UNISON CREDIT UNION: Form 990, tax year 2018

View the entire original 990 at ProPublica ↗

Organization: UNISON CREDIT UNION (EIN 39-1134930)
Tax period: 2018-01-01 to 2018-12-31
Filed: 2019-10-14
IRS object ID: 201922879349300917
Schema version: 2018v3.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule I
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2019-10-14T11:33:41-05:00	ReturnTs
Tax Period End	2018-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	410746479	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CLIFTONLARSONALLEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	425 JULIE STREET PO BOX 547	AddressLine1Txt
City	TOMAH	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54656	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2018-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	391134930	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	UNISON CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	UNIS	BusinessNameControlTxt
Phone	9207666000	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 260	AddressLine1Txt
City	KAUKAUNA	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54130	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	MARK HIEPTAS	PersonNm
Person Title	PRESIDENT/CEO	PersonTitleTxt
Phone	9207666000	PhoneNum
Signature	2019-10-09	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TERRIE GAARDER CPA	PreparerPersonNm
PTIN	P00373734	PTIN
Phone	6083722177	PhoneNum
Preparation	2019-10-08	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	67.137.57.251	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2019-10-09	IPDt
IP Tm	09:40:40	IPTm
IP Timezone	CD	IPTimezoneCd
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	FEA42844FD0EF73EDE40FDAC4A35069D6F6D3B4F	AtSubmissionCreationDeviceId
At Submission Filing Device Id	4ADD51A9B189CF2D716F3C7E75D7299596B8B1EA	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2018	TaxYr
Build TS	2020-01-14 16:20:31Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	MARK HIEPTAS	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1616 CROOKS AVE	AddressLine1Txt
City	KAUKAUNA	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54130	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$9,719,247	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.UNISONCU.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	CREDIT UNION	OtherOrganizationDsc
Formation	1932	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	A MEMBER-OWNED NOT-FOR-PROFIT, COOPERATIVE FINANCIAL INSTITUTION.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	8	VotingMembersIndependentCnt
Total Employee	74	TotalEmployeeCnt
Total Volunteers	8	TotalVolunteersCnt
Total Gross UBI	$23,429	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$1,728	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$7,053,624	PYProgramServiceRevenueAmt
CY Program Service Revenue	$7,956,107	CYProgramServiceRevenueAmt
PY Investment Income	$967,352	PYInvestmentIncomeAmt
CY Investment Income	$1,234,756	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$8,020,976	PYTotalRevenueAmt
CY Total Revenue	$9,190,863	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$12,500	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$722,344	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$3,370,823	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$3,621,537	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$4,331,041	PYOtherExpensesAmt
CY Other Expenses	$3,914,699	CYOtherExpensesAmt
PY Total Expenses	$7,701,864	PYTotalExpensesAmt
CY Total Expenses	$8,271,080	CYTotalExpensesAmt
PY Revenues Less Expenses	$319,112	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$919,783	CYRevenuesLessExpensesAmt
Total Assets BOY	$211,921,986	TotalAssetsBOYAmt
Total Assets EOY	$211,974,593	TotalAssetsEOYAmt
Total Liabilities BOY	$190,796,369	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$189,888,851	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$21,125,617	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$22,085,742	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	THE MISSION OF UNISON CREDIT UNION IS TO PROVIDE EXCEPTIONAL SERVICE TO OUR MEMBERS. WE REALIZE THE FACT THAT OFFERING A FULL RANGE OF FINANCIAL SERVICES TO OUR MEMBERS DOES NOT MAKE US UNIQUE TO OUR COMPETITION. WE DIFFERENTIATE OURSELVES FROM THE COMPETITION NOT BY WHAT WE DO, BUT RATHER HOW WE DO IT. THE MISSION OF UNISON CREDIT UNION IS BUILT ON THE GUIDING PRINCIPLES OF INTEGRITY, CONFIDENTIALITY, FINANCIAL SOUNDNESS AND COMMUNITY INVOLVEMENT.	MissionDesc
Significant New Program Srvc	Yes (1)	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	UNISON CREDIT UNION IS A FULL SERVICE CREDIT UNION SERVING OUR MEMBERS FROM SIX LOCATIONS IN KAUKAUNA, LITTLE CHUTE, WRIGHTSTOWN, DE PERE, AND GRAND CHUTE.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (1)	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	0	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	0	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	Yes (1)	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	5363	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	74	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	8	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	0	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	0	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	KELLI WERSCHEM	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	9207666000	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1616 CROOKS AVE	AddressLine1Txt
City	KAUKAUNA	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54130	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (11 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd
MARK HIETPAS
CEO	40.00	Yes (X)	$227,886	$0	$32,852
JOSEPH VERHAGEN
CHAIRMAN	1.00	Yes (X)	$0	$0	$0
JAMES FETT
VICE CHAIRMAN	1.00	Yes (X)	$0	$0	$0
SUSAN DUDA
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
MARK KJORLIE
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
DAVID VANDEHEY
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
KELLY KELLY
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
DANIEL VALENTYN
BOARD SECRETARY	1.00	Yes (X)	$0	$0	$0
CAROL WEDIG
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
CATHERINE KARI
COO	40.00		$131,332	$0	$8,987	Yes (X)
CHARLES MARTIN
CFO	40.00		$83,888	$0	$17,599	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$443,106	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$59,438	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	2	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
ELEMENT
2081 PROFIT PLACE	DE PERE	WI	54115	MARKETING	$677,552
CU ANSWERS
6000 28TH ST	GRAND RAPIDS	MI	49546	CORE PROCESSING SERVICES	$495,958
FIRST DATA PROCESSING INC
1100 CARR RD	WILMINGTON	DE	19809	DEBIT CARD PROCESSING	$255,550
FIS
PO BOX 4535	CAROL STREAM	IL	60197	CREDIT CARD PROCESSING	$142,211

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	4	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522100	$5,861,240	$5,861,240
SERVICE FEES	522100	$1,239,467	$1,216,038	$23,429
OTHER INCOME	522100	$594,226	$594,226
INTERCHANGE INCOME	522100	$261,174	$261,174

Field	Value	IRS element (for citing)
Total Program Service Revenue	$7,956,107	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,247,945	TotalRevenueColumnAmt
Exclusion	$1,247,945	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$498,445	SecuritiesAmt
Other	$16,750	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$498,640	SecuritiesAmt
Other	$29,744	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	-$195	SecuritiesAmt
Other	-$12,994	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$13,189	TotalRevenueColumnAmt
Exclusion	-$13,189	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$9,190,863	TotalRevenueColumnAmt
Related Or Exempt Func Income	$7,932,678	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$23,429	UnrelatedBusinessRevenueAmt
Exclusion	$1,234,756	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$12,500	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$722,344	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$502,544	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$2,514,199	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$106,885	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$270,929	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$226,980	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$39,409	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$23,272	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$835,369	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$439,908	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$259,198	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$263,373	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$50,081	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$661	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$518,051	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$58,692	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
OTHER PROFESSIONAL FEES	$915,996
PROVISION FOR LOAN LOSS	$227,453
LOAN SERVICING	$202,908
ASSOCIATION DUES	$54,092

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$26,236	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$8,271,080	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$3,553,078	BOYAmt
EOY	$3,246,515	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$7,386,279	BOYAmt
EOY	$2,774,525	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$139,699,657	BOYAmt
EOY	$33,958	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
EOY	$2,266,182	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
EOY	$145,251,421	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$291,322	BOYAmt
EOY	$292,746	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$12,690,996	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$5,031,323	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$7,951,356	BOYAmt
EOY	$7,659,673	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$48,438,705	BOYAmt
EOY	$47,846,305	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$250,000	BOYAmt
EOY	$243,750	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$4,351,589	BOYAmt
EOY	$2,359,518	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$211,921,986	BOYAmt
EOY	$211,974,593	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$2,744,351	BOYAmt
EOY	$2,395,515	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$188,052,018	BOYAmt
EOY	$187,493,336	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$190,796,369	BOYAmt
EOY	$189,888,851	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$21,125,617	BOYAmt
EOY	$22,085,742	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$21,125,617	BOYAmt
EOY	$22,085,742	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$211,921,986	BOYAmt
EOY	$211,974,593	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$919,783	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$209,659	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$250,001	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	0	FSAuditedInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,221,301	OtherCostOrOtherBasisAmt
Book Value	$2,221,301	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$6,520,057	OtherCostOrOtherBasisAmt
Depreciation	$2,257,132	DepreciationAmt
Book Value	$4,262,925	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,116,936	OtherCostOrOtherBasisAmt
Depreciation	$747,364	DepreciationAmt
Book Value	$369,572	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,832,702	OtherCostOrOtherBasisAmt
Depreciation	$2,026,827	DepreciationAmt
Book Value	$805,875	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$7,659,673	TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (10 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
FEDERAL AGENCY SECURITIES	$18,149,156	F
SHARE DEPOSITS	$1,057,385	F
CERTIFICATE OF DEPOSITS	$2,728,000	F
CORP CENTRAL CU CERTIFICATES	$1,500,000	F
EMPLOYEE BENEFIT INVESTMENTS	$3,131,156	F
CMO	$14,672,229	F
MBS PASS THRU	$1,703,319	F
SBA FLOATING RATE SECURITY	$3,518,272	F
FHLB PAID IN CAPITAL DEPOSIT	$338,300	F
CHARITABLE DONATIONS ACCT (INSURANCE)	$1,048,488	F

Field	Value	IRS element (for citing)
Total Book Value Securities	$47,846,305	TotalBookValueSecuritiesAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	MEMBERS SAVINGS AND CERTIFICATES	Desc
Amt	$187,493,336	Amt

Field	Value	IRS element (for citing)
Total Liability	$187,493,336	TotalLiabilityAmt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	0	GrantRecordsMaintainedInd

Recipient Table RecipientTable

Recipient Business Name RecipientBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	KAUKAUNA PUBLIC LIBRARY	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	207 THILMANY RD STE 200	AddressLine1Txt
City	KAUKAUNA	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54130	ZIPCd

Field	Value	IRS element (for citing)
Cash Grant	$12,500	CashGrantAmt
Valuation Method Used	FMV	ValuationMethodUsedDesc
Purpose Of Grant	BUILDING FUND INSTALLMENT AND BATTLE OF THE BOOKS	PurposeOfGrantTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	MARK HIETPAS	PersonNm
Title	CEO	TitleTxt
Base Compensation Filing Org	$219,337	BaseCompensationFilingOrgAmt
Compensation Based On Rltd Orgs	$0	CompensationBasedOnRltdOrgsAmt
Bonus Filing Organization	$210	BonusFilingOrganizationAmount
Bonus Related Organizations	$0	BonusRelatedOrganizationsAmt
Other Compensation Filing Org	$8,339	OtherCompensationFilingOrgAmt
Other Compensation Rltd Orgs	$0	OtherCompensationRltdOrgsAmt
Deferred Compensation Flng Org	$14,231	DeferredCompensationFlngOrgAmt
Deferred Comp Rltd Orgs	$0	DeferredCompRltdOrgsAmt
Nontaxable Benefits Filing Org	$18,621	NontaxableBenefitsFilingOrgAmt
Nontaxable Benefits Rltd Orgs	$0	NontaxableBenefitsRltdOrgsAmt
Total Compensation Filing Org	$260,738	TotalCompensationFilingOrgAmt
Total Compensation Rltd Orgs	$0	TotalCompensationRltdOrgsAmt
Comp Report Prior990 Filing Org	$0	CompReportPrior990FilingOrgAmt
Comp Report Prior990 Rltd Orgs	$0	CompReportPrior990RltdOrgsAmt

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp

Field	Value	IRS element (for citing)
Person	MARK HIETPAS	PersonNm
Relationship With Org	CEO	RelationshipWithOrgTxt
Loan Purpose	SPLIT DOLLAR	LoanPurposeTxt
Loan From Organization	Yes (X)	LoanFromOrganizationInd
Original Principal	$2,000,000	OriginalPrincipalAmt
Balance Due	$2,266,182	BalanceDueAmt
Default	0	DefaultInd
Board Or Committee Approval	0	BoardOrCommitteeApprovalInd
Written Agreement	0	WrittenAgreementInd

Field	Value	IRS element (for citing)
Total Balance Due	$2,266,182	TotalBalanceDueAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART III, LINE 2	THE CREDIT UNION ADDED REMOTE DEPOSIT CAPTURE (RDC).
FORM 990, PART VI, SECTION A, LINE 6	ALL MEMBERS ARE EQUAL AND REQUIRE A $5 SHARE DEPOSIT.
FORM 990, PART VI, SECTION A, LINE 7A	AN ANNUAL MEETING IS HELD WHERE ALL MEMBERS ARE ALLOWED ONE VOTE TO ELECT INDIVIDUALS TO OPEN POSITIONS ON OUR BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION A, LINE 7B	ANY CHANGES TO THE ARTICLES OF INCORPORATION OR BY-LAWS.
FORM 990, PART VI, SECTION B, LINE 11B	CEO REVIEWS THE PREPARED FORM 990 FOR ACCURACY PRIOR TO MAILING OUT THE FORM.
FORM 990, PART VI, SECTION B, LINE 15	BOARD OF DIRECTORS REVIEW CEO'S COMPENSATION AND LOOK AT SURVEYS FROM CUNA AND THE WISCONSIN CREDIT UNION LEAGUE. THE CEO AND MANAGEMENT TEAM REVIEW ALL OTHER EMPLOYEES AND BASES COMPENSATION ON THE SURVEYS AND JOB PERFORMANCE. ALL COMPENSATION DECISIONS ARE DOCUMENTED IN EMPLOYEE FILES. THIS PROCESS WAS MOST RECENTLY COMPLETED IN 2018.
FORM 990, PART VI, SECTION C, LINE 19	AVAILABLE TO THE PUBLIC UPON REQUEST.
FORM 990, PART XI, LINE 9:	PY ADJUSTMENT IN NET ASSETS 250,000. ROUNDING 1.