REDWOOD CREDIT UNION COMMUNITY FUND INC: Form 990, tax year 2025

View the entire original 990 at ProPublica ↗

Organization
REDWOOD CREDIT UNION COMMUNITY FUND INC (EIN 47-5084832)
Tax period
2025-01-01 to 2025-12-31
Filed
2026-08-18
IRS object ID
202612309349302346
Schema version
2025v4.2
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2026-08-18T11:19:14-05:00ReturnTs
Tax Period End2025-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN390859910PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1BAKER TILLY ADVISORY GROUP LPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1333 BUSH STREET STE 1000AddressLine1Txt
CitySAN FRANCISCOCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94104ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2025-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN475084832EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1REDWOOD CREDIT UNION COMMUNITY FUNDBusinessNameLine1Txt
Business Name Line2INCBusinessNameLine2Txt
FieldValueIRS element (for citing)
Business Name ControlREDWBusinessNameControlTxt
Phone7075765265PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line13033 CLEVELAND AVENUE 100AddressLine1Txt
CitySANTA ROSACityNm
State AbbreviationCAStateAbbreviationCd
ZIP95403ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonJOSH STOLTZFUSPersonNm
Person TitleTREASURERPersonTitleTxt
Phone7075765265PhoneNum
Signature2026-08-05SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonWENDY CAMPOSPreparerPersonNm
PTINP00448102PTIN
Phone4159561500PhoneNum
Preparation2026-07-21PreparationDt
FieldValueIRS element (for citing)
Tax2025TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerMISHEL KAUFMANPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line13033 CLEVELAND AVENUE 100AddressLine1Txt
CitySANTA ROSACityNm
State AbbreviationCAStateAbbreviationCd
ZIP95403ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$2,089,325GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressWWW.RCUCOMMUNITYFUND.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation2015FormationYr
Legal Domicile StateCALegalDomicileStateCd
Activity Or MissionHELPING TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES.ActivityOrMissionDesc
Voting Members Governing Body5VotingMembersGoverningBodyCnt
Voting Members Independent0VotingMembersIndependentCnt
Total Employee0TotalEmployeeCnt
Total Volunteers5TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$1,176,175PYContributionsGrantsAmt
CY Contributions Grants$1,015,781CYContributionsGrantsAmt
PY Program Service Revenue$0PYProgramServiceRevenueAmt
CY Program Service Revenue$0CYProgramServiceRevenueAmt
PY Investment Income$231,316PYInvestmentIncomeAmt
CY Investment Income$342,001CYInvestmentIncomeAmt
PY Other Revenue-$2,500PYOtherRevenueAmt
CY Other Revenue$1,372CYOtherRevenueAmt
PY Total Revenue$1,404,991PYTotalRevenueAmt
CY Total Revenue$1,359,154CYTotalRevenueAmt
PY Grants And Similar Paid$702,714PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$797,818CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$0PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$0CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$63,699PYOtherExpensesAmt
CY Other Expenses$53,915CYOtherExpensesAmt
PY Total Expenses$766,413PYTotalExpensesAmt
CY Total Expenses$851,733CYTotalExpensesAmt
PY Revenues Less Expenses$638,578PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$507,421CYRevenuesLessExpensesAmt
Total Assets BOY$10,243,774TotalAssetsBOYAmt
Total Assets EOY$11,140,778TotalAssetsEOYAmt
Total Liabilities BOY$536,986TotalLiabilitiesBOYAmt
Total Liabilities EOY$482,574TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$9,706,788NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$10,658,204NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionREDWOOD CREDIT UNION COMMUNITY FUND, INC. WILL HELP TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. OUR APPROACH IS TO BE RESPECTFUL AND INTENTIONAL IN OUR GIVING. WE EXIST TO MEET THE NEEDS OF OTHERS.MissionDesc
Significant New Program SrvcYes (1)SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
Expense$313,146ExpenseAmt
Grant$313,146GrantAmt
Revenue$0RevenueAmt
DescCOMMUNITY WELLNESS - COMMUNITY WELLNESS INCLUDING HOUSING.Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

FieldValueIRS element (for citing)
Expense$259,098ExpenseAmt
Grant$259,098GrantAmt
Revenue$0RevenueAmt
DescDOWN PAYMENT ASSISTANCE - REDWOOD CREDIT UNION COMMUNITY FUND PROVIDES DOWN PAYMENT ASSISTANCE GRANTS TO HELP MAKE HOMEOWNERSHIP MORE ACCESSIBLE FOR INDIVIDUALS AND FAMILIES WHO CAN AFFORD MONTHLY HOUSING COSTS BUT FACE CHALLENGES SAVING FOR A DOWN PAYMENT. THIS PROGRAM BRIDGES A CRITICAL FINANCIAL GAP BY OFFERING TARGETED SUPPORT THAT ENABLES QUALIFIED MEMBERS TO ACHIEVE SUSTAINABLE HOMEOWNERSHIP. THROUGH THIS ASSISTANCE, WE PROMOTE FINANCIAL STABILITY, EXPAND ACCESS TO HOUSING OPPORTUNITIES, AND STRENGTHEN LONGTERM COMMUNITY WELLBEING.Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

FieldValueIRS element (for citing)
Expense$134,574ExpenseAmt
Grant$134,574GrantAmt
Revenue$0RevenueAmt
DescEMPLOYEE GIVING CAMPAIGN - EMPLOYEES OF REDWOOD CREDIT UNION MAY DONATE TO THE ORGANIZATION THROUGH PAYROLL DEDUCTION AND DESIGNATE THE GRANTEE RECIPIENTS THAT ARE 501(C)(3) PUBLIC CHARITIES.Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp (2 entries)

ExpenseExpenseAmtGrantGrantAmtRevenueRevenueAmtDescDesc
$78,500$78,500$0FINANCIAL WELLNESS - FINANCIAL LITERACY INITIATIVES TO EDUCATE PEOPLE OF ALL AGES IN ESSENTIAL MONEY MANAGEMENT SKILLS.
$12,500$12,500$0DISASTER AND FIRE RELIEF - TO HELP RETURN THE HEALTH AND VIBRANCY TO COMMUNITIES AFFECTED BY NATURAL DISASTERS. THIS PROGRAM PROVIDES SUPPORT TO PARTNER ORGANIZATIONS IN AFFECTED AREAS AS WELL AS DIRECT SUPPORT TO INDIVIDUALS AND FAMILIES.
FieldValueIRS element (for citing)
Total Other Prog Srvc Expense$91,000TotalOtherProgSrvcExpenseAmt
Total Other Prog Srvc Grant$91,000TotalOtherProgSrvcGrantAmt
Total Other Prog Srvc Revenue$0TotalOtherProgSrvcRevenueAmt
Total Program Service Expenses$797,818TotalProgramServiceExpensesAmt
Described In Section501c3Yes (1)DescribedInSection501c3Ind
Schedule B RequiredYes (1)ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Lobbying Activities0LobbyingActivitiesInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other Liabilities0ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt0ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign ActivitiesYes (1)ForeignActivitiesInd
More Than5000 K To OrgYes (1)MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising ActivitiesYes (1)FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To OrganizationsYes (1)GrantsToOrganizationsInd
Grants To IndividualsYes (1)GrantsToIndividualsInd
Schedule J Required0ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Engaged In Excess Benefit Trans0EngagedInExcessBenefitTransInd
PY Excess Benefit Trans0PYExcessBenefitTransInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent0BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded Entity0DisregardedEntityInd
Related EntityYes (1)RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org0TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document2IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee0EmployeeCnt
Unrelated Bus Incm Over Limit0UnrelatedBusIncmOverLimitInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Quid Pro Quo Contributions0QuidProQuoContributionsInd
Form8282 Property Disposed Of0Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct0RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct0PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt0SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members5GoverningBodyVotingMembersCnt
Independent Voting Member0IndependentVotingMemberCnt
Family Or Business RlnYes (1)FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or Stockholders0MembersOrStockholdersInd
Election Of Board Members0ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (1)MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEO0CompensationProcessCEOInd
Compensation Process Other0CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
States Where Copy Of Return Is FldCAStatesWhereCopyOfReturnIsFldCd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1JOSH STOLTZFUSBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone7075765265PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line13033 CLEVELAND AVENUE 100AddressLine1Txt
CitySANTA ROSACityNm
State AbbreviationCAStateAbbreviationCd
ZIP95403ZIPCd
FieldValueIRS element (for citing)
Info In Schedule O Part VIIYes (X)InfoInScheduleOPartVIIInd
No Listed Persons CompensatedYes (X)NoListedPersonsCompensatedInd

Form990 Part VII Section A Form990PartVIISectionAGrp (7 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmt
MISHEL KAUFMAN
PRESIDENT2.001.50Yes (X)Yes (X)$0$0$0
JOSE ALVAREZ
VICE PRESIDENT0.251.50Yes (X)Yes (X)$0$0$0
JOSH STOTLZFUS
TREASURER (AS OF 03/25)1.001.50Yes (X)Yes (X)$0$0$0
DAN MOYLAN
TREASURER (THRU 03/25)1.001.50Yes (X)Yes (X)$0$0$0
TRACY CONDRON
SECRETARY0.251.50Yes (X)Yes (X)$0$0$0
MATT MARTIN
DIRECTOR0.251.50Yes (X)$0$0$0
MATT METZGER
DIRECTOR (THRU 09/25)0.251.50Yes (X)$0$0$0
FieldValueIRS element (for citing)
Total Reportable Comp From Org$0TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$0TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K0IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K0TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd
Cntrct Rcvd Greater Than100 K0CntrctRcvdGreaterThan100KCnt
Fundraising$28,365FundraisingAmt
Related Organizations$582,500RelatedOrganizationsAmt
All Other Contributions$404,916AllOtherContributionsAmt
Total Contributions$1,015,781TotalContributionsAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$218,069TotalRevenueColumnAmt
Exclusion$218,069ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Securities$849,837SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Securities$725,905SecuritiesAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Securities$123,932SecuritiesAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$123,932TotalRevenueColumnAmt
Exclusion$123,932ExclusionAmt
FieldValueIRS element (for citing)
Fundraising Gross Income$5,638FundraisingGrossIncomeAmt
Contri Rpt Fundraising Event$28,365ContriRptFundraisingEventAmt
Fundraising Direct Expenses$4,266FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,372TotalRevenueColumnAmt
Exclusion$1,372ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,359,154TotalRevenueColumnAmt
Related Or Exempt Func Income$0RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$0UnrelatedBusinessRevenueAmt
Exclusion$343,373ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$495,909TotalAmt
Program Services$495,909ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$281,909TotalAmt
Program Services$281,909ProgramServicesAmt

Foreign Grants ForeignGrantsGrp

FieldValueIRS element (for citing)
Total$20,000TotalAmt
Program Services$20,000ProgramServicesAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$6,000TotalAmt
Management And General$6,000ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$5,250TotalAmt
Management And General$5,250ManagementAndGeneralAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$16,705TotalAmt
Management And General$16,705ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$25,944TotalAmt
Management And General$25,944ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$399TotalAmt
Management And General$399ManagementAndGeneralAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$1,081TotalAmt
Management And General$1,081ManagementAndGeneralAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total-$4,107TotalAmt
Management And General-$4,107ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp

FieldValueIRS element (for citing)
DescMERCHANT FEEDesc
Total$713TotalAmt
Management And General$713ManagementAndGeneralAmt

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$1,930TotalAmt
Management And General$1,930ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$851,733TotalAmt
Program Services$797,818ProgramServicesAmt
Management And General$53,915ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$755,490BOYAmt
EOY$235,596EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$3,367,377BOYAmt
EOY$3,662,895EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$750BOYAmt
EOY$0EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$23,900LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$23,900LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
BOY$6,120,157BOYAmt
EOY$6,842,287EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$400,000EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$10,243,774BOYAmt
EOY$11,140,778EOYAmt

Grants Payable GrantsPayableGrp

FieldValueIRS element (for citing)
BOY$536,986BOYAmt
EOY$482,574EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$536,986BOYAmt
EOY$482,574EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$9,706,188BOYAmt
EOY$10,657,604EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$600BOYAmt
EOY$600EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$9,706,788BOYAmt
EOY$10,658,204EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$10,243,774BOYAmt
EOY$11,140,778EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$507,421ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst$443,995NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS Audited0FSAuditedInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Public Organization170Yes (X)PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$1,382,125CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$1,139,688CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$146,463CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$1,176,175CurrentTaxYearMinus1YearAmt
Current Tax Year$1,015,781CurrentTaxYearAmt
Total$4,860,232TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$1,382,125CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$1,139,688CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$146,463CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$1,176,175CurrentTaxYearMinus1YearAmt
Current Tax Year$1,015,781CurrentTaxYearAmt
Total$4,860,232TotalAmt
FieldValueIRS element (for citing)
Substantial Contributors Tot$3,675,128SubstantialContributorsTotAmt
Public Support Total170$1,185,104PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$114,628CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$104,614CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$178,611CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$203,115CurrentTaxYearMinus1YearAmt
Current Tax Year$218,069CurrentTaxYearAmt
Total$819,037TotalAmt

Unrelated Business Net Incm170 UnrelatedBusinessNetIncm170Grp

FieldValueIRS element (for citing)
Current Tax Year$1,372CurrentTaxYearAmt
Total$1,372TotalAmt
FieldValueIRS element (for citing)
Total Support$5,680,641TotalSupportAmt
Public Support CY1700.20860PublicSupportCY170Pct
Public Support PY1700.20630PublicSupportPY170Pct
Ten Pct Facts Crcmstncs Test CYYes (X)TenPctFactsCrcmstncsTestCYInd
Facts And Circumstances TestREDWOOD CREDIT UNION COMMUNITY FUND, INC.'S (THE "FUND") PRIMARY SOURCES OF SUPPORT ARE FROM THE EMPLOYEE GIVING CAMPAIGN OF REDWOOD CREDIT UNION (RCU) AND CONTRIBUTIONS FROM RCU DIRECTLY. RCU IS A RELATED TAX-EXEMPT ORGANIZATION THAT OPERATES AS A STATE CHARTERED CREDIT UNION. THE FUND ALSO MAINTAINS SOLICITATION EFFORTS WITH THE COMMUNITY AT LARGE FROM INDIVIDUALS, ORGANIZATIONS WITHIN THE COMMUNITY, GOVERNMENTAL UNITS, AND OTHER PUBLIC CHARITIES. THE FUND'S GOVERNING BODY IS COMPRISED OF OFFICERS OF RCU, WHO VOLUNTEER THEIR TIME TO OVERSEE THE FUND'S ACTIVITIES WITH THE INTEREST OF SERVING THE BROADER COMMUNITY IN LINE WITH THE FUND'S MISSION. THE FUND HAD TWO YEARS WHERE A SUBSTANTIAL AMOUNT OF PUBLIC SUPPORT WAS RECEIVED TO SUPPORT FIRE RELIEF EFFORTS IN NORTHERN CALIFORNIA. IN RESPONSE TO THIS FUNDING CHANGE, THE FUND ESTABLISHED THE EMPLOYEE GIVING CAMPAIGN IN 2021 TO INCREASE ITS SOURCES OF PUBLIC SUPPORT AND WORKED THROUGH TAX PLANNING OPTIONS WITH A PUBLIC ACCOUNTING FIRM TO IMPROVE ITS PUBLIC SUPPORT PERCENTAGE. FOR THE TAX YEAR ENDED DECEMBER 31, 2025, THE FUND'S PUBLIC SUPPORT PERCENTAGE WAS GREATER THAN 10% AND THE FUND EXPECTS THE PUBLIC SUPPORT PERCENTAGE TO INCREASE OVER THE NEXT COUPLE OF YEARS SO THAT IT IS GREATER THAN 33 1/3% PUBLICLY SUPPORTED.FactsAndCircumstancesTestTxt

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule D IRS990ScheduleD

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$23,900OtherCostOrOtherBasisAmt
Depreciation$23,900DepreciationAmt
Book Value$0BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$0TotalBookValueLandBuildingsAmt

Schedule F IRS990ScheduleF

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Account Activities Outside US AccountActivitiesOutsideUSGrp

FieldValueIRS element (for citing)
RegionSUB-SAHARAN AFRICARegionTxt
Offices0OfficesCnt
Employee0EmployeeCnt
Type Of Activities ConductedGRANTS TO RECIPIENTS LOCATED IN THE REGIONTypeOfActivitiesConductedTxt
Region Total Expenditures$20,000RegionTotalExpendituresAmt
FieldValueIRS element (for citing)
Subtotal Offices0SubtotalOfficesCnt
Subtotal Employees0SubtotalEmployeesCnt
Continuation Total Office0ContinuationTotalOfficeCnt
Continuation Total Employee0ContinuationTotalEmployeeCnt
Total Office0TotalOfficeCnt
Total Employee0TotalEmployeeCnt
Subtotal Spent$20,000SubtotalSpentAmt
Continuation Spent$0ContinuationSpentAmt
Total Spent$20,000TotalSpentAmt

Grants To Org Outside US GrantsToOrgOutsideUSGrp

FieldValueIRS element (for citing)
RegionSUB-SAHARAN AFRICARegionTxt
Purpose Of GrantCOMMUNITY WELLNESSPurposeOfGrantTxt
Cash Grant$20,000CashGrantAmt
Manner Of Cash DisbursementCASHMannerOfCashDisbursementTxt
Non Cash Assistance$0NonCashAssistanceAmt
FieldValueIRS element (for citing)
Total501c3 Org1Total501c3OrgCnt
Total Other Org0TotalOtherOrgCnt
Transfer To Foreign Corp0TransferToForeignCorpInd
Interest In Foreign Trust0InterestInForeignTrustInd
Foreign Corp Ownership0ForeignCorpOwnershipInd
Passive Foreign Investmest Co0PassiveForeignInvestmestCoInd
Foreign Partnership0ForeignPartnershipInd
Boycott Countries0BoycottCountriesInd

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART I, LINE 2:GRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED.
PART I, LINE 3:ACCOUNTING METHOD FOR EXPENDITURES OUTSIDE THE US: ACCRUAL BASIS

Schedule G IRS990ScheduleG

Fundraising Event Information FundraisingEventInformationGrp

FieldValueIRS element (for citing)
Gross Receipts Event1$34,003GrossReceiptsEvent1Amt
Charitable Contri Event1$28,365CharitableContriEvent1Amt
Gross Revenue Event1$5,638GrossRevenueEvent1Amt
Other Direct Expenses Event1$4,266OtherDirectExpensesEvent1Amt
Gross Receipts Total$34,003GrossReceiptsTotalAmt
Charitable Contributions Tot$28,365CharitableContributionsTotAmt
Gross Revenue Total Events$5,638GrossRevenueTotalEventsAmt
Oth Direct Expnss Total Events$4,266OthDirectExpnssTotalEventsAmt
Direct Expense Summary Events$4,266DirectExpenseSummaryEventsAmt
Net Income Summary$1,372NetIncomeSummaryAmt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Recipient Table RecipientTable (16 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtPurpose Of GrantPurposeOfGrantTxt
NORTH BAY CHILDREN'S CENTER
932 C STREETNOVATOCA94949943024246501(C)(3)$210,000$0BRIGHT FUTURES CAPITAL CAMPAIGN
UPVALLEY FAMILY CENTERS
1440 SPRING STREETST HELENACA94574800023012501(C)(3)$20,000$0SUPPORT FOR THE ECONOMIC SUCCESS PROGAM
PUERTAS ABIERTAS COMMUNITY RESOURCE CENTER
952 NAPA STREETNAPACA94559203126333501(C)(3)$15,000$0SUPPORT FINANCIAL LITERACY PROGRAMMING
SIMPLE GESTURE SYSTEMS INC
4845 KLEAM COURTSANTA ROSACA95405334809573501(C)(3)$12,832$0SUPPORT FOOD COLLECTION PROGRAM FOR FOOD BANKS
COMMUNITY ACTION MARIN
555 NORTHGATE DRIVE SUITE 201SAN RAFAELCA94903946136365501(C)(3)$12,500$0SUPPORT FOR THE BUILDING FINANCIAL WELL-BEING PROGRAM
ENRICHING LIVES THROUGH MUSIC
2955 LERNER BOULEVARD SUITE BSAN RAFAELCA94901463586448501(C)(3)$10,834$0SUPPORT LOCAL MUSIC EDUCATION PROGRAMS
LUTHER BURBANK CENTER FOR THE ARTS
50 MARK WEST SPRINGS ROADSANTA ROSACA95403942581084501(C)(3)$10,834$0SUPPORT LOCAL MUSIC EDUCATION PROGRAMS
CHOP'S TEEN CLUB
509 ADAMS STREETSANTA ROSACA95401911859251501(C)(3)$10,834$0SUPPORT LOCAL MUSIC EDUCATION PROGRAMS
CORAZON HEALDSBURG
PO BOX 1004HEALDSBURGCA95448273044487501(C)(3)$10,000$0SUPPORT THE BILLINGUAL FINANCIAL STABILITY AND RESILIENCY PROGRAM
FIRST RESPONDERS RESILIENCY
2777 YULUPA AVENUE 314SANTA ROSACA95405824439334501(C)(3)$10,000$0SPONSORSHIP FOR FIRST RESPONDERS MENTAL HEALTH AND WELL-BEING PROGRAMS RELATED TO DISASTER RELIEF
SAN FRANCISCO LESBIAN GAY BISEXUAL TRANSGENDER COMMUNITY CENTER
1800 MARKET STREETSAN FRANCISCOCA94102943236718501(C)(3)$10,000$0SUPPORT FOR STAFFING AND SUPPLIES DEDICATED TO FINANCIAL SERVICES
GOOD FARM FUND - NORTH COAST OPPORTUNITES
413 N STATE STREETUKIAHCA95482941671958501(C)(3)$10,000$0GRANT MATCH FOR FUNDS FOR FARMERS
DOGWOOD ANIMAL RESCUE
1415 FULTON ROAD SUITE 205 BOX 432SANTA ROSACA95403811178819501(C)(3)$9,074$0EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT
SANTA ROSA FIRE FOUNDATION
PO BOX 7165SANTA ROSACA95407871382136501(C)(3)$7,500$0SPONSORSHIP FOR ENHANCEMENTS IN WILDFIRE RESILIENCY AND MENTAL HEALTH AND WELL-BEING PROGRAMS FOR THE SANTA ROSA FIRE DEPT
PLANNED PARENTHOOD NORTHERN CALIFORNIA
2185 PACHECO STREETCONCORDCA94520131644147501(C)(3)$7,036$0EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT
CHILDREN'S CANCER COMMUNITY
905 9TH STREET SEROCHESTERMN55904841937145501(C)(3)$5,058$0EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT
FieldValueIRS element (for citing)
Total501c3 Org16Total501c3OrgCnt
Total Other Org0TotalOtherOrgCnt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp (3 entries)

Grant TypeGrantTypeTxtRecipientRecipientCntCash GrantCashGrantAmt
INDIVIDUAL GRANTS - DOWN PAYMENT ASSISTANCE12$259,098
INDIVIDUAL GRANTS - MORTGAGE ASSISTANCE12$20,811
INDIVIDUAL GRANTS - DISASTER RELIEF2$2,000

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 2:FormAndLineReferenceDesc
ExplanationGRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED.ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART III, LINE 2SEE FORM 990, PART III, LINE 4B FOR A DESCRIPTION OF THE NEW PROGRAM SERVICE.
FORM 990, PART VI, SECTION A, LINE 2ALL OF THE BOARD MEMBERS HAVE A BUSINESS RELATIONSHIP AS THEY ARE EMPLOYEES OF REDWOOD CREDIT UNION.
FORM 990, PART VI, SECTION B, LINE 11BTHE PRESIDENT, TREASURER, AND SECRETARY OF THE ORGANIZATION REVIEW THE FORM 990 IN DETAIL. A COMPLETE COPY OF THE FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12CEACH BOARD MEMBER IS REQUIRED TO COMPLETE AND SIGN A CONFLICT OF INTEREST DISCLOSURE STATEMENT ANNUALLY THAT ALSO CONTAINS AN AFFIRMATION THAT THEY HAVE READ AND UNDERSTOOD THE ORGANIZATION'S CONFLICT OF INTEREST POLICY. TRANSACTIONS WITH PARTIES WITH WHOM A CONFLICTING INTEREST EXISTS MAY BE UNDERTAKEN ONLY IF ALL OF THE FOLLOWING ARE OBSERVED: 1. THE CONFLICTING INTEREST IS FULLY DISCLOSED; 2. THE PERSON WITH THE CONFLICT OF INTEREST IS EXCLUDED FROM THE DISCUSSION AND APPROVAL OF SUCH TRANSACTION; 3. A COMPETITIVE BID OR COMPARABLE VALUATION EXISTS; AND 4. THE BOARD OF DIRECTORS HAS DETERMINED THAT THE TRANSACTION IS IN THE BEST INTEREST OF THE ORGANIZATION. DISCLOSURE IN THE ORGANIZATION SHOULD BE MADE TO THE CHIEF EXECUTIVE OFFICER OR THE BOARD PRESIDENT, WHO SHALL BRING THE MATTER TO THE ATTENTION OF THE BOARD OF DIRECTORS. DISCLOSURE INVOLVING DIRECTORS SHOULD BE MADE TO THE BOARD PRESIDENT, (OF IF SHE OR HE IS THE ONE WITH THE CONFLICT, THEN TO THE BOARD VICE PRESIDENT) WHO SHALL BRING THESE MATTERS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS SHALL DETERMINE WHETHER A CONFLICT EXISTS AND IN THE CASE OF AN EXISTING CONFLICT, WHETHER THE CONTEMPLATED TRANSACTION MAY BE AUTHORIZED AS JUST, FAIR, AND REASONABLE TO RCUCF. THE DECISION OF THE BOARD OF DIRECTORS ON THESE MATTERS WILL REST IN THEIR SOLE DISCRETION, AND THEIR CONCERN MUST BE THE WELFARE OF RCUCF AND THE ADVANCEMENT OF ITS PURPOSE.
FORM 990, PART VI, SECTION C, LINE 19THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
FORM 990, PART VII, SECTION A:THE RCUCF BOARD OF DIRECTORS ARE VOLUNTEERS, WHO ARE EMPLOYED BY REDWOOD CREDIT UNION. IN THEIR ROLE AS DIRECTORS, THEY DO NOT RECEIVE ANY ADDITIONAL COMPENSATION FROM REDWOOD CREDIT UNION OR ANY OTHER PARTY FOR THEIR SERVICES ON THE ORGANIZATION'S BOARD OF DIRECTORS. THEY ARE EMPLOYED BY AND RECEIVE ALL OF THEIR COMPENSATION SOLELY CONNECTED TO THEIR DUTIES AS EMPLOYEES OF REDWOOD CREDIT UNION.

Schedule R IRS990ScheduleR

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1REDWOOD CREDIT UNIONBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line13033 CLEVELAND AVENUE SUITE 100AddressLine1Txt
CitySANTA ROSACityNm
State AbbreviationCAStateAbbreviationCd
ZIP95403ZIPCd
FieldValueIRS element (for citing)
EIN941244186EIN
Primary ActivitiesFINANCIAL SERVICESPrimaryActivitiesTxt
Legal Domicile StateCALegalDomicileStateCd
Exempt Code Section501(C)(14)ExemptCodeSectionTxt
Public Charity StatusN/APublicCharityStatusTxt
Direct Controlling NAN/ADirectControllingNACd
Controlled Organization0ControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts Rylts0ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org0GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth OrgYes (1)GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org0LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org0LoansOrGuaranteesFromOthOrgInd
Div Related Organization0DivRelatedOrganizationInd
Asset Sale To Other Org0AssetSaleToOtherOrgInd
Asset Purchase From Other Org0AssetPurchaseFromOtherOrgInd
Asset Exchange0AssetExchangeInd
Rental Of Facilities To Oth Org0RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org0RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org0PerformOfServicesForOthOrgInd
Perform Of Services By Other Org0PerformOfServicesByOtherOrgInd
Sharing Of FacilitiesYes (1)SharingOfFacilitiesInd
Paid Employees Sharing0PaidEmployeesSharingInd
Reimbursement Paid To Other OrgYes (1)ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org0ReimbursementPaidByOtherOrgInd
Transfer To Other Org0TransferToOtherOrgInd
Transfer From Other Org0TransferFromOtherOrgInd

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