FIRST COMMUNITY CREDIT UNION: Form 990, tax year 2018
View the entire original 990 at ProPublica ↗
- Organization
- FIRST COMMUNITY CREDIT UNION (EIN 93-0468003)
- Tax period
- 2018-01-01 to 2018-12-31
- Filed
- 2019-08-09
- IRS object ID
- 201922219349301142
- Schema version
- 2018v3.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2019-08-09T13:25:00-06:00 | ReturnTs |
| Tax Period End | 2018-12-31 | TaxPeriodEndDt |
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2018-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FIRST COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of | % Renee Nelson | InCareOfNm |
| Business Name Control | FIRS | BusinessNameControlTxt |
| Phone | 5413962145 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Person Title | Executive VPCFO | PersonTitleTxt |
| Phone | 5413962145 | PhoneNum |
| Signature | 2019-08-09 | SignatureDt |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 198.184.62.5 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Federal Original Submission Id | 21010520192218864503 | FederalOriginalSubmissionId |
| Federal Original Submission Id | 2019-08-09 | FederalOriginalSubmissionIdDt |
| Filing License Type | O | FilingLicenseTypeCd |
| At Submission Creation Device Id | E703F94DF3B2C74C46CFFC71D4461AB4181D3AF8 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | E8203BA1DA6533BE38FA2397F61B4E14D734CED7 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2018 | TaxYr |
| Build TS | 2019-02-21 02:37:17Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | DAVID ELMER | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $44,982,180 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | www.myfirstccu.org | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1957 | FormationYr |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Activity Or Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING | ActivityOrMissionDesc |
| Voting Members Governing Body | 13 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 13 | VotingMembersIndependentCnt |
| Total Employee | 325 | TotalEmployeeCnt |
| Total Volunteers | 17 | TotalVolunteersCnt |
| Total Gross UBI | $2,030,435 | TotalGrossUBIAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $32,061,652 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $36,864,876 | CYProgramServiceRevenueAmt |
| PY Investment Income | $4,300,436 | PYInvestmentIncomeAmt |
| CY Investment Income | $5,253,205 | CYInvestmentIncomeAmt |
| PY Other Revenue | $1,919,702 | PYOtherRevenueAmt |
| CY Other Revenue | $2,032,435 | CYOtherRevenueAmt |
| PY Total Revenue | $38,281,790 | PYTotalRevenueAmt |
| CY Total Revenue | $44,150,516 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $7,278 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $4,400 | CYGrantsAndSimilarPaidAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $18,465,670 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $19,835,962 | CYSalariesCompEmpBnftPaidAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $11,481,249 | PYOtherExpensesAmt |
| CY Other Expenses | $11,876,890 | CYOtherExpensesAmt |
| PY Total Expenses | $29,954,197 | PYTotalExpensesAmt |
| CY Total Expenses | $31,717,252 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $8,327,593 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $12,433,264 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,044,692,282 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,105,525,152 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $939,516,051 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $987,876,897 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $105,176,231 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $117,648,255 | NetAssetsOrFundBalancesEOYAmt |
| Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. | MissionDesc |
| Significant New Program Srvc | false | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Desc | ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. | Desc |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | false | PoliticalCampaignActyInd |
| Lobbying Activities | false | LobbyingActivitiesInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Temp Or Permanent Endowments | false | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | false | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | false | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | false | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | false | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | false | PYExcessBenefitTransInd |
| Loan Outstanding | false | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | false | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | Yes (true) | DisregardedEntityInd |
| Related Entity | false | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| IRP Document | 1248 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 325 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | false | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | false | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 13 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 13 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | false | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | false | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (true) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (true) | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Phone | 5413962145 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|
| ELIZABETH DAVIS | |||||||
| BOARD MEMBER CHAIR | 1.000 | Yes (X) | Yes (X) | $2,298 | $0 | $0 | |
| STEVE MOHRLAND | |||||||
| BOARD MBR VICE CHAIR | 1.000 | Yes (X) | Yes (X) | $15,303 | $0 | $0 | |
| SHAUN HOBACK | |||||||
| BOARD MBR SECRETARY | 1.000 | Yes (X) | Yes (X) | $15,476 | $0 | $0 | |
| ROBIN MCALPIN | |||||||
| BOARD MBR TREASURER | 1.000 | Yes (X) | Yes (X) | $14,313 | $0 | $0 | |
| DAN GIBSON | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,984 | $0 | $0 | |
| FRANK SPROUL | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,024 | $0 | $0 | |
| BRIAN MENEFEE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $15,471 | $0 | $0 | |
| DENNIS ERICKSON | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,264 | $0 | $0 | |
| LINDA FURMAN-GRILE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,494 | $0 | $0 | |
| GERALD PRICKETT | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,825 | $0 | $0 | |
| HALL THOMAS | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $17,189 | $0 | $0 | |
| JUNE CHADBOURNE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $13,000 | $0 | $0 | |
| HARVEY DENNEY | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $14,628 | $0 | $0 | |
| DAVID ELMER | |||||||
| PRESIDENTCEOTREASURE | 40.00 | Yes (X) | $959,102 | $0 | $0 | ||
| RENEE NELSON | |||||||
| EXECUTIVE VPCFO | 40.00 | Yes (X) | $783,335 | $0 | $0 | ||
| DENISE HILL | |||||||
| EXECUTIVE VPCOO | 40.00 | Yes (X) | $307,568 | $0 | $0 | ||
| JOHN NICOLAUS | |||||||
| VP INVESTMENT SERVICES | 40.00 | $445,605 | $0 | $0 | Yes (X) | ||
| DENISE DEWALD | |||||||
| REGIONAL VP | 40.00 | $171,753 | $0 | $0 | Yes (X) | ||
| SUSAN HARRINGTON | |||||||
| REGIONAL VP | 40.00 | $165,058 | $0 | $0 | Yes (X) | ||
| WENDY OSGOOD | |||||||
| REGIONAL VP | 40.00 | $174,752 | $0 | $0 | Yes (X) | ||
| MIKE LEEP | |||||||
| VP OF FINANCE | 40.00 | $139,251 | $0 | $0 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,326,693 | TotalReportableCompFromOrgAmt |
| Indiv Rcvd Greater Than100 K | 19 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | false | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| Ausland Group | |||||
| 3935 Highland Ave | Grants Pass | OR | 97526 | Building Services | $2,241,636 |
| Harmon Construction | |||||
| 61393 Hwy 101 | Coos Bay | OR | 97420 | Building Services | $561,729 |
| GB Construction | |||||
| 56575 Roth Road | Coquille | OR | 97423 | Building Services | $408,612 |
| Diebold | |||||
| PO Box 4648 | Pittsburgh | PA | 15264 | ATM Support | $406,017 |
| Centurylink | |||||
| PO Box 4648 | Monroe | LA | 71211 | PhoneData | $296,958 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 11 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | INTEREST ON LOANS | Desc |
| Business | 522100 | BusinessCd |
| Total Revenue Column | $26,585,143 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $26,585,143 | RelatedOrExemptFuncIncomeAmt |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $10,279,733 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $10,279,733 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $36,864,876 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $5,563,570 | TotalRevenueColumnAmt |
| Exclusion | $5,563,570 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $2,000 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $2,000 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $2,000 | TotalRevenueColumnAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $521,299 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $831,664 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -$310,365 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$310,365 | TotalRevenueColumnAmt |
| Exclusion | -$310,365 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|
| INSURANCE SALES | 524126 | $973,637 | $973,637 |
| NON-MEMBER ATM INCOME | 900099 | $133,954 | $133,954 |
| INVESTMENT SERVICES | 523920 | $922,844 | $922,844 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $2,030,435 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $44,150,516 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $36,864,876 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $2,030,435 | UnrelatedBusinessRevenueAmt |
| Exclusion | $5,253,205 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part IX | Yes (X) | InfoInScheduleOPartIXInd |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,400 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,125,860 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,842,539 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $538,324 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $906,048 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,423,191 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $54,259 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $67,500 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $88,000 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $472,486 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,322,365 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,326,499 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,394,147 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $96,157 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $322,795 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,390,100 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,257,691 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $267,681 | TotalAmt |
Other Expenses OtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | PROVISIONS FOR LOAN LOSSES | Desc |
| Total | -$418,741 | TotalAmt |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $235,951 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $31,717,252 | TotalAmt |
| Program Services | $0 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,890,048 | BOYAmt |
| EOY | $9,887,568 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $167,220,533 | BOYAmt |
| EOY | $205,212,360 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $49,528 | BOYAmt |
| EOY | $16,922 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $706,426,897 | BOYAmt |
| EOY | $737,687,886 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $882,767 | BOYAmt |
| EOY | $892,077 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $41,201,044 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $9,509,610 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $28,473,047 | BOYAmt |
| EOY | $31,691,434 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $106,072,814 | BOYAmt |
| EOY | $91,839,100 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,667,453 | BOYAmt |
| EOY | $1,291,561 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,340,581 | BOYAmt |
| EOY | $9,146,352 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $15,668,614 | BOYAmt |
| EOY | $17,859,892 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,044,692,282 | BOYAmt |
| EOY | $1,105,525,152 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,161,456 | BOYAmt |
| EOY | $4,979,409 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $934,354,595 | BOYAmt |
| EOY | $982,897,488 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $939,516,051 | BOYAmt |
| EOY | $987,876,897 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $105,176,231 | BOYAmt |
| EOY | $117,648,255 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $105,176,231 | BOYAmt |
| EOY | $117,648,255 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,044,692,282 | BOYAmt |
| EOY | $1,105,525,152 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $12,433,264 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $38,660 | NetUnrlzdGainsLossesInvstAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | false | FSAuditedInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Org Leg Ctrl | false | DisclosedOrgLegCtrlInd |
| Disclosed For Charitable Prps | false | DisclosedForCharitablePrpsInd |
| Written Policy Monitoring | false | WrittenPolicyMonitoringInd |
| Section170h Rqr Stsfd | false | Section170hRqrStsfdInd |
| Solicited Assets Sale | false | SolicitedAssetsSaleInd |
| Agent Trustee Etc | false | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | false | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $6,055,424 | OtherCostOrOtherBasisAmt |
| Book Value | $6,055,424 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $27,860,631 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,754,538 | DepreciationAmt |
| Book Value | $24,106,093 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $4,080,413 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,704,702 | DepreciationAmt |
| Book Value | $1,375,711 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,204,576 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,050,370 | DepreciationAmt |
| Book Value | $154,206 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $31,691,434 | TotalBookValueLandBuildingsAmt |
Closely Held Equity Interests CloselyHeldEquityInterestsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $1,291,561 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Securities | $1,291,561 | TotalBookValueSecuritiesAmt |
Other Assets Org OtherAssetsOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | OTHER ASSETS | Desc |
| Book Value | $17,859,892 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $17,859,892 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBER SHARES | Desc |
| Amt | $982,897,488 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $982,897,488 | TotalLiabilityAmt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | false | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (true) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | false | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | false | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | false | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | false | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | false | AnyNonFixedPaymentsInd |
| Initial Contract Exception | false | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (21 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt |
|---|---|---|---|---|---|---|
| ELIZABETH DAVIS | ||||||
| BOARD MEMBER CHAIR | $2,298 | $2,298 | ||||
| STEVE MOHRLAND | ||||||
| BOARD MBR VICE CHAIR | $15,303 | $15,303 | ||||
| SHAUN HOBACK | ||||||
| BOARD MBR SECRETARY | $15,476 | $15,476 | ||||
| ROBIN MCALPIN | ||||||
| BOARD MBR TREASURER | $14,313 | $14,313 | ||||
| DAN GIBSON | ||||||
| BOARD MEMBER | $14,984 | $14,984 | ||||
| FRANK SPROUL | ||||||
| BOARD MEMBER | $14,024 | $14,024 | ||||
| BRIAN MENEFEE | ||||||
| BOARD MEMBER | $15,471 | $15,471 | ||||
| DENNIS ERICKSON | ||||||
| BOARD MEMBER | $14,264 | $14,264 | ||||
| LINDA FURMAN-GRILE | ||||||
| BOARD MEMBER | $14,494 | $14,494 | ||||
| GERALD PRICKETT | ||||||
| BOARD MEMBER | $14,825 | $14,825 | ||||
| HALL THOMAS | ||||||
| BOARD MEMBER | $17,189 | $17,189 | ||||
| JUNE CHADBOURNE | ||||||
| BOARD MEMBER | $13,000 | $13,000 | ||||
| HARVEY DENNEY | ||||||
| BOARD MEMBER | $14,628 | $14,628 | ||||
| DAVID ELMER | ||||||
| PRESIDENTCEOTREASURE | $511,667 | $987,938 | $428,500 | $18,935 | $9,250 | $19,586 |
| RENEE NELSON | ||||||
| EXECUTIVE VPCFO | $392,500 | $812,171 | $371,900 | $18,935 | $9,250 | $19,586 |
| DENISE HILL | ||||||
| EXECUTIVE VPCOO | $273,333 | $323,405 | $15,300 | $18,935 | $9,250 | $6,587 |
| JOHN NICOLAUS | ||||||
| VP INVESTMENT SERVICES | $445,605 | $474,441 | $9,250 | $19,586 | ||
| DENISE DEWALD | ||||||
| REGIONAL VP | $162,462 | $199,055 | $9,291 | $7,716 | $19,586 | |
| SUSAN HARRINGTON | ||||||
| REGIONAL VP | $156,058 | $186,515 | $9,000 | $8,253 | $13,204 | |
| WENDY OSGOOD | ||||||
| REGIONAL VP | $165,692 | $203,588 | $9,060 | $9,250 | $19,586 | |
| MIKE LEEP | ||||||
| VP OF FINANCE | $127,524 | $163,556 | $11,727 | $4,719 | $19,586 | |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (23 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Part VI Line 11b | See Schedule O |
| Part VI Line 19 | See Schedule O |
| VI Section B, #6,7a, & 7b | Each person who has purchased $1 share and opened an account with the |
| VI Section B, #6,7a, & 7b | organization is a member. Each member of the organization can vote for the |
| VI Section B, #6,7a, & 7b | members of the board of directors as well as other issues that are brought |
| VI Section B, #6,7a, & 7b | before the membership to be voted on. |
| VI Section B, #11b | The form 990 is prepared by the Vice President of Finance. It is reviewed |
| VI Section B, #11b | by the Chief Financial Officer, and is then presented to the Executive |
| VI Section B, #11b | Committee for review. |
| VI Section B, #12c | The Credit Union has and maintains a conflict of interest policy. The |
| VI Section B, #11b | policy includes members of senior and executive management as well as board |
| VI Section B, #11b | members. If a conflict of interest were to arise, it would be reported at |
| VI Section B, #11b | at the next scheduled board meeting. Various controls are in place to help |
| VI Section B, #11b | deter these types of relationships or transactions and is monitored by |
| VI Section B, #11b | management. The policy is reviewed annually for any changes or updates. |
| VI Section B, #15a & 15b | Annual reviews are performed by the Board for the CEO at the beginning of |
| VI Section B, #15a & 15b | each year, using salary survey data. The performance for the last year is |
| VI Section B, #15a & 15b | analyzed and pay increases are administered as deemed necessary. The CEO |
| VI Section B, #15a & 15b | does the same annual review process with the other officers of the |
| VI Section B, #15a & 15b | organization and also administers any Board approved salary increases. |
| VI, Section C, #19 | Governing documents of the organization are available upon request, as well |
| VI, Section C, #19 | s the monthly financial statements. The financial statements are also |
| VI, Section C, #19 | posted in the branches for review by the public. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Oregon Financial Services LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N Adams | AddressLine1Txt |
| City | Coquille | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
| Primary Activities | Insurance | PrimaryActivitiesTxt |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Total Income | $789,451 | TotalIncomeAmt |
| End Of Year Assets | $120,062 | EndOfYearAssetsAmt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | First Community CU | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | false | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | false | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | false | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | false | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | false | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | false | DivRelatedOrganizationInd |
| Asset Sale To Other Org | false | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | false | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | false | AssetExchangeInd |
| Rental Of Facilities To Oth Org | false | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | false | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | false | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | false | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | false | SharingOfFacilitiesInd |
| Paid Employees Sharing | false | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | false | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | false | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | false | TransferToOtherOrgInd |
| Transfer From Other Org | false | TransferFromOtherOrgInd |