $0 | $356,423 | $0 | $0 | $0 |
| JAIME E PAYNE | ||||||||||||||
| VICE PRESIDENT OPTS. (OUTGOING) | $147,213 | $0 | $0 | $0 | $165,646 | $0 | $573 | $0 | $32,269 | $0 | $345,701 | $0 | $0 | $0 |
| ROBERT CZYZEWSKI | ||||||||||||||
| CHIEF OPERATING OFFICER | $210,662 | $0 | $46,202 | $0 | $5,628 | $0 | $1,960 | $0 | $42,303 | $0 | $306,755 | $0 | $0 | $0 |
| HELENE RAYNAUD | ||||||||||||||
| SR. VP OF HOUSING INITIATIVES | $224,129 | $0 | $36,950 | $0 | $5,436 | $0 | $8,006 | $0 | $25,477 | $0 | $299,998 | $0 | $0 | $0 |
| ZYNDA SELLERS | ||||||||||||||
| CHIEF COMPLIANCE OFFICER | $200,843 | $0 | $45,000 | $0 | $16,296 | $0 | $7,870 | $0 | $26,088 | $0 | $296,097 | $0 | $0 | $0 |
| DANIEL LEVINE | ||||||||||||||
| CHIEF TECH. OFFICER (OUTGOING) | $182,679 | $0 | $0 | $0 | $72,430 | $0 | $6,162 | $0 | $32,635 | $0 | $293,906 | $0 | $0 | $0 |
| THOMAS DE POY | ||||||||||||||
| SR. VICE PRESIDENT, IND. RELATIONS | $190,500 | $0 | $35,000 | $0 | $1,871 | $0 | $6,784 | $0 | $0 | $0 | $234,155 | $0 | $0 | $0 |
| ERIC OWEN | ||||||||||||||
| SR. VP BUSINESS DEVELOPMENT | $139,747 | $0 | $10,000 | $0 | $889 | $0 | $2,211 | $0 | $48,218 | $0 | $201,065 | $0 | $0 | $0 |
| CHELSEA LOUISE TAYLOR | ||||||||||||||
| SR. VICE PRES., HUMAN RESOURCES | $139,115 | $0 | $25,000 | $0 | $712 | $0 | $842 | $0 | $20,690 | $0 | $186,359 | $0 | $0 | $0 |
| MELISSA OUARI | ||||||||||||||
| VP INFOSEC, RISK, AND BUSS. CONT. | $136,815 | $0 | $4,000 | $0 | $1,091 | $0 | $4,504 | $0 | $33,392 | $0 | $179,802 | $0 | $0 | $0 |
| MATTHEW KIRK MUELLER | ||||||||||||||
| SR. DIRECTOR, INFORMATION TECH | $134,488 | $0 | $5,500 | $0 | $677 | $0 | $4,174 | $0 | $24,780 | $0 | $169,619 | $0 | $0 | $0 |
| SUSAN THOMPSON | ||||||||||||||
| SR. VP HOUSING INIT. (OUTGOING) | $126,463 | $0 | $1,950 | $0 | $21,186 | $0 | $3,901 | $0 | $13,320 | $0 | $166,820 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (4 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 1A | MMI RECOGNIZES THAT BOARD MEMBERS OF MMI MAY BE REQUIRED TO TRAVEL AND INCUR EXPENSES FROM TIME TO TIME TO CONDUCT MMI BUSINESS AND TO FURTHER THE MISSION OF THE NONPROFIT ORGANIZATION. THE ORGANIZATION ALSO REIMBURSES FOR TRAVEL COMPANIONS AS LONG AS THE EXPENSES PERTAIN TO MMI BUSINESS AND HAVE BEEN AUTHORIZED BY A SENIOR VICE PRESIDENT. |
| PART I, LINE 4A | DANIEL LEVINE, JAIME PAYNE AND SUSAN THOMPSON RECEIVED SEVERANCE PAYMENTS FOR $50,000, $165,000AND $20,600 RESPECTIVELY, AND THEY ARE REPORTED IN COLUMN B(III). |
| PART I, LINE 7 | EACH CHIEF OFFICER PROPOSED BONUSES FOR CERTAIN MEMBERS OF THEIR TEAMS BASED ON 2024 PERFORMANCE, LAST YEAR'S BONUS AND PERFORMANCE AND A PERCENTAGE OF ANNUAL SALARY. THESE AMOUNTS ARE DISCRETIONARY AND DOCUMENTATION WAS PROVIDED TO THE PRESIDENT & CEO FOR APPROVAL. FOR THOSE EMPLOYEES WHOSE COMPENSATION MUST BE APPROVED BY THE COMPENSATION COMMITTEE, THE FULL BOARD OF DIRECTORS HAD TO APPROVE THEIR BONUSES BASED ON A COMPENSATION STUDY AND FEEDBACK FROM THE PRESIDENT & CEO. |
| SCHEDULE J, PART II, COLUMN B(III): | JAMES TRIGGS RECEIVED AUTO ALLOWANCE FOR $52,464 AND IT IS INCLUDED IN COLUMN B (III). THE REMAINING AMOUNTS IN THIS COLUMN INCLUDE TAXABLE LIFE INSURANCE, LONG-TERM DISABILITY, LONG TERM CARE, ARMADA CARE, AND SOCIAL CLUB MEMBERSHIP FEES. |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART III, LINE 2 | MONEY MANAGEMENT INTERNATIONAL (MMI) LAUNCHED DEBT RESOLUTION SERVICES IN NOVEMBER OF 2024. THESE SERVICES PROVIDE CONSUMERS WITH ACCESS TO A STRUCTURED AND SUPPORTIVE ALTERNATIVE TO BANKRUPTCY THROUGH NEGOTIATED DEBT SETTLEMENTS |
| FORM 990, PART VI, SECTION A, LINE 1A | BY THE AFFIRMATIVE VOTE OF AT LEAST SEVENTY-FIVE PERCENT (75%) OF THE DIRECTORS, THE BOARD OF DIRECTORS MAY CREATE AN EXECUTIVE COMMITTEE, WHICH SHALL HAVE AND EXERCISE ALL THE AUTHORITY OF THE BOARD OF DIRECTORS IN THE MANAGEMENT OF THE CORPORATION, AND MAY APPOINT TWO OR MORE PERSONS, A MAJORITY OF WHOM ARE MEMBERS OF THE BOARD OF DIRECTORS, TO SERVE ON IT. BY MAJORITY VOTE, THE BOARD OF DIRECTORS MAY CREATE ONE OR MORE OTHER COMMITTEES AND APPOINT MEMBERS OF THE BOARD OF DIRECTORS TO SERVE ON THEM. ANY SUCH COMMITTEE MAY EXERCISE ALL CORPORATE AUTHORITY DELEGATED TO IT BY THE BOARD OF DIRECTORS EXCEPT AS LIMITED BY APPLICABLE LAW. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE FORM 990 IS PREPARED BY THE ORGANIZATION'S PUBLIC ACCOUNTING FIRM BASED ON INFORMATION PROVIDED BY MANAGEMENT. ONCE THE DRAFT IS AVAILABLE, IT IS REVIEWED BY MANAGEMENT AND THE AUDIT COMMITTEE AND ANY CHANGES INCORPORATED INTO THE FILING. ONCE THIS DETAILED REVIEW IS COMPLETE, THE DRAFT OF THE FORM 990 IS PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AND COMMENTS PRIOR TO FILING WITH THE IRS. |
| FORM 990, PART VI, SECTION B, LINE 12C | ALL EXECUTIVES (DIRECTORS, OFFICERS, AND KEY EMPLOYEES) OF MMI ARE BOUND BY A CONFLICT OF INTEREST POLICY AND MUST COMPLETE A QUESTIONNAIRE ON AN ANNUAL BASIS DETAILING ANY OTHER INTERESTS. THE EXECUTIVE MUST UPDATE THE DISCLOSURE FORM SHOULD ANY MATERIAL CHANGES ARISE DURING THE COURSE OF THE YEAR. THESE FORMS ARE MAINTAINED WITH OTHER CORPORATE DOCUMENTS BY THE SECRETARY OF THE CORPORATION. |
| FORM 990, PART VI, SECTION B, LINE 15 | MMI HAS DEVELOPED AND IMPLEMENTED A COMPENSATION POLICY ADHERING TO THE STANDARDS PROVIDED IN TREASURY REGULATIONS SECTION 53.4858-6. THE POLICY REQUIRES A COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS TO PERFORM A REVIEW AND APPROVE COMPENSATION FOR OFFICERS AND KEY EMPLOYEES; THAT THE COMMITTEE OBTAIN AND RELY UPON COMPARABILITY DATA AND VALUATION STUDIES PREPARED BY INDEPENDENT EXECUTIVE COMPENSATION EXPERTS; THE COMMITTEE CONTEMPORANEOUSLY DOCUMENTS ITS DELIBERATIONS AND DECISIONS IN WRITING; AND MUST HAVE ALL COMPENSATION DECISIONS APPROVED BY THE FULL BOARD OF DIRECTORS. THIS PROCESS IS DOCUMENTED ANNUALLY. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. |
| FORM 990, PART XI, LINE 9: | ADJUSTMENT REQUIRED 220,804. |
| FORM 990, PART XII, LINE 2C | THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (3 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| MMI HOUSING LLC | |||||||||
| 2401 W PERORIA 120 | PHOENIX | AZ | 85029 | 460985114 | REAL ESTATE | DE | $0 | $0 | MONEY MANAGEMENT INTERNATIONAL INC |
| CALL CENTERED HOLDINGS LLC | |||||||||
| 2828 N CENTRAL AVE | PHOENIX | AZ | 85004 | 871419715 | BUSINESS PROCESS OUTSOURCING | AZ | $0 | $86,682 | CALL CENTERED LLC |
| CALL CENTERED LLC | |||||||||
| 2828 N CENTRAL AVE | PHOENIX | AZ | 85004 | 844788670 | BUSINESS PROCESS OUTSOURCING | AZ | $0 | $5,703,667 | MONEY MANAGEMENT INTERNATIONAL INC |
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp (2 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Exempt Code SectionExemptCodeSectionTxt | Public Charity StatusPublicCharityStatusTxt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt | Controlled OrganizationControlledOrganizationInd |
|---|---|---|---|---|---|---|---|---|---|---|
| CCCS OF SOUTHERN NEW ENGLAND INC | ||||||||||
| 12603 SOUTHWEST FREEWAY SUITE 450 | STAFFORD | TX | 77477 | 237230816 | CREDIT COUNSELING | MA | 501(C)(3) | LINE 7 | MONEY MANAGEMENT INTERNATIONAL INC | Yes (1) |
| MMI FINANCIAL EDUCATION FOUNDATION | ||||||||||
| 12603 SOUTHWEST FREEWAY SUITE 450 | STAFFORD | TX | 77477 | 760691702 | FINANCIAL EDUCATION | TX | 501(C)(3) | LINE 12A, I | MONEY MANAGEMENT INTERNATIONAL INC | Yes (1) |
Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp
Related Organization Name RelatedOrganizationName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CALL CENTERED MEXICO | BusinessNameLine1Txt |
Foreign Address ForeignAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | BLVD GUERRERO 16A 110 NORTE LOCAL 3 | AddressLine1Txt |
| Country | MX | CountryCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 211007643 | EIN |
| Primary Activities | BUSINESS PROCESS OUTSOURCING | PrimaryActivitiesTxt |
| Legal Domicile Foreign Country | MX | LegalDomicileForeignCountryCd |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CALL CENTERED HOLDINGS LLC | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Entity Type | C | EntityTypeTxt |
| Share Of Total Income | $6,033,782 | ShareOfTotalIncomeAmt |
| Share Of EOY Assets | $6,076,394 | ShareOfEOYAssetsAmt |
| Ownership | 0.99990 | OwnershipPct |
| Controlled Organization | Yes (1) | ControlledOrganizationInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | 0 | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | 0 | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | 0 | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | Yes (1) | SharingOfFacilitiesInd |
| Paid Employees Sharing | Yes (1) | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |