2026-08-18T11:19:14-05:00 2025-12-31 390859910 BAKER TILLY ADVISORY GROUP LP 333 BUSH STREET STE 1000 SAN FRANCISCO CA 94104 990 2025-01-01 475084832 REDWOOD CREDIT UNION COMMUNITY FUND INC REDW 7075765265 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 JOSH STOLTZFUS TREASURER 7075765265 2026-08-05 1 WENDY CAMPOS P00448102 4159561500 2026-07-21 2025 2025-03-06 01:10:19Z MISHEL KAUFMAN 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 2089325 0 X WWW.RCUCOMMUNITYFUND.ORG X 2015 CA HELPING TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. 5 0 0 5 0 0 1176175 1015781 0 0 231316 342001 -2500 1372 1404991 1359154 702714 797818 0 0 0 0 0 0 0 63699 53915 766413 851733 638578 507421 10243774 11140778 536986 482574 9706788 10658204 X REDWOOD CREDIT UNION COMMUNITY FUND, INC. WILL HELP TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. OUR APPROACH IS TO BE RESPECTFUL AND INTENTIONAL IN OUR GIVING. WE EXIST TO MEET THE NEEDS OF OTHERS. 1 0 313146 313146 0 COMMUNITY WELLNESS - COMMUNITY WELLNESS INCLUDING HOUSING. 259098 259098 0 DOWN PAYMENT ASSISTANCE - REDWOOD CREDIT UNION COMMUNITY FUND PROVIDES DOWN PAYMENT ASSISTANCE GRANTS TO HELP MAKE HOMEOWNERSHIP MORE ACCESSIBLE FOR INDIVIDUALS AND FAMILIES WHO CAN AFFORD MONTHLY HOUSING COSTS BUT FACE CHALLENGES SAVING FOR A DOWN PAYMENT. THIS PROGRAM BRIDGES A CRITICAL FINANCIAL GAP BY OFFERING TARGETED SUPPORT THAT ENABLES QUALIFIED MEMBERS TO ACHIEVE SUSTAINABLE HOMEOWNERSHIP. THROUGH THIS ASSISTANCE, WE PROMOTE FINANCIAL STABILITY, EXPAND ACCESS TO HOUSING OPPORTUNITIES, AND STRENGTHEN LONGTERM COMMUNITY WELLBEING. 134574 134574 0 EMPLOYEE GIVING CAMPAIGN - EMPLOYEES OF REDWOOD CREDIT UNION MAY DONATE TO THE ORGANIZATION THROUGH PAYROLL DEDUCTION AND DESIGNATE THE GRANTEE RECIPIENTS THAT ARE 501(C)(3) PUBLIC CHARITIES. 78500 78500 0 FINANCIAL WELLNESS - FINANCIAL LITERACY INITIATIVES TO EDUCATE PEOPLE OF ALL AGES IN ESSENTIAL MONEY MANAGEMENT SKILLS. 12500 12500 0 DISASTER AND FIRE RELIEF - TO HELP RETURN THE HEALTH AND VIBRANCY TO COMMUNITIES AFFECTED BY NATURAL DISASTERS. THIS PROGRAM PROVIDES SUPPORT TO PARTNER ORGANIZATIONS IN AFFECTED AREAS AS WELL AS DIRECT SUPPORT TO INDIVIDUALS AND FAMILIES. 91000 91000 0 797818 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 0 1 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 CA X JOSH STOLTZFUS 7075765265 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 X X MISHEL KAUFMAN PRESIDENT 2.00 1.50 X X 0 0 0 JOSE ALVAREZ VICE PRESIDENT 0.25 1.50 X X 0 0 0 JOSH STOTLZFUS TREASURER (AS OF 03/25) 1.00 1.50 X X 0 0 0 DAN MOYLAN TREASURER (THRU 03/25) 1.00 1.50 X X 0 0 0 TRACY CONDRON SECRETARY 0.25 1.50 X X 0 0 0 MATT MARTIN DIRECTOR 0.25 1.50 X 0 0 0 MATT METZGER DIRECTOR (THRU 09/25) 0.25 1.50 X 0 0 0 0 0 0 0 0 0 0 0 28365 582500 404916 1015781 218069 218069 849837 725905 123932 123932 123932 5638 28365 4266 1372 1372 1359154 0 0 343373 495909 495909 281909 281909 20000 20000 6000 6000 5250 5250 16705 16705 25944 25944 399 399 1081 1081 -4107 -4107 MERCHANT FEE 713 713 1930 1930 851733 797818 53915 0 755490 235596 3367377 3662895 750 0 23900 23900 0 0 6120157 6842287 0 400000 10243774 11140778 536986 482574 536986 482574 X 9706188 10657604 600 600 9706788 10658204 10243774 11140778 507421 443995 0 X 0 0 0 X 1382125 1139688 146463 1176175 1015781 4860232 1382125 1139688 146463 1176175 1015781 4860232 3675128 1185104 114628 104614 178611 203115 218069 819037 1372 1372 5680641 0.20860 0.20630 X REDWOOD CREDIT UNION COMMUNITY FUND, INC.'S (THE "FUND") PRIMARY SOURCES OF SUPPORT ARE FROM THE EMPLOYEE GIVING CAMPAIGN OF REDWOOD CREDIT UNION (RCU) AND CONTRIBUTIONS FROM RCU DIRECTLY. RCU IS A RELATED TAX-EXEMPT ORGANIZATION THAT OPERATES AS A STATE CHARTERED CREDIT UNION. THE FUND ALSO MAINTAINS SOLICITATION EFFORTS WITH THE COMMUNITY AT LARGE FROM INDIVIDUALS, ORGANIZATIONS WITHIN THE COMMUNITY, GOVERNMENTAL UNITS, AND OTHER PUBLIC CHARITIES. THE FUND'S GOVERNING BODY IS COMPRISED OF OFFICERS OF RCU, WHO VOLUNTEER THEIR TIME TO OVERSEE THE FUND'S ACTIVITIES WITH THE INTEREST OF SERVING THE BROADER COMMUNITY IN LINE WITH THE FUND'S MISSION. THE FUND HAD TWO YEARS WHERE A SUBSTANTIAL AMOUNT OF PUBLIC SUPPORT WAS RECEIVED TO SUPPORT FIRE RELIEF EFFORTS IN NORTHERN CALIFORNIA. IN RESPONSE TO THIS FUNDING CHANGE, THE FUND ESTABLISHED THE EMPLOYEE GIVING CAMPAIGN IN 2021 TO INCREASE ITS SOURCES OF PUBLIC SUPPORT AND WORKED THROUGH TAX PLANNING OPTIONS WITH A PUBLIC ACCOUNTING FIRM TO IMPROVE ITS PUBLIC SUPPORT PERCENTAGE. FOR THE TAX YEAR ENDED DECEMBER 31, 2025, THE FUND'S PUBLIC SUPPORT PERCENTAGE WAS GREATER THAN 10% AND THE FUND EXPECTS THE PUBLIC SUPPORT PERCENTAGE TO INCREASE OVER THE NEXT COUPLE OF YEARS SO THAT IT IS GREATER THAN 33 1/3% PUBLICLY SUPPORTED. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 23900 23900 0 0 1 SUB-SAHARAN AFRICA 0 0 GRANTS TO RECIPIENTS LOCATED IN THE REGION 20000 0 0 0 0 0 0 20000 0 20000 SUB-SAHARAN AFRICA COMMUNITY WELLNESS 20000 CASH 0 1 0 0 0 0 0 0 0 PART I, LINE 2: GRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED. PART I, LINE 3: ACCOUNTING METHOD FOR EXPENDITURES OUTSIDE THE US: ACCRUAL BASIS 34003 28365 5638 4266 34003 28365 5638 4266 4266 1372 1 NORTH BAY CHILDREN'S CENTER 932 C STREET NOVATO CA 94949 943024246 501(C)(3) 210000 0 BRIGHT FUTURES CAPITAL CAMPAIGN UPVALLEY FAMILY CENTERS 1440 SPRING STREET ST HELENA CA 94574 800023012 501(C)(3) 20000 0 SUPPORT FOR THE ECONOMIC SUCCESS PROGAM PUERTAS ABIERTAS COMMUNITY RESOURCE CENTER 952 NAPA STREET NAPA CA 94559 203126333 501(C)(3) 15000 0 SUPPORT FINANCIAL LITERACY PROGRAMMING SIMPLE GESTURE SYSTEMS INC 4845 KLEAM COURT SANTA ROSA CA 95405 334809573 501(C)(3) 12832 0 SUPPORT FOOD COLLECTION PROGRAM FOR FOOD BANKS COMMUNITY ACTION MARIN 555 NORTHGATE DRIVE SUITE 201 SAN RAFAEL CA 94903 946136365 501(C)(3) 12500 0 SUPPORT FOR THE BUILDING FINANCIAL WELL-BEING PROGRAM ENRICHING LIVES THROUGH MUSIC 2955 LERNER BOULEVARD SUITE B SAN RAFAEL CA 94901 463586448 501(C)(3) 10834 0 SUPPORT LOCAL MUSIC EDUCATION PROGRAMS LUTHER BURBANK CENTER FOR THE ARTS 50 MARK WEST SPRINGS ROAD SANTA ROSA CA 95403 942581084 501(C)(3) 10834 0 SUPPORT LOCAL MUSIC EDUCATION PROGRAMS CHOP'S TEEN CLUB 509 ADAMS STREET SANTA ROSA CA 95401 911859251 501(C)(3) 10834 0 SUPPORT LOCAL MUSIC EDUCATION PROGRAMS CORAZON HEALDSBURG PO BOX 1004 HEALDSBURG CA 95448 273044487 501(C)(3) 10000 0 SUPPORT THE BILLINGUAL FINANCIAL STABILITY AND RESILIENCY PROGRAM FIRST RESPONDERS RESILIENCY 2777 YULUPA AVENUE 314 SANTA ROSA CA 95405 824439334 501(C)(3) 10000 0 SPONSORSHIP FOR FIRST RESPONDERS MENTAL HEALTH AND WELL-BEING PROGRAMS RELATED TO DISASTER RELIEF SAN FRANCISCO LESBIAN GAY BISEXUAL TRANSGENDER COMMUNITY CENTER 1800 MARKET STREET SAN FRANCISCO CA 94102 943236718 501(C)(3) 10000 0 SUPPORT FOR STAFFING AND SUPPLIES DEDICATED TO FINANCIAL SERVICES GOOD FARM FUND - NORTH COAST OPPORTUNITES 413 N STATE STREET UKIAH CA 95482 941671958 501(C)(3) 10000 0 GRANT MATCH FOR FUNDS FOR FARMERS DOGWOOD ANIMAL RESCUE 1415 FULTON ROAD SUITE 205 BOX 432 SANTA ROSA CA 95403 811178819 501(C)(3) 9074 0 EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT SANTA ROSA FIRE FOUNDATION PO BOX 7165 SANTA ROSA CA 95407 871382136 501(C)(3) 7500 0 SPONSORSHIP FOR ENHANCEMENTS IN WILDFIRE RESILIENCY AND MENTAL HEALTH AND WELL-BEING PROGRAMS FOR THE SANTA ROSA FIRE DEPT PLANNED PARENTHOOD NORTHERN CALIFORNIA 2185 PACHECO STREET CONCORD CA 94520 131644147 501(C)(3) 7036 0 EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT CHILDREN'S CANCER COMMUNITY 905 9TH STREET SE ROCHESTER MN 55904 841937145 501(C)(3) 5058 0 EMPLOYEE GIVING CAMPAIGN - GENERAL SUPPORT 16 0 INDIVIDUAL GRANTS - DOWN PAYMENT ASSISTANCE 12 259098 INDIVIDUAL GRANTS - MORTGAGE ASSISTANCE 12 20811 INDIVIDUAL GRANTS - DISASTER RELIEF 2 2000 PART I, LINE 2: GRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED. FORM 990, PART III, LINE 2 SEE FORM 990, PART III, LINE 4B FOR A DESCRIPTION OF THE NEW PROGRAM SERVICE. FORM 990, PART VI, SECTION A, LINE 2 ALL OF THE BOARD MEMBERS HAVE A BUSINESS RELATIONSHIP AS THEY ARE EMPLOYEES OF REDWOOD CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE PRESIDENT, TREASURER, AND SECRETARY OF THE ORGANIZATION REVIEW THE FORM 990 IN DETAIL. A COMPLETE COPY OF THE FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH BOARD MEMBER IS REQUIRED TO COMPLETE AND SIGN A CONFLICT OF INTEREST DISCLOSURE STATEMENT ANNUALLY THAT ALSO CONTAINS AN AFFIRMATION THAT THEY HAVE READ AND UNDERSTOOD THE ORGANIZATION'S CONFLICT OF INTEREST POLICY. TRANSACTIONS WITH PARTIES WITH WHOM A CONFLICTING INTEREST EXISTS MAY BE UNDERTAKEN ONLY IF ALL OF THE FOLLOWING ARE OBSERVED: 1. THE CONFLICTING INTEREST IS FULLY DISCLOSED; 2. THE PERSON WITH THE CONFLICT OF INTEREST IS EXCLUDED FROM THE DISCUSSION AND APPROVAL OF SUCH TRANSACTION; 3. A COMPETITIVE BID OR COMPARABLE VALUATION EXISTS; AND 4. THE BOARD OF DIRECTORS HAS DETERMINED THAT THE TRANSACTION IS IN THE BEST INTEREST OF THE ORGANIZATION. DISCLOSURE IN THE ORGANIZATION SHOULD BE MADE TO THE CHIEF EXECUTIVE OFFICER OR THE BOARD PRESIDENT, WHO SHALL BRING THE MATTER TO THE ATTENTION OF THE BOARD OF DIRECTORS. DISCLOSURE INVOLVING DIRECTORS SHOULD BE MADE TO THE BOARD PRESIDENT, (OF IF SHE OR HE IS THE ONE WITH THE CONFLICT, THEN TO THE BOARD VICE PRESIDENT) WHO SHALL BRING THESE MATTERS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS SHALL DETERMINE WHETHER A CONFLICT EXISTS AND IN THE CASE OF AN EXISTING CONFLICT, WHETHER THE CONTEMPLATED TRANSACTION MAY BE AUTHORIZED AS JUST, FAIR, AND REASONABLE TO RCUCF. THE DECISION OF THE BOARD OF DIRECTORS ON THESE MATTERS WILL REST IN THEIR SOLE DISCRETION, AND THEIR CONCERN MUST BE THE WELFARE OF RCUCF AND THE ADVANCEMENT OF ITS PURPOSE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART VII, SECTION A: THE RCUCF BOARD OF DIRECTORS ARE VOLUNTEERS, WHO ARE EMPLOYED BY REDWOOD CREDIT UNION. IN THEIR ROLE AS DIRECTORS, THEY DO NOT RECEIVE ANY ADDITIONAL COMPENSATION FROM REDWOOD CREDIT UNION OR ANY OTHER PARTY FOR THEIR SERVICES ON THE ORGANIZATION'S BOARD OF DIRECTORS. THEY ARE EMPLOYED BY AND RECEIVE ALL OF THEIR COMPENSATION SOLELY CONNECTED TO THEIR DUTIES AS EMPLOYEES OF REDWOOD CREDIT UNION. REDWOOD CREDIT UNION 3033 CLEVELAND AVENUE SUITE 100 SANTA ROSA CA 95403 941244186 FINANCIAL SERVICES CA 501(C)(14) N/A N/A 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0