BETA

NETWORKPENINSULA: Form 990EZ, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
NETWORKPENINSULA (EIN 26-1250149)
Tax period
2024-01-01 to 2024-12-31
Filed
2025-11-13
IRS object ID
202503179349203400
Schema version
2024v5.2
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2025-11-13T13:04:45-06:00ReturnTs
Tax Period End2024-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN540737372PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1PBMARES LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1701 TOWN CENTER DRIVE SUITE 900AddressLine1Txt
CityNEWPORT NEWSCityNm
State AbbreviationVAStateAbbreviationCd
ZIP23606ZIPCd
FieldValueIRS element (for citing)
Return Type990EZReturnTypeCd
Tax Period Begin2024-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN261250149EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1NETWORKPENINSULABusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlNETWBusinessNameControlTxt
Phone7573258170PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line111850 MERCHANTS WALK SUITE 110AddressLine1Txt
CityNEWPORT NEWSCityNm
State AbbreviationVAStateAbbreviationCd
ZIP23606ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonSHAWN MIDDLETONPersonNm
Person TitleTREASURERPersonTitleTxt
Phone7577913008PhoneNum
Signature2025-11-13SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info Curr0IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonEDWARD T YODER CPAPreparerPersonNm
PTINP00239134PTIN
Phone7578731587PhoneNum
Preparation2025-11-13PreparationDt
Self EmployedYes (X)SelfEmployedInd
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990-EZ IRS990EZ

FieldValueIRS element (for citing)
Method Of Accounting CashYes (X)MethodOfAccountingCashInd
Website AddressWWW.NETWORKPENINSULA.ORGWebsiteAddressTxt
Organization501c3Yes (X)Organization501c3Ind
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Gross Receipts$123,143GrossReceiptsAmt
Info In Schedule O Part IYes (X)InfoInScheduleOPartIInd
Contributions Gifts Grants Etc$22,009ContributionsGiftsGrantsEtcAmt
Program Service Revenue$39,601ProgramServiceRevenueAmt
Investment Income$1InvestmentIncomeAmt
Other Revenue Total$61,532OtherRevenueTotalAmt
Total Revenue$123,143TotalRevenueAmt
Salaries Other Comp Empl Bnft$80,603SalariesOtherCompEmplBnftAmt
Fees And Other Pymt To Ind Cntrct$5,141FeesAndOtherPymtToIndCntrctAmt
Occupancy Rent Utlts And Maint$35,375OccupancyRentUtltsAndMaintAmt
Printing Publications Postage$6,472PrintingPublicationsPostageAmt
Other Expenses Total$42,143OtherExpensesTotalAmt
Total Expenses$169,734TotalExpensesAmt
Excess Or Deficit For Year-$46,591ExcessOrDeficitForYearAmt
Net Assets Or Fund Balances BOY$38,444NetAssetsOrFundBalancesBOYAmt
Other Changes In Net Assets$2,696OtherChangesInNetAssetsAmt
Net Assets Or Fund Balances EOY-$5,451NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIYes (X)InfoInScheduleOPartIIInd

Cash Savings And Investments CashSavingsAndInvestmentsGrp

FieldValueIRS element (for citing)
BOY$39,157BOYAmt
EOY$15,831EOYAmt

Land And Buildings LandAndBuildingsGrp

FieldValueIRS element (for citing)
BOY$2,260BOYAmt
EOY$2,260EOYAmt

Other Assets Total Detail OtherAssetsTotalDetail

FieldValueIRS element (for citing)
BOY$5,000BOYAmt
EOY$7,415EOYAmt

Form990 Total Assets Form990TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$46,417BOYAmt
EOY$25,506EOYAmt

Sum Of Total Liabilities SumOfTotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$7,973BOYAmt
EOY$30,957EOYAmt

Net Assets Or Fund Balances NetAssetsOrFundBalancesGrp

FieldValueIRS element (for citing)
BOY$38,444BOYAmt
EOY-$5,451EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
Primary Exempt PurposeTO BUILD THE CAPACITY OF THE NONPROFIT SECTORPrimaryExemptPurposeTxt

Program Srvc Accomplishment ProgramSrvcAccomplishmentGrp (3 entries)

Description Program Srvc AccomDescriptionProgramSrvcAccomTxtGrants And AllocationsGrantsAndAllocationsAmtProgram Service ExpensesProgramServiceExpensesAmt
CONTINUING EDUCATION - IN 2024, NETWORKPENINSULA CONTINUED ITS PARTNERSHIP WITH THE BERNARDINE FRANCISCAN SISTERS FOUNDATION TO PROVIDE TWO ENTREPRENEURIAL COHORTS TO SIX NONPROFIT ORGANIZATIONS. THE EXECUTIVE DIRECTOR AND AT LEAST ONE BOARD MEMBER WERE REQUIRED TO ATTEND THIS 4-WEEK COHORT WHICH INCLUDED EDUCATIONAL SESSIONS, MENTORING OPPORTUNITIES, FOLLOW-ON CALLS, AND OPPORTUNITIES TO CREATE NEW REVENUE STREAMS FOR THEIR NONPROFIT. ALSO IN 2024, NETWORKPENINSULA LAUNCHED ITS INAUGURAL LEADERSHIP SERIES FOR CURRENT NONPROFIT EXECUTIVE DIRECTORS AND EMERGING LEADERS. THIS 5 MONTH PROGRAM INCLUDED LARGE GROUP MEETINGS WITH SPEAKERS IN THE AREAS OF BOARD DEVELOPMENT, PERSONAL LEADERSHIP, HUMAN RESOURCES AND FISCAL MANAGEMENT; SMALL GROUP SESSIONS WITH GUIDED DISCUSSION BY PROFESSIONAL COACHES; AND ONE-ON ONE PROFESSIONAL COACHING ON LEADERSHIP DEVELOPMENT SKILLS. 22 NONPROFIT STAFF MEMBERS AND EXECUTIVES REPRESENTING 18 DIFFERENT NONPROFIT ORGANIZATIONS COMPLETED THE PROGRAM.$0$0
PEER TO PEER ADVISORY GROUPS - IN 2024, WE HELD A TOTAL OF 21 PEER TO PEER "COFFEE CONNECTIONS", ATTENDED BY NUMBERS OF NONPROFIT STAFF, BOARD MEMBERS AND BUSINESS AND GOVERNMENT PARTNERS. THESE GROUPS INCLUDED SEPARATE GATHERINGS OF EXECUTIVE DIRECTORS, DEVELOPMENT PROFESSIONALS, NONPROFIT NEWCOMERS, AND BOARD MEMBERS. THE GOAL OF THESE GROUPS IS TO BRING TOGETHER LIKE ROLES SO THEY CAN SHARE CHALLENGES, ASK QUESTIONS, GAIN NEW PERSPECTIVES AS THEY WORK TO MOVE THEIR ORGANIZATIONS FORWARD AND, TO SIMPLY KNOW THEY ARE NOT ALONE. THROUGH ITS CONNECTIONS, NETWORKPENINSULA ADDED 24 NEW NONPROFIT MEMBERS AND 8 NEW BUSINESS PARTNERS TO ITS NETWORK IN 2024.$0$0
COMMUNITY CONNECTIONS - THIS PROGRAM IS COMPRISED OF WEEKLY NEWSLETTERS, OUR COMPREHENSIVE WEBSITE, AND OUR SOCIAL MEDIA PLATFORMS. THE NONPROFIT E-SOURCE NEWSLETTER GOES OUT TO HUNDREDS OF NONPROFITS ACROSS THE PENINSULA TO LET THEM KNOW OF UPCOMING PROGRAMS, ITEMS MADE AVAILABLE FROM AREA BUSINESSES, NEW GRANTS FROM ACROSS THE COUNTRY, AND RESOURCES AND OPPORTUNITIES THAT CAN HELP THEM MOVE THEIR ORGANIZATIONS FORWARD. THE COMMUNITY E-CONNECTIONS NEWSLETTER IS ACCESSED BY MORE THAN 1,500 INDIVIDUALS, BUSINESSES, AND CIVIC AND FAITH-BASED GROUPS FROM ACROSS THE PENINSULA. EACH WEEK WE SHARE THE MOST RECENT VOLUNTEER NEEDS, ITEM NEEDS, AND UPCOMING EVENTS FROM OUR NONPROFITS; AS WELL AS OTHER RESOURCES TO ASSIST THEM AND THEIR FAMILIES IN TIMES OF NEED. THE GOAL OF THESE NEWSLETTERS IS TO CONNECT THE NEEDS OF OUR NONPROFITS TO THE COMMUNITY AT LARGE AND TO PROVIDE WAYS THEY CAN GET INVOLVED. OUR WEBISTE IS A DYNAMIC WEBSITE CONTINUALLY UPDATED WITH VOLUNTEER NEEDS, ITEM NEEDS, JOB OPENINGS FROM OUR NONPROFITS, UPCOMING EVENTS, RESOURCES FOR BOARD MEMBERS TO ASSIST THEM IN THEIR SERVICE, AND MUCH MORE. OUR SOCIAL MEDIA PLATFORMS PROVIDE CONTINUAL CONNECTIONS TO THE COMMUNITY AT LARGE AND ADVOCATES FOR THE VALUE OF THE NONPROFIT SECTOR TO BE RECOGNIZED AND KEPT TOP OF MIND. IN 2024, WE COORDINATED A FAITH FORUM FOR LOCAL CONGREGATIONS AND FAITH COMMUNITIES TO MEET WITH NONPROFIT ORGANIZATIONS. THE EVENT WAS ATTENDED BY 32 DIFFERENT FAITH ORGANIZATIONS AND MORE THAN 50 NONPROFITS. THIS EVENT WAS OFFERED IN PARTNERSHIP WITH THE BERNARDINE FRANCISCAN SISTERS FOUNDATION. FURTHER, NETWORKPENINSULA LEADERSHIP AND BOARD MEMBERS WERE ENGAGED IN ADVOCACY FOR NONPROFITS AS AN ACTIVE MEMBER OF THE NONPROFIT ALLIANCE FOR VIRGINIA (NAVA) THROUGHOUT 2024, INCLUDING HOSTING A MEETING OF REGIONAL CAPACITY BUILDERS FROM ALL AREAS OF THE COMMONWEALTH IN AUGUST 2024. ALSO, IN 2024, NETWORKPENINSULA COMPLETED A MAPPING PROJECT IN PARTNERSHIP WITH THE WILLIAM AND MARY DEPARTMENT OF PUBLIC POLICY TO COMPILE A COMPREHENSIVE DIRECTORY OF MORE THAN 140 NONPROFIT ORGANIZATIONS OPERATING ON THE VIRGINIA PENINSULAS. THE PROJECT INCLUDED THE CREATION OF AN INTERACTIVE DIGITAL MAP FOR THE NETWORKPENINSULA WEBSITE. LASTLY, THE NETWORKPENINSULA HUB WAS FULLY OPERATIONAL THROUGH 2024 - A SHARED, LEASED NONPROFIT OFFICE SPACE FOR FIVE NONPROFITS, INCLUDING SHARED MEETING/TRAINING ROOM ACCESSIBLE TO ALL OF OUR NONPROFIT MEMBERS$0$0
FieldValueIRS element (for citing)
Total Program Service Expenses$0TotalProgramServiceExpensesAmt

Officer Director Trustee Empl OfficerDirectorTrusteeEmplGrp (5 entries)

TitleTitleTxtAverage Hrs Per Wk Devoted To PosAverageHrsPerWkDevotedToPosRtCompensationCompensationAmtEmployee Benefit ProgramEmployeeBenefitProgramAmtExpense Account Other AllwncExpenseAccountOtherAllwncAmt
BOB MCKENNA
DIRECTOR1.00$0$0$0
ABBIE SCHAEFER
DIRECTOR1.00$0$0$0
MICHAEL BENNETT
DIRECTOR1.00$0$0$0
BOB TSCHIRHART
CHAIR1.00$0$0$0
SHAWN MIDDLETON
TREASURER1.00$0$0$0
FieldValueIRS element (for citing)
Info In Schedule O Part VYes (X)InfoInScheduleOPartVInd
Activities Not Previously Rpt0ActivitiesNotPreviouslyRptInd
Chg Made To Orgnzng Doc Not Rpt0ChgMadeToOrgnzngDocNotRptInd
Organization Had UBI0OrganizationHadUBIInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Organization Dissolved Etc0OrganizationDissolvedEtcInd
Direct Indirect Pltcl Expend$0DirectIndirectPltclExpendAmt
Made Loans To From Officers0MadeLoansToFromOfficersInd
Tax Imposed Under IRC4911$0TaxImposedUnderIRC4911Amt
Tax Imposed Under IRC4912$0TaxImposedUnderIRC4912Amt
Tax Imposed Under IRC4955$0TaxImposedUnderIRC4955Amt
Engaged In Excess Benefit Trans0EngagedInExcessBenefitTransInd
Tax Imposed On Organization Mgr$0TaxImposedOnOrganizationMgrAmt
Tax Reimbursed By Organization$0TaxReimbursedByOrganizationAmt
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1NETWORKPENINSULABusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line111850 MERCHANTS WALK SUITE 110AddressLine1Txt
CityNEWPORT NEWSCityNm
State AbbreviationVAStateAbbreviationCd
ZIP23606ZIPCd
FieldValueIRS element (for citing)
Phone7573258170PhoneNum
FieldValueIRS element (for citing)
Foreign Financial Account0ForeignFinancialAccountInd
Foreign Office0ForeignOfficeInd
Donor Advised Fnds0DonorAdvisedFndsInd
Operate Hospital0OperateHospitalInd
Tanning Services Provided0TanningServicesProvidedInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Political Campaign Acty0PoliticalCampaignActyInd
Lobbying Activities0LobbyingActivitiesInd
School Operating0SchoolOperatingInd
Trnsfr Exmpt Non Chrtbl Rltd Org0TrnsfrExmptNonChrtblRltdOrgInd
Part VI Of Comp Of Hghst Pd EmplNONEPartVIOfCompOfHghstPdEmplTxt
Part VI Hghst Pd Cntrct Prof SrvcNONEPartVIHghstPdCntrctProfSrvcTxt
Filed Schedule AYes (1)FiledScheduleAInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Publicly Supported Org509a2Yes (X)PubliclySupportedOrg509a2Ind

Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$46,483CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$44,684CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$52,132CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$109,401CurrentTaxYearMinus1YearAmt
Current Tax Year$22,009CurrentTaxYearAmt
Total$274,709TotalAmt

Gross Receipts Admissions GrossReceiptsAdmissionsGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$38,702CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$60,341CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$53,537CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$40,617CurrentTaxYearMinus1YearAmt
Current Tax Year$396,001CurrentTaxYearAmt
Total$589,198TotalAmt

Total509 Total509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$85,185CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$105,025CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$105,669CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$150,018CurrentTaxYearMinus1YearAmt
Current Tax Year$418,010CurrentTaxYearAmt
Total$863,907TotalAmt

Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Substantial Contributors Amt SubstantialContributorsAmtGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp

FieldValueIRS element (for citing)
Total$0TotalAmt
FieldValueIRS element (for citing)
Public Support Total509$863,907PublicSupportTotal509Amt

Gross Investment Income509 GrossInvestmentIncome509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$17CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$6CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus1 Year$1CurrentTaxYearMinus1YearAmt
Current Tax Year$1CurrentTaxYearAmt
Total$25TotalAmt

Investment Income And UBTI InvestmentIncomeAndUBTIGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$17CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$6CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus1 Year$1CurrentTaxYearMinus1YearAmt
Current Tax Year$1CurrentTaxYearAmt
Total$25TotalAmt

Other Income509 OtherIncome509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus2 Years$161CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$348CurrentTaxYearMinus1YearAmt
Current Tax Year$27,349CurrentTaxYearAmt
Total$27,858TotalAmt

Total Support Calendar Year TotalSupportCalendarYearGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$85,202CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$105,031CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$105,830CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$150,367CurrentTaxYearMinus1YearAmt
Current Tax Year$445,360CurrentTaxYearAmt
Total$891,790TotalAmt
FieldValueIRS element (for citing)
Public Support CY5090.96870PublicSupportCY509Pct
Public Support PY5090.99810PublicSupportPY509Pct
Investment Income CY0.00000InvestmentIncomeCYPct
Investment Income PY0.00100InvestmentIncomePYPct
Thirty Thr Pct Suprt Tests CY509Yes (X)ThirtyThrPctSuprtTestsCY509Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOMEDESCRIPTION: BANK INTEREST. AMOUNT: 1.
FORM 990-EZ, PART I, LINE 8 - OTHER REVENUEDESCRIPTION: RENTAL INCOME. AMOUNT: 34,183. DESCRIPTION: PAYPAL SALES. AMOUNT: 50. DESCRIPTION: ERC REFUND. AMOUNT: 27,150. DESCRIPTION: MISCELLANEOUS INCOME. AMOUNT: 149. TOTAL TO FORM 990-EZ, LINE 8: 61,532.
FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSESDESCRIPTION: ADVERTISING. AMOUNT: 1,160. DESCRIPTION: TRAINING & EDUCATION. AMOUNT: 26,102. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 3,782. DESCRIPTION: INSURANCE. AMOUNT: 2,045. DESCRIPTION: OFFICE EXPENSES. AMOUNT: 3,946. DESCRIPTION: PROGRAM SUPPORT. AMOUNT: 3,125. DESCRIPTION: REIMBURSEMENTS. AMOUNT: 1,663. DESCRIPTION: FUNDRAISING EXPENSES. AMOUNT: 200. DESCRIPTION: PERSONAL PROPERTY TAXES. AMOUNT: 120. TOTAL TO FORM 990-EZ, LINE 16: 42,143.
FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETSDESCRIPTION: FIDELITY GAIN/LOSS. AMOUNT: 2,696.
FORM 990-EZ, PART II, LINE 24 - OTHER ASSETSDESCRIPTION: I-BOND. BEG. OF YEAR AMOUNT: 5,000. END OF YEAR AMOUNT: 5,000. DESCRIPTION: SECURITY DEPOSITS. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 2,415.
FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIESDESCRIPTION: CREDIT CARD. BEG. OF YEAR AMOUNT: 146. END OF YEAR AMOUNT: 1,399. DESCRIPTION: PAYROLL LIABILITIES. BEG. OF YEAR AMOUNT: 4,251. END OF YEAR AMOUNT: 26,533. DESCRIPTION: SECURITY DEPOSITS. BEG. OF YEAR AMOUNT: 3,025. END OF YEAR AMOUNT: 3,025. DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 551. END OF YEAR AMOUNT: 0.

Transfer Prsnl Bnft Contracts Decl TransferPrsnlBnftContractsDecl

FieldValueIRS element (for citing)
DeclarationTHE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.DeclarationDesc

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