AMERICAN ARMED FORCES MUTUAL AID ASSOCIATION: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization: AMERICAN ARMED FORCES MUTUAL AID ASSOCIATION (EIN 53-0213841)
Tax period: 2023-01-01 to 2023-12-31
Filed: 2024-05-10
IRS object ID: 202441319349303579
Schema version: 2023v5.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2024-05-10T14:36:52-05:00	ReturnTs
Tax Period End	2023-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	882730877	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CHERRY BEKAERT ADVISORY LLC	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	200 SOUTH 10TH ST STE 900	AddressLine1Txt
City	RICHMOND	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	23219	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2023-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	530213841	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	AMERICAN ARMED FORCES MUTUAL AID	BusinessNameLine1Txt
Business Name Line2	ASSOCIATION	BusinessNameLine2Txt

Field	Value	IRS element (for citing)
Business Name Control	AMER	BusinessNameControlTxt
Phone	7037074600	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	102 SHERIDAN AVENUE	AddressLine1Txt
City	FORT MYER	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	22211	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	MICHAEL J MEESE	PersonNm
Person Title	PRESIDENT	PersonTitleTxt
Phone	7037074600	PhoneNum
Signature	2024-05-07	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	MICHAEL	PersonFirstNm
Person Last	MEESE	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	Yes (1)	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	BREE-ANN WEIDNER	PreparerPersonNm
PTIN	P01319397	PTIN
Phone	8046735700	PhoneNum

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	2	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2023	TaxYr
Build TS	2023-04-26 12:10:37Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	MICHAEL J MEESE	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	102 SHERIDAN AVENUE	AddressLine1Txt
City	FORT MYER	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	22211	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$310,290,556	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.AAFMAA.COM	WebsiteAddressTxt
Type Of Organization Assoc	Yes (X)	TypeOfOrganizationAssocInd
Formation	1879	FormationYr
Legal Domicile State	VA	LegalDomicileStateCd
Activity Or Mission	SEE SCHEDULE O	ActivityOrMissionDesc
Voting Members Governing Body	14	VotingMembersGoverningBodyCnt
Voting Members Independent	13	VotingMembersIndependentCnt
Total Employee	185	TotalEmployeeCnt
Total Volunteers	0	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$52,724,290	PYProgramServiceRevenueAmt
CY Program Service Revenue	$68,719,547	CYProgramServiceRevenueAmt
PY Investment Income	$65,942,366	PYInvestmentIncomeAmt
CY Investment Income	$47,081,557	CYInvestmentIncomeAmt
PY Other Revenue	$11,988,204	PYOtherRevenueAmt
CY Other Revenue	$9,437,367	CYOtherRevenueAmt
PY Total Revenue	$130,654,860	PYTotalRevenueAmt
CY Total Revenue	$125,238,471	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$84,814,258	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$82,179,651	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$20,697,566	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$19,841,751	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$23,394,760	PYOtherExpensesAmt
CY Other Expenses	$24,551,133	CYOtherExpensesAmt
PY Total Expenses	$128,906,584	PYTotalExpensesAmt
CY Total Expenses	$126,572,535	CYTotalExpensesAmt
PY Revenues Less Expenses	$1,748,276	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	-$1,334,064	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,304,493,618	TotalAssetsBOYAmt
Total Assets EOY	$1,299,077,223	TotalAssetsEOYAmt
Total Liabilities BOY	$93,022,766	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$85,970,264	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$1,211,470,852	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$1,213,106,959	NetAssetsOrFundBalancesEOYAmt
Mission	AAFMAA'S MISSION IS TO HELP ENSURE THE FINANCIAL SECURITY AND INDEPENDENCE OF THE MEMBERS OF THE AMERICAN ARMED FORCES COMMUNITY BY PROVIDING INSURANCE AND OTHER BENEFITS.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	AAFMAA'S PRIMARY ACTIVITY IS TO PROVIDE LIFE INSURANCE FOR THOSE INDIVIDUALS WHO QUALIFY UNDER THE INTERNAL REVENUE CODE (IRC) SECTION 501(C)(23) DEFINITION, WHICH MEANS THEY MUST BE PRESENT OR PAST MEMBERS OF THE UNITED STATES ARMED FORCES OR THEIR FAMILY MEMBERS. IN ADDITION, AAFMAA PROVIDES ASSISTANCE TO MEMBERS WITH MILITARY BENEFITS, RETIREMENT PLANNING, VETERANS ADMINISTRATION (VA) CLAIM PROCESSING, AND DOCUMENT STORAGE IN BOTH ITS PHYSICAL AND DIGITAL VAULTS. IT ALSO PROVIDES SURVIVOR ASSISTANCE FOR FAMILIES OF MILITARY MEMBERS TO ENSURE THAT SURVIVING FAMILY MEMBERS OBTAIN THEIR LIFE INSURANCE BENEFITS, SOCIAL SECURITY BENEFITS, VA BENEFITS, AND ALL OTHER APPROPRIATE ENTITLEMENTS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	AAFMAA WEALTH MANAGEMENT & TRUST LLC, A WHOLLY OWNED SUBSIDIARY FORMED IN 2012 AS A NORTH CAROLINA TRUST COMPANY AND REGULATED BY THE NORTH CAROLINA COMMISSIONER OF BANKS, PROVIDES FINANCIAL PLANNING, INVESTMENT MANAGEMENT, AND TRUST SERVICES TO THOSE QUALIFIED FOR AAFMAA SERVICES UNDER IRC SECTION 501(C)(23).	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	AAFMAA MORTGAGE SERVICES LLC, A WHOLLY OWNED SUBSIDIARY FORMED IN 2016 AND REGULATED BY THE NORTH CAROLINA COMMISSIONER OF BANKS, OFFERS VETERAN ADMINISTRATION (VA), FEDERAL HOUSING ADMINISTRATION (FHA), CONVENTIONAL, AND OTHER RESIDENTIAL MORTGAGE PRODUCTS TO THOSE QUALIFIED FOR AAFMAA SERVICES UNDER SECTION 501(C)(23).	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	Yes (1)	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	Yes (1)	RelatedEntityInd
Related Organization Ctrl Ent	Yes (1)	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	Yes (1)	TransactionWithControlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	1898	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	185	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	14	GoverningBodyVotingMembersCnt
Independent Voting Member	13	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	0	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ASSOCIATION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	7037074600	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	102 SHERIDAN AVENUE	AddressLine1Txt
City	FORT MYER	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	22211	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (35 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
MICHAEL J MEESE
PRESIDENT	40.00	Yes (X)	Yes (X)	$348,399	$0	$35,430
GEN DENNIS J REIMER
CHAIR	2.00	Yes (X)		$0	$0	$0
LTG JOHN A DUBIA
DIRECTOR/CHAIR MEMBERSHIP	2.00	Yes (X)		$0	$0	$0
MG WILLIAM M MATZ
DIRECTOR/CHAIR FINANCE COM	2.00	Yes (X)		$0	$0	$0
MG RODNEY O ANDERSON
DIRECTOR	2.00	Yes (X)		$0	$0	$0
CW3 ROBIN H BOUDIETTE JR
DIRECTOR	2.00	Yes (X)		$0	$0	$0
MG JOHN G FERRARI
DIRECTOR	2.00	Yes (X)		$0	$0	$0
BRIG GEN JONATHAN D GEORGE
DIRECTOR	2.00	Yes (X)		$0	$0	$0
CSM GEORGE L HORVATH III
DIRECTOR	2.00	Yes (X)		$0	$0	$0
CMSGT LEWIS E MONROE III
DIRECTOR	2.00	Yes (X)		$0	$0	$0
BGEN DAVID G REIST
DIRECTOR	2.00	Yes (X)		$0	$0	$0
COL ELISABETH J STRINES
DIRECTOR	2.00	Yes (X)		$0	$0	$0
LTG GUY C SWAN
DIRECTOR	2.00	Yes (X)		$0	$0	$0
LTG KEITH C WALKER
DIRECTOR	2.00	Yes (X)		$0	$0	$0
GERALD T QUINN
COO & SECRETARY	40.00		Yes (X)	$325,239	$0	$42,358
MARK MATSUURA
CFO & TREASURER	40.00		Yes (X)	$211,162	$0	$18,451
CHARLENE G WILDE
SR VICE PRESIDENT & ASST SECRETARY	40.00		Yes (X)	$162,680	$0	$11,347
JAMES J HAVENER
PRESIDENT, AMS	40.00			$317,792	$0	$46,418	Yes (X)
STEPHEN C MANNELL
PRESIDENT, AWMT	40.00			$321,730	$0	$16,380	Yes (X)
ROBERT GREENBAUM
CHIEF MARKETING OFFICER, AMS	40.00			$269,742	$0	$46,189	Yes (X)
CHARLES B BETANCOURT
COO, AP	40.00			$298,779	$0	$13,445	Yes (X)
AMARISH PATHAK
CHIEF TECHNOLOGY OFFFICER, AMS	40.00			$287,200	$0	$12,924	Yes (X)
STACEY DANIELS
EVP & COO, AMS	40.00			$263,083	$0	$33,067	Yes (X)
DANIEL J MCLAUGHLIN
CFO, AWMT	40.00			$253,748	$0	$14,015	Yes (X)
KEVIN KINCAID
CHIEF MARKETING OFFICER	40.00			$217,654	$0	$48,175	Yes (X)
JOHN J SHIVAR
VP BUSINESS DEVELOPMENT, AWMT	40.00			$223,495	$0	$19,339	Yes (X)
STEVEN J SCHNIPPEL
CONTROLLER, AP	40.00			$212,322	$0	$11,778	Yes (X)
NIRA P SERPA
CONTROLLER	40.00			$180,673	$0	$38,454	Yes (X)
CLIFTON BROWN
VP, INSURANCE OPERATIONS	40.00			$170,680	$0	$20,170	Yes (X)
MITCHELL KR TURNER
CHIEF INFORMATION OFFICER	40.00			$157,554	$0	$21,971	Yes (X)
COREY K RIGGS
SALES MANAGER, AMS	40.00			$182,019	$0	$40,160		Yes (X)
MATTHEW V WATSON
COMMERCIAL PORTFOLIO MANAGER, AMS	40.00			$180,598	$0	$17,183		Yes (X)
JOSHUA M SCHNELLE
RELATIONSHIP MANAGER, AWMT	40.00			$168,943	$0	$20,596		Yes (X)
PETER ST DENIS
PORTFOLIO MANAGER, AWMT	40.00			$183,100	$0	$7,574		Yes (X)
PAUL E JABLANSKY
CHIEF INVESTMENT OFFICER, AWMT	40.00			$165,881	$0	$14,635		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$5,102,473	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$550,059	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	51	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
METROSTAR SYSTEMS INC
1856 OLD RESTON AVE SUITE 100	RESTON	VA	20190	IT SERVICES	$4,093,059
SAPIENS AMERICAS CORP
PO BOX 17182	PALATINE	IL	60055	IT SERVICES	$1,749,316
AMERICAN PARA PROF SYSTEMS INC
PO BOX 2487	HICKSVILLE	NY	11801	UNDERWRITING	$572,293
JOURNEYTEAM LLC
121 WEST ELECTION RD STE 300	DRAPER	UT	84020	IT SERVICES	$366,976
CLINICAL REFERENCE LABORATORY
PO BOX 802273	KANSAS CITY	MO	64180	UNDERWRITING	$253,683

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	10	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
PREMIUM REVENUE	524113	$48,420,459	$48,420,459
AMORTIZATION OF RESERV	524113	$11,719,391	$11,719,391
PROGRAM RELATED INVEST	523000	$7,978,027	$7,978,027
LOAN FEES	524113	$535,651	$535,651
MEMBERSHIP FEE FOR SVC	524113	$66,019	$66,019

Field	Value	IRS element (for citing)
Total Program Service Revenue	$68,719,547	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$41,882,114	TotalRevenueColumnAmt
Exclusion	$41,882,114	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$23,175,445	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$20,455,478	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$2,719,967	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,719,967	TotalRevenueColumnAmt
Exclusion	$2,719,967	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$169,788,511	SecuritiesAmt
Other	$7,539	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$164,547,872	SecuritiesAmt
Other	$48,735	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$5,240,639	SecuritiesAmt
Other	-$41,196	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$5,199,443	TotalRevenueColumnAmt
Exclusion	$5,199,443	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	WEALTH MGMT INCOME	Desc
Business	523940	BusinessCd
Total Revenue Column	$6,717,400	TotalRevenueColumnAmt
Related Or Exempt Func Income	$6,717,400	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$6,717,400	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$125,238,471	TotalRevenueColumnAmt
Related Or Exempt Func Income	$75,436,947	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$49,801,524	ExclusionAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$82,179,651	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$4,671,842	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$12,490,576	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$296,039	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$1,625,759	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$757,535	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$133,446	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$124,820	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$6,162,480	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$1,236,953	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,591,760	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,701,061	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$4,738,798	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$1,221,271	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$157,048	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$275,047	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$2,058,726	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$2,053,238	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$248,608	TotalAmt

Other Expenses OtherExpensesGrp (3 entries)

DescDesc	TotalTotalAmt
BAD DEBT ON LOANS	$2,498,946
MEMBERSHIPS/SPONSORSHIP	$184,056
REPAIRS AND MAINTENANCE	$112,230

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$52,645	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$126,572,535	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$1,300,951	BOYAmt
EOY	$11,944	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$19,359,903	BOYAmt
EOY	$27,789,874	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$6,793,054	BOYAmt
EOY	$5,583,295	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$126,389,622	BOYAmt
EOY	$146,031,572	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$425,865	BOYAmt
EOY	$368,271	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$281,846,759	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$62,154,150	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$223,269,921	BOYAmt
EOY	$219,692,609	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$634,098,610	BOYAmt
EOY	$576,000,211	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$278,594,204	BOYAmt
EOY	$309,272,246	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$14,261,488	BOYAmt
EOY	$14,327,201	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,304,493,618	BOYAmt
EOY	$1,299,077,223	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$4,516,080	BOYAmt
EOY	$4,587,692	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$4,106,074	BOYAmt
EOY	$3,788,490	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$84,400,612	BOYAmt
EOY	$77,594,082	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$93,022,766	BOYAmt
EOY	$85,970,264	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$1,211,470,852	BOYAmt
EOY	$1,213,106,959	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,211,470,852	BOYAmt
EOY	$1,213,106,959	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,304,493,618	BOYAmt
EOY	$1,299,077,223	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	-$1,334,064	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$13,614,192	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	-$10,644,021	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	$82,859,770	InvestmentCostOrOtherBasisAmt
Book Value	$82,859,770	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	$193,669,254	InvestmentCostOrOtherBasisAmt
Other Cost Or Other Basis	$1,530,052	OtherCostOrOtherBasisAmt
Depreciation	$60,851,060	DepreciationAmt
Book Value	$134,348,246	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$26,219	OtherCostOrOtherBasisAmt
Book Value	$26,219	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$686,467	OtherCostOrOtherBasisAmt
Depreciation	$559,295	DepreciationAmt
Book Value	$127,172	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	$2,125,839	InvestmentCostOrOtherBasisAmt
Other Cost Or Other Basis	$949,158	OtherCostOrOtherBasisAmt
Depreciation	$743,795	DepreciationAmt
Book Value	$2,331,202	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$219,692,609	TotalBookValueLandBuildingsAmt

Invst Program Related Org InvstProgramRelatedOrgGrp (3 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
MEZZANINE REAL ESTATE LOANS	$54,844,168	C
MORTGAGE LOANS	$210,267,105	C
POLICY LOANS	$44,160,973	C

Field	Value	IRS element (for citing)
Total Book Value Program Rltd	$309,272,246	TotalBookValueProgramRltdAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDesc	AmtAmt
CUSTOMER AND TENANT DEPOSITS	$1,400,575
DEATH BENEFITS PAYABLE	$35,753,409
LEASE LIABILITIES	$520,335
OTHER LIABILITIES	$193,302
SETTLEMENT OPTIONS PAYABLE	$39,726,461

Field	Value	IRS element (for citing)
Total Liability	$77,594,082	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$113,313,963	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	$13,614,192	NetUnrealizedGainsInvstAmt
Other Revenue	-$17,283,142	OtherRevenueAmt
Revenue Not Reported	-$3,668,950	RevenueNotReportedAmt
Revenue Subtotal	$116,982,913	RevenueSubtotalAmt
Investment Expenses Not Incld	$6,162,480	InvestmentExpensesNotIncldAmt
Other Revenues Not Included	$2,093,078	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$8,255,558	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$125,238,471	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$101,033,835	TotExpnsEtcAuditedFinclStmtAmt
Other Expenses Included	-$2,093,078	OtherExpensesIncludedAmt
Expenses Not Reported	-$2,093,078	ExpensesNotReportedAmt
Expenses Subtotal	$103,126,913	ExpensesSubtotalAmt
Investment Expenses Not Incld2	$6,162,480	InvestmentExpensesNotIncld2Amt
Other Expenses Not Included	$17,283,142	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$23,445,622	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$126,572,535	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (5 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	AAFMAA IS A TAX-EXEMPT, NON-PROFIT ASSOCIATION AS DESCRIBED IN SECTION 501(C)(23) OF THE INTERNAL REVENUE CODE ("IRC"). THE INCOME AND EXPENSES OF AAFMAA, ALONG WITH ITS LLCS, ARE REPORTED ON ITS CONSOLIDATED FEDERAL INFORMATIONAL RETURN. ALTHOUGH AAFMAA IS TAX-EXEMPT, IT STILL EVALUATES UNCERTAINTY IN INCOME TAX POSITIONS BASED ON A MORE-LIKELY-THAN-NOT RECOGNITION STANDARD. IF THAT THRESHOLD IS MET, THE TAX POSITION IS THEN MEASURED AT THE LARGEST AMOUNT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED UPON ULTIMATE SETTLEMENT. AS OF DECEMBER 31, 2023 AND 2022, AAFMAA HAS EVALUATED ITS MATERIAL TAX POSITIONS AND DETERMINED THAT NO ACCRUALS FOR UNCERTAIN TAX POSITIONS ARE REQUIRED ON ITS STATUTORY-BASIS FINANCIAL STATEMENTS.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	EXPENSES NETTED AGAINST REVENUE IN FS -17,283,142.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	REVENUE NETTED AGAINST EXPENSES IN FS 2,093,078.
PART XII, LINE 2D - OTHER ADJUSTMENTS:	REVENUE NETTED AGAINST EXPENSES IN FS -2,093,078.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	EXPENSES NETTED AGAINST REVENUE IN FS 17,283,142.

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (22 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
MICHAEL J MEESE
PRESIDENT	$348,399	$0	$0	$0	$0	$0	$33,000	$0	$2,430	$0	$383,829	$0	$0	$0
GERALD T QUINN
COO & SECRETARY	$325,239	$0	$0	$0	$0	$0	$14,850	$0	$27,508	$0	$367,597	$0	$0	$0
JAMES J HAVENER
PRESIDENT, AMS	$310,792	$0	$7,000	$0	$0	$0	$14,670	$0	$31,748	$0	$364,210	$0	$0	$0
STEPHEN C MANNELL
PRESIDENT, AWMT	$318,230	$0	$3,500	$0	$0	$0	$14,500	$0	$1,880	$0	$338,110	$0	$0	$0
ROBERT GREENBAUM
CHIEF MARKETING OFFICER, AMS	$265,742	$0	$4,000	$0	$0	$0	$12,591	$0	$33,598	$0	$315,931	$0	$0	$0
CHARLES B BETANCOURT
COO, AP	$153,200	$0	$145,579	$0	$0	$0	$13,445	$0	$0	$0	$312,224	$0	$0	$0
AMARISH PATHAK
CHIEF TECHNOLOGY OFFFICER, AMS	$250,700	$0	$36,500	$0	$0	$0	$12,924	$0	$0	$0	$300,124	$0	$0	$0
STACEY DANIELS
EVP & COO, AMS	$259,083	$0	$4,000	$0	$0	$0	$3,284	$0	$29,783	$0	$296,150	$0	$0	$0
DANIEL J MCLAUGHLIN
CFO, AWMT	$251,648	$0	$2,100	$0	$0	$0	$11,493	$0	$2,522	$0	$267,763	$0	$0	$0
KEVIN KINCAID
CHIEF MARKETING OFFICER	$195,035	$0	$22,619	$0	$0	$0	$22,572	$0	$25,603	$0	$265,829	$0	$0	$0
JOHN J SHIVAR
VP BUSINESS DEVELOPMENT, AWMT	$168,316	$0	$55,179	$0	$0	$0	$8,795	$0	$10,544	$0	$242,834	$0	$0	$0
MARK MATSUURA
CFO & TREASURER	$211,162	$0	$0	$0	$0	$0	$9,635	$0	$8,816	$0	$229,613	$0	$0	$0
STEVEN J SCHNIPPEL
CONTROLLER, AP	$139,118	$0	$73,204	$0	$0	$0	$6,486	$0	$5,292	$0	$224,100	$0	$0	$0
COREY K RIGGS
SALES MANAGER, AMS	$39,933	$0	$142,086	$0	$0	$0	$8,554	$0	$31,606	$0	$222,179	$0	$0	$0
NIRA P SERPA
CONTROLLER	$180,673	$0	$0	$0	$0	$0	$8,582	$0	$29,872	$0	$219,127	$0	$0	$0
MATTHEW V WATSON
COMMERCIAL PORTFOLIO MANAGER, AMS	$161,598	$0	$19,000	$0	$0	$0	$8,235	$0	$8,948	$0	$197,781	$0	$0	$0
CLIFTON BROWN
VP, INSURANCE OPERATIONS	$170,680	$0	$0	$0	$0	$0	$17,350	$0	$2,820	$0	$190,850	$0	$0	$0
PETER ST DENIS
PORTFOLIO MANAGER, AWMT	$183,100	$0	$0	$0	$0	$0	$7,574	$0	$0	$0	$190,674	$0	$0	$0
JOSHUA M SCHNELLE
RELATIONSHIP MANAGER, AWMT	$48,468	$0	$120,475	$0	$0	$0	$8,018	$0	$12,578	$0	$189,539	$0	$0	$0
PAUL E JABLANSKY
CHIEF INVESTMENT OFFICER, AWMT	$165,881	$0	$0	$0	$0	$0	$3,349	$0	$11,286	$0	$180,516	$0	$0	$0
MITCHELL KR TURNER
CHIEF INFORMATION OFFICER	$142,554	$0	$15,000	$0	$0	$0	$4,089	$0	$17,882	$0	$179,525	$0	$0	$0
CHARLENE G WILDE
SR VICE PRESIDENT & ASST SECRETARY	$162,680	$0	$0	$0	$0	$0	$7,457	$0	$3,890	$0	$174,027	$0	$0	$0

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION:	THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO AID ITS MEMBERS AND FAMILIES BY PROVIDING INSURANCE AND OTHER BENEFITS.
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION'S MEMBERSHIP IS LIMITED TO: (I) ALL ACTIVE DUTY, GUARD, RESERVE OR RETIRED OR HONORABLY DISCHARGED MEMBERS OF THE UNITED STATES ARMED FORCES; (II) ATTENDEES AT ARMED FORCES SERVICE ACADEMIES; (III) RESERVE OFFICERS' TRAINING CORPS (ROTC) CADETS UNDER CONTRACT; OR (IV) AS FURTHER RESTRICTED BY THE BOARD OF DIRECTORS FROM TIME-TO-TIME FOR ANY OR ALL STATES, DISTRICTS, OR POSSESSIONS. MEMBERSHIP ELIGIBILITY REQUIREMENTS MAY VARY AMONG JURISDICTIONS.
FORM 990, PART VI, SECTION A, LINE 7A	THE AAFMAA CONSTITUTION SPECIFIES THAT THE MEMBERS OF THE BOARD OF DIRECTORS ARE ELECTED FROM AND BY THE MEMBERS OF THE ASSOCIATION AT THE ANNUAL MEETING, EACH OF WHOM ARE ELECTED FOR FOUR-YEAR TERMS (WITH ROUGHLY ONE-FOURTH OF THE DIRECTORS BEING ELECTED EACH YEAR). BETWEEN ANNUAL MEETINGS, THE AAFMAA CONSTITUTION SPECIFIES THAT ANY VACANCY MAY BE FILLED BY A MAJORITY VOTE OF THE BOARD. ANY PERSON SO APPOINTED BY THE BOARD WOULD ONLY SERVE UNTIL THE NEXT ANNUAL MEETING, UNLESS HE OR SHE IS ELECTED BY THE MEMBERS AT THAT MEETING. IN PRACTICE, SUGGESTIONS FOR MEMBERS OF THE BOARD CAN COME FROM ANY MEMBER. THEY ARE CONSIDERED BY A NOMINATING COMMITTEE, CONSISTING OF MEMBERS, WHO WOULD THEN NOMINATE PERSONS TO BE VOTED UPON BY THE ENTIRE MEMBERSHIP AT THE ANNUAL MEETING (OR BY PROXY).
FORM 990, PART VI, SECTION A, LINE 7B	THE AAFMAA CONSTITUTION MAY ONLY BE ALTERED OR AMENDED BY A TWO-THIRDS VOTE OF THE MEMBERS PRESENT OR PROPERLY REPRESENTED BY PROXY OR BALLOT OR OTHER MEANS GENERALLY AVAILABLE TO THE MEMBERS AT ANY MEETING OF THE MEMBERS OF THE ASSOCIATION, EXCEPT FOR AN AMENDMENT WHICH ONLY CHANGES THE DOMICILE OR NAME OF THE ASSOCIATION.
FORM 990, PART VI, SECTION B, LINE 11B	THE AAFMAA CONTROLLER, TREASURER, VP HUMAN RESOURCES, AND THE PRESIDENT REVIEW THE FORM 990 BEFORE IT IS FILED.
FORM 990, PART VI, SECTION B, LINE 12C	AAFMAA MAINTAINS A CONFLICT OF INTEREST STANDARD AND POLICY FOR DIRECTORS, CONSISTENT WITH THE VIRGINIA NONSTOCK CORPORATION ACT. TO RETAIN THEIR LIABILITY PROTECTION AND INDEMNIFICATION, DIRECTORS MAY NOT PARTICIPATE IN A "CONFLICT OF INTEREST TRANSACTION" AS A "NON-DISINTERESTED DIRECTOR". ANY DIRECTOR WHO BECOMES NON-DISINTERESTED MUST ADVISE THE OTHER DIRECTORS THAT HE OR SHE IS NON-DISINTERESTED WITH RESPECT TO THE APPLICABLE MATTER AND RECUSE HIMSELF OR HERSELF FROM VOTING IN ANY BOARD OR COMMITTEE MEETING ON ANY ACTION REGARDING AAFMAA AND THE APPLICABLE MATTER. THIS POLICY IS PROVIDED TO DIRECTORS AT EVERY DECEMBER BOARD MEETING THROUGH A MEMORANDUM FROM AAFMAA'S GENERAL COUNSEL. WITHIN THE MEMORANDUM THE GENERAL COUNSEL PROVIDES SPECIFIC GUIDANCE ON THE POLICY SO THAT DIRECTORS CAN RELY ON IT AS LEGAL ADVICE.
FORM 990, PART VI, SECTION B, LINE 15A	THE PRESIDENT'S SALARY IS BASED ON AN EXTERNAL, INDEPENDENT ASSESSMENT OF COMPARABLE POSITIONS IN SIMILAR SIZE ORGANIZATIONS. IT IS REVIEWED AND APPROVED ANNUALLY BY THE BOARD CHAIR. FOR ALL OTHER EMPLOYEES, THE PROCESS INCLUDES ANNUAL, WRITTEN REVIEWS AND PAY INCREASES DEPENDING UPON PERFORMANCE APPRAISALS. PAY INCREASES ARE WITHIN RANGES INITIALLY ESTABLISHED BY EXTERNAL COMPENSATION CONSULTANTS. RANGES ARE UPDATED ANNUALLY FOR INFLATION BUT NOT ANNUALLY FOR COMPARABILITY. RATINGS ARE COMPLETED CONTEMPORANEOUSLY AND FILED IN INDIVIDUAL PERSONNEL RECORDS. THIS PROCESS APPLIES TO ALL, NOT JUST OFFICERS OR KEY EMPLOYEES.
FORM 990, PART VI, SECTION C, LINE 19	THE ASSOCIATION'S ORGANIZING DOCUMENTS ARE PROVIDED TO MEMBERS ONLY. THE ASSOCIATION'S ANNUAL REPORT (INCLUDING AUDITED FINANCIAL INFORMATION) IS MADE AVAILABLE ON ITS WEBSITE.
FORM 990, PART XI, LINE 9:	CHANGE IN RESERVE -10,644,021.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp (29 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Total IncomeTotalIncomeAmt	End Of Year AssetsEndOfYearAssetsAmt	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt
AAFMAA PROPERTY LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	900927867	REAL ESTATE	VA	$2,719,966	$237,680,548	AMERICAN ARMED FORCES MUTUAL AID ASSOCIATION
AAFMAA WEALTH MANAGEMENT & TRUST LLC
639 EXECUTIVE PLACE STE 202	FAYETTEVILLE	NC	28305	460886762	WEALTH MANAGEMENT	NC	$7,412,175	$20,779,265	AMERICAN ARMED FORCES MUTUAL AID ASSOCIATION
AMERICAN MORTGAGE SERVICES LLC
639 EXECUTIVE PLACE STE 202	FAYETTEVILLE	NC	28305	475054706	MORTGAGE SERVICES	NC	$10,681,912	$154,334,661	AMERICAN ARMED FORCES MUTUAL AID ASSOCIATION
AP ANNAPOLIS ADMIRAL LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	364738654	REAL ESTATE	VA	$296,674	$19,860,870	AAFMAA PROPERTY LLC
AP ASSET SERVICES LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	854382990	REAL ESTATE	VA	$83,627	$453,879	AAFMAA PROPERTY LLC
AP BALTIMORE RAVEN LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	883150696	REAL ESTATE	DE	-$120	$7,272,075	AAFMAA PROPERTY LLC
AP CHANTILLY MEADOWS LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	473039055	REAL ESTATE	VA	-$190,513	$21,227,798	AAFMAA PROPERTY LLC
AP CHANTILLY RIDGEWOOD LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	814425536	REAL ESTATE	VA	-$1,052,836	$14,955,371	AAFMAA PROPERTY LLC
AP CHANTILLY VICTORY LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	844072304	REAL ESTATE	VA	$349,353	$32,911,464	AAFMAA PROPERTY LLC
AP DC SQUARE 4268 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	853593312	REAL ESTATE	VA	$1,922,577	$35,715,709	AAFMAA PROPERTY LLC
AP FAIR LAKES FEDERAL LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	853587501	REAL ESTATE	VA	-$732,748	$12,233,192	AAFMAA PROPERTY LLC
AP FAYETTEVILLE EXECUTIVE LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	800857637	REAL ESTATE	VA	$46,397	$3,609,631	AAFMAA PROPERTY LLC
AP LORTON TERMINAL LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	920257505	REAL ESTATE	DE	-$120	$7,333,193	AAFMAA PROPERTY LLC
AP PALM DESERT CERRITO LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	465078635	REAL ESTATE	VA	$107,065	$3,726,322	AAFMAA PROPERTY LLC
AP PALM DESERT ENTREPRENEUR LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	844841900	REAL ESTATE	VA	$33,700	$1,288,872	AAFMAA PROPERTY LLC
AP PALM DESERT MONTANAS LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	465088283	REAL ESTATE	VA	-$72,241	$3,467,844	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34100 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811060240	REAL ESTATE	VA	$37,663	$4,505,143	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34130 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811216654	REAL ESTATE	VA	$109,533	$3,456,910	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34160 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811122512	REAL ESTATE	VA	$90,400	$1,454,576	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34190 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811176730	REAL ESTATE	VA	$25,289	$1,664,498	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34220 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811241422	REAL ESTATE	VA	$29,737	$873,155	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34250 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811198784	REAL ESTATE	VA	$89,093	$2,441,694	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE 34280 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	811183197	REAL ESTATE	VA	$30,695	$2,035,921	AAFMAA PROPERTY LLC
AP PALM DESERT POINTE INDUSTRIAL LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	843271153	REAL ESTATE	VA	$314,899	$10,833,348	AAFMAA PROPERTY LLC
AP PALM DESERT RETAIL LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	474063055	REAL ESTATE	VA	$245,928	$6,284,865	AAFMAA PROPERTY LLC
AP PALM DESERT VILLAGE LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	462529759	REAL ESTATE	VA	-$25,742	$6,099,531	AAFMAA PROPERTY LLC
AP PALM DESERT VILLAGE5 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	832701479	REAL ESTATE	VA	-$157,807	$3,229,303	AAFMAA PROPERTY LLC
AP PALM DESERT VILLAGE6 LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	832714113	REAL ESTATE	VA	$26,064	$3,267,947	AAFMAA PROPERTY LLC
AP RESTON CAMPUS LLC
1856 OLD RESTON AVENUE STE 300W	RESTON	VA	20190	264249351	REAL ESTATE	VA	$705,519	$20,155,004	AAFMAA PROPERTY LLC

Id Related Org Txbl Partnership IdRelatedOrgTxblPartnershipGrp (2 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt	Predominant Income TypePredominantIncomeTypeTxt	Share Of Total IncomeShareOfTotalIncomeAmt	Share Of EOY AssetsShareOfEOYAssetsAmt	Disproportionate AllocationsDisproportionateAllocationsInd	General Or Managing PartnerGeneralOrManagingPartnerInd	OwnershipOwnershipPct
2700 LR HOLDINGS LLC
4421 EAST WEST HWY	BETHESDA	MD	20814	882823965	REAL ESTATE	MD	AP BALTIMORE RAVEN LLC	EXCLUDED	$26,608	$7,232,351	0	0	0.97060
8219 TERMINAL RD HOLDINGS LLC
4421 EAST WEST HWY	BETHESDA	MD	20814	883589640	REAL ESTATE	MD	AP LORTON TERMINAL LLC	EXCLUDED	$381,251	$7,713,373	0	0	0.91110

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	0	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	Yes (1)	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	0	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	0	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	0	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	0	DivRelatedOrganizationInd
Asset Sale To Other Org	0	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	0	AssetPurchaseFromOtherOrgInd
Asset Exchange	0	AssetExchangeInd
Rental Of Facilities To Oth Org	0	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	0	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	0	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	0	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	0	SharingOfFacilitiesInd
Paid Employees Sharing	0	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	0	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	0	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	0	TransferToOtherOrgInd
Transfer From Other Org	0	TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp

Other Organization Name OtherOrganizationName

Field	Value	IRS element (for citing)
Business Name Line1	2700 LR HOLDINGS LLC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Transaction Type	B	TransactionTypeTxt
Involved	$679,664	InvolvedAmt
Method Of Amount Determination	CASH	MethodOfAmountDeterminationTxt