TRAVIS CREDIT UNION: Form 990, tax year 2017
View the entire original 990 at ProPublica ↗
- Organization
- TRAVIS CREDIT UNION (EIN 94-1242831)
- Tax period
- 2017-01-01 to 2017-12-31
- Filed
- 2018-10-31
- IRS object ID
- 201803049349302175
- Schema version
- 2017v2.3
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2018-10-31T19:36:17-05:00 | ReturnTs |
| Tax Period End | 2017-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 954083485 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TURNER WARREN HWANG & CONRAD ACCTCY | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 100 NORTH FIRST ST STE 202 | AddressLine1Txt |
| City | BURBANK | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 91502 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2017-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 941242831 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TRAVIS CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | TRAV | BusinessNameControlTxt |
| Phone | 7074691671 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1Txt |
| City | VACAVILLE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 95696 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | BARRY NELSON | PersonNm |
| Person Title | CEO | PersonTitleTxt |
| Phone | 7074691671 | PhoneNum |
| Signature | 2018-10-26 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | VALENTINO CREUS CPA | PreparerPersonNm |
| PTIN | P01054153 | PTIN |
| Phone | 8189549700 | PhoneNum |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 24.176.202.186 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2018-10-26 | IPDt |
| IP Tm | 13:25:48 | IPTm |
| IP Timezone | PD | IPTimezoneCd |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | AF4F97BFF341B67202FA09B643B1D08BFF97A8E1 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | EAB9806DEF4238CAE74313C6CC2BD34B53E62B85 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2017 | TaxYr |
| Build TS | 2018-06-14 16:35:46Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | BARRY NELSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1Txt |
| City | VACAVILLE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 95696 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $142,659,859 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.TRAVISCU.ORG | WebsiteAddressTxt |
| Type Of Organization Other | Yes (X) | TypeOfOrganizationOtherInd |
| Other Organization Dsc | CREDIT UNION | OtherOrganizationDsc |
| Formation | 1951 | FormationYr |
| Legal Domicile State | CA | LegalDomicileStateCd |
| Activity Or Mission | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 778 | TotalEmployeeCnt |
| Total Volunteers | 12 | TotalVolunteersCnt |
| Total Gross UBI | $344,507 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | -$514,022 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $113,771,922 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $131,629,021 | CYProgramServiceRevenueAmt |
| PY Investment Income | $14,151,949 | PYInvestmentIncomeAmt |
| CY Investment Income | $9,783,588 | CYInvestmentIncomeAmt |
| PY Other Revenue | $1,189,059 | PYOtherRevenueAmt |
| CY Other Revenue | $1,062,231 | CYOtherRevenueAmt |
| PY Total Revenue | $129,112,930 | PYTotalRevenueAmt |
| CY Total Revenue | $142,474,840 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $39,800 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $59,800 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $46,559,641 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $50,496,191 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $61,702,215 | PYOtherExpensesAmt |
| CY Other Expenses | $74,001,976 | CYOtherExpensesAmt |
| PY Total Expenses | $108,301,656 | PYTotalExpensesAmt |
| CY Total Expenses | $124,557,967 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $20,811,274 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $17,916,873 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $2,692,135,769 | TotalAssetsBOYAmt |
| Total Assets EOY | $2,970,767,168 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $2,377,185,941 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $2,638,366,552 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $314,949,828 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $332,400,616 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, TRAVIS CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | TRAVIS CREDIT UNION PROVIDES A VARIETY OF LOANS INCLUDING AUTO, MORTGAGES, CREDIT CARD, SMALL BUSINESS AND UNSECURED AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | TRAVIS CREDIT UNION PROVIDES A VARIETY OF SAVINGS ACCOUNTS INCLUDING SAVINGS, DEMAND, MONEY MARKET, CERTIFICATES AND INVESTMENTS AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | TRAVIS CREDIT UNION PROVIDES FINANCIAL SERVICES TO OUR MEMBERSHIP WHICH ARE SMALL BUSINESS OWNERS DEVELOPING THEIR OWN BUSINESSES IN THE COMMUNITY. THESE MEMBERS PROVIDE VALUED SERVICES AND EMPLOYMENT TO OUR COMMUNITY MEMBERS THEREBY PROVIDING FUTURE GROWTH AND A STRONGER QUALITY OF LIFE. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | Yes (1) | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | Yes (1) | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | Yes (1) | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 104555 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 778 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| Other Website | Yes (X) | OtherWebsiteInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MARTIN FLEISCHER CPACONTROLLER | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 7074691671 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1Txt |
| City | VACAVILLE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 95696 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (39 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| PATRICIA MORENO | ||||||||
| BOARD CHAIRPERSON | 1.00 | Yes (X) | $3,612 | $0 | $0 | |||
| DEBORAH ASPLING | ||||||||
| BOARD VICE CHAIRPERSON | 1.00 | Yes (X) | $2,690 | $0 | $0 | |||
| MARY COBURN | ||||||||
| SECRETARY | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| THOMAS KULINSKI | ||||||||
| TREASURER | 1.00 | Yes (X) | $1,626 | $0 | $0 | |||
| DEE ALARCON | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $3,212 | $0 | $0 | |||
| LEONARD AUGUSTINE | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| CURT NEWLAND | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $2,623 | $0 | $0 | |||
| OSCAR DOMINGUEZ | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| DOUGLAS BEAUMONT | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| STUART MCINTOSH | ||||||||
| BOARD MEMBER (EMERITUS) | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| JAMES PORTER | ||||||||
| BOARD MEMBER (EMERITUS) | 1.00 | Yes (X) | $749 | $0 | $0 | |||
| ARTURO REYES | ||||||||
| SUPV CMTE CHAIRPERSON | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| TIMOTHY TRUESDALE | ||||||||
| SUPV CMTE MEMBER | 1.00 | Yes (X) | $2,877 | $0 | $0 | |||
| JOHANNA BENKER | ||||||||
| SUPV CMTE MEMBER | 1.00 | Yes (X) | $2,184 | $0 | $0 | |||
| BARRY NELSON | ||||||||
| PRESIDENT/CEO | 40.00 | $1,340,859 | $0 | $1,196,706 | Yes (X) | |||
| IVAN JONES | ||||||||
| SVP/CFO | 40.00 | $382,725 | $0 | $324,202 | Yes (X) | |||
| ARTHUR M SCHWARTZ | ||||||||
| SVP/CHIEF HUMAN RESOURCES | 40.00 | $438,301 | $0 | $401,181 | Yes (X) | |||
| STACY FIFIELD | ||||||||
| SVP/CHIEF LENDING OFFICER | 40.00 | $400,045 | $0 | $393,834 | Yes (X) | |||
| NAVNEET KHANNA | ||||||||
| EXECUTIVE VICE PRESIDENT | 40.00 | $376,584 | $0 | $614,891 | Yes (X) | |||
| MISUN THOMPSON | ||||||||
| SVP, MEMBER SERVICES & COO | 40.00 | $244,928 | $0 | $448,522 | Yes (X) | |||
| CRAIG BEAUDRY | ||||||||
| SVP, CHIEF INFORMATION OFFICER | 40.00 | $241,985 | $0 | $72,577 | Yes (X) | |||
| ARIC N KOSHIYAMA | ||||||||
| FINANCIAL CONSULTANT | 40.00 | $306,978 | $0 | $19,973 | Yes (X) | |||
| GLORIA NUNEZ | ||||||||
| VP RETAIL DELIVERY | 40.00 | $222,509 | $0 | $44,722 | Yes (X) | |||
| TERESA SHAFER | ||||||||
| VP HUMAN RESOURCES & TRAIN | 40.00 | $205,262 | $0 | $36,154 | Yes (X) | |||
| JOHN N CALADIM | ||||||||
| VP FINANCE | 40.00 | $203,678 | $0 | $37,097 | Yes (X) | |||
| JULIE A RUMPH | ||||||||
| VP CONSUMER LENDING | 40.00 | $185,820 | $0 | $19,454 | Yes (X) | |||
| JOHN SHELBY | ||||||||
| VP BUSINESS BANKING | 40.00 | $181,329 | $0 | $17,680 | Yes (X) | |||
| MARK VINELLA | ||||||||
| VP COMPLIANCE & RISK MANAGEMENT | 40.00 | $172,811 | $0 | $56,214 | Yes (X) | |||
| KARL GOIN | ||||||||
| VP MARKETING | 40.00 | $164,925 | $0 | $21,160 | Yes (X) | |||
| SHERRY CORDONNIER | ||||||||
| AVP CORPORATE RELATIONS | 40.00 | $162,264 | $0 | $28,034 | Yes (X) | |||
| CRAIG CRISMON | ||||||||
| AVP E-COMMERCE | 40.00 | $159,779 | $0 | $52,514 | Yes (X) | |||
| MICHAEL WHITE | ||||||||
| FINANCIAL CONSULTANT | 40.00 | $153,597 | $0 | $42,411 | Yes (X) | |||
| LORI HILL | ||||||||
| AVP HUMAN RESOURCES | 40.00 | $150,195 | $0 | $17,939 | Yes (X) | |||
| THOMAS CORIO | ||||||||
| AVP INTERNAL AUDIT | 40.00 | $150,112 | $0 | $33,126 | Yes (X) | |||
| DELANNIA CALDWELL | ||||||||
| AVP ORGANIZATION LEARNING | 40.00 | $149,796 | $0 | $24,623 | Yes (X) | |||
| MICHAEL SABADO | ||||||||
| AVP APPLICATION SYSTEMS | 40.00 | $147,838 | $0 | $8,582 | Yes (X) | |||
| MARTIN FLEISCHER | ||||||||
| AVP CONTROLLER | 40.00 | $144,903 | $0 | $24,929 | Yes (X) | |||
| CYNTHIA MCGUIRE | ||||||||
| AVP CONSUMER LENDING | 40.00 | $144,367 | $0 | $31,313 | Yes (X) | |||
| THOMAS POWERS | ||||||||
| VP WEALTH MANAGEMENT AND INSURANCE SERVICES | 40.00 | $141,604 | $0 | $43,126 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $6,592,767 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $4,010,964 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 57 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| FISERV INC | |||||
| 525 ALMANOR AVE | SUNNYVALE | CA | 94085 | ONLINE BANKING SERVICES | $2,383,267 |
| SMART SOURCE LLC | |||||
| 26001 PALA | MISSION VIEJO | CA | 92691 | MEMBER STATEMENT PREP | $1,645,008 |
| CDW DIRECT | |||||
| 6281 BEACH BLVD 307 | BUENA PARK | CA | 90621 | COMPUTER SERVICES | $1,600,348 |
| SIERRA VIEW GENERAL CONTRACTOR | |||||
| 4202 DOUGLAS BLVD SUITE 100 | GRANITE BAY | CA | 95746 | CONSTRUCTION SERVICES | $1,519,057 |
| DIEBOLD | |||||
| 1455 MARKET ST | SAN FRANCISCO | CA | 94103 | SECURITY SERVICES | $1,395,063 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 43 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $96,724,785 | $96,724,785 | |
| OTHER OPERATING INCOME | 522100 | $24,764,321 | $24,729,737 | $34,584 |
| FEE INCOME | 522100 | $10,139,915 | $9,778,731 | $361,184 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $131,629,021 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $9,928,607 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $9,928,607 | RelatedOrExemptFuncIncomeAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $40,000 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $185,019 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -$145,019 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$145,019 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | -$145,019 | RelatedOrExemptFuncIncomeAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | OTHER NON-OPERATING IN | Desc |
| Business | 522100 | BusinessCd |
| Total Revenue Column | $1,062,231 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $1,113,492 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | -$51,261 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $1,062,231 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $142,474,840 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $142,130,333 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $344,507 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $59,800 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,592,767 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $33,598,827 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,222,739 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,957,743 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,124,115 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $224,626 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $106,952 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,189,944 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,608,423 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,726,572 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,766,440 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,792,556 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $973,590 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,311,944 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,324,976 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $284,654 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| PROV. FOR LOAN LOSSES | $25,667,692 |
| LOAN SERVICING EXPENSE | $6,558,198 |
| MISC OPERATING EXPENSES | $1,220,498 |
| OPERATING FEES | $244,911 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $124,557,967 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $23,996,332 | BOYAmt |
| EOY | $26,972,604 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $124,370,573 | BOYAmt |
| EOY | $136,220,427 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,258,532 | BOYAmt |
| EOY | $4,792,395 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,072,346 | BOYAmt |
| EOY | $3,304,455 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $72,701,708 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $35,028,450 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $35,566,806 | BOYAmt |
| EOY | $37,673,258 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $538,971,235 | BOYAmt |
| EOY | $442,699,630 | EOYAmt |
Investments Program Related InvestmentsProgramRelatedGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,925,836,367 | BOYAmt |
| EOY | $2,282,828,242 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $36,063,578 | BOYAmt |
| EOY | $36,276,157 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,692,135,769 | BOYAmt |
| EOY | $2,970,767,168 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,031,399 | BOYAmt |
| EOY | $29,120,596 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,352,154,542 | BOYAmt |
| EOY | $2,609,245,956 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,377,185,941 | BOYAmt |
| EOY | $2,638,366,552 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $314,949,828 | BOYAmt |
| EOY | $332,400,616 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $314,949,828 | BOYAmt |
| EOY | $332,400,616 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,692,135,769 | BOYAmt |
| EOY | $2,970,767,168 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $17,916,873 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$466,085 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | $4,000 | PoliticalExpendituresAmt |
| Internal Funds Contributed | $4,000 | InternalFundsContributedAmt |
| Total Exempt Function Expend | $4,000 | TotalExemptFunctionExpendAmt |
| Form1120 POL Filed | Yes (1) | Form1120POLFiledInd |
Section527 Political Org Section527PoliticalOrgGrp
Organization Business Name OrganizationBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CCUL-PAC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1201 K STREET SUITE 1050 | AddressLine1Txt |
| City | SACRAMENTO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 95814 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 940357265 | EIN |
| Paid Internal Funds | $4,000 | PaidInternalFundsAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I-A, LINE 1: | FormAndLineReferenceDesc |
| Explanation | CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. | ExplanationTxt |
Schedule D IRS990ScheduleD
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $6,352,246 | OtherCostOrOtherBasisAmt |
| Book Value | $6,352,246 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $36,900,239 | OtherCostOrOtherBasisAmt |
| Depreciation | $14,113,836 | DepreciationAmt |
| Book Value | $22,786,403 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $6,900,914 | OtherCostOrOtherBasisAmt |
| Depreciation | $5,619,483 | DepreciationAmt |
| Book Value | $1,281,431 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $22,548,309 | OtherCostOrOtherBasisAmt |
| Depreciation | $15,295,131 | DepreciationAmt |
| Book Value | $7,253,178 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $37,673,258 | TotalBookValueLandBuildingsAmt |
Invst Program Related Org InvstProgramRelatedOrgGrp (4 entries)
| DescDesc | Book ValueBookValueAmt | Method ValuationMethodValuationCd |
|---|---|---|
| ALL OTHER INVESTMENTS | $10,914,000 | F |
| LOANS HELD FOR SALE | $719,000 | F |
| LOANS & LEASES | $2,249,084,193 | F |
| NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT | $22,111,049 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Program Rltd | $2,282,828,242 | TotalBookValueProgramRltdAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBER SHARES & DEPOSITS | Desc |
| Amt | $2,609,245,956 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $2,609,245,956 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $142,474,840 | TotalRevEtcAuditedFinclStmtAmt |
| Revenue Not Reported | $0 | RevenueNotReportedAmt |
| Revenue Subtotal | $142,474,840 | RevenueSubtotalAmt |
| Revenue Not Reported Fincl Stmt | $0 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $142,474,840 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $124,557,967 | TotExpnsEtcAuditedFinclStmtAmt |
| Expenses Not Reported | $0 | ExpensesNotReportedAmt |
| Expenses Subtotal | $124,557,967 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $124,557,967 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART X, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES, AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2017 AND 2016. | ExplanationTxt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (3 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Valuation Method UsedValuationMethodUsedDesc | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| CHILDREN'S MIRACLE NETWORK HOSPITALS | ||||||||
| 2855 EAST GUASTI RD STE 600 | ONTARIO | CA | 91761 | 870387205 | 501(C)(3) | $20,000 | FMV | RAISE FUNDS FOR CHILDREN'S HOSPITALS, MEDICAL RESEARCH, AND COMMUNITY AWARENESS OF CHILDREN'S HEALTH ISSUES |
| TRAVIS FISHER HOUSE | ||||||||
| 101 BODIN CIRCLE | TRAVIS AIR FORCE BASE | CA | 94535 | 680038761 | 501(C)(3) | $10,000 | FMV | PROVIDE HOUSING FOR FAMILIES OF LONG TERM PATIENTS |
| TOURO UNIVERSITY | ||||||||
| 1310 CLUB DRIVE | VALLEJO | CA | 94592 | 133838740 | 501(C)(3) | $15,000 | FMV | SCHOLARSHIPS FOR STUDENTS OF TOURO UNIVERSITY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 3 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (25 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BARRY NELSON | ||||||||||||||
| PRESIDENT/CEO | $587,564 | $0 | $142,446 | $0 | $610,849 | $0 | $1,171,065 | $0 | $25,641 | $0 | $2,537,565 | $0 | $591,880 | $0 |
| IVAN JONES | ||||||||||||||
| SVP/CFO | $314,810 | $0 | $42,875 | $0 | $25,040 | $0 | $320,841 | $0 | $3,361 | $0 | $706,927 | $0 | $0 | $0 |
| ARTHUR M SCHWARTZ | ||||||||||||||
| SVP/CHIEF HUMAN RESOURCES | $241,157 | $0 | $37,555 | $0 | $159,589 | $0 | $372,641 | $0 | $28,540 | $0 | $839,482 | $0 | $150,000 | $0 |
| STACY FIFIELD | ||||||||||||||
| SVP/CHIEF LENDING OFFICER | $229,492 | $0 | $36,772 | $0 | $133,781 | $0 | $380,916 | $0 | $12,918 | $0 | $793,879 | $0 | $125,000 | $0 |
| NAVNEET KHANNA | ||||||||||||||
| EXECUTIVE VICE PRESIDENT | $308,824 | $0 | $59,205 | $0 | $8,555 | $0 | $572,805 | $0 | $42,086 | $0 | $991,475 | $0 | $0 | $0 |
| MISUN THOMPSON | ||||||||||||||
| SVP, MEMBER SERVICES & COO | $204,473 | $0 | $32,785 | $0 | $7,670 | $0 | $425,282 | $0 | $23,240 | $0 | $693,450 | $0 | $0 | $0 |
| CRAIG BEAUDRY | ||||||||||||||
| SVP, CHIEF INFORMATION OFFICER | $194,079 | $0 | $24,756 | $0 | $23,150 | $0 | $49,344 | $0 | $23,233 | $0 | $314,562 | $0 | $0 | $0 |
| ARIC N KOSHIYAMA | ||||||||||||||
| FINANCIAL CONSULTANT | $35,240 | $0 | $271,058 | $0 | $680 | $0 | $11,267 | $0 | $8,706 | $0 | $326,951 | $0 | $0 | $0 |
| GLORIA NUNEZ | ||||||||||||||
| VP RETAIL DELIVERY | $182,117 | $0 | $26,932 | $0 | $13,460 | $0 | $19,386 | $0 | $25,336 | $0 | $267,231 | $0 | $0 | $0 |
| TERESA SHAFER | ||||||||||||||
| VP HUMAN RESOURCES & TRAIN | $172,440 | $0 | $24,787 | $0 | $8,035 | $0 | $18,283 | $0 | $17,871 | $0 | $241,416 | $0 | $0 | $0 |
| JOHN N CALADIM | ||||||||||||||
| VP FINANCE | $171,401 | $0 | $25,525 | $0 | $6,752 | $0 | $9,703 | $0 | $27,394 | $0 | $240,775 | $0 | $0 | $0 |
| JULIE A RUMPH | ||||||||||||||
| VP CONSUMER LENDING | $160,713 | $0 | $13,465 | $0 | $11,642 | $0 | $9,000 | $0 | $10,454 | $0 | $205,274 | $0 | $0 | $0 |
| JOHN SHELBY | ||||||||||||||
| VP BUSINESS BANKING | $162,838 | $0 | $9,869 | $0 | $8,622 | $0 | $17,185 | $0 | $495 | $0 | $199,009 | $0 | $0 | $0 |
| MARK VINELLA | ||||||||||||||
| VP COMPLIANCE & RISK MANAGEMENT | $151,796 | $0 | $13,488 | $0 | $7,527 | $0 | $17,220 | $0 | $38,994 | $0 | $229,025 | $0 | $0 | $0 |
| KARL GOIN | ||||||||||||||
| VP MARKETING | $137,195 | $0 | $20,160 | $0 | $7,570 | $0 | $7,924 | $0 | $13,236 | $0 | $186,085 | $0 | $0 | $0 |
| SHERRY CORDONNIER | ||||||||||||||
| AVP CORPORATE RELATIONS | $145,250 | $0 | $13,984 | $0 | $3,030 | $0 | $14,865 | $0 | $13,169 | $0 | $190,298 | $0 | $0 | $0 |
| CRAIG CRISMON | ||||||||||||||
| AVP E-COMMERCE | $144,174 | $0 | $14,657 | $0 | $948 | $0 | $16,862 | $0 | $35,652 | $0 | $212,293 | $0 | $0 | $0 |
| MICHAEL WHITE | ||||||||||||||
| FINANCIAL CONSULTANT | $25,752 | $0 | $127,413 | $0 | $432 | $0 | $7,969 | $0 | $34,442 | $0 | $196,008 | $0 | $0 | $0 |
| LORI HILL | ||||||||||||||
| AVP HUMAN RESOURCES | $136,016 | $0 | $13,063 | $0 | $1,116 | $0 | $16,027 | $0 | $1,912 | $0 | $168,134 | $0 | $0 | $0 |
| THOMAS CORIO | ||||||||||||||
| AVP INTERNAL AUDIT | $134,421 | $0 | $13,314 | $0 | $2,377 | $0 | $16,164 | $0 | $16,962 | $0 | $183,238 | $0 | $0 | $0 |
| DELANNIA CALDWELL | ||||||||||||||
| AVP ORGANIZATION LEARNING | $137,528 | $0 | $11,473 | $0 | $795 | $0 | $16,045 | $0 | $8,578 | $0 | $174,419 | $0 | $0 | $0 |
| MICHAEL SABADO | ||||||||||||||
| AVP APPLICATION SYSTEMS | $139,280 | $0 | $8,223 | $0 | $335 | $0 | $0 | $0 | $8,582 | $0 | $156,420 | $0 | $0 | $0 |
| MARTIN FLEISCHER | ||||||||||||||
| AVP CONTROLLER | $126,286 | $0 | $12,212 | $0 | $6,405 | $0 | $15,794 | $0 | $9,135 | $0 | $169,832 | $0 | $0 | $0 |
| CYNTHIA MCGUIRE | ||||||||||||||
| AVP CONSUMER LENDING | $125,785 | $0 | $12,622 | $0 | $5,960 | $0 | $15,959 | $0 | $15,354 | $0 | $175,680 | $0 | $0 | $0 |
| THOMAS POWERS | ||||||||||||||
| VP WEALTH MANAGEMENT AND INSURANCE S | $136,259 | $0 | $0 | $0 | $5,345 | $0 | $15,366 | $0 | $27,760 | $0 | $184,730 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 4B | FormAndLineReferenceDesc |
| Explanation | 457(B): NON-QUALIFIED DEFERRED COMPENSATION PLAN. ELIGIBILITY IS LIMITED TO EMPLOYEES IN A POSITION OF ASSISTANT VICE PRESIDENT OR ABOVE, OR THOSE EMPLOYEES INDIVIDUALLY SELECTED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. THOSE ELIGIBLE ARE ABLE TO PARTICIPATE EFFECTIVE THEIR DATE OF HIRE INTO A POSITION OF VICE PRESIDENT OR ABOVE, OR THE EFFECTIVE DATE OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS' APPOINTED ELIGIBILITY TO THE PLAN. THE PLAN MATCHES THE PARTICIPANT'S CONTRIBUTIONS DOLLAR FOR DOLLAR UP TO A CALENDAR YEAR MAXIMUM. THE CALENDAR YEAR MAXIMUM, THAT A PARTICIPANT CAN CONTRIBUTE, IS 50% OF THE ALLOWABLE AMOUNT UNDER CODE SECTION 457(E) (15), SO FOR 2017 THE MAXIMUM PARTICIPANT CONTRIBUTION IS $9,000. THE PLAN DOES NOT HAVE A VESTING SCHEDULE, SO CONTRIBUTIONS ARE 100% VESTED. PARTICIPANTS MAY NOT RECEIVE A DISTRIBUTION PRIOR TO SEVERANCE OF EMPLOYMENT WITH TCU. 457(F): NON-QUALIFIED SERP DESIGNED TO PROVIDE A SPECIFIC DOLLAR AMOUNT BY THE TIME A PARTICIPANT IS TENURED. THE TOTAL BENEFIT AMOUNT IS ACCRUED OVER THE LENGTH OF EMPLOYMENT OF THE PARTICIPANT. THE AMOUNT IS "CLIFF VESTED" OVER 3 PERIODS, WITH THE FINAL AND LARGEST VESTING AT RETIREMENT. FUNDS ARE DISTRIBUTED ON EACH VESTING DATE IN THE AMOUNT SPECIFIED IN THE VESTING SCHEDULE. FORFEITURE EVENTS ARE: INVOLUNTARY SEPARATION WITH CAUSE AND; VOLUNTARY SEPARATION WITHOUT GOOD REASON. PAYMENT OF BENEFITS DEPENDS ON THE EVENT THAT TRIGGERS A PAYMENT. THESE EVENTS AND PAYMENTS ARE: FULL PAYMENT OF AMOUNT ACCRUED AS OF EACH CLIFF VESTING DATE; AMOUNT ACCRUED-TO-DATE WILL BE PAID UPON: DEATH PRIOR TO RETIREMENT; VOLUNTARY SEPARATION FOR GOOD REASON; INVOLUNTARY SEPARATION WITHOUT CAUSE; SEPARATION DUE TO DISABILITY. PARTICIPANTS IN THE PLAN ARE: BARRY NELSON, IVAN JONES, NAVNEET KHANNA, STACY FIFIELD, MISUN THOMPSON AND ARTHUR SCHWARTZ. | ExplanationTxt |
Schedule L IRS990ScheduleL
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (37 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| OSCAR DOMINGUEZ | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $20,000 | $13,910 | 0 | Yes (1) | Yes (1) |
| MISUN THOMPSON | |||||||
| OFFICER | HELOC | Yes (X) | $50,000 | $19,431 | 0 | Yes (1) | Yes (1) |
| CRAIG BEAUDRY | |||||||
| OFFICER | AUTOMOBILE | Yes (X) | $45,038 | $40,188 | 0 | Yes (1) | Yes (1) |
| BARRY NELSON | |||||||
| OFFICER | FIRST MORTGAGE | Yes (X) | $648,800 | $425,799 | 0 | Yes (1) | Yes (1) |
| NAVNEET KHANNA | |||||||
| OFFICER | FIRST MORTGAGE | Yes (X) | $244,000 | $217,829 | 0 | Yes (1) | Yes (1) |
| ARTHUR SCHWARZ | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $417,000 | $374,717 | 0 | Yes (1) | Yes (1) |
| GLORIA NUNEZ | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $280,000 | $259,272 | 0 | Yes (1) | Yes (1) |
| GLORIA NUNEZ | |||||||
| KEY EMPLOYEE | CREDIT CARD | Yes (X) | $14,400 | $263 | 0 | Yes (1) | Yes (1) |
| CRAIG BEAUDRY | |||||||
| KEY EMPLOYEE | CREDIT CARD | Yes (X) | $25,000 | $3,380 | 0 | Yes (1) | Yes (1) |
| IVAN JONES | |||||||
| OFFICER | CREDIT CARD | Yes (X) | $2,000 | $1,935 | 0 | Yes (1) | Yes (1) |
| DEE ALARCON | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $20,000 | $19,100 | 0 | Yes (1) | Yes (1) |
| JOHANNA BENKER | |||||||
| DIRECTOR | FIRST MORTGAGE | Yes (X) | $255,700 | $151,734 | 0 | Yes (1) | Yes (1) |
| GLORIA NUNEZ | |||||||
| KEY EMPLOYEE | SHARE SECURED | Yes (X) | $20,000 | $3,082 | 0 | Yes (1) | Yes (1) |
| STACY FIFIELD | |||||||
| OFFICER | CREDIT CARD | Yes (X) | $25,000 | $23,643 | 0 | Yes (1) | Yes (1) |
| MISUN THOMPSON | |||||||
| OFFICER | FIRST MORTGAGE | Yes (X) | $295,100 | $266,411 | 0 | Yes (1) | Yes (1) |
| MISUN THOMPSON | |||||||
| OFFICER | AUTOMOBILE | Yes (X) | $27,161 | $5,452 | 0 | Yes (1) | Yes (1) |
| THOMAS KULINSKI | |||||||
| DIRECTOR | FIRST MORTGAGE | Yes (X) | $93,400 | $81,361 | 0 | Yes (1) | Yes (1) |
| THOMAS KULINSKI | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $12,000 | $3,656 | 0 | Yes (1) | Yes (1) |
| MARY COBURN | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $10,000 | $898 | 0 | Yes (1) | Yes (1) |
| DEE ALARCON | |||||||
| DIRECTOR | FIRST MORTGAGE | Yes (X) | $154,700 | $99,217 | 0 | Yes (1) | Yes (1) |
| ARTURO REYES | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $12,000 | $11,530 | 0 | Yes (1) | Yes (1) |
| PAT MORENO | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $10,000 | $30 | 0 | Yes (1) | Yes (1) |
| STACY FIFIELD | |||||||
| OFFICER | AUTOMOBILE | Yes (X) | $44,105 | $26,627 | 0 | Yes (1) | Yes (1) |
| IVAN JONES | |||||||
| OFFICER | FIRST MORTGAGE | Yes (X) | $560,000 | $523,135 | 0 | Yes (1) | Yes (1) |
| DOUGLAS BEAUMONT | |||||||
| DIRECTOR | FIRST MORTGAGE | Yes (X) | $150,000 | $129,276 | 0 | Yes (1) | Yes (1) |
| MISUN THOMPSON | |||||||
| OFFICER | AUTO LOAN | Yes (X) | $40,000 | $28,056 | 0 | Yes (1) | Yes (1) |
| GLORIA NUNEZ | |||||||
| KEY EMPLOYEE | HELOC | Yes (X) | $50,000 | $22,124 | 0 | Yes (1) | Yes (1) |
| PAT MORENO | |||||||
| DIRECTOR | AUTO LOAN | Yes (X) | $47,692 | $37,111 | 0 | Yes (1) | Yes (1) |
| CURTIS NEWLAND | |||||||
| DIRECTOR | FIRST MORTGAGE | Yes (X) | $262,000 | $230,778 | 0 | Yes (1) | Yes (1) |
| CURTIS NEWLAND | |||||||
| DIRECTOR | CREDIT CARD | Yes (X) | $25,000 | $15,921 | 0 | Yes (1) | Yes (1) |
| IVAN JONES | |||||||
| OFFICER | AUTOMOBILE | Yes (X) | $23,204 | $17,636 | 0 | Yes (1) | Yes (1) |
| TERESA SHAFER | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $390,000 | $375,252 | 0 | Yes (1) | Yes (1) |
| TERESA SHAFER | |||||||
| KEY EMPLOYEE | AUTOMOBILE | Yes (X) | $36,183 | $30,052 | 0 | Yes (1) | Yes (1) |
| KARL GOIN | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $325,000 | $293,331 | 0 | Yes (1) | Yes (1) |
| JOHN CALADIM | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $553,800 | $540,557 | 0 | Yes (1) | Yes (1) |
| JOHN SHELBY | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $183,500 | $169,606 | 0 | Yes (1) | Yes (1) |
| MARK VINELLA | |||||||
| KEY EMPLOYEE | FIRST MORTGAGE | Yes (X) | $355,600 | $330,095 | 0 | Yes (1) | Yes (1) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $4,792,395 | TotalBalanceDueAmt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | TRAVIS CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. TRAVIS CREDIT UNION DOES NOT HAVE STOCKHOLDERS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE GOVERNING BOARD OF TRAVIS CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. |
| FORM 990, PART VI, SECTION A, LINE 7B | AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. |
| FORM 990, PART VI, SECTION B, LINE 11B | EACH BOARD MEMBER SHALL RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. |
| FORM 990, PART VI, SECTION B, LINE 12C | ON A MONTHLY BASIS, MEMBERS OF THE BOARD ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST OR CONCERNS AND RECUSE THEMSELVES WHEN NECESSARY. |
| FORM 990, PART VI, SECTION B, LINE 15 | TRAVIS CREDIT UNION PARTICIPATES IN FOUR TO FIVE NATIONAL AND INDUSTRY SPECIFIC SURVEYS TO BENCHMARK BASE SALARY, BONUS AND RETIREMENT BENEFITS FOR ALL KEY EMPLOYEES, SALARIED EMPLOYEES, TO INCLUDE THE CEO, EVP, AND ALL VPS. THESE SURVEYS ARE CONDUCTED AT LEAST ANNUALLY. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE CONFLICT OF INTEREST POLICY IS INCLUDED IN OUR CORPORATE BYLAWS, OUR GOVERNING DOCUMENTS, WHICH ARE AVAILABLE UPON REQUEST. OUR MONTHLY FINANCIAL STATEMENTS ARE DISPLAYED AT ALL OF OUR BRANCH LOCATIONS AS WELL AS CORPORATE HEADQUARTERS. OUR YEAR END AUDITED FINANCIAL STATEMENTS ARE PRESENTED IN OUR ANNUAL MEETING AND WE FILE OUR CALL REPORTS ON A QUARTERLY BASIS WITH THE NCUA AND DBO. |
| FORM 990, PART XII, LINE 2C: | THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. |